Last update: Oct 2026

Cost of Living Comparison Between St.Catharines and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,309 in St.Catharines, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in St.Catharines
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St.Catharines Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St.Catharines

🇨🇦 Canada

$2,309

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in St.Catharines and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St.Catharines and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,309 per month in St.Catharines vs $1,353 in Ubud, Bali, rent included.

St.Catharines $2,309
Ubud, Bali $1,353

A couple spends around $3,210 per month in St.Catharines vs $2,297 in Ubud, Bali, rent included.

St.Catharines $3,210
Ubud, Bali $2,297

A family of three spends $4,111 per month in St.Catharines vs $3,241 in Ubud, Bali, rent included.

St.Catharines $4,111
Ubud, Bali $3,241

St.Catharines costs about 71% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both St.Catharines and Ubud, Bali sit above the global median – St.Catharines by 70%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$14.32 CA$20.24

$3.23 Rp 58.1K

343.34%

Three-Course Dinner for Two, Mid-Range

$57.6 CA$81.5

$34.88 Rp 627.8K

65.25%

Fast Food Meal (McDonalds, etc)

$12.63 CA$17.86

$5.70 Rp 102.5K

121.58%

Cappuccino

$3.03 CA$4.29

$2.62 Rp 47.1K

15.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 CA$2.34

$1.72 Rp 31.0K

-4.07%

Water (0.33 liter bottle)

$1.60 CA$2.27

$0.81 Rp 14.6K

97.53%

Local Beer (0.5 liter draught)

$4.65 CA$6.58

$2.65 Rp 47.7K

75.47%

Imported Beer (0.33 liter bottle)

$4.61 CA$6.52

$4.37 Rp 78.6K

5.49%

Milk (1 liter)

$2.09 CA$2.96

$1.57 Rp 28.3K

33.12%

White Bread (500g)

$2.18 CA$3.08

$2.19 Rp 39.5K

-0.46%

Rice (white) (1kg)

$4.60 CA$6.50

$1.18 Rp 21.2K

289.83%

Eggs

$4.28 CA$6.06

$2.16 Rp 38.8K

98.15%

Local Cheese (1kg)

$14.90 CA$21.06

$17.65 Rp 317.7K

-15.58%

Chicken Fillets (1kg)

$11.22 CA$15.86

$3.78 Rp 68.0K

196.83%

Beef Round Steak (1kg)

$14.04 CA$19.85

$11.95 Rp 215.1K

17.49%

Apples (1kg)

$5.19 CA$7.34

$3.60 Rp 64.8K

44.17%

Banana (1kg)

$1.11 CA$1.57

$1.59 Rp 28.6K

-30.19%

Oranges (1kg)

$4.36 CA$6.17

$2.31 Rp 41.6K

88.74%

Tomato (1kg)

$4.14 CA$5.85

$1.91 Rp 34.3K

116.75%

Potato (1kg)

$2.82 CA$3.99

$1.78 Rp 32.1K

58.43%

Onion (1kg)

$4.39 CA$6.20

$2.33 Rp 41.9K

88.41%

Lettuce (1 head)

$2.60 CA$3.67

$1.00 Rp 18.0K

160.00%

Water (1.5 liter bottle)

$1.29 CA$1.83

$0.53 Rp 9,509

143.40%

Cigarettes 20 Pack (Marlboro, Camel)

$13.73 CA$19.41

$2.29 Rp 41.1K

499.56%

Wine (Bottle)

$12.65 CA$17.88

$22.07 Rp 397.3K

-42.68%

Local Beer (0.5 liter bottle)

$3.00 CA$4.24

$2.35 Rp 42.2K

27.66%

Imported Beer (0.33 liter bottle)

$3.02 CA$4.28

$2.98 Rp 53.6K

1.34%

One-way Ticket (Public Transport)

$2.46 CA$3.48

$0.23 Rp 4,112

969.57%

Public Transport Monthly Pass (Regular Price)

$70.9 CA$100

$8.90 Rp 160.2K

696.63%

Taxi Start (Normal Tariff)

$2.88 CA$4.07

$0.47 Rp 8,466

512.77%

Taxi (Normal Tariff) (1km)

