Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Srinagar

For one person, living is cheaper in Srinagar: $319 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
15

Cost of Living Index in Srinagar
Learn more

Srinagar Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Srinagar

🇮🇳 India

$319

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Srinagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Srinagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $319 in Srinagar.

Ubud, Bali $1,349
Srinagar $319

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $544 in Srinagar.

Ubud, Bali $2,305
Srinagar $544

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $769 in Srinagar.

Ubud, Bali $3,261
Srinagar $769

Living in Ubud, Bali is roughly 323% more expensive than in Srinagar, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.61 ₹248

27.20%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$22.35 ₹2,121

59.46%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.77 ₹358

46.68%

Cappuccino

$2.72 Rp 49.3K

$1.34 ₹127

102.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.38 ₹36.35

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.17 ₹16.15

347.06%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.1K

$0.54 ₹51.2

175.93%

White Bread (500g)

$2.28 Rp 41.3K

$0.46 ₹43.18

395.65%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.39 ₹36.97

205.13%

Eggs

$2.04 Rp 36.9K

$0.89 ₹84.9

129.21%

Local Cheese (1kg)

$17.70 Rp 321.2K

$2.84 ₹270

523.24%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.94 ₹279

34.69%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

$1.53 ₹145

139.22%

Banana (1kg)

$1.52 Rp 27.5K

$1.04 ₹98.5

46.15%

Oranges (1kg)

$2.23 Rp 40.4K

$2.26 ₹215

-1.33%

Tomato (1kg)

$1.97 Rp 35.8K

$0.56 ₹53.4

251.79%

Potato (1kg)

$1.85 Rp 33.5K

$0.48 ₹45.87

285.42%

Onion (1kg)

$2.42 Rp 44.0K

$0.49 ₹46.42

393.88%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.25 ₹23.56

296.00%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.31 ₹29.80

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.61 ₹342

-38.50%

Wine (Bottle)

$22.24 Rp 403.6K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.86 ₹461

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.20 ₹18.96

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$6.26 ₹594

24.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.08 ₹102

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.22 ₹20.89

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$1.03 ₹97.8

425.24%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.04 ₹98.5

-21.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$15.5K ₹1.5M

53.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$25.8K ₹2.4M

23.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$42.07 ₹3,993

87.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$2.92 ₹277

120.89%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$7.81 ₹741

137.90%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$19.16 ₹1,818

158.25%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$5.31 ₹504

232.39%

Cinema Ticket

$4.27 Rp 77.6K

$6.25 ₹593

-31.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$56.7 ₹5,376

765.91%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$1,125 ₹106.7K

404.55%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$23.74 ₹2,253

88.04%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$26.72 ₹2,536

30.80%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$50.8 ₹4,817

57.41%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$50.6 ₹4,801

56.99%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$65.7 ₹6,233

1612.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$35.00 ₹3,321

1818.54%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$145 ₹13.8K

2353.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$87.9 ₹8,340

1860.97%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$536 ₹50.8K

410.06%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$434 ₹41.2K

-62.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.93

54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Srinagar: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Srinagar

$35 11% 94.8% $637

Groceries & Markets

Ubud, Bali

$288 21.4%

Srinagar

$71 * 22.4% 75.3% $217

Eating Out

Ubud, Bali

$108 8%

Srinagar

$51 * 15.9% 53.1% $57

Clothing & Footwear

Ubud, Bali

$108 8%

Srinagar

$68 21.4% 36.5% $39

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Srinagar

$53 16.6% 49.3% $51

Sport & Entertainment

Ubud, Bali

$58 4.3%

Srinagar

$32 9.9% 45.4% $26

Getting Around

Ubud, Bali

$11 0.9%

Srinagar

$9.2 2.9% 19.1% $2.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $66 in Srinagar. Housing cost is often the main lever when comparing two cities.

Srinagar pays about 2.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $22 in Srinagar for a mid-range dinner for two. Groceries echo the gap at $288 vs $71 per month, with Srinagar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Srinagar

🕒 Local time

23:11 11:11 PM

20:41 8:41 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,180,570

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.54 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.9 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Srinagar 6,370 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Srinagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Srinagar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $319 in Srinagar, so Srinagar is about 76% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 62% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $66 in Srinagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 305% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Srinagar – a meal for two runs $22 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $319 in Srinagar versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Srinagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Srinagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Srinagar gentler on the wallet – expenses run 76% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.