Cost of Living Comparison Between St Lawrence and Ubud, Bali Cost of Living Comparison Between St Lawrence and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,409 in St Lawrence versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $4,968 in St Lawrence versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,527 in St Lawrence versus $3,763 in Ubud, Bali.

Living in St Lawrence is roughly 142% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: St Lawrence 155% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$20.08 JEP 14.94

$3.45 Rp 62.0K

482.03%

Three-Course Dinner for Two, Mid-Range

$67.2 JEP 49.96

$32.34 Rp 580.1K

107.64%

Fast Food Meal (McDonalds, etc)

$10.85 JEP 8.07

$4.84 Rp 86.9K

124.17%

Cappuccino

$4.11 JEP 3.06

$2.75 Rp 49.3K

49.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 JEP 1.03

$1.38 Rp 24.8K

0.72%

Water (0.33 liter bottle)

$1.40 JEP 1.04

$0.75 Rp 13.5K

86.67%

Local Beer (0.5 liter draught)

$4.00 JEP 2.98

$2.99 Rp 53.7K

33.78%

Imported Beer (0.33 liter bottle)

$6.92 JEP 5.15

$3.85 Rp 69.1K

79.74%

Milk (1 liter)

$1.73 JEP 1.29

$1.74 Rp 31.1K

-0.57%

White Bread (500g)

$2.09 JEP 1.56

$2.46 Rp 44.1K

-15.04%

Rice (white) (1kg)

$1.99 JEP 1.48

$1.17 Rp 21.0K

70.09%

Eggs

$5.49 JEP 4.08

$2.43 Rp 43.6K

125.93%

Local Cheese (1kg)

$4.07 JEP 3.03

$14.50 Rp 260.2K

-71.93%

Chicken Fillets (1kg)

$11.60 JEP 8.63

$4.35 Rp 78.0K

166.67%

Beef Round Steak (1kg)

$6.86 JEP 5.11

$11.98 Rp 214.9K

-42.74%

Apples (1kg)

$4.17 JEP 3.10

$3.72 Rp 66.7K

12.10%

Banana (1kg)

$1.99 JEP 1.48

$1.63 Rp 29.2K

22.09%

Oranges (1kg)

$3.49 JEP 2.60

$2.74 Rp 49.2K

27.37%

Tomato (1kg)

$4.15 JEP 3.09

$2.24 Rp 40.2K

85.27%

Potato (1kg)

$3.90 JEP 2.90

$1.92 Rp 34.4K

103.13%

Onion (1kg)

$2.78 JEP 2.06

$2.28 Rp 40.8K

21.93%

Lettuce (1 head)

$2.08 JEP 1.55

$1.06 Rp 19.1K

96.23%

Water (1.5 liter bottle)

$1.60 JEP 1.19

$0.72 Rp 12.9K

122.22%

Cigarettes 20 Pack (Marlboro, Camel)

$11.58 JEP 8.61

$3.29 Rp 58.9K

251.98%

Wine (Bottle)

$10.79 JEP 8.03

$23.19 Rp 416.1K

-53.47%

Local Beer (0.5 liter bottle)

$4.07 JEP 3.03

$2.78 Rp 49.8K

46.40%

Imported Beer (0.33 liter bottle)

$6.95 JEP 5.17

$2.73 Rp 49.0K

154.58%

One-way Ticket (Public Transport)

$3.47 JEP 2.58

$0.27 Rp 4,778

1185.19%

Public Transport Monthly Pass (Regular Price)

$71.0 JEP 52.8

$8.11 Rp 145.4K

775.83%

Taxi Start (Normal Tariff)

$6.06 JEP 4.51

$0.48 Rp 8,659

1162.50%

Taxi (Normal Tariff) (1km)

$3.82 JEP 2.84

$0.42 Rp 7,532

809.52%

Taxi 1hour Waiting (Normal Tariff)

$2.76 JEP 2.05

$6.22 Rp 111.6K

-55.63%

Gasoline (1 liter)

$1.98 JEP 1.47

$0.81 Rp 14.6K

144.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K JEP 16.9K

$26.6K Rp 477.4M

-14.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.4K JEP 25.6K

$32.2K Rp 577.4M

6.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 JEP 99.7

$78.4 Rp 1.4M

71.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.63 JEP 19.07

$4.07 Rp 73.0K

529.73%

Internet (50+ Mbps, Unlimited Data)

$67.2 JEP 49.97

$24.33 Rp 436.4K

176.08%

Gym Membership (Monthly)

$89.7 JEP 66.8

$98.6 Rp 1.8M

-9.03%

Tennis Court (1 Hour on Weekend)

$20.26 JEP 15.07

$6.34 Rp 113.7K

219.56%

Cinema Ticket

$14.58 JEP 10.85

$3.99 Rp 71.5K

265.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,044 JEP 1,521

$305 Rp 5.5M

570.03%

International Primary School, 1 Child (Yearly)

$17.1K JEP 12.7K

$6,642 Rp 119.2M

157.81%

Jeans (Levis 501 Or Similar)

$94.4 JEP 70.2

$54.1 Rp 971.2K

74.31%

Summer Dress (H&M, Zara, etc)

$47.78 JEP 35.55

$37.81 Rp 678.2K

26.37%

Sport Shoes (Adidas, Nike)

$127 JEP 94.4

$86.8 Rp 1.6M

46.05%

Men's Leather Business Shoes

$138 JEP 103

$76.4 Rp 1.4M

80.55%

1-bedroom Apartment, City Center (Monthly)

$1,872 JEP 1,393

$992 Rp 17.8M

88.70%

1-bedroom Apartment, Outside City Center (Monthly)

$2,088 JEP 1,554

$673 Rp 12.1M

210.39%

3-bedroom Apartment, City Center (Monthly)

$3,387 JEP 2,520

$3,375 Rp 60.5M

0.35%

3-bedroom Apartment, Outside City Center (Monthly)

$3,712 JEP 2,761

$2,050 Rp 36.8M

81.04%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.75

13.28

-79.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lawrence: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,872 in St Lawrence and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in St Lawrence vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $327 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lawrence vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 142% lower than in St Lawrence. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $5,114 in St Lawrence and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,872 in St Lawrence versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,044 in St Lawrence versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 10% higher in St Lawrence. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $3,409 in St Lawrence, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Lawrence. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, St Lawrence and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 142% less than in St Lawrence. Beyond cost, consider language, visa policies, and how big the international community is in each city.