Cost of Living Comparison Between Sofia and Ubud, Bali Cost of Living Comparison Between Sofia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,373 per month in Sofia vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,132 per month in Sofia vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,892 per month in Sofia vs $3,660 in Ubud, Bali, rent included.

Sofia is about 3% cheaper than Ubud, Bali, driven mainly by Eating Out.

Both Sofia and Ubud, Bali sit above the global median – Sofia by 2%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$11.89 BGN 19.78

$3.56 Rp 64.3K

233.99%

Three-Course Dinner for Two, Mid-Range

$50.6 BGN 84.2

$32.73 Rp 590.3K

54.69%

Fast Food Meal (McDonalds, etc)

$8.76 BGN 14.57

$4.95 Rp 89.2K

76.97%

Cappuccino

$2.60 BGN 4.32

$2.71 Rp 48.9K

-4.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 BGN 2.89

$1.34 Rp 24.2K

29.85%

Water (0.33 liter bottle)

$1.43 BGN 2.38

$0.70 Rp 12.6K

104.29%

Local Beer (0.5 liter draught)

$2.93 BGN 4.88

$2.92 Rp 52.7K

0.34%

Imported Beer (0.33 liter bottle)

$3.23 BGN 5.37

$3.96 Rp 71.4K

-18.43%

Milk (1 liter)

$1.94 BGN 3.23

$1.81 Rp 32.6K

7.18%

White Bread (500g)

$1.20 BGN 2.00

$2.52 Rp 45.4K

-52.38%

Rice (white) (1kg)

$1.99 BGN 3.31

$1.16 Rp 20.9K

71.55%

Eggs

$3.82 BGN 6.35

$2.46 Rp 44.4K

55.28%

Local Cheese (1kg)

$12.54 BGN 20.86

$14.71 Rp 265.3K

-14.75%

Chicken Fillets (1kg)

$8.74 BGN 14.55

$4.32 Rp 77.9K

102.31%

Beef Round Steak (1kg)

$13.29 BGN 22.11

$12.14 Rp 218.9K

9.47%

Apples (1kg)

$1.90 BGN 3.16

$3.84 Rp 69.3K

-50.52%

Banana (1kg)

$1.90 BGN 3.16

$1.56 Rp 28.1K

21.79%

Oranges (1kg)

$2.00 BGN 3.33

$2.83 Rp 51.1K

-29.33%

Tomato (1kg)

$2.84 BGN 4.73

$2.33 Rp 41.9K

21.89%

Potato (1kg)

$1.10 BGN 1.83

$1.91 Rp 34.5K

-42.41%

Onion (1kg)

$1.02 BGN 1.69

$2.20 Rp 39.7K

-53.64%

Lettuce (1 head)

$1.18 BGN 1.96

$1.01 Rp 18.3K

16.83%

Water (1.5 liter bottle)

$0.66 BGN 1.10

$0.78 Rp 14.0K

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 BGN 6.33

$3.32 Rp 59.8K

14.76%

Wine (Bottle)

$7.65 BGN 12.73

$23.74 Rp 428.0K

-67.78%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.82

$2.79 Rp 50.3K

-60.93%

Imported Beer (0.33 liter bottle)

$1.79 BGN 2.98

$2.86 Rp 51.6K

-37.41%

One-way Ticket (Public Transport)

$0.92 BGN 1.53

$0.27 Rp 4,848

240.74%

Public Transport Monthly Pass (Regular Price)

$29.72 BGN 49.45

$8.03 Rp 144.8K

270.11%

Taxi Start (Normal Tariff)

$1.49 BGN 2.48

$0.46 Rp 8,230

223.91%

Taxi (Normal Tariff) (1km)

$0.76 BGN 1.27

$0.45 Rp 8,116

68.89%

Taxi 1hour Waiting (Normal Tariff)

$14.34 BGN 23.86

$6.10 Rp 109.9K

135.08%

Gasoline (1 liter)

$1.51 BGN 2.51

$0.79 Rp 14.3K

91.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K BGN 54.0K

$26.1K Rp 471.6M

24.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K BGN 47.3K

$32.1K Rp 579.2M

-11.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 BGN 256

$79.9 Rp 1.4M

92.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.05 BGN 30.04

$4.06 Rp 73.3K

344.58%

Internet (50+ Mbps, Unlimited Data)

$14.97 BGN 24.90

$23.52 Rp 424.1K

-36.35%

Gym Membership (Monthly)

$44.03 BGN 73.3

$98.7 Rp 1.8M

-55.39%

Tennis Court (1 Hour on Weekend)

$21.88 BGN 36.40

$6.63 Rp 119.6K

230.02%

Cinema Ticket

$9.24 BGN 15.37

$4.15 Rp 74.8K

122.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$624 BGN 1,037

$304 Rp 5.5M

105.16%

International Primary School, 1 Child (Yearly)

$9,327 BGN 15.5K

$6,613 Rp 119.3M

41.03%

Jeans (Levis 501 Or Similar)

$71.3 BGN 119

$55.5 Rp 1.0M

28.43%

Summer Dress (H&M, Zara, etc)

$35.76 BGN 59.5

$38.31 Rp 690.9K

-6.66%

Sport Shoes (Adidas, Nike)

$105 BGN 175

$88.6 Rp 1.6M

18.85%

Men's Leather Business Shoes

$119 BGN 198

$77.9 Rp 1.4M

52.52%

1-bedroom Apartment, City Center (Monthly)

$696 BGN 1,157

$1,006 Rp 18.1M

-30.89%

1-bedroom Apartment, Outside City Center (Monthly)

$501 BGN 834

$675 Rp 12.2M

-25.80%

3-bedroom Apartment, City Center (Monthly)

$1,296 BGN 2,157

$3,442 Rp 62.1M

-62.33%

3-bedroom Apartment, Outside City Center (Monthly)

$910 BGN 1,513

$2,039 Rp 36.8M

-55.40%

Buy Apartment in City Center (m2)

$4,510 BGN 7,502

$2,841 Rp 51.2M

58.72%

Buy Apartment Outside City Center (m2)

$3,161 BGN 5,258

$2,264 Rp 40.8M

39.62%

Average Monthly Net Salary (After Tax)

$1,674 BGN 2,786

$165 Rp 3.0M

913.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.09

13.28

-76.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $696 in Sofia versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 913% higher in Sofia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51.0 in Sofia versus $33.00 in Ubud, Bali. Groceries tell a different story – $261 in Sofia vs $302 in Ubud, Bali – so Sofia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,373 in Sofia, $1,419 in Ubud, Bali – roughly 3% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,060 per month in Sofia and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sofia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,373 in Sofia and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 270% less in Sofia. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Sofia, where all-in costs run around $1,373, than in Ubud, Bali at $1,419. In Sofia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,373 in Sofia to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sofia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.