Cost of Living Comparison Between Sint Nicolaas and Ubud, Bali Cost of Living Comparison Between Sint Nicolaas and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $137 in Sint Nicolaas versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $337 in Sint Nicolaas versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $537 in Sint Nicolaas versus $3,723 in Ubud, Bali.

Living in Sint Nicolaas costs roughly 90% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sint Nicolaas is 90% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Sint Nicolaas
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.49 AWG 29.50
$3.57 Rp 64.5K
361.90%
Three-Course Dinner for Two, Mid-Range
$44.20 AWG 79.1
$32.32 Rp 583.4K
36.76%
Fast Food Meal (McDonalds, etc)
-
$5.01 Rp 90.4K
-
Cappuccino
-
$2.82 Rp 51.0K
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
-
$1.35 Rp 24.4K
-
Water (0.33 liter bottle)
$1.08 AWG 1.94
$0.73 Rp 13.2K
47.95%
Local Beer (0.5 liter draught)
-
$2.93 Rp 53.0K
-
Imported Beer (0.33 liter bottle)
-
$3.94 Rp 71.1K
-
🛒 Groceries & Markets
Sint Nicolaas
Ubud, Bali
Difference
Milk (1 liter)
-
$1.78 Rp 32.1K
-
White Bread (500g)
-
$2.45 Rp 44.2K
-
Rice (white) (1kg)
-
$1.15 Rp 20.7K
-
Eggs
-
$2.41 Rp 43.6K
-
Local Cheese (1kg)
-
$14.33 Rp 258.7K
-
Chicken Fillets (1kg)
-
$4.19 Rp 75.6K
-
Beef Round Steak (1kg)
-
$12.06 Rp 217.7K
-
Apples (1kg)
-
$3.64 Rp 65.7K
-
Banana (1kg)
-
$1.57 Rp 28.3K
-
Oranges (1kg)
-
$2.79 Rp 50.3K
-
Tomato (1kg)
-
$2.24 Rp 40.5K
-
Potato (1kg)
-
$1.98 Rp 35.7K
-
Onion (1kg)
-
$2.28 Rp 41.1K
-
Lettuce (1 head)
-
$1.05 Rp 19.0K
-
Water (1.5 liter bottle)
-
$0.79 Rp 14.2K
-
Cigarettes 20 Pack (Marlboro, Camel)
-
$3.19 Rp 57.6K
-
Wine (Bottle)
-
$23.49 Rp 424.1K
-
Local Beer (0.5 liter bottle)
-
$2.90 Rp 52.3K
-
Imported Beer (0.33 liter bottle)
-
$2.76 Rp 49.7K
-
🚌 Getting Around
Sint Nicolaas
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,813
-
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 151.1K
-
Taxi Start (Normal Tariff)
-
$0.45 Rp 8,167
-
Taxi (Normal Tariff) (1km)
-
$0.46 Rp 8,298
-
Taxi 1hour Waiting (Normal Tariff)
-
$6.07 Rp 109.6K
-
Gasoline (1 liter)
-
$0.86 Rp 15.6K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.6K Rp 480.0M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.5K Rp 587.6M
-
🧾 Monthly Utilities & Internet
Sint Nicolaas
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
-
$79.0 Rp 1.4M
-
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$4.09 Rp 73.9K
-
Internet (50+ Mbps, Unlimited Data)
-
$23.85 Rp 430.5K
-
🎉 Sport & Entertainment
Sint Nicolaas
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$98.8 Rp 1.8M
-
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 114.7K
-
Cinema Ticket
-
$4.01 Rp 72.3K
-
🧸 Childcare & Education
Sint Nicolaas
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$297 Rp 5.4M
-
International Primary School, 1 Child (Yearly)
-
$6,602 Rp 119.2M
-
👕👟 Clothing & Footwear
Sint Nicolaas
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
-
$53.4 Rp 964.5K
-
Summer Dress (H&M, Zara, etc)
-
$38.11 Rp 688.1K
-
Sport Shoes (Adidas, Nike)
-
$88.7 Rp 1.6M
-
Men's Leather Business Shoes
-
$76.6 Rp 1.4M
-
🏠 Accommodation & Living
Sint Nicolaas
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,020 Rp 18.4M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$680 Rp 12.3M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,469 Rp 62.6M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,090 Rp 37.7M
-
Buy Apartment in City Center (m2)
-
$2,729 Rp 49.3M
-
Buy Apartment Outside City Center (m2)
-
$2,295 Rp 41.4M
-
💵 Salaries & Financials
Sint Nicolaas
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.28
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sint Nicolaas: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

Dining out at a mid-range restaurant: $44.00 in Sint Nicolaas vs $32.00 in Ubud, Bali for two.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sint Nicolaas vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sint Nicolaas or Ubud, Bali?
Sint Nicolaas wins on cost – living expenses run 914% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sint Nicolaas the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Sint Nicolaas and in Ubud, Bali?
You'd need roughly $206 in Sint Nicolaas and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do dining costs compare in Sint Nicolaas and in Ubud, Bali?
Dining out is cheaper in Sint Nicolaas – a meal for two runs $44.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Sint Nicolaas compared to Ubud, Bali?
All in, you'll spend $137 per month in Sint Nicolaas versus $1,392 in Ubud, Bali – a 914% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Sint Nicolaas or in Ubud, Bali?
At $137 in Sint Nicolaas versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Sint Nicolaas but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sint Nicolaas the clear choice for anyone on this budget.
Which city is better for digital nomads, Sint Nicolaas or Ubud, Bali?
Both work as nomad bases, but Sint Nicolaas delivers better value – similar infrastructure at $137 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sint Nicolaas hard to pass up.
How safe is Sint Nicolaas compared to Ubud, Bali?
Safety-wise, Sint Nicolaas and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sint Nicolaas gentler on the wallet – expenses run 914% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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