Cost of Living Comparison Between Ubud, Bali and Sofia Cost of Living Comparison Between Ubud, Bali and Sofia

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,365 in Sofia, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,143 in Sofia, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,922 in Sofia, rent included.

Ubud, Bali costs about 3% more than Sofia, driven mainly by Eating Out.

Both Ubud, Bali and Sofia sit above the global median – Ubud, Bali by 5%, Sofia by 2%.

Currency
🍽 Eating Out
Ubud, Bali
Sofia
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$11.72 BGN 19.51
-70.56%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$49.80 BGN 82.8
-35.06%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$8.77 BGN 14.59
-44.81%
Cappuccino
$2.75 Rp 49.4K
$2.63 BGN 4.38
4.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$1.78 BGN 2.96
-22.47%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.42 BGN 2.36
-47.18%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$2.96 BGN 4.92
1.01%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$3.27 BGN 5.43
17.74%
🛒 Groceries & Markets
Ubud, Bali
Sofia
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.86 BGN 3.09
-6.45%
White Bread (500g)
$2.46 Rp 44.2K
$1.20 BGN 2.00
105.00%
Rice (white) (1kg)
$1.17 Rp 21.0K
$1.99 BGN 3.31
-41.21%
Eggs
$2.43 Rp 43.7K
$3.96 BGN 6.58
-38.64%
Local Cheese (1kg)
$14.50 Rp 260.6K
$12.18 BGN 20.26
19.05%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$8.72 BGN 14.51
-50.11%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$12.98 BGN 21.60
-7.70%
Apples (1kg)
$3.72 Rp 66.8K
$1.91 BGN 3.18
94.76%
Banana (1kg)
$1.63 Rp 29.2K
$1.96 BGN 3.27
-16.84%
Oranges (1kg)
$2.74 Rp 49.3K
$1.99 BGN 3.31
37.69%
Tomato (1kg)
$2.24 Rp 40.3K
$2.75 BGN 4.57
-18.55%
Potato (1kg)
$1.92 Rp 34.5K
$1.12 BGN 1.86
71.43%
Onion (1kg)
$2.28 Rp 40.9K
$1.05 BGN 1.75
117.14%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.19 BGN 1.98
-10.92%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.66 BGN 1.10
9.09%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$3.87 BGN 6.43
-14.99%
Wine (Bottle)
$23.19 Rp 416.8K
$7.39 BGN 12.29
213.80%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.10 BGN 1.83
152.73%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.83 BGN 3.04
49.18%
🚌 Getting Around
Ubud, Bali
Sofia
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$0.98 BGN 1.63
-72.45%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$29.45 BGN 48.99
-72.46%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$1.45 BGN 2.40
-66.90%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.78 BGN 1.30
-46.15%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$14.34 BGN 23.86
-56.62%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.57 BGN 2.62
-48.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$32.1K BGN 53.3K
-16.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$29.0K BGN 48.3K
10.88%
🧾 Monthly Utilities & Internet
Ubud, Bali
Sofia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$150 BGN 249
-47.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$17.78 BGN 29.57
-77.11%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$15.40 BGN 25.62
57.99%
🎉 Sport & Entertainment
Ubud, Bali
Sofia
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$43.98 BGN 73.2
124.22%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
$21.48 BGN 35.73
-70.48%
Cinema Ticket
$3.99 Rp 71.6K
$9.61 BGN 15.98
-58.48%
🧸 Childcare & Education
Ubud, Bali
Sofia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$642 BGN 1,068
-52.50%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$9,298 BGN 15.5K
-28.57%
👕👟 Clothing & Footwear
Ubud, Bali
Sofia
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$71.9 BGN 120
-24.66%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$35.78 BGN 59.5
5.67%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$107 BGN 178
-18.87%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$119 BGN 198
-35.74%
🏠 Accommodation & Living
Ubud, Bali
Sofia
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$695 BGN 1,156
42.76%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$504 BGN 838
33.51%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$1,257 BGN 2,091
168.45%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$893 BGN 1,485
129.69%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$4,422 BGN 7,356
-36.57%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$3,336 BGN 5,550
-33.25%
💵 Salaries & Financials
Ubud, Bali
Sofia
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$1,674 BGN 2,785
-90.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.09
329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Sofia: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $695 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 903% higher in Sofia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $50.0 in Sofia. Groceries tell a different story – $297 in Ubud, Bali vs $259 in Sofia – so Sofia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Sofia: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Sofia compare overall?
Monthly costs with rent: $1,408 in Ubud, Bali, $1,365 in Sofia – roughly 3% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Sofia?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,047 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Sofia?
Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Sofia?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,365 in Sofia. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Ubud, Bali and in Sofia?
Public transport costs about 263% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,365, than in Ubud, Bali at $1,408. In Sofia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Sofia?
It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,365 in Sofia to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Sofia safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Sofia?
If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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