Cost of Living Comparison Between St Lawrence and Ubud, Bali Cost of Living Comparison Between St Lawrence and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,195 in St Lawrence versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $5,212 in St Lawrence versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,230 in St Lawrence versus $3,273 in Ubud, Bali.

Living in St Lawrence is roughly 129% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: St Lawrence 133% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$40.08 JEP 29.62

$3.37 Rp 59.9K

1089.32%

Three-Course Dinner for Two, Mid-Range

$121 JEP 89.8

$38.59 Rp 685.5K

214.80%

Fast Food Meal (McDonalds, etc)

$10.68 JEP 7.89

$5.52 Rp 98.1K

93.48%

Cappuccino

$4.85 JEP 3.59

$2.64 Rp 47.0K

83.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 JEP 2.48

$1.67 Rp 29.7K

100.60%

Water (0.33 liter bottle)

$2.57 JEP 1.90

$0.77 Rp 13.7K

233.77%

Local Beer (0.5 liter draught)

$8.34 JEP 6.16

$2.63 Rp 46.8K

217.11%

Imported Beer (0.33 liter bottle)

$6.34 JEP 4.68

$4.28 Rp 76.1K

48.13%

Milk (1 liter)

$2.25 JEP 1.67

$1.55 Rp 27.5K

45.16%

White Bread (500g)

$2.88 JEP 2.13

$2.22 Rp 39.5K

29.73%

Rice (white) (1kg)

$2.61 JEP 1.93

$1.13 Rp 20.0K

130.97%

Eggs

$5.67 JEP 4.19

$2.09 Rp 37.1K

171.29%

Local Cheese (1kg)

$7.32 JEP 5.41

$17.39 Rp 309.0K

-57.91%

Chicken Fillets (1kg)

$12.28 JEP 9.07

$3.87 Rp 68.7K

217.31%

Beef Round Steak (1kg)

$18.89 JEP 13.96

$12.55 Rp 222.9K

50.52%

Apples (1kg)

$4.21 JEP 3.11

$3.62 Rp 64.2K

16.30%

Banana (1kg)

$3.47 JEP 2.56

$1.56 Rp 27.7K

122.44%

Oranges (1kg)

$4.24 JEP 3.14

$2.35 Rp 41.8K

80.43%

Tomato (1kg)

$4.54 JEP 3.35

$2.06 Rp 36.5K

120.39%

Potato (1kg)

$3.34 JEP 2.47

$1.90 Rp 33.7K

75.79%

Onion (1kg)

$3.24 JEP 2.39

$2.34 Rp 41.5K

38.46%

Lettuce (1 head)

$1.90 JEP 1.41

$1.03 Rp 18.3K

84.47%

Water (1.5 liter bottle)

$2.50 JEP 1.85

$0.55 Rp 9,854

354.55%

Cigarettes 20 Pack (Marlboro, Camel)

$20.43 JEP 15.10

$2.25 Rp 40.0K

808.00%

Wine (Bottle)

$10.72 JEP 7.92

$23.81 Rp 422.9K

-54.98%

Local Beer (0.5 liter bottle)

$4.85 JEP 3.58

$2.31 Rp 41.1K

109.96%

Imported Beer (0.33 liter bottle)

$7.78 JEP 5.75

$2.80 Rp 49.8K

177.86%

One-way Ticket (Public Transport)

$0.27 Rp 4,839

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.9K

Taxi Start (Normal Tariff)

$5.19 JEP 3.84

$0.48 Rp 8,554

981.25%

Taxi (Normal Tariff) (1km)

$2.57 JEP 1.90

$0.45 Rp 7,924

471.11%

Taxi 1hour Waiting (Normal Tariff)

$53.8 JEP 39.72

$5.72 Rp 101.6K

839.69%

Gasoline (1 liter)

$2.05 JEP 1.51

$0.76 Rp 13.5K

169.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K JEP 20.2K

$24.5K Rp 434.9M

11.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.6K JEP 27.1K

$32.1K Rp 570.6M

14.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$322 JEP 238

$83.6 Rp 1.5M

285.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.58 JEP 26.29

$6.46 Rp 114.7K

450.77%

Internet (50+ Mbps, Unlimited Data)

$75.8 JEP 56.0

$18.99 Rp 337.4K

298.95%

Gym Membership (Monthly)

$96.7 JEP 71.5

$56.0 Rp 994.4K

72.82%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$19.94 JEP 14.73

$4.28 Rp 76.1K

365.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$858 JEP 634

$487 Rp 8.6M

76.39%

International Primary School, 1 Child (Yearly)

$12.2K JEP 9,034

$5,856 Rp 104.0M

108.77%

Jeans (Levis 501 Or Similar)

$105 JEP 77.9

$45.56 Rp 809.3K

131.50%

Summer Dress (H&M, Zara, etc)

$73.5 JEP 54.3

$36.38 Rp 646.3K

102.09%

Sport Shoes (Adidas, Nike)

$121 JEP 89.5

$82.0 Rp 1.5M

47.68%

Men's Leather Business Shoes

$215 JEP 159

$80.4 Rp 1.4M

167.24%

1-bedroom Apartment, City Center (Monthly)

$1,762 JEP 1,302

$1,117 Rp 19.8M

57.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,472 JEP 1,088

$701 Rp 12.5M

109.92%

3-bedroom Apartment, City Center (Monthly)

$4,113 JEP 3,040

$3,537 Rp 62.8M

16.30%

3-bedroom Apartment, Outside City Center (Monthly)

$3,385 JEP 2,502

$1,762 Rp 31.3M

92.10%

Buy Apartment in City Center (m2)

$2,826 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.7M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

13.78

-70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lawrence: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,762 in St Lawrence and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $121 in St Lawrence vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $421 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lawrence vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 129% lower than in St Lawrence. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $4,793 in St Lawrence and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,762 in St Lawrence versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $858 in St Lawrence versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $121 in St Lawrence. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,396 in Ubud, Bali versus $3,195 in St Lawrence, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Lawrence. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, St Lawrence and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 129% less than in St Lawrence. Beyond cost, consider language, visa policies, and how big the international community is in each city.