Cost of Living Comparison Between Ubud, Bali and Srinagar Cost of Living Comparison Between Ubud, Bali and Srinagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $368 in Srinagar.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $640 in Srinagar.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $912 in Srinagar.

Living in Ubud, Bali is roughly 278% more expensive than in Srinagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Srinagar is 72% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.89 ₹275

23.53%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$25.90 ₹2,470

24.79%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.99 ₹381

25.56%

Cappuccino

$2.82 Rp 51.0K

$1.50 ₹143

88.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.39 ₹36.94

246.15%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.17 ₹16.49

329.41%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.26 ₹120

132.54%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.99 ₹285

31.77%

Milk (1 liter)

$1.78 Rp 32.1K

$0.52 ₹50.0

242.31%

White Bread (500g)

$2.45 Rp 44.2K

$0.58 ₹55.0

322.41%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.47 ₹45.27

144.68%

Eggs

$2.41 Rp 43.6K

$0.93 ₹88.8

159.14%

Local Cheese (1kg)

$14.33 Rp 258.7K

$2.89 ₹276

395.85%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.06 ₹291

36.93%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$0.88 ₹83.5

313.64%

Banana (1kg)

$1.57 Rp 28.3K

$1.27 ₹121

23.62%

Oranges (1kg)

$2.79 Rp 50.3K

$2.17 ₹207

28.57%

Tomato (1kg)

$2.24 Rp 40.5K

$0.55 ₹52.3

307.27%

Potato (1kg)

$1.98 Rp 35.7K

$0.41 ₹38.97

382.93%

Onion (1kg)

$2.28 Rp 41.1K

$0.49 ₹46.82

365.31%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.36 ₹34.45

191.67%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.29 ₹27.64

172.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.39 ₹228

33.47%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.76 ₹168

64.77%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.79 ₹266

-1.08%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.21 ₹497

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.36 ₹34.64

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$6.84 ₹652

22.37%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.15 ₹110

-60.87%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.48 ₹141

310.14%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.17 ₹112

-26.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.5K ₹1.7M

52.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$29.1K ₹2.8M

12.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$37.87 ₹3,612

108.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.65 ₹348

12.05%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$8.47 ₹807

181.58%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$21.36 ₹2,037

362.45%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$6.85 ₹653

-7.30%

Cinema Ticket

$4.01 Rp 72.3K

$6.95 ₹663

-42.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$89.2 ₹8,510

233.08%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,234 ₹117.6K

435.17%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$23.77 ₹2,267

124.78%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$31.89 ₹3,041

19.50%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$53.2 ₹5,074

66.64%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$55.6 ₹5,305

37.73%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$117 ₹11.2K

770.61%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$50.4 ₹4,803

1250.79%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$222 ₹21.2K

1462.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$143 ₹13.7K

1356.53%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$539 ₹51.4K

406.44%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$438 ₹41.8K

-62.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.93

48.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Srinagar: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $117 in Srinagar. Housing cost is often the main lever when comparing two cities.

Srinagar pays 168% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $26.00 in Srinagar for a mid-range dinner for two. Groceries echo the gap at $298 vs $86.0 per month, with Srinagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Srinagar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Srinagar differ by about 278% in total monthly costs ($1,392 vs $368 including rent). Srinagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 168% lower in Srinagar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $117 in Srinagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 248% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Srinagar – a meal for two runs $26.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $368 in Srinagar versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Srinagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Srinagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Srinagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Srinagar gentler on the wallet – expenses run 278% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.