$2.22 CA$3.14

$0.43 Rp 7,737

416.28%

Taxi 1hour Waiting (Normal Tariff)

$22.28 CA$31.50

$5.47 Rp 98.4K

307.31%

Gasoline (1 liter)

$1.15 CA$1.63

$0.83 Rp 14.9K

38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K CA$37.4K

$23.9K Rp 429.8M

10.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K CA$31.1K

$32.8K Rp 590.1M

-32.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 CA$251

$80.0 Rp 1.4M

122.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.39 CA$47.21

$6.56 Rp 118.1K

408.99%

Internet (50+ Mbps, Unlimited Data)

$47.75 CA$67.5

$18.60 Rp 334.8K

156.72%

Gym Membership (Monthly)

$31.41 CA$44.41

$54.1 Rp 974.1K

-41.96%

Tennis Court (1 Hour on Weekend)

$41.10 CA$58.1

$18.28 Rp 329.0K

124.84%

Cinema Ticket

$11.04 CA$15.60

$4.25 Rp 76.5K

159.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$504 CA$713

$493 Rp 8.9M

2.36%

International Primary School, 1 Child (Yearly)

$27.6K CA$39.0K

$5,597 Rp 100.7M

393.51%

Jeans (Levis 501 Or Similar)

$73.6 CA$104

$45.58 Rp 820.4K

61.56%

Summer Dress (H&M, Zara, etc)

$52.2 CA$73.8

$34.96 Rp 629.4K

49.37%

Sport Shoes (Adidas, Nike)

$80.1 CA$113

$77.7 Rp 1.4M

3.06%

Men's Leather Business Shoes

$76.7 CA$108

$78.5 Rp 1.4M

-2.37%

1-bedroom Apartment, City Center (Monthly)

$1,210 CA$1,710

$1,131 Rp 20.4M

6.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,159 CA$1,638

$673 Rp 12.1M

72.23%

3-bedroom Apartment, City Center (Monthly)

$1,707 CA$2,413

$3,613 Rp 65.0M

-52.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,557 CA$2,201

$1,702 Rp 30.6M

-8.49%

Buy Apartment in City Center (m2)

$3,026 CA$4,277

$2,717 Rp 48.9M

11.34%

Buy Apartment Outside City Center (m2)

$2,705 CA$3,824

$2,241 Rp 40.3M

20.70%

Average Monthly Net Salary (After Tax)

$2,969 CA$4,198

$166 Rp 3.0M

1684.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

13.78

-58.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.Catharines: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St.Catharines

$1.2K 50.2%

Ubud, Bali

$673 49.7% 41.9% $486

Groceries & Markets

St.Catharines

$381 16.5%

Ubud, Bali

$287 21.2% 24.7% $94

Monthly Utilities & Internet

St.Catharines

$259 11.2%

Ubud, Bali

$105 7.8% 59.4% $154

Eating Out

St.Catharines

$234 10.2%

Ubud, Bali

$106 7.9% 54.6% $128

Clothing & Footwear

St.Catharines

$127 5.5%

Ubud, Bali

$107 7.9% 16.2% $21

Getting Around

St.Catharines

$95 4.1%

Ubud, Bali

$12 0.9% 86.9% $82

Sport & Entertainment

St.Catharines

$53 2.3%

Ubud, Bali

$63 4.6% 17.1% $9.1

Cost Breakdown

A central one-bedroom costs $1,210 in St.Catharines versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1685% higher in St.Catharines, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in St.Catharines versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $381 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇦 St.Catharines

🇮🇩 Ubud, Bali

🕒 Local time

02:12 2:12 AM

14:12 2:12 PM

12 h ahead of St.Catharines

🌤 Weather

👥 Population

133,113

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Between locations

St.Catharines Ubud, Bali 15,910 km ≈ 20 h nonstop flight

From you

St.Catharines
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St.Catharines vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – St.Catharines is pricier by about 71%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,464 per month in St.Catharines and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 697% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $504 per month in St.Catharines and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in St.Catharines at $2,309. In Ubud, Bali it covers expenses comfortably, while in St.Catharines it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, St.Catharines makes more sense. Both are solid long-term options with distinct trade-offs.