Last update: Oct 2026

Cost of Living Comparison Between Sint Nicolaas and Ubud, Bali

For one person, living is cheaper in Sint Nicolaas: $136 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sint Nicolaas

🇦🇼 Aruba

$136

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sint Nicolaas and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sint Nicolaas and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $136 in Sint Nicolaas versus $1,349 in Ubud, Bali.

Sint Nicolaas $136
Ubud, Bali $1,349

Estimated couple costs with rent: $332 in Sint Nicolaas versus $2,305 in Ubud, Bali.

Sint Nicolaas $332
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $527 in Sint Nicolaas versus $3,261 in Ubud, Bali.

Sint Nicolaas $527
Ubud, Bali $3,261

Living in Sint Nicolaas costs roughly 90% less than in Ubud, Bali.

Meal at Budget Restaurant

$16.40 AWG 29.34

$3.32 Rp 60.3K

393.98%

Three-Course Dinner for Two, Mid-Range

$45.10 AWG 80.7

$35.64 Rp 646.5K

26.54%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$1.14 AWG 2.03

$0.76 Rp 13.8K

50.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sint Nicolaas: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sint Nicolaas

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Sint Nicolaas

–

Ubud, Bali

$288 21.4%

Eating Out

Sint Nicolaas

–

Ubud, Bali

$108 8%

Clothing & Footwear

Sint Nicolaas

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Sint Nicolaas

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Sint Nicolaas

–

Ubud, Bali

$58 4.3%

Getting Around

Sint Nicolaas

–

Ubud, Bali

$11 0.9%

Cost Breakdown

Dining out at a mid-range restaurant: $45 in Sint Nicolaas vs $36 in Ubud, Bali for two.

Good to know

🇦🇼 Sint Nicolaas

🇮🇩 Ubud, Bali

🕒 Local time

23:57 11:57 PM

11:57 11:57 AM

12 h ahead of Sint Nicolaas

🌤 Weather

👥 Population

18,000

74,800

💱 Currency

Aruban Florin AWG ƒ

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AWG = 0.559 USD

1 AWG = 0.5 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AWG – Aruban Florin Converter

🇺🇸 United States Dollar ($)

🇦🇼 Aruban Florin (ƒ)

Aruban Florin exchange rates as of November 2, 2026: 1 USD = 1.79 AWG (1 AWG = 0.559 USD). 1 EUR = 2 AWG (1 AWG = 0.5 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to AWG in detail →

On the map

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Between locations

Sint Nicolaas Ubud, Bali 19,300 km ≈ 25 h nonstop flight

From you

Sint Nicolaas
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sint Nicolaas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $136 in Sint Nicolaas and $1,349 in Ubud, Bali, so Sint Nicolaas is about 90% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $204 in Sint Nicolaas and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $45 in Sint Nicolaas. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $136 per month in Sint Nicolaas versus $1,349 in Ubud, Bali – Sint Nicolaas is about 90% cheaper, which adds up to real savings over time.

At $136 in Sint Nicolaas versus $1,349 in Ubud, Bali, a $800 budget is realistic in Sint Nicolaas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sint Nicolaas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sint Nicolaas and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.