Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sofia

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,609 in Sofia, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
77

Cost of Living Index in Sofia
Learn more

Sofia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sofia actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,609 in Sofia, rent included.

Ubud, Bali $1,349
Sofia $1,609

A couple spends around $2,305 per month in Ubud, Bali vs $2,495 in Sofia, rent included.

Ubud, Bali $2,305
Sofia $2,495

A family of three spends $3,261 per month in Ubud, Bali vs $3,381 in Sofia, rent included.

Ubud, Bali $3,261
Sofia $3,381

Ubud, Bali is about 16% cheaper than Sofia, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$16.88 BGN 29.53

-80.33%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$66.5 BGN 116

-46.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$11.59 BGN 20.29

-52.29%

Cappuccino

$2.72 Rp 49.0K

$3.52 BGN 6.17

-22.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.42 BGN 4.23

-29.75%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.77 BGN 3.09

-57.06%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$3.68 BGN 6.44

-27.99%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$4.38 BGN 7.66

Milk (1 liter)

$1.49 Rp 26.9K

$1.96 BGN 3.42

-23.98%

White Bread (500g)

$2.28 Rp 41.0K

$1.51 BGN 2.64

50.99%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.20 BGN 3.85

-45.91%

Eggs

$2.04 Rp 36.7K

$4.40 BGN 7.71

-53.64%

Local Cheese (1kg)

$17.70 Rp 319.1K

$11.76 BGN 20.59

50.51%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$8.68 BGN 15.19

-54.38%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$17.37 BGN 30.40

-29.82%

Apples (1kg)

$3.66 Rp 65.9K

$2.13 BGN 3.73

71.83%

Banana (1kg)

$1.52 Rp 27.4K

$2.05 BGN 3.59

-25.85%

Oranges (1kg)

$2.23 Rp 40.2K

$1.93 BGN 3.38

15.54%

Tomato (1kg)

$1.97 Rp 35.6K

$4.17 BGN 7.30

-52.76%

Potato (1kg)

$1.85 Rp 33.3K

$1.08 BGN 1.89

71.30%

Onion (1kg)

$2.42 Rp 43.7K

$0.91 BGN 1.59

165.93%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.18 BGN 2.07

-16.10%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.84 BGN 1.47

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$4.18 BGN 7.32

-46.89%

Wine (Bottle)

$22.24 Rp 400.9K

$7.68 BGN 13.43

189.58%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.17 BGN 2.05

93.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$1.80 BGN 3.16

65.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$0.87 BGN 1.52

-71.26%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$29.06 BGN 50.9

-73.09%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$1.68 BGN 2.94

-73.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$0.87 BGN 1.53

-50.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$15.76 BGN 27.58

-65.67%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.73 BGN 3.02

-52.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$29.7K BGN 51.9K

-19.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$25.6K BGN 44.8K

24.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$161 BGN 282

-50.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$21.08 BGN 36.89

-69.40%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$15.19 BGN 26.58

22.32%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$48.34 BGN 84.6

2.36%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$27.47 BGN 48.07

-35.75%

Cinema Ticket

$4.27 Rp 77.0K

$10.16 BGN 17.78

-57.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$785 BGN 1,374

-37.54%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$12.8K BGN 22.3K

-55.51%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$89.8 BGN 157

-50.28%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$41.29 BGN 72.3

-15.35%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$108 BGN 188

-25.70%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$109 BGN 191

-27.32%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$789 BGN 1,381

42.53%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$604 BGN 1,057

11.19%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,517 BGN 2,654

135.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,037 BGN 1,814

66.23%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,407 BGN 7,712

-38.02%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$3,137 BGN 5,490

-27.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,736 BGN 3,038

-90.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.89

376.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sofia: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sofia

$604 37.5% 10.1% $68

Groceries & Markets

Ubud, Bali

$288 21.4%

Sofia

$288 17.9% 0.2% $0.5

Eating Out

Ubud, Bali

$108 8%

Sofia

$256 15.9% 138% $148

Clothing & Footwear

Ubud, Bali

$108 8%

Sofia

$157 9.7% 45.6% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sofia

$197 12.3% 89.4% $93

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sofia

$69 4.3% 18.3% $11

Getting Around

Ubud, Bali

$11 0.9%

Sofia

$39 2.4% 238% $27

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $789 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Sofia are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $66 in Sofia. Monthly groceries follow the same trend: $288 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Sofia

🕒 Local time

21:01 9:01 PM

15:01 3:01 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,286,383 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 BGN = 0.571 USD

1 BGN = 0.513 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Bulgarian Lev exchange rates as of October 28, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.513 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sofia 10,810 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sofia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,609 in Sofia – roughly 19% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,413 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments: a one-bedroom in the center costs $789 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $66 in Sofia. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 73% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,609 in Sofia. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,609 in Sofia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.