Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sint Nicolaas

For one person, living is cheaper in Sint Nicolaas: $136 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sint Nicolaas

🇦🇼 Aruba

$136

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sint Nicolaas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sint Nicolaas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $136 in Sint Nicolaas.

Ubud, Bali $1,349
Sint Nicolaas $136

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $332 in Sint Nicolaas.

Ubud, Bali $2,305
Sint Nicolaas $332

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $527 in Sint Nicolaas.

Ubud, Bali $3,261
Sint Nicolaas $527

Living in Ubud, Bali is roughly 894% more expensive than in Sint Nicolaas.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.40 AWG 29.34

-79.76%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$45.10 AWG 80.7

-20.98%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.14 AWG 2.03

-33.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sint Nicolaas: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sint Nicolaas

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Sint Nicolaas

–

Eating Out

Ubud, Bali

$108 8%

Sint Nicolaas

–

Clothing & Footwear

Ubud, Bali

$108 8%

Sint Nicolaas

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sint Nicolaas

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sint Nicolaas

–

Getting Around

Ubud, Bali

$11 0.9%

Sint Nicolaas

–

Cost Breakdown

Dining out at a mid-range restaurant: $36 in Ubud, Bali vs $45 in Sint Nicolaas for two.

Good to know

🇮🇩 Ubud, Bali

🇦🇼 Sint Nicolaas

🕒 Local time

16:12 4:12 PM

04:12 4:12 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,000

💱 Currency

Indonesian Rupiah IDR Rp

Aruban Florin AWG ƒ

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 AWG = 0.559 USD

1 AWG = 0.501 EUR

Exchange rates and currency converter

AWG, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Aruban Florin exchange rates as of November 2, 2026: 1 USD = 1.79 AWG (1 AWG = 0.559 USD). 1 EUR = 2 AWG (1 AWG = 0.501 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sint Nicolaas 19,300 km ≈ 25 h nonstop flight

From you

Ubud, Bali
Sint Nicolaas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sint Nicolaas: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $136 in Sint Nicolaas, so Sint Nicolaas is about 90% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $204 in Sint Nicolaas to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $45 in Sint Nicolaas. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $136 in Sint Nicolaas – Sint Nicolaas is about 90% cheaper, which adds up to real savings over time.

At $136 in Sint Nicolaas versus $1,349 in Ubud, Bali, a $800 budget is realistic in Sint Nicolaas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sint Nicolaas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sint Nicolaas are both considered safe, so it’s unlikely to be the deciding factor between them.