Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Škofja Loka

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,835 in Škofja Loka, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
85

Cost of Living Index in Škofja Loka
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Škofja Loka Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Škofja Loka

🇸🇮 Slovenia

$1,835

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Škofja Loka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Škofja Loka actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,835 in Škofja Loka, rent included.

Ubud, Bali $1,331
Škofja Loka $1,835

A couple spends around $2,255 per month in Ubud, Bali vs $2,706 in Škofja Loka, rent included.

Ubud, Bali $2,255
Škofja Loka $2,706

A family of three spends $3,180 per month in Ubud, Bali vs $3,578 in Škofja Loka, rent included.

Ubud, Bali $3,180
Škofja Loka $3,578

Ubud, Bali is about 27% cheaper than Škofja Loka, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Škofja Loka is 36% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$13.66 €12.18

-75.26%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$56.3 €50.2

-38.41%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.21 €8.21

-39.52%

Cappuccino

$2.62 Rp 47.5K

$2.85 €2.55

-8.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.27 €2.92

-52.91%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.21 €1.97

-71.04%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.60 €3.21

-25.83%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.54 €4.05

-6.17%

Milk (1 liter)

$1.46 Rp 26.5K

$1.31 €1.17

11.45%

White Bread (500g)

$2.29 Rp 41.6K

$1.85 €1.65

23.78%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.72 €2.42

-59.19%

Eggs

$2.10 Rp 38.1K

$3.90 €3.47

-46.15%

Local Cheese (1kg)

$15.94 Rp 289.3K

$18.26 €16.29

-12.71%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$10.06 €8.97

-61.43%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$15.07 €13.44

-24.35%

Apples (1kg)

$3.55 Rp 64.5K

$2.26 €2.02

57.08%

Banana (1kg)

$1.54 Rp 27.9K

$1.73 €1.54

-10.98%

Oranges (1kg)

$2.23 Rp 40.5K

$2.32 €2.07

-3.88%

Tomato (1kg)

$1.97 Rp 35.8K

$3.51 €3.13

-43.87%

Potato (1kg)

$1.86 Rp 33.7K

$1.45 €1.29

28.28%

Onion (1kg)

$2.42 Rp 43.9K

$1.64 €1.47

47.56%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.72 €1.53

-40.70%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.87 €0.78

-40.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.74 €5.12

-61.67%

Wine (Bottle)

$21.79 Rp 395.4K

$7.79 €6.95

179.72%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.38 €1.23

68.84%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.14 €1.91

38.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$1.40 €1.25

-82.14%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$29.80 €26.58

-72.58%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.70 €1.52

-74.12%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.35 €1.20

-65.19%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$20.40 €18.19

-72.55%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.79 €1.59

-53.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$28.9K €25.8K

-15.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$24.0K €21.4K

32.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$282 €252

-72.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$16.12 €14.38

-61.91%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$38.83 €34.64

-51.27%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$56.4 €50.3

-9.59%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$7.65 €6.82

-42.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$495 €442

-0.61%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$8,751 €7,806

39.65%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$115 €102

-60.56%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$43.30 €38.62

-19.42%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$121 €108

-35.42%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$141 €126

-44.96%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$765 €682

40.89%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$664 €592

0.14%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,190 €1,061

195.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,125 €1,003

48.53%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,030 €2,703

-22.78%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,795 €2,493

-20.00%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.29

318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Škofja Loka: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Škofja Loka

$664 36.2% 0.1% $1

Groceries & Markets

Ubud, Bali

$279 21%

Škofja Loka

$309 16.8% 10.4% $29

Clothing & Footwear

Ubud, Bali

$106 8%

Škofja Loka

$189 10.3% 78% $83

Eating Out

Ubud, Bali

$106 8%

Škofja Loka

$220 12% 108% $114

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Škofja Loka

$337 18.4% 229% $235

Sport & Entertainment

Ubud, Bali

$60 4.5%

Škofja Loka

$72 3.9% 20% $12

Getting Around

Ubud, Bali

$12 0.9%

Škofja Loka

$44 2.4% 267% $32

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $765 in Škofja Loka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $56 in Škofja Loka. Monthly groceries follow the same trend: $279 vs $309 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇸🇮 Škofja Loka

🕒 Local time

12:57 12:57 PM

05:57 5:57 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,100

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Škofja Loka 11,530 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Škofja Loka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Škofja Loka: Cost of Living - Frequently Asked Questions

Škofja Loka costs about 38% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,752 in Škofja Loka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Škofja Loka, especially for central apartments: a one-bedroom in the center costs $765 there versus $1,078 in Ubud, Bali.

Kindergarten costs $492 per month in Ubud, Bali and $495 in Škofja Loka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 10% more in Škofja Loka, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,835 in Škofja Loka. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,835 in Škofja Loka. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.