Cost of Living Comparison Between Sofia and Ubud, Bali Cost of Living Comparison Between Sofia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,365 per month in Sofia vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,143 per month in Sofia vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,922 per month in Sofia vs $3,763 in Ubud, Bali, rent included.

Sofia is about 3% cheaper than Ubud, Bali, driven mainly by Eating Out.

Both Sofia and Ubud, Bali sit above the global median – Sofia by 2%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$11.72 BGN 19.51

$3.45 Rp 62.1K

239.71%

Three-Course Dinner for Two, Mid-Range

$49.80 BGN 82.8

$32.34 Rp 581.1K

53.99%

Fast Food Meal (McDonalds, etc)

$8.77 BGN 14.59

$4.84 Rp 87.1K

81.20%

Cappuccino

$2.63 BGN 4.38

$2.75 Rp 49.4K

-4.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 BGN 2.96

$1.38 Rp 24.9K

28.99%

Water (0.33 liter bottle)

$1.42 BGN 2.36

$0.75 Rp 13.5K

89.33%

Local Beer (0.5 liter draught)

$2.96 BGN 4.92

$2.99 Rp 53.8K

-1.00%

Imported Beer (0.33 liter bottle)

$3.27 BGN 5.43

$3.85 Rp 69.2K

-15.06%

Milk (1 liter)

$1.86 BGN 3.09

$1.74 Rp 31.2K

6.90%

White Bread (500g)

$1.20 BGN 2.00

$2.46 Rp 44.2K

-51.22%

Rice (white) (1kg)

$1.99 BGN 3.31

$1.17 Rp 21.0K

70.09%

Eggs

$3.96 BGN 6.58

$2.43 Rp 43.7K

62.96%

Local Cheese (1kg)

$12.18 BGN 20.26

$14.50 Rp 260.6K

-16.00%

Chicken Fillets (1kg)

$8.72 BGN 14.51

$4.35 Rp 78.2K

100.46%

Beef Round Steak (1kg)

$12.98 BGN 21.60

$11.98 Rp 215.3K

8.35%

Apples (1kg)

$1.91 BGN 3.18

$3.72 Rp 66.8K

-48.66%

Banana (1kg)

$1.96 BGN 3.27

$1.63 Rp 29.2K

20.25%

Oranges (1kg)

$1.99 BGN 3.31

$2.74 Rp 49.3K

-27.37%

Tomato (1kg)

$2.75 BGN 4.57

$2.24 Rp 40.3K

22.77%

Potato (1kg)

$1.12 BGN 1.86

$1.92 Rp 34.5K

-41.67%

Onion (1kg)

$1.05 BGN 1.75

$2.28 Rp 40.9K

-53.95%

Lettuce (1 head)

$1.19 BGN 1.98

$1.06 Rp 19.1K

12.26%

Water (1.5 liter bottle)

$0.66 BGN 1.10

$0.72 Rp 12.9K

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.87 BGN 6.43

$3.29 Rp 59.0K

17.63%

Wine (Bottle)

$7.39 BGN 12.29

$23.19 Rp 416.8K

-68.13%

Local Beer (0.5 liter bottle)

$1.10 BGN 1.83

$2.78 Rp 49.9K

-60.43%

Imported Beer (0.33 liter bottle)

$1.83 BGN 3.04

$2.73 Rp 49.1K

-32.97%

One-way Ticket (Public Transport)

$0.98 BGN 1.63

$0.27 Rp 4,786

262.96%

Public Transport Monthly Pass (Regular Price)

$29.45 BGN 48.99

$8.11 Rp 145.7K

263.13%

Taxi Start (Normal Tariff)

$1.45 BGN 2.40

$0.48 Rp 8,675

202.08%

Taxi (Normal Tariff) (1km)

$0.78 BGN 1.30

$0.42 Rp 7,545

85.71%

Taxi 1hour Waiting (Normal Tariff)

$14.34 BGN 23.86

$6.22 Rp 111.8K

130.55%

Gasoline (1 liter)

$1.57 BGN 2.62

$0.81 Rp 14.6K

93.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K BGN 53.3K

$26.6K Rp 478.2M

20.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K BGN 48.3K

$32.2K Rp 578.5M

-9.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 BGN 249

$78.4 Rp 1.4M

91.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.78 BGN 29.57

$4.07 Rp 73.1K

336.86%

Internet (50+ Mbps, Unlimited Data)

$15.40 BGN 25.62

$24.33 Rp 437.1K

-36.70%

Gym Membership (Monthly)

$43.98 BGN 73.2

$98.6 Rp 1.8M

-55.40%

Tennis Court (1 Hour on Weekend)

$21.48 BGN 35.73

$6.34 Rp 113.9K

238.80%

Cinema Ticket

$9.61 BGN 15.98

$3.99 Rp 71.6K

140.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$642 BGN 1,068

$305 Rp 5.5M

110.53%

International Primary School, 1 Child (Yearly)

$9,298 BGN 15.5K

$6,642 Rp 119.4M

39.99%

Jeans (Levis 501 Or Similar)

$71.9 BGN 120

$54.1 Rp 972.9K

32.73%

Summer Dress (H&M, Zara, etc)

$35.78 BGN 59.5

$37.81 Rp 679.4K

-5.37%

Sport Shoes (Adidas, Nike)

$107 BGN 178

$86.8 Rp 1.6M

23.26%

Men's Leather Business Shoes

$119 BGN 198

$76.4 Rp 1.4M

55.61%

1-bedroom Apartment, City Center (Monthly)

$695 BGN 1,156

$992 Rp 17.8M

-29.95%

1-bedroom Apartment, Outside City Center (Monthly)

$504 BGN 838

$673 Rp 12.1M

-25.10%

3-bedroom Apartment, City Center (Monthly)

$1,257 BGN 2,091

$3,375 Rp 60.7M

-62.75%

3-bedroom Apartment, Outside City Center (Monthly)

$893 BGN 1,485

$2,050 Rp 36.8M

-56.46%

Buy Apartment in City Center (m2)

$4,422 BGN 7,356

$2,805 Rp 50.4M

57.65%

Buy Apartment Outside City Center (m2)

$3,336 BGN 5,550

$2,227 Rp 40.0M

49.81%

Average Monthly Net Salary (After Tax)

$1,674 BGN 2,785

$167 Rp 3.0M

902.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.09

13.28

-76.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $695 in Sofia versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 903% higher in Sofia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $50.0 in Sofia versus $32.00 in Ubud, Bali. Groceries tell a different story – $259 in Sofia vs $297 in Ubud, Bali – so Sofia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,365 in Sofia, $1,408 in Ubud, Bali – roughly 3% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,047 per month in Sofia and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,365 in Sofia and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 263% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,365, than in Ubud, Bali at $1,408. In Sofia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,365 in Sofia to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.