Last update: Oct 2026

Cost of Living Comparison Between Sofia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,594 in Sofia, rent and utilities included – about $2,700 less a year. The total is higher in Sofia despite lower rent and utilities.

78

Cost of Living Index in Sofia
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Sofia Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,594 per month in Sofia vs $1,368 in Ubud, Bali, rent included.

Sofia $1,594
Ubud, Bali $1,368

A couple spends around $2,478 per month in Sofia vs $2,314 in Ubud, Bali, rent included.

Sofia $2,478
Ubud, Bali $2,314

A family of three spends $3,361 per month in Sofia vs $3,260 in Ubud, Bali, rent included.

Sofia $3,361
Ubud, Bali $3,260

Sofia costs about 17% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Sofia and Ubud, Bali sit above the global median – Sofia by 18%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$16.87 BGN 29.35

$3.33 Rp 59.9K

406.61%

Three-Course Dinner for Two, Mid-Range

$65.8 BGN 115

$35.18 Rp 633.2K

87.07%

Fast Food Meal (McDonalds, etc)

$11.32 BGN 19.69

$5.80 Rp 104.5K

95.17%

Cappuccino

$3.43 BGN 5.98

$2.73 Rp 49.1K

25.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 BGN 4.19

$1.64 Rp 29.5K

46.95%

Water (0.33 liter bottle)

$1.85 BGN 3.22

$0.83 Rp 15.0K

122.89%

Local Beer (0.5 liter draught)

$3.70 BGN 6.44

$2.70 Rp 48.6K

37.04%

Imported Beer (0.33 liter bottle)

$4.58 BGN 7.97

$4.30 Rp 77.4K

6.51%

Milk (1 liter)

$2.02 BGN 3.51

$1.50 Rp 27.1K

34.67%

White Bread (500g)

$1.56 BGN 2.72

$2.30 Rp 41.4K

-32.17%

Rice (white) (1kg)

$2.33 BGN 4.05

$1.18 Rp 21.2K

97.46%

Eggs

$4.36 BGN 7.59

$2.14 Rp 38.6K

103.74%

Local Cheese (1kg)

$11.76 BGN 20.47

$17.48 Rp 314.6K

-32.72%

Chicken Fillets (1kg)

$8.83 BGN 15.37

$4.03 Rp 72.5K

119.11%

Beef Round Steak (1kg)

$17.46 BGN 30.38

$12.23 Rp 220.1K

42.76%

Apples (1kg)

$2.15 BGN 3.74

$3.55 Rp 63.9K

-39.44%

Banana (1kg)

$1.98 BGN 3.44

$1.57 Rp 28.3K

26.11%

Oranges (1kg)

$1.93 BGN 3.37

$2.24 Rp 40.2K

-13.84%

Tomato (1kg)

$4.24 BGN 7.37

$1.93 Rp 34.7K

119.69%

Potato (1kg)

$1.04 BGN 1.80

$1.88 Rp 33.9K

-44.68%

Onion (1kg)

$0.85 BGN 1.48

$2.29 Rp 41.3K

-62.88%

Lettuce (1 head)

$1.15 BGN 2.00

$0.99 Rp 17.9K

16.16%

Water (1.5 liter bottle)

$0.89 BGN 1.56

$0.53 Rp 9,475

67.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 BGN 7.33

$2.28 Rp 41.1K

84.65%

Wine (Bottle)

$7.46 BGN 12.98

$23.01 Rp 414.2K

-67.58%

Local Beer (0.5 liter bottle)

$1.15 BGN 2.01

$2.34 Rp 42.2K

-50.85%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.23

$2.91 Rp 52.4K

-36.43%

One-way Ticket (Public Transport)

$0.87 BGN 1.51

$0.24 Rp 4,315

262.50%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

$8.82 Rp 158.7K

223.47%

Taxi Start (Normal Tariff)

$1.68 BGN 2.93

$0.48 Rp 8,684

250.00%

Taxi (Normal Tariff) (1km)

