Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and St Albans

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,894 in St Albans, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
141

Cost of Living Index in St Albans
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St Albans Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

St Albans

🇬🇧 United Kingdom

$2,894

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in St Albans

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in St Albans actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,894 in St Albans.

Ubud, Bali $1,353
St Albans $2,894

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $4,095 in St Albans.

Ubud, Bali $2,297
St Albans $4,095

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $5,295 in St Albans.

Ubud, Bali $3,241
St Albans $5,295

Living in Ubud, Bali costs roughly 53% less than in St Albans, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, St Albans 114% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$20.89 £15.68

-84.54%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$88.8 £66.6

-60.71%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.24 £6.94

-38.31%

Cappuccino

$2.62 Rp 47.1K

$4.45 £3.34

-41.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.75 £2.06

-37.45%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.93 £1.45

-58.03%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.78 £5.09

-60.91%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.58 £4.94

-33.59%

Milk (1 liter)

$1.57 Rp 28.3K

$1.64 £1.23

-4.27%

White Bread (500g)

$2.19 Rp 39.5K

$1.62 £1.21

35.19%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.46 £1.84

-52.03%

Eggs

$2.16 Rp 38.8K

$4.35 £3.26

-50.34%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.74 £7.31

81.21%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$9.40 £7.06

-59.79%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$13.60 £10.20

-12.13%

Apples (1kg)

$3.60 Rp 64.8K

$3.02 £2.27

19.21%

Banana (1kg)

$1.59 Rp 28.6K

$1.36 £1.02

16.91%

Oranges (1kg)

$2.31 Rp 41.6K

$2.16 £1.62

6.94%

Tomato (1kg)

$1.91 Rp 34.3K

$3.23 £2.43

-40.87%

Potato (1kg)

$1.78 Rp 32.1K

$1.67 £1.25

6.59%

Onion (1kg)

$2.33 Rp 41.9K

$1.48 £1.11

57.43%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.29 £0.97

-22.48%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.96 £1.47

-72.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$22.35 £16.77

-89.75%

Wine (Bottle)

$22.07 Rp 397.3K

$10.49 £7.87

110.39%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.78 £2.09

-15.47%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.15 £2.36

-5.40%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.97 £2.22

-92.26%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$82.4 £61.8

-89.20%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.93 £2.95

-88.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.43 £1.82

-82.30%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$50.0 £37.51

-89.06%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.06 £1.54

-59.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$38.4K £28.8K

-37.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$39.9K £29.9K

-17.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$339 £254

-76.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$18.74 £14.06

-64.99%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$42.04 £31.54

-55.76%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$52.5 £39.37

3.13%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$13.52 £10.14

35.21%

Cinema Ticket

$4.25 Rp 76.5K

$19.58 £14.69

-78.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,535 £1,902

-80.56%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$10.5K £7,853

-46.53%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$78.6 £59.0

-42.00%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$46.58 £34.95

-24.95%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$93.1 £69.8

-16.49%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$122 £91.7

-35.72%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,870 £1,403

-39.49%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,523 £1,142

-55.81%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,953 £2,215

22.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,339 £1,755

-27.24%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$9,224 £6,920

-70.54%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$6,833 £5,126

-67.20%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,972 £2,229

-94.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.4

155.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for St Albans: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

St Albans

$1.5K 52.6% 126% $850

Groceries & Markets

Ubud, Bali

$287 21.2%

St Albans

$303 10.5% 5.4% $15

Clothing & Footwear

Ubud, Bali

$107 7.9%

St Albans

$153 5.3% 43.8% $47

Eating Out

Ubud, Bali

$106 7.9%

St Albans

$314 10.9% 195% $208

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

St Albans

$400 13.8% 280% $295

Sport & Entertainment

Ubud, Bali

$63 4.6%

St Albans

$92 3.2% 46.3% $29

Getting Around

Ubud, Bali

$12 0.9%

St Albans

$110 3.8% 788% $98

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,870 in St Albans. Housing cost is often the main lever when comparing two cities.

St Albans pays 1686% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $89.0 in St Albans for a mid-range dinner for two. Groceries echo the gap at $287 vs $303 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 St Albans

🕒 Local time

04:10 4:10 AM

21:10 9:10 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

57,795

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 23, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali St Albans 12,500 km ≈ 16 h nonstop flight

From you

Ubud, Bali
St Albans

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Albans: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 114% lower than in St Albans. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1686% lower in St Albans. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,870 in St Albans. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $2,535 in St Albans. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in St Albans. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $2,894 in St Albans, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Albans. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and St Albans are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 114% less than in St Albans. Beyond cost, consider language, visa policies, and how big the international community is in each city.