Cost of Living Comparison Between Ubud, Bali and Srinagar Cost of Living Comparison Between Ubud, Bali and Srinagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $309 in Srinagar.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $529 in Srinagar.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $749 in Srinagar.

Living in Ubud, Bali is roughly 343% more expensive than in Srinagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Srinagar is 77% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.69 ₹258

27.88%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$21.73 ₹2,085

67.10%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.68 ₹353

55.16%

Cappuccino

$2.67 Rp 47.3K

$1.38 ₹133

93.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.36 ₹34.66

386.11%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.18 ₹17.67

383.33%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.52 ₹49.71

211.54%

White Bread (500g)

$2.33 Rp 41.3K

$0.50 ₹47.86

366.00%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.38 ₹36.48

192.11%

Eggs

$2.20 Rp 39.0K

$0.83 ₹79.9

165.06%

Local Cheese (1kg)

$17.69 Rp 313.3K

$2.75 ₹263

543.27%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.74 ₹263

49.64%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.45 ₹139

155.86%

Banana (1kg)

$1.59 Rp 28.1K

$1.02 ₹97.7

55.88%

Oranges (1kg)

$2.28 Rp 40.4K

$1.72 ₹165

32.56%

Tomato (1kg)

$1.95 Rp 34.6K

$0.51 ₹48.72

282.35%

Potato (1kg)

$1.91 Rp 33.7K

$0.40 ₹38.70

377.50%

Onion (1kg)

$2.33 Rp 41.3K

$0.47 ₹44.95

395.74%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.25 ₹23.98

304.00%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.29 ₹27.52

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.74 ₹358

-40.37%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.67 ₹449

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.22 ₹21.14

22.73%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$6.41 ₹615

40.09%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.07 ₹103

-55.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.22 ₹21.11

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.06 ₹102

432.08%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.07 ₹103

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$15.5K ₹1.5M

61.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.4K ₹2.5M

19.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$39.82 ₹3,821

104.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.06 ₹294

112.09%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.53 ₹723

149.27%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$19.18 ₹1,841

196.51%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$5.37 ₹516

248.79%

Cinema Ticket

$4.54 Rp 80.4K

$6.44 ₹618

-29.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$56.9 ₹5,462

744.32%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,134 ₹108.8K

403.45%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$23.03 ₹2,209

97.66%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$25.97 ₹2,491

38.16%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$49.87 ₹4,784

61.20%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$50.0 ₹4,799

57.28%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$71.9 ₹6,898

1450.33%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$34.61 ₹3,321

1915.75%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$146 ₹14.0K

2391.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$87.0 ₹8,350

1895.90%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$540 ₹51.8K

415.36%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$442 ₹42.4K

-62.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.93

54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Srinagar: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $71.9 in Srinagar. Housing cost is often the main lever when comparing two cities.

Srinagar pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $22.00 in Srinagar for a mid-range dinner for two. Groceries echo the gap at $295 vs $66.0 per month, with Srinagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Srinagar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Srinagar differ by about 343% in total monthly costs ($1,368 vs $309 including rent). Srinagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 163% lower in Srinagar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $71.9 in Srinagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 345% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Srinagar – a meal for two runs $22.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $309 in Srinagar versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Srinagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Srinagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Srinagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Srinagar gentler on the wallet – expenses run 343% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.