Cost of Living Comparison Between Ubud, Bali and Sofia Cost of Living Comparison Between Ubud, Bali and Sofia

Monthly Cost of Living

A single person spends $1,395 per month in Ubud, Bali vs $1,366 in Sofia, rent included.

A couple spends around $2,559 per month in Ubud, Bali vs $2,141 in Sofia, rent included.

A family of three spends $3,724 per month in Ubud, Bali vs $2,916 in Sofia, rent included.

Ubud, Bali costs about 2% more than Sofia, driven mainly by Eating Out.

Both Ubud, Bali and Sofia sit above the global median – Ubud, Bali by 4%, Sofia by 1%.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$12.01 BGN 19.94

-71.02%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$49.82 BGN 82.7

-34.00%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$8.76 BGN 14.54

-41.89%

Cappuccino

$2.75 Rp 47.1K

$2.67 BGN 4.43

3.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$1.74 BGN 2.89

-20.69%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.41 BGN 2.34

-49.65%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$3.00 BGN 4.98

-4.00%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$3.19 BGN 5.30

21.32%

Milk (1 liter)

$1.79 Rp 30.7K

$1.95 BGN 3.24

-8.21%

White Bread (500g)

$2.45 Rp 42.0K

$1.18 BGN 1.96

107.63%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.99 BGN 3.30

-39.20%

Eggs

$2.39 Rp 40.9K

$3.88 BGN 6.44

-38.40%

Local Cheese (1kg)

$14.70 Rp 252.1K

$12.58 BGN 20.89

16.85%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$8.69 BGN 14.43

-51.21%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$13.28 BGN 22.04

-9.04%

Apples (1kg)

$3.66 Rp 62.9K

$1.91 BGN 3.18

91.62%

Banana (1kg)

$1.61 Rp 27.6K

$1.88 BGN 3.12

-14.36%

Oranges (1kg)

$2.72 Rp 46.6K

$2.01 BGN 3.33

35.32%

Tomato (1kg)

$2.27 Rp 39.0K

$2.76 BGN 4.57

-17.75%

Potato (1kg)

$1.90 Rp 32.6K

$1.11 BGN 1.84

71.17%

Onion (1kg)

$2.30 Rp 39.4K

$1.05 BGN 1.75

119.05%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.21 BGN 2.01

-15.70%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.68 BGN 1.13

14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$3.91 BGN 6.50

-17.14%

Wine (Bottle)

$24.06 Rp 412.7K

$7.49 BGN 12.43

221.23%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.04 BGN 1.73

173.08%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.80 BGN 2.99

55.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.92 BGN 1.52

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$29.01 BGN 48.16

-71.60%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$1.43 BGN 2.37

-68.53%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.73 BGN 1.21

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$14.05 BGN 23.32

-57.15%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.55 BGN 2.58

-44.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$31.9K BGN 52.9K

-18.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$29.2K BGN 48.4K

8.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$153 BGN 253

-48.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$17.79 BGN 29.53

-77.52%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$15.49 BGN 25.72

57.20%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$44.15 BGN 73.3

116.92%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$21.64 BGN 35.93

-70.15%

Cinema Ticket

$4.01 Rp 68.7K

$9.33 BGN 15.49

-57.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$632 BGN 1,049

-52.29%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$9,062 BGN 15.0K

-27.78%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$72.0 BGN 119

-25.78%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$36.89 BGN 61.2

4.50%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$105 BGN 175

-15.48%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$116 BGN 193

-32.26%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$690 BGN 1,146

47.17%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$514 BGN 854

30.68%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$1,271 BGN 2,110

164.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$900 BGN 1,495

134.12%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$4,288 BGN 7,119

-30.01%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,986 BGN 4,956

-21.73%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$1,705 BGN 2,830

-89.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.09

329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Sofia: April 14, 2026

Cost Breakdown

A central one-bedroom costs $1,016 in Ubud, Bali versus $690 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 860% higher in Sofia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $50 in Sofia. Groceries tell a different story – $300 in Ubud, Bali vs $261 in Sofia – so Sofia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sofia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,395 in Ubud, Bali, $1,366 in Sofia – roughly 2% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,092 per month in Ubud, Bali and $2,049 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,395 in Ubud, Bali and $1,366 in Sofia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 252% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,366, than in Ubud, Bali at $1,395. In Sofia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,366 in Sofia to $1,395 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.