Cost of Living Comparison Between Sint Nicolaas and Ubud, Bali Cost of Living Comparison Between Sint Nicolaas and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $135 in Sint Nicolaas versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $334 in Sint Nicolaas versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $532 in Sint Nicolaas versus $3,327 in Ubud, Bali.

Living in Sint Nicolaas costs roughly 90% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sint Nicolaas is 90% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$16.94 AWG 30.31

$3.44 Rp 60.9K

392.44%

Three-Course Dinner for Two, Mid-Range

$44.24 AWG 79.2

$36.31 Rp 643.0K

21.84%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

Cappuccino

$2.67 Rp 47.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

Water (0.33 liter bottle)

$1.10 AWG 1.97

$0.87 Rp 15.4K

26.44%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

White Bread (500g)

$2.33 Rp 41.3K

Rice (white) (1kg)

$1.11 Rp 19.6K

Eggs

$2.20 Rp 39.0K

Local Cheese (1kg)

$17.69 Rp 313.3K

Chicken Fillets (1kg)

$4.10 Rp 72.5K

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

Banana (1kg)

$1.59 Rp 28.1K

Oranges (1kg)

$2.28 Rp 40.4K

Tomato (1kg)

$1.95 Rp 34.6K

Potato (1kg)

$1.91 Rp 33.7K

Onion (1kg)

$2.33 Rp 41.3K

Lettuce (1 head)

$1.01 Rp 17.8K

Water (1.5 liter bottle)

$0.55 Rp 9,773

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

Men's Leather Business Shoes

$78.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sint Nicolaas: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

Dining out at a mid-range restaurant: $44.00 in Sint Nicolaas vs $36.00 in Ubud, Bali for two.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sint Nicolaas vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sint Nicolaas wins on cost – living expenses run 913% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sint Nicolaas the obvious pick if budget is a priority.

You'd need roughly $203 in Sint Nicolaas and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Sint Nicolaas – a meal for two runs $44.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $135 per month in Sint Nicolaas versus $1,368 in Ubud, Bali – a 913% gap that adds up to real savings over time for anyone picking the cheaper option.

At $135 in Sint Nicolaas versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Sint Nicolaas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sint Nicolaas the clear choice for anyone on this budget.

Both work as nomad bases, but Sint Nicolaas delivers better value – similar infrastructure at $135 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sint Nicolaas hard to pass up.

Safety-wise, Sint Nicolaas and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sint Nicolaas gentler on the wallet – expenses run 913% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.