Cost of Living Comparison Between Ubud, Bali and Sofia Cost of Living Comparison Between Ubud, Bali and Sofia

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,373 in Sofia, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,132 in Sofia, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,892 in Sofia, rent included.

Ubud, Bali costs about 3% more than Sofia, driven mainly by Eating Out.

Both Ubud, Bali and Sofia sit above the global median – Ubud, Bali by 6%, Sofia by 2%.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$11.89 BGN 19.78

-70.06%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$50.6 BGN 84.2

-35.35%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$8.76 BGN 14.57

-43.49%

Cappuccino

$2.71 Rp 48.9K

$2.60 BGN 4.32

4.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.74 BGN 2.89

-22.99%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.43 BGN 2.38

-51.05%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$2.93 BGN 4.88

-0.34%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.23 BGN 5.37

22.60%

Milk (1 liter)

$1.81 Rp 32.6K

$1.94 BGN 3.23

-6.70%

White Bread (500g)

$2.52 Rp 45.4K

$1.20 BGN 2.00

110.00%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.99 BGN 3.31

-41.71%

Eggs

$2.46 Rp 44.4K

$3.82 BGN 6.35

-35.60%

Local Cheese (1kg)

$14.71 Rp 265.3K

$12.54 BGN 20.86

17.30%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$8.74 BGN 14.55

-50.57%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$13.29 BGN 22.11

-8.65%

Apples (1kg)

$3.84 Rp 69.3K

$1.90 BGN 3.16

102.11%

Banana (1kg)

$1.56 Rp 28.1K

$1.90 BGN 3.16

-17.89%

Oranges (1kg)

$2.83 Rp 51.1K

$2.00 BGN 3.33

41.50%

Tomato (1kg)

$2.33 Rp 41.9K

$2.84 BGN 4.73

-17.96%

Potato (1kg)

$1.91 Rp 34.5K

$1.10 BGN 1.83

73.64%

Onion (1kg)

$2.20 Rp 39.7K

$1.02 BGN 1.69

115.69%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.18 BGN 1.96

-14.41%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.66 BGN 1.10

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$3.81 BGN 6.33

-12.86%

Wine (Bottle)

$23.74 Rp 428.0K

$7.65 BGN 12.73

210.33%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.09 BGN 1.82

155.96%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.79 BGN 2.98

59.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.92 BGN 1.53

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$29.72 BGN 49.45

-72.98%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.49 BGN 2.48

-69.13%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.76 BGN 1.27

-40.79%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$14.34 BGN 23.86

-57.46%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.51 BGN 2.51

-47.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$32.5K BGN 54.0K

-19.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$28.4K BGN 47.3K

13.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$154 BGN 256

-48.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$18.05 BGN 30.04

-77.51%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$14.97 BGN 24.90

57.11%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$44.03 BGN 73.3

124.17%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$21.88 BGN 36.40

-69.70%

Cinema Ticket

$4.15 Rp 74.8K

$9.24 BGN 15.37

-55.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$624 BGN 1,037

-51.26%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$9,327 BGN 15.5K

-29.09%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$71.3 BGN 119

-22.14%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$35.76 BGN 59.5

7.13%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$105 BGN 175

-15.86%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$119 BGN 198

-34.44%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$696 BGN 1,157

44.70%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$501 BGN 834

34.77%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$1,296 BGN 2,157

165.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$910 BGN 1,513

124.23%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$4,510 BGN 7,502

-37.00%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$3,161 BGN 5,258

-28.38%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,674 BGN 2,786

-90.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.09

329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Sofia: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $696 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 913% higher in Sofia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $51.0 in Sofia. Groceries tell a different story – $302 in Ubud, Bali vs $261 in Sofia – so Sofia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sofia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $1,373 in Sofia – roughly 3% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,060 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,373 in Sofia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 270% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,373, than in Ubud, Bali at $1,419. In Sofia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,373 in Sofia to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.