Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Somerset West

For one person, living is cheaper in Somerset West: $1,201 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
57

Cost of Living Index in Somerset West
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Somerset West Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Somerset West

🇿🇦 South Africa

$1,201

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Somerset West

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Somerset West actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,201 in Somerset West, rent included.

Ubud, Bali $1,331
Somerset West $1,201

A couple spends around $2,255 per month in Ubud, Bali vs $1,916 in Somerset West, rent included.

Ubud, Bali $2,255
Somerset West $1,916

A family of three spends $3,180 per month in Ubud, Bali vs $2,630 in Somerset West, rent included.

Ubud, Bali $3,180
Somerset West $2,630

Ubud, Bali costs about 11% more than Somerset West, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Somerset West are more affordable than the global median – Ubud, Bali 2% lower, Somerset West 11% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$11.36 R 186

-70.25%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.1K

$41.69 R 683

-16.89%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.5K

$5.32 R 87.2

4.70%

Cappuccino

$2.62 Rp 47.3K

$2.10 R 34.35

24.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$1.02 R 16.69

50.98%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.89 R 14.67

-28.09%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$2.65 R 43.37

0.75%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.63 R 59.5

17.36%

Milk (1 liter)

$1.46 Rp 26.4K

$0.95 R 15.51

53.68%

White Bread (500g)

$2.29 Rp 41.4K

$0.96 R 15.76

138.54%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.94 R 31.78

-42.78%

Eggs

$2.10 Rp 37.9K

$2.35 R 38.54

-10.64%

Local Cheese (1kg)

$15.94 Rp 287.6K

$8.48 R 139

87.97%

Chicken Fillets (1kg)

$3.88 Rp 70.0K

$5.51 R 90.2

-29.58%

Beef Round Steak (1kg)

$11.40 Rp 205.7K

$8.82 R 144

29.25%

Apples (1kg)

$3.55 Rp 64.1K

$1.82 R 29.84

95.05%

Banana (1kg)

$1.54 Rp 27.7K

$1.96 R 32.15

-21.43%

Oranges (1kg)

$2.23 Rp 40.2K

$1.57 R 25.69

42.04%

Tomato (1kg)

$1.97 Rp 35.6K

$1.72 R 28.21

14.53%

Potato (1kg)

$1.86 Rp 33.5K

$1.50 R 24.51

24.00%

Onion (1kg)

$2.42 Rp 43.6K

$1.47 R 24.10

64.63%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.30 R 21.28

-21.54%

Water (1.5 liter bottle)

$0.52 Rp 9,422

$1.05 R 17.17

-50.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.6K

$3.49 R 57.1

-36.96%

Wine (Bottle)

$21.79 Rp 393.0K

$6.04 R 98.9

260.76%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.39 R 22.73

67.63%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.69 R 27.67

75.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,517

$2.05 R 33.60

-87.80%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$61.1 R 1,001

-86.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,897

$0.92 R 15.14

-52.17%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,442

$0.86 R 14.08

-45.35%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.0K

$5.09 R 83.4

10.02%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.44 R 23.54

-42.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.0M

$28.5K R 466.8K

-14.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 571.8M

$28.8K R 471.3K

10.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$87.5 R 1,434

-11.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.8K

$26.28 R 431

-76.64%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.2K

$40.44 R 663

-53.21%

Gym Membership (Monthly)

$51.0 Rp 919.8K

$45.25 R 742

12.69%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.2K

$8.50 R 139

114.71%

Cinema Ticket

$4.38 Rp 79.1K

$7.09 R 116

-38.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$267 R 4,377

84.34%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.5M

$4,148 R 68.0K

194.64%

Jeans (Levis 501 Or Similar)

$45.16 Rp 814.7K

$47.75 R 782

-5.42%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.4K

$31.71 R 520

10.03%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 R 1,681

-23.66%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$58.6 R 960

33.00%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$651 R 10.7K

65.61%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$446 R 7,305

49.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.3M

$1,366 R 22.4K

156.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.1M

$931 R 15.3K

79.40%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$1,390 R 22.8K

68.37%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.3M

$1,092 R 17.9K

104.75%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,462 R 24.0K

-88.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.06

36.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Somerset West: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Somerset West

$446 37.1% 33% $219

Groceries & Markets

Ubud, Bali

$279 21%

Somerset West

$199 16.6% 28.8% $80

Clothing & Footwear

Ubud, Bali

$106 8%

Somerset West

$108 9% 1.8% $2

Eating Out

Ubud, Bali

$106 8%

Somerset West

$160 13.3% 51.5% $54

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Somerset West

$154 12.8% 50.4% $52

Sport & Entertainment

Ubud, Bali

$60 4.5%

Somerset West

$59 5% 0.6% $0.3

Getting Around

Ubud, Bali

$12 0.9%

Somerset West

$75 6.2% 524% $63

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $651 in Somerset West. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Somerset West are about 8.8 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $42 in Somerset West. Groceries tell a different story – $279 in Ubud, Bali vs $199 in Somerset West – so Somerset West wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Somerset West

🕒 Local time

09:05 9:05 AM

03:05 3:05 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

55,166

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.95 EUR

100 ZAR = 6.1 USD

100 ZAR = 5.45 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 10, 2026: 1 USD = 18,039 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,191 IDR (100,000 IDR = 4.95 EUR).

South African Rand exchange rates as of November 10, 2026: 1 USD = 16.39 ZAR (100 ZAR = 6.1 USD). 1 EUR = 18.34 ZAR (100 ZAR = 5.45 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Somerset West 10,060 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Somerset West

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Somerset West: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,201 in Somerset West – Somerset West comes out roughly 10% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,802 in Somerset West. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Somerset West, especially for central apartments: a one-bedroom in the center costs $651 there versus $1,078 in Ubud, Bali.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $267 in Somerset West. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,201 in Somerset West, leaving budget for savings and extras in both cases.

Families tend to lean toward Somerset West – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.