Cost of Living Comparison Between Ubud, Bali and Srinagar Cost of Living Comparison Between Ubud, Bali and Srinagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $376 in Srinagar.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $642 in Srinagar.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $908 in Srinagar.

Living in Ubud, Bali is roughly 270% more expensive than Srinagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Srinagar is 72% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$2.97 ₹281

14.48%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$25.52 ₹2,414

26.88%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$4.17 ₹395

19.90%

Cappuccino

$2.82 Rp 50.0K

$1.53 ₹144

84.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.36 ₹33.95

283.33%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.17 ₹16.34

329.41%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.27 ₹120

134.65%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$3.12 ₹295

27.24%

Milk (1 liter)

$1.79 Rp 31.8K

$0.55 ₹52.2

225.45%

White Bread (500g)

$2.46 Rp 43.7K

$0.59 ₹55.4

316.95%

Rice (white) (1kg)

$1.20 Rp 21.2K

$0.48 ₹44.95

150.00%

Eggs

$2.39 Rp 42.3K

$0.88 ₹83.0

171.59%

Local Cheese (1kg)

$14.40 Rp 255.1K

$3.01 ₹285

378.41%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$2.94 ₹278

45.58%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

Apples (1kg)

$3.78 Rp 67.0K

$0.93 ₹87.7

306.45%

Banana (1kg)

$1.63 Rp 28.9K

$1.23 ₹116

32.52%

Oranges (1kg)

$2.80 Rp 49.6K

$2.22 ₹210

26.13%

Tomato (1kg)

$2.26 Rp 40.0K

$0.59 ₹56.2

283.05%

Potato (1kg)

$2.00 Rp 35.3K

$0.42 ₹39.53

376.19%

Onion (1kg)

$2.21 Rp 39.2K

$0.45 ₹42.37

391.11%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.33 ₹31.68

224.24%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.31 ₹29.71

145.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.30 ₹217

36.09%

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.68 ₹159

69.05%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.87 ₹271

-3.14%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.40 ₹511

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.37 ₹34.56

-27.03%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$6.81 ₹644

22.91%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.13 ₹107

-60.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$1.43 ₹135

318.18%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.18 ₹112

-32.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$17.7K ₹1.7M

45.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$29.2K ₹2.8M

9.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$36.90 ₹3,491

118.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$3.77 ₹357

9.81%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$8.47 ₹801

184.77%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$21.47 ₹2,031

355.29%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$7.07 ₹669

-6.08%

Cinema Ticket

$4.04 Rp 71.5K

$6.79 ₹643

-40.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$88.7 ₹8,388

235.02%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$1,241 ₹117.4K

430.93%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$23.64 ₹2,236

133.25%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$32.21 ₹3,047

19.56%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$53.5 ₹5,059

61.05%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$54.8 ₹5,183

42.30%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$121 ₹11.4K

716.13%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$49.48 ₹4,681

1243.53%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$220 ₹20.8K

1467.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$144 ₹13.6K

1319.33%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$534 ₹50.6K

429.31%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$457 ₹43.3K

-63.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.93

48.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Srinagar: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $121 in Srinagar. Housing cost is often the main lever when comparing two cities.

Srinagar pays 170% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $26.00 in Srinagar for a mid-range dinner for two. Groceries echo the gap at $299 vs $86.0 per month, with Srinagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Srinagar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Srinagar differ by about 270% in total monthly costs ($1,394 vs $376 including rent). Srinagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Srinagar earns 170% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $121 in Srinagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 249% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Srinagar – a meal for two runs $26.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $376 in Srinagar versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Srinagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Srinagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Srinagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Srinagar gentler on the wallet – expenses run 270% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.