$0.94 BGN 1.63

$0.46 Rp 8,233

104.35%

Taxi 1hour Waiting (Normal Tariff)

$15.35 BGN 26.70

$5.45 Rp 98.2K

181.65%

Gasoline (1 liter)

$1.69 BGN 2.94

$0.88 Rp 15.9K

92.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$24.6K Rp 442.2M

21.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BGN 45.5K

$31.2K Rp 561.4M

-16.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 272

$83.0 Rp 1.5M

88.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.56 BGN 37.52

$6.45 Rp 116.0K

234.26%

Internet (50+ Mbps, Unlimited Data)

$15.24 BGN 26.51

$18.57 Rp 334.2K

-17.93%

Gym Membership (Monthly)

$46.08 BGN 80.2

$55.8 Rp 1.0M

-17.45%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

$18.11 Rp 326.0K

54.17%

Cinema Ticket

$10.18 BGN 17.72

$4.38 Rp 78.9K

132.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 BGN 1,347

$493 Rp 8.9M

57.03%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.3K

$5,754 Rp 103.6M

122.56%

Jeans (Levis 501 Or Similar)

$89.9 BGN 157

$46.19 Rp 831.4K

94.72%

Summer Dress (H&M, Zara, etc)

$41.29 BGN 71.8

$35.33 Rp 636.0K

16.87%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$79.1 Rp 1.4M

32.92%

Men's Leather Business Shoes

$107 BGN 186

$78.4 Rp 1.4M

36.13%

1-bedroom Apartment, City Center (Monthly)

$783 BGN 1,362

$1,142 Rp 20.6M

-31.50%

1-bedroom Apartment, Outside City Center (Monthly)

$597 BGN 1,038

$676 Rp 12.2M

-11.67%

3-bedroom Apartment, City Center (Monthly)

$1,516 BGN 2,638

$3,503 Rp 63.1M

-56.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 BGN 1,792

$1,700 Rp 30.6M

-39.40%

Buy Apartment in City Center (m2)

$4,350 BGN 7,568

$2,784 Rp 50.1M

56.23%

Buy Apartment Outside City Center (m2)

$3,177 BGN 5,528

$2,241 Rp 40.3M

41.81%

Average Monthly Net Salary (After Tax)

$1,735 BGN 3,019

$165 Rp 3.0M

954.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

13.78

-79.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$597 37.4%

Ubud, Bali

$676 49.4% 13.2% $79

Groceries & Markets

Sofia

$290 18.2%

Ubud, Bali

$290 21.2% 0% $0.1

Eating Out

Sofia

$255 16%

Ubud, Bali

$109 8% 57.3% $146

Monthly Utilities & Internet

Sofia

$193 12.1%

Ubud, Bali

$108 7.9% 44% $85

Clothing & Footwear

Sofia

$154 9.7%

Ubud, Bali

$108 7.9% 30.3% $47

Sport & Entertainment

Sofia

$66 4.2%

Ubud, Bali

$65 4.7% 2.8% $1.9

Getting Around

Sofia

$38 2.4%

Ubud, Bali

$13 0.9% 67.3% $26

Cost Breakdown

A central one-bedroom costs $783 in Sofia versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 955% higher in Sofia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Sofia versus $35.00 in Ubud, Bali. Groceries tell a different story – $290 in Sofia vs $290 in Ubud, Bali – so Sofia wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Sofia

🇮🇩 Ubud, Bali

🕒 Local time

12:16 12:16 PM

17:16 5:16 PM

5 h ahead of Sofia

🌤 Weather

👥 Population

1,286,383 Capital

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Sofia Ubud, Bali 10,810 km ≈ 14 h nonstop flight

From you

Sofia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,594 in Sofia, $1,368 in Ubud, Bali – roughly 17% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,391 per month in Sofia and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,594 in Sofia and $1,368 in Ubud, Bali. That's a gap of about 17%.

Public transport costs about 223% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Sofia at $1,594. In Ubud, Bali it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,594 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.