Cost of Living Comparison Between Ubud, Bali and Srinagar Cost of Living Comparison Between Ubud, Bali and Srinagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $373 in Srinagar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $641 in Srinagar.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $910 in Srinagar.

Living in Ubud, Bali is roughly 285% more expensive than Srinagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Srinagar is 72% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.93 ₹278

21.84%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$25.81 ₹2,450

26.23%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.17 ₹396

21.58%

Cappuccino

$2.83 Rp 49.0K

$1.48 ₹140

91.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.35 ₹33.43

282.86%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.16 ₹15.48

331.25%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.26 ₹120

137.30%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.99 ₹284

28.76%

Milk (1 liter)

$1.74 Rp 30.2K

$0.52 ₹49.11

234.62%

White Bread (500g)

$2.54 Rp 44.0K

$0.53 ₹50.6

379.25%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.44 ₹42.15

170.45%

Eggs

$2.43 Rp 42.0K

$0.93 ₹88.4

161.29%

Local Cheese (1kg)

$14.66 Rp 254.1K

$2.89 ₹274

407.27%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.06 ₹291

36.60%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$0.92 ₹86.9

301.09%

Banana (1kg)

$1.61 Rp 27.8K

$1.22 ₹115

31.97%

Oranges (1kg)

$2.69 Rp 46.5K

$2.22 ₹211

21.17%

Tomato (1kg)

$2.33 Rp 40.4K

$0.58 ₹55.2

301.72%

Potato (1kg)

$1.91 Rp 33.0K

$0.45 ₹42.39

324.44%

Onion (1kg)

$2.19 Rp 37.9K

$0.46 ₹43.31

376.09%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.36 ₹34.32

194.44%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.31 ₹29.60

132.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.39 ₹227

30.96%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.78 ₹169

53.93%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.86 ₹272

0.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.37 ₹510

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.37 ₹34.76

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$6.87 ₹652

18.92%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.17 ₹111

-61.54%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.46 ₹139

321.92%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.18 ₹112

-28.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.4K ₹1.7M

50.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$28.5K ₹2.7M

13.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$37.60 ₹3,569

108.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.82 ₹363

3.40%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$8.56 ₹812

185.05%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$21.16 ₹2,009

356.24%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$7.06 ₹670

-10.06%

Cinema Ticket

$4.04 Rp 70.0K

$7.17 ₹681

-43.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$91.0 ₹8,638

232.63%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,232 ₹117.0K

429.49%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$24.01 ₹2,280

124.24%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$32.43 ₹3,079

17.11%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$53.9 ₹5,115

61.02%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$55.5 ₹5,266

42.17%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$118 ₹11.2K

757.89%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$50.4 ₹4,780

1239.52%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$217 ₹20.6K

1464.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$146 ₹13.9K

1337.46%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$551 ₹52.3K

441.67%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$459 ₹43.5K

-62.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.93

48.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Srinagar: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $118 in Srinagar. Housing cost is often the main lever when comparing two cities.

Srinagar pays 165% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $26.00 in Srinagar for a mid-range dinner for two. Groceries echo the gap at $298 vs $86.0 per month, with Srinagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Srinagar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Srinagar differ by about 285% in total monthly costs ($1,438 vs $373 including rent). Srinagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Srinagar earns 165% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $118 in Srinagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 248% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Srinagar – a meal for two runs $26.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $373 in Srinagar versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Srinagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Srinagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Srinagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Srinagar gentler on the wallet – expenses run 285% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.