Cost of Living Comparison Between Sofia and Ubud, Bali Cost of Living Comparison Between Sofia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,650 per month in Sofia vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,556 per month in Sofia vs $2,334 in Ubud, Bali, rent included.

A family of three spends $3,462 per month in Sofia vs $3,273 in Ubud, Bali, rent included.

Sofia costs about 18% more than Ubud, Bali, driven mainly by Eating Out.

Both Sofia and Ubud, Bali sit above the global median – Sofia by 20%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$17.41 BGN 28.96

$3.37 Rp 59.7K

416.62%

Three-Course Dinner for Two, Mid-Range

$65.4 BGN 109

$38.59 Rp 682.4K

69.40%

Fast Food Meal (McDonalds, etc)

$12.17 BGN 20.25

$5.52 Rp 97.6K

120.47%

Cappuccino

$3.63 BGN 6.05

$2.64 Rp 46.8K

37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 BGN 3.92

$1.67 Rp 29.6K

41.32%

Water (0.33 liter bottle)

$1.95 BGN 3.24

$0.77 Rp 13.6K

153.25%

Local Beer (0.5 liter draught)

$3.54 BGN 5.89

$2.63 Rp 46.6K

34.60%

Imported Beer (0.33 liter bottle)

$4.56 BGN 7.59

$4.28 Rp 75.7K

6.54%

Milk (1 liter)

$2.01 BGN 3.35

$1.55 Rp 27.3K

29.68%

White Bread (500g)

$1.62 BGN 2.69

$2.22 Rp 39.3K

-27.03%

Rice (white) (1kg)

$2.42 BGN 4.02

$1.13 Rp 19.9K

114.16%

Eggs

$4.41 BGN 7.33

$2.09 Rp 36.9K

111.00%

Local Cheese (1kg)

$11.80 BGN 19.64

$17.39 Rp 307.6K

-32.14%

Chicken Fillets (1kg)

$9.25 BGN 15.39

$3.87 Rp 68.4K

139.02%

Beef Round Steak (1kg)

$17.23 BGN 28.66

$12.55 Rp 221.9K

37.29%

Apples (1kg)

$2.17 BGN 3.61

$3.62 Rp 63.9K

-40.06%

Banana (1kg)

$2.05 BGN 3.41

$1.56 Rp 27.6K

31.41%

Oranges (1kg)

$1.93 BGN 3.21

$2.35 Rp 41.6K

-17.87%

Tomato (1kg)

$4.22 BGN 7.03

$2.06 Rp 36.4K

104.85%

Potato (1kg)

$1.15 BGN 1.91

$1.90 Rp 33.6K

-39.47%

Onion (1kg)

$1.00 BGN 1.66

$2.34 Rp 41.3K

-57.26%

Lettuce (1 head)

$1.18 BGN 1.97

$1.03 Rp 18.2K

14.56%

Water (1.5 liter bottle)

$0.90 BGN 1.50

$0.55 Rp 9,809

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 BGN 7.21

$2.25 Rp 39.8K

92.44%

Wine (Bottle)

$7.69 BGN 12.80

$23.81 Rp 421.0K

-67.70%

Local Beer (0.5 liter bottle)

$1.21 BGN 2.00

$2.31 Rp 40.9K

-47.62%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.08

$2.80 Rp 49.5K

-33.93%

One-way Ticket (Public Transport)

$0.92 BGN 1.52

$0.27 Rp 4,816

240.74%

Public Transport Monthly Pass (Regular Price)

$30.12 BGN 50.1

$8.66 Rp 153.2K

247.81%

Taxi Start (Normal Tariff)

$1.88 BGN 3.12

$0.48 Rp 8,515

291.67%

Taxi (Normal Tariff) (1km)

$0.91 BGN 1.52

$0.45 Rp 7,887

102.22%

Taxi 1hour Waiting (Normal Tariff)

$16.21 BGN 26.96

$5.72 Rp 101.1K

183.39%

Gasoline (1 liter)

$1.76 BGN 2.94

$0.76 Rp 13.4K

131.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K BGN 52.2K

$24.5K Rp 433.0M

28.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K BGN 45.6K

$32.1K Rp 568.0M

-14.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BGN 283

$83.6 Rp 1.5M

103.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.02 BGN 36.64

$6.46 Rp 114.2K

240.87%

Internet (50+ Mbps, Unlimited Data)

$15.43 BGN 25.67

$18.99 Rp 335.9K

-18.75%

Gym Membership (Monthly)

$47.50 BGN 79.0

$56.0 Rp 989.8K

-15.13%

Tennis Court (1 Hour on Weekend)

$29.53 BGN 49.13

$18.62 Rp 329.2K

58.59%

Cinema Ticket

$10.33 BGN 17.18

$4.28 Rp 75.7K

141.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$799 BGN 1,330

$487 Rp 8.6M

64.32%

International Primary School, 1 Child (Yearly)

$13.4K BGN 22.2K

$5,856 Rp 103.6M

128.35%

Jeans (Levis 501 Or Similar)

$88.5 BGN 147

$45.56 Rp 805.6K

94.21%

Summer Dress (H&M, Zara, etc)

$42.54 BGN 70.8

$36.38 Rp 643.3K

16.93%

Sport Shoes (Adidas, Nike)

$108 BGN 179

$82.0 Rp 1.4M

31.45%

Men's Leather Business Shoes

$112 BGN 187

$80.4 Rp 1.4M

39.59%

1-bedroom Apartment, City Center (Monthly)

$784 BGN 1,305

$1,117 Rp 19.7M

-29.76%

1-bedroom Apartment, Outside City Center (Monthly)

$622 BGN 1,034

$701 Rp 12.4M

-11.35%

3-bedroom Apartment, City Center (Monthly)

$1,576 BGN 2,622

$3,537 Rp 62.5M

-55.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,073 BGN 1,785

$1,762 Rp 31.2M

-39.13%

Buy Apartment in City Center (m2)

$4,637 BGN 7,714

$2,826 Rp 50.0M

64.07%

Buy Apartment Outside City Center (m2)

$3,355 BGN 5,581

$2,292 Rp 40.5M

46.39%

Average Monthly Net Salary (After Tax)

$1,742 BGN 2,898

$170 Rp 3.0M

926.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $784 in Sofia versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 926% higher in Sofia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Sofia versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $295 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,650 in Sofia, $1,396 in Ubud, Bali – roughly 18% apart. Sofia costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,475 per month in Sofia and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,650 in Sofia and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 248% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Sofia at $1,650. In Ubud, Bali it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $1,650 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.