Last update: Oct 2026

Cost of Living Comparison Between St Albans and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,894 in St Albans, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in St Albans
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St Albans Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St Albans

🇬🇧 United Kingdom

$2,894

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in St Albans and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Albans and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,894 in St Albans versus $1,353 in Ubud, Bali.

St Albans $2,894
Ubud, Bali $1,353

Estimated couple costs with rent: $4,095 in St Albans versus $2,297 in Ubud, Bali.

St Albans $4,095
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,295 in St Albans versus $3,241 in Ubud, Bali.

St Albans $5,295
Ubud, Bali $3,241

Living in St Albans is roughly 114% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: St Albans 114% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$20.89 £15.68

$3.23 Rp 58.1K

546.75%

Three-Course Dinner for Two, Mid-Range

$88.8 £66.6

$34.88 Rp 627.8K

154.53%

Fast Food Meal (McDonalds, etc)

$9.24 £6.94

$5.70 Rp 102.5K

62.11%

Cappuccino

$4.45 £3.34

$2.62 Rp 47.1K

69.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 £2.06

$1.72 Rp 31.0K

59.88%

Water (0.33 liter bottle)

$1.93 £1.45

$0.81 Rp 14.6K

138.27%

Local Beer (0.5 liter draught)

$6.78 £5.09

$2.65 Rp 47.7K

155.85%

Imported Beer (0.33 liter bottle)

$6.58 £4.94

$4.37 Rp 78.6K

50.57%

Milk (1 liter)

$1.64 £1.23

$1.57 Rp 28.3K

4.46%

White Bread (500g)

$1.62 £1.21

$2.19 Rp 39.5K

-26.03%

Rice (white) (1kg)

$2.46 £1.84

$1.18 Rp 21.2K

108.47%

Eggs

$4.35 £3.26

$2.16 Rp 38.8K

101.39%

Local Cheese (1kg)

$9.74 £7.31

$17.65 Rp 317.7K

-44.82%

Chicken Fillets (1kg)

$9.40 £7.06

$3.78 Rp 68.0K

148.68%

Beef Round Steak (1kg)

$13.60 £10.20

$11.95 Rp 215.1K

13.81%

Apples (1kg)

$3.02 £2.27

$3.60 Rp 64.8K

-16.11%

Banana (1kg)

$1.36 £1.02

$1.59 Rp 28.6K

-14.47%

Oranges (1kg)

$2.16 £1.62

$2.31 Rp 41.6K

-6.49%

Tomato (1kg)

$3.23 £2.43

$1.91 Rp 34.3K

69.11%

Potato (1kg)

$1.67 £1.25

$1.78 Rp 32.1K

-6.18%

Onion (1kg)

$1.48 £1.11

$2.33 Rp 41.9K

-36.48%

Lettuce (1 head)

$1.29 £0.97

$1.00 Rp 18.0K

29.00%

Water (1.5 liter bottle)

$1.96 £1.47

$0.53 Rp 9,509

269.81%

Cigarettes 20 Pack (Marlboro, Camel)

$22.35 £16.77

$2.29 Rp 41.1K

875.98%

Wine (Bottle)

$10.49 £7.87

$22.07 Rp 397.3K

-52.47%

Local Beer (0.5 liter bottle)

$2.78 £2.09

$2.35 Rp 42.2K

18.30%

Imported Beer (0.33 liter bottle)

$3.15 £2.36

$2.98 Rp 53.6K

5.70%

One-way Ticket (Public Transport)

$2.97 £2.22

$0.23 Rp 4,112

1191.30%

Public Transport Monthly Pass (Regular Price)

$82.4 £61.8

$8.90 Rp 160.2K

825.73%

Taxi Start (Normal Tariff)

$3.93 £2.95

$0.47 Rp 8,466

736.17%

Taxi (Normal Tariff) (1km)

$2.43 £1.82

$0.43 Rp 7,737

465.12%

Taxi 1hour Waiting (Normal Tariff)

$50.0 £37.51

$5.47 Rp 98.4K

814.08%

Gasoline (1 liter)

$2.06 £1.54

$0.83 Rp 14.9K

148.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.8K

$23.9K Rp 429.8M

61.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £29.9K

$32.8K Rp 590.1M

21.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 £254

$80.0 Rp 1.4M

324.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.74 £14.06

$6.56 Rp 118.1K

185.67%

Internet (50+ Mbps, Unlimited Data)

$42.04 £31.54

$18.60 Rp 334.8K

126.02%

Gym Membership (Monthly)

$52.5 £39.37

$54.1 Rp 974.1K

-3.03%

Tennis Court (1 Hour on Weekend)

$13.52 £10.14

$18.28 Rp 329.0K

-26.04%

Cinema Ticket

$19.58 £14.69

$4.25 Rp 76.5K

360.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,535 £1,902

$493 Rp 8.9M

414.45%

International Primary School, 1 Child (Yearly)

$10.5K £7,853

$5,597 Rp 100.7M

87.02%

Jeans (Levis 501 Or Similar)

$78.6 £59.0

$45.58 Rp 820.4K

72.40%

Summer Dress (H&M, Zara, etc)

$46.58 £34.95

$34.96 Rp 629.4K

33.24%

Sport Shoes (Adidas, Nike)

$93.1 £69.8

$77.7 Rp 1.4M

19.75%

Men's Leather Business Shoes

$122 £91.7

$78.5 Rp 1.4M

55.58%

1-bedroom Apartment, City Center (Monthly)

$1,870 £1,403

$1,131 Rp 20.4M

65.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,523 £1,142

$673 Rp 12.1M

126.30%

3-bedroom Apartment, City Center (Monthly)

$2,953 £2,215

$3,613 Rp 65.0M

-18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,339 £1,755

$1,702 Rp 30.6M

37.45%

Buy Apartment in City Center (m2)

$9,224 £6,920

$2,717 Rp 48.9M

239.46%

Buy Apartment Outside City Center (m2)

$6,833 £5,126

$2,241 Rp 40.3M

204.88%

Average Monthly Net Salary (After Tax)

$2,972 £2,229

$166 Rp 3.0M

1686.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.4

13.78

-60.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Albans: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Albans

$1.5K 52.6%

Ubud, Bali

$673 49.7% 55.8% $850

Monthly Utilities & Internet

St Albans

$400 13.8%

Ubud, Bali

$105 7.8% 73.7% $295

Eating Out

St Albans

$314 10.9%

Ubud, Bali

$106 7.9% 66.1% $208

Groceries & Markets

St Albans

$303 10.5%

Ubud, Bali

$287 21.2% 5.1% $15

Clothing & Footwear

St Albans

$153 5.3%

Ubud, Bali

$107 7.9% 30.4% $47

Getting Around

St Albans

$110 3.8%

Ubud, Bali

$12 0.9% 88.7% $98

Sport & Entertainment

St Albans

$92 3.2%

Ubud, Bali

$63 4.6% 31.7% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,870 in St Albans and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

St Albans pays 1686% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in St Albans vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $303 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 St Albans

🇮🇩 Ubud, Bali

🕒 Local time

12:39 12:39 PM

19:39 7:39 PM

7 h ahead of St Albans

🌤 Weather

👥 Population

57,795

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 23, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

St Albans Ubud, Bali 12,500 km ≈ 16 h nonstop flight

From you

St Albans
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Albans vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 114% lower than in St Albans. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1686% higher in St Albans, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,870 in St Albans versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,535 in St Albans versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in St Albans. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $2,894 in St Albans, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Albans. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, St Albans and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 114% less than in St Albans. Beyond cost, consider language, visa policies, and how big the international community is in each city.