Cost of Living Comparison Between Ubud, Bali and St Albans Cost of Living Comparison Between Ubud, Bali and St Albans

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $3,003 in St Albans.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $4,214 in St Albans.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $5,426 in St Albans.

Living in Ubud, Bali costs roughly 53% less than in St Albans, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, St Albans 119% above.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$21.29 £15.75

-84.17%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$93.2 £69.0

-58.61%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$9.27 £6.86

-40.45%

Cappuccino

$2.64 Rp 46.6K

$4.80 £3.55

-45.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$2.76 £2.04

-39.49%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.89 £1.40

-59.26%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$7.58 £5.61

-65.30%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$6.74 £4.99

-36.50%

Milk (1 liter)

$1.55 Rp 27.3K

$1.66 £1.23

-6.63%

White Bread (500g)

$2.22 Rp 39.2K

$1.59 £1.18

39.62%

Rice (white) (1kg)

$1.13 Rp 19.8K

$2.53 £1.87

-55.34%

Eggs

$2.09 Rp 36.8K

$4.49 £3.32

-53.45%

Local Cheese (1kg)

$17.39 Rp 306.7K

$9.99 £7.39

74.07%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$9.65 £7.14

-59.90%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$14.04 £10.39

-10.61%

Apples (1kg)

$3.62 Rp 63.8K

$3.09 £2.29

17.15%

Banana (1kg)

$1.56 Rp 27.5K

$1.35 £1.00

15.56%

Oranges (1kg)

$2.35 Rp 41.5K

$2.23 £1.65

5.38%

Tomato (1kg)

$2.06 Rp 36.2K

$3.32 £2.45

-37.95%

Potato (1kg)

$1.90 Rp 33.5K

$1.62 £1.20

17.28%

Onion (1kg)

$2.34 Rp 41.2K

$1.50 £1.11

56.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.27 £0.94

-18.90%

Water (1.5 liter bottle)

$0.55 Rp 9,780

$2.08 £1.54

-73.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$23.27 £17.22

-90.33%

Wine (Bottle)

$23.81 Rp 419.7K

$10.83 £8.01

119.85%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$2.86 £2.11

-19.23%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$3.28 £2.42

-14.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$2.94 £2.17

-90.82%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$83.0 £61.4

-89.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$4.06 £3.00

-88.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,864

$2.52 £1.86

-82.14%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$52.5 £38.82

-89.10%

Gasoline (1 liter)

$0.76 Rp 13.4K

$2.00 £1.48

-62.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$38.4K £28.4K

-36.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$41.1K £30.4K

-21.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$338 £250

-75.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$19.42 £14.37

-66.74%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$45.95 £33.99

-58.67%

Gym Membership (Monthly)

$56.0 Rp 986.9K

$53.3 £39.41

5.07%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$13.65 £10.10

36.41%

Cinema Ticket

$4.28 Rp 75.5K

$20.25 £14.98

-78.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$2,635 £1,949

-81.53%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$10.7K £7,896

-45.13%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$78.5 £58.0

-41.93%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$47.43 £35.09

-23.30%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$95.4 £70.6

-14.10%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$123 £91.2

-34.75%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$1,920 £1,420

-41.83%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$1,594 £1,179

-56.01%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$3,059 £2,263

15.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$2,362 £1,747

-25.38%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$9,368 £6,931

-69.83%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$7,097 £5,250

-67.71%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$3,037 £2,246

-94.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.4

155.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for St Albans: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $1,920 in St Albans. Housing cost is often the main lever when comparing two cities.

St Albans pays 1689% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $93.0 in St Albans for a mid-range dinner for two. Groceries echo the gap at $293 vs $311 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Albans: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 115% lower than in St Albans. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1689% lower in St Albans. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $1,920 in St Albans. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $2,635 in St Albans. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in St Albans. For households that cook at home regularly, that difference adds up over a month.

At $1,396 in Ubud, Bali versus $3,003 in St Albans, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Albans. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and St Albans are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 115% less than in St Albans. Beyond cost, consider language, visa policies, and how big the international community is in each city.