Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sirsa

For one person, living is cheaper in Sirsa: $285 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
14

Cost of Living Index in Sirsa
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Sirsa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Sirsa

🇮🇳 India

$285

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sirsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sirsa actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $285 in Sirsa, rent included.

Ubud, Bali $1,353
Sirsa $285

A couple spends around $2,297 per month in Ubud, Bali vs $475 in Sirsa, rent included.

Ubud, Bali $2,297
Sirsa $475

A family of three spends $3,241 per month in Ubud, Bali vs $664 in Sirsa, rent included.

Ubud, Bali $3,241
Sirsa $664

Ubud, Bali costs about 375% more than Sirsa, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Sirsa is 79% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$4.29 ₹407

-24.71%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$12.41 ₹1,178

181.06%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.08 ₹293

85.06%

Cappuccino

$2.62 Rp 47.1K

$0.52 ₹49.07

403.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.25 ₹23.55

588.00%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.16 ₹14.74

406.25%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.06 ₹101

150.00%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.84 ₹364

13.80%

Milk (1 liter)

$1.57 Rp 28.3K

$0.58 ₹54.6

170.69%

White Bread (500g)

$2.19 Rp 39.5K

$0.39 ₹36.73

461.54%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.71 ₹67.4

66.20%

Eggs

$2.16 Rp 38.8K

$0.61 ₹58.2

254.10%

Local Cheese (1kg)

$17.65 Rp 317.7K

$3.48 ₹330

407.18%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.40 ₹323

11.18%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.60 ₹152

125.00%

Banana (1kg)

$1.59 Rp 28.6K

$0.50 ₹47.85

218.00%

Oranges (1kg)

$2.31 Rp 41.6K

$0.43 ₹41.20

437.21%

Tomato (1kg)

$1.91 Rp 34.3K

$0.48 ₹46.00

297.92%

Potato (1kg)

$1.78 Rp 32.1K

$0.27 ₹25.68

559.26%

Onion (1kg)

$2.33 Rp 41.9K

$0.34 ₹31.85

585.29%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.12 ₹11.78

733.33%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.25 ₹23.56

112.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.16 ₹490

-55.62%

Wine (Bottle)

$22.07 Rp 397.3K

$7.56 ₹718

191.93%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.60 ₹57.0

291.67%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.87 ₹273

3.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.53 ₹525

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.52 ₹49.17

-55.77%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.07 ₹102

-56.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.10 ₹9.46

330.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.03 ₹97.4

431.07%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.00 ₹95.4

-17.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$11.2K ₹1.1M

113.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.6K ₹2.5M

23.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$47.07 ₹4,470

69.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$2.08 ₹198

215.38%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$5.84 ₹555

218.49%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$5.39 ₹512

904.08%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$1.55 ₹148

174.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$52.8 ₹5,011

833.66%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$621 ₹59.0K

801.00%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$26.31 ₹2,499

73.24%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$34.06 ₹3,234

2.64%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$52.5 ₹4,987

47.98%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$36.12 ₹3,430

117.39%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$84.5 ₹8,021

4176.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$51.8 ₹4,922

3183.27%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$426 ₹40.4K

-60.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.17

50.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Sirsa: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Sirsa

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Sirsa

$86 30.3% 69.9% $201

Clothing & Footwear

Ubud, Bali

$107 7.9%

Sirsa

$67 23.5% 37.1% $40

Eating Out

Ubud, Bali

$106 7.9%

Sirsa

$64 22.6% 39.5% $42

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Sirsa

$55 19.3% 47.7% $50

Sport & Entertainment

Ubud, Bali

$63 4.6%

Sirsa

$8.5 3% 86.4% $54

Getting Around

Ubud, Bali

$12 0.9%

Sirsa

$3.6 * 1.3% 70.7% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 156% higher in Sirsa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $12.00 in Sirsa. Monthly groceries follow the same trend: $287 vs $86.0 – making Sirsa the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Sirsa

🕒 Local time

04:31 4:31 AM

02:01 2:01 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

182,500

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sirsa 6,030 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Sirsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sirsa: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 375% more than Sirsa, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $427 in Sirsa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $12.00 in Sirsa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 232% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sirsa, where all-in costs run around $285, than in Ubud, Bali at $1,353. In Sirsa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sirsa costs $285 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sirsa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.