Cost of Living Comparison Between St.Catharines and Ubud, Bali Cost of Living Comparison Between St.Catharines and Ubud, Bali

Monthly Cost of Living

A single person spends $2,396 per month in St.Catharines vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,305 per month in St.Catharines vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,215 per month in St.Catharines vs $3,273 in Ubud, Bali, rent included.

St.Catharines costs about 72% more than Ubud, Bali, driven mainly by Eating Out.

Both St.Catharines and Ubud, Bali sit above the global median – St.Catharines by 74%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$14.55 CA$20.14

$3.37 Rp 59.5K

331.75%

Three-Course Dinner for Two, Mid-Range

$58.9 CA$81.5

$38.59 Rp 680.4K

52.53%

Fast Food Meal (McDonalds, etc)

$12.85 CA$17.79

$5.52 Rp 97.3K

132.79%

Cappuccino

$3.58 CA$4.95

$2.64 Rp 46.6K

35.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 CA$2.61

$1.67 Rp 29.5K

13.17%

Water (0.33 liter bottle)

$1.64 CA$2.27

$0.77 Rp 13.6K

112.99%

Local Beer (0.5 liter draught)

$4.82 CA$6.66

$2.63 Rp 46.4K

83.27%

Imported Beer (0.33 liter bottle)

$5.33 CA$7.37

$4.28 Rp 75.5K

24.53%

Milk (1 liter)

$1.94 CA$2.69

$1.55 Rp 27.3K

25.16%

White Bread (500g)

$2.49 CA$3.44

$2.22 Rp 39.2K

12.16%

Rice (white) (1kg)

$3.91 CA$5.41

$1.13 Rp 19.8K

246.02%

Eggs

$4.06 CA$5.62

$2.09 Rp 36.8K

94.26%

Local Cheese (1kg)

$13.84 CA$19.16

$17.39 Rp 306.7K

-20.41%

Chicken Fillets (1kg)

$15.47 CA$21.41

$3.87 Rp 68.2K

299.74%

Beef Round Steak (1kg)

$14.03 CA$19.42

$12.55 Rp 221.3K

11.79%

Apples (1kg)

$5.08 CA$7.04

$3.62 Rp 63.8K

40.33%

Banana (1kg)

$1.19 CA$1.64

$1.56 Rp 27.5K

-23.72%

Oranges (1kg)

$4.38 CA$6.06

$2.35 Rp 41.5K

86.38%

Tomato (1kg)

$4.21 CA$5.83

$2.06 Rp 36.2K

104.37%

Potato (1kg)

$2.98 CA$4.12

$1.90 Rp 33.5K

56.84%

Onion (1kg)

$4.55 CA$6.30

$2.34 Rp 41.2K

94.44%

Lettuce (1 head)

$2.75 CA$3.80

$1.03 Rp 18.2K

166.99%

Water (1.5 liter bottle)

$1.34 CA$1.85

$0.55 Rp 9,781

143.64%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 CA$19.23

$2.25 Rp 39.7K

517.78%

Wine (Bottle)

$12.78 CA$17.68

$23.81 Rp 419.8K

-46.33%

Local Beer (0.5 liter bottle)

$3.02 CA$4.17

$2.31 Rp 40.8K

30.74%

Imported Beer (0.33 liter bottle)

$3.06 CA$4.23

$2.80 Rp 49.4K

9.29%

One-way Ticket (Public Transport)

$2.48 CA$3.43

$0.27 Rp 4,803

818.52%

Public Transport Monthly Pass (Regular Price)

$73.1 CA$101

$8.66 Rp 152.7K

744.23%

Taxi Start (Normal Tariff)

$2.86 CA$3.96

$0.48 Rp 8,490

495.83%

Taxi (Normal Tariff) (1km)

$2.26 CA$3.12

$0.45 Rp 7,865

402.22%

Taxi 1hour Waiting (Normal Tariff)

$22.81 CA$31.57

$5.72 Rp 100.8K

298.78%

Gasoline (1 liter)

$1.13 CA$1.56

$0.76 Rp 13.4K

48.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.3K

$24.5K Rp 431.7M

10.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.8K

$32.1K Rp 566.4M

-37.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 CA$250

$83.6 Rp 1.5M

116.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.56 CA$43.67

$6.46 Rp 113.8K

388.54%

Internet (50+ Mbps, Unlimited Data)

$83.1 CA$115

$18.99 Rp 334.9K

337.76%

Gym Membership (Monthly)

$32.02 CA$44.31

$56.0 Rp 987.0K

-42.79%

Tennis Court (1 Hour on Weekend)

$41.61 CA$57.6

$18.62 Rp 328.3K

123.47%

Cinema Ticket

$11.43 CA$15.82

$4.28 Rp 75.5K

167.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$513 CA$710

$487 Rp 8.6M

5.41%

International Primary School, 1 Child (Yearly)

$28.7K CA$39.7K

$5,856 Rp 103.3M

389.55%

Jeans (Levis 501 Or Similar)

$73.0 CA$101

$45.56 Rp 803.3K

60.18%

Summer Dress (H&M, Zara, etc)

$54.1 CA$74.9

$36.38 Rp 641.5K

48.82%

Sport Shoes (Adidas, Nike)

$75.8 CA$105

$82.0 Rp 1.4M

-7.58%

Men's Leather Business Shoes

$84.9 CA$118

$80.4 Rp 1.4M

5.62%

1-bedroom Apartment, City Center (Monthly)

$1,190 CA$1,646

$1,117 Rp 19.7M

6.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 CA$1,647

$701 Rp 12.4M

69.78%

3-bedroom Apartment, City Center (Monthly)

$1,818 CA$2,516

$3,537 Rp 62.4M

-48.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,554 CA$2,150

$1,762 Rp 31.1M

-11.84%

Buy Apartment in City Center (m2)

$3,117 CA$4,313

$2,826 Rp 49.8M

10.29%

Buy Apartment Outside City Center (m2)

$2,728 CA$3,775

$2,292 Rp 40.4M

19.04%

Average Monthly Net Salary (After Tax)

$2,987 CA$4,134

$170 Rp 3.0M

1659.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

13.78

-60.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.Catharines: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,190 in St.Catharines versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1660% higher in St.Catharines, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in St.Catharines versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $400 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St.Catharines vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – St.Catharines is pricier by about 72%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,593 per month in St.Catharines and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 744% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $513 per month in St.Catharines and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in St.Catharines at $2,396. In Ubud, Bali it covers expenses comfortably, while in St.Catharines it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, St.Catharines makes more sense. Both are solid long-term options with distinct trade-offs.