Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and St.Catharines

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,309 in St.Catharines, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
112

Cost of Living Index in St.Catharines
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St.Catharines Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

St.Catharines

🇨🇦 Canada

$2,309

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in St.Catharines

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in St.Catharines actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,309 in St.Catharines, rent included.

Ubud, Bali $1,353
St.Catharines $2,309

A couple spends around $2,297 per month in Ubud, Bali vs $3,210 in St.Catharines, rent included.

Ubud, Bali $2,297
St.Catharines $3,210

A family of three spends $3,241 per month in Ubud, Bali vs $4,111 in St.Catharines, rent included.

Ubud, Bali $3,241
St.Catharines $4,111

Ubud, Bali is about 41% cheaper than St.Catharines, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and St.Catharines sit above the global median – Ubud, Bali by 0%, St.Catharines by 70%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$14.32 CA$20.24

-77.44%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$57.6 CA$81.5

-39.49%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.63 CA$17.86

-54.87%

Cappuccino

$2.62 Rp 47.1K

$3.03 CA$4.29

-13.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.65 CA$2.34

4.24%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.60 CA$2.27

-49.38%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$4.65 CA$6.58

-43.01%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.61 CA$6.52

-5.21%

Milk (1 liter)

$1.57 Rp 28.3K

$2.09 CA$2.96

-24.88%

White Bread (500g)

$2.19 Rp 39.5K

$2.18 CA$3.08

0.46%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.60 CA$6.50

-74.35%

Eggs

$2.16 Rp 38.8K

$4.28 CA$6.06

-49.53%

Local Cheese (1kg)

$17.65 Rp 317.7K

$14.90 CA$21.06

18.46%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.22 CA$15.86

-66.31%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.04 CA$19.85

-14.89%

Apples (1kg)

$3.60 Rp 64.8K

$5.19 CA$7.34

-30.64%

Banana (1kg)

$1.59 Rp 28.6K

$1.11 CA$1.57

43.24%

Oranges (1kg)

$2.31 Rp 41.6K

$4.36 CA$6.17

-47.02%

Tomato (1kg)

$1.91 Rp 34.3K

$4.14 CA$5.85

-53.86%

Potato (1kg)

$1.78 Rp 32.1K

$2.82 CA$3.99

-36.88%

Onion (1kg)

$2.33 Rp 41.9K

$4.39 CA$6.20

-46.92%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.60 CA$3.67

-61.54%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.29 CA$1.83

-58.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$13.73 CA$19.41

-83.32%

Wine (Bottle)

$22.07 Rp 397.3K

$12.65 CA$17.88

74.47%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$3.00 CA$4.24

-21.67%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.02 CA$4.28

-1.32%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.46 CA$3.48

-90.65%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$70.9 CA$100

-87.45%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.88 CA$4.07

-83.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.22 CA$3.14

-80.63%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$22.28 CA$31.50

-75.45%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.15 CA$1.63

-27.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$26.4K CA$37.4K

-9.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$22.0K CA$31.1K

49.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$178 CA$251

-55.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$33.39 CA$47.21

-80.35%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$47.75 CA$67.5

-61.05%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$31.41 CA$44.41

72.30%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$41.10 CA$58.1

-55.52%

Cinema Ticket

$4.25 Rp 76.5K

$11.04 CA$15.60

-61.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$504 CA$713

-2.31%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$27.6K CA$39.0K

-79.74%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$73.6 CA$104

-38.10%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$52.2 CA$73.8

-33.05%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$80.1 CA$113

-2.97%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$76.7 CA$108

2.43%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,210 CA$1,710

-6.46%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,159 CA$1,638

-41.94%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,707 CA$2,413

111.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,557 CA$2,201

9.28%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,026 CA$4,277

-10.19%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,705 CA$3,824

-17.15%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,969 CA$4,198

-94.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.71

141.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for St.Catharines: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

St.Catharines

$1.2K 50.2% 72.2% $486

Groceries & Markets

Ubud, Bali

$287 21.2%

St.Catharines

$381 16.5% 32.8% $94

Clothing & Footwear

Ubud, Bali

$107 7.9%

St.Catharines

$127 5.5% 19.4% $21

Eating Out

Ubud, Bali

$106 7.9%

St.Catharines

$234 10.2% 120% $128

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

St.Catharines

$259 11.2% 146% $154

Sport & Entertainment

Ubud, Bali

$63 4.6%

St.Catharines

$53 2.3% 14.6% $9.1

Getting Around

Ubud, Bali

$12 0.9%

St.Catharines

$95 4.1% 662% $82

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,210 in St.Catharines. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1685% higher in St.Catharines, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $58.0 in St.Catharines. Monthly groceries follow the same trend: $287 vs $381 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 St.Catharines

🕒 Local time

15:01 3:01 PM

03:01 3:01 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

133,113

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali St.Catharines 15,910 km ≈ 20 h nonstop flight

From you

Ubud, Bali
St.Catharines

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St.Catharines: Cost of Living - Frequently Asked Questions

Yes – St.Catharines is pricier by about 71%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,464 in St.Catharines. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 697% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $504 in St.Catharines. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in St.Catharines at $2,309. In Ubud, Bali it covers expenses comfortably, while in St.Catharines it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, St.Catharines makes more sense. Both are solid long-term options with distinct trade-offs.