Cost of Living Comparison Between St Lawrence and Ubud, Bali Cost of Living Comparison Between St Lawrence and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,415 in St Lawrence versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,034 in St Lawrence versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,653 in St Lawrence versus $3,660 in Ubud, Bali.

Living in St Lawrence is roughly 141% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: St Lawrence 155% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$20.32 JEP 15.10

$3.56 Rp 63.7K

470.79%

Three-Course Dinner for Two, Mid-Range

$68.5 JEP 50.9

$32.73 Rp 584.5K

109.23%

Fast Food Meal (McDonalds, etc)

$11.01 JEP 8.18

$4.95 Rp 88.4K

122.42%

Cappuccino

$4.01 JEP 2.98

$2.71 Rp 48.4K

47.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 JEP 0.99

$1.34 Rp 24.0K

-0.75%

Water (0.33 liter bottle)

$1.37 JEP 1.02

$0.70 Rp 12.5K

95.71%

Local Beer (0.5 liter draught)

$4.13 JEP 3.07

$2.92 Rp 52.1K

41.44%

Imported Beer (0.33 liter bottle)

$6.83 JEP 5.07

$3.96 Rp 70.7K

72.47%

Milk (1 liter)

$1.76 JEP 1.31

$1.81 Rp 32.3K

-2.76%

White Bread (500g)

$2.02 JEP 1.50

$2.52 Rp 45.0K

-19.84%

Rice (white) (1kg)

$2.00 JEP 1.49

$1.16 Rp 20.7K

72.41%

Eggs

$5.29 JEP 3.93

$2.46 Rp 43.9K

115.04%

Local Cheese (1kg)

$4.18 JEP 3.10

$14.71 Rp 262.7K

-71.58%

Chicken Fillets (1kg)

$11.95 JEP 8.88

$4.32 Rp 77.1K

176.62%

Beef Round Steak (1kg)

$6.66 JEP 4.95

$12.14 Rp 216.7K

-45.14%

Apples (1kg)

$4.09 JEP 3.04

$3.84 Rp 68.6K

6.51%

Banana (1kg)

$2.06 JEP 1.53

$1.56 Rp 27.8K

32.05%

Oranges (1kg)

$3.46 JEP 2.57

$2.83 Rp 50.6K

22.26%

Tomato (1kg)

$4.14 JEP 3.08

$2.33 Rp 41.5K

77.68%

Potato (1kg)

$3.94 JEP 2.93

$1.91 Rp 34.2K

106.28%

Onion (1kg)

$2.78 JEP 2.07

$2.20 Rp 39.3K

26.36%

Lettuce (1 head)

$1.98 JEP 1.47

$1.01 Rp 18.1K

96.04%

Water (1.5 liter bottle)

$1.67 JEP 1.24

$0.78 Rp 13.8K

114.10%

Cigarettes 20 Pack (Marlboro, Camel)

$11.57 JEP 8.60

$3.32 Rp 59.2K

248.49%

Wine (Bottle)

$10.97 JEP 8.15

$23.74 Rp 423.9K

-53.79%

Local Beer (0.5 liter bottle)

$4.14 JEP 3.08

$2.79 Rp 49.8K

48.39%

Imported Beer (0.33 liter bottle)

$6.77 JEP 5.03

$2.86 Rp 51.1K

136.71%

One-way Ticket (Public Transport)

$3.41 JEP 2.54

$0.27 Rp 4,800

1162.96%

Public Transport Monthly Pass (Regular Price)

$70.6 JEP 52.4

$8.03 Rp 143.4K

778.83%

Taxi Start (Normal Tariff)

$6.06 JEP 4.51

$0.46 Rp 8,150

1217.39%

Taxi (Normal Tariff) (1km)

$3.86 JEP 2.87

$0.45 Rp 8,037

757.78%

Taxi 1hour Waiting (Normal Tariff)

$2.79 JEP 2.07

$6.10 Rp 108.9K

-54.26%

Gasoline (1 liter)

$2.05 JEP 1.53

$0.79 Rp 14.2K

159.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.6K JEP 16.8K

$26.1K Rp 467.0M

-13.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K JEP 24.9K

$32.1K Rp 573.6M

4.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 JEP 99.5

$79.9 Rp 1.4M

67.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.94 JEP 18.53

$4.06 Rp 72.6K

514.29%

Internet (50+ Mbps, Unlimited Data)

$66.6 JEP 49.52

$23.52 Rp 420.0K

183.33%

Gym Membership (Monthly)

$86.6 JEP 64.4

$98.7 Rp 1.8M

-12.22%

Tennis Court (1 Hour on Weekend)

$20.14 JEP 14.96

$6.63 Rp 118.4K

203.77%

Cinema Ticket

$14.91 JEP 11.08

$4.15 Rp 74.1K

259.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,030 JEP 1,508

$304 Rp 5.4M

567.87%

International Primary School, 1 Child (Yearly)

$16.9K JEP 12.6K

$6,613 Rp 118.1M

155.99%

Jeans (Levis 501 Or Similar)

$96.2 JEP 71.5

$55.5 Rp 991.8K

73.24%

Summer Dress (H&M, Zara, etc)

$48.38 JEP 35.95

$38.31 Rp 684.1K

26.29%

Sport Shoes (Adidas, Nike)

$128 JEP 95.5

$88.6 Rp 1.6M

45.02%

Men's Leather Business Shoes

$137 JEP 102

$77.9 Rp 1.4M

75.51%

1-bedroom Apartment, City Center (Monthly)

$1,933 JEP 1,437

$1,006 Rp 18.0M

92.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,064 JEP 1,533

$675 Rp 12.1M

205.62%

3-bedroom Apartment, City Center (Monthly)

$3,409 JEP 2,533

$3,442 Rp 61.5M

-0.96%

3-bedroom Apartment, Outside City Center (Monthly)

$3,721 JEP 2,765

$2,039 Rp 36.4M

82.45%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.75

13.28

-79.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lawrence: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,933 in St Lawrence and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in St Lawrence vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $328 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lawrence vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 141% lower than in St Lawrence. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $5,122 in St Lawrence and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,933 in St Lawrence versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,030 in St Lawrence versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in St Lawrence. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $3,415 in St Lawrence, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Lawrence. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, St Lawrence and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 141% less than in St Lawrence. Beyond cost, consider language, visa policies, and how big the international community is in each city.