Cost of Living Comparison Between Ubud, Bali and Silver City, NM Cost of Living Comparison Between Ubud, Bali and Silver City, NM

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $2,635 in Silver City, NM.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $3,764 in Silver City, NM.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $4,893 in Silver City, NM.

Living in Ubud, Bali costs roughly 47% less than in Silver City, NM, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Silver City, NM 96% above.

Currency
๐Ÿฝ Eating Out
Ubud, Bali
Silver City, NM
Difference
Meal at Budget Restaurant
$3.48 Rpย 59.7K
$17.88 $17.88
-80.54%
Three-Course Dinner for Two, Mid-Range
$32.88 Rpย 564.0K
$57.9 $57.9
-43.23%
Fast Food Meal (McDonalds, etc)
$5.09 Rpย 87.3K
$12.12 $12.12
-58.00%
Cappuccino
$2.75 Rpย 47.1K
$5.20 $5.20
-47.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rpย 23.7K
$2.82 $2.82
-51.06%
Water (0.33 liter bottle)
$0.71 Rpย 12.2K
$1.39 $1.39
-48.92%
Local Beer (0.5 liter draught)
$2.88 Rpย 49.4K
$5.10 $5.10
-43.53%
Imported Beer (0.33 liter bottle)
$3.87 Rpย 66.4K
$5.90 $5.90
-34.41%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Silver City, NM
Difference
Milk (1 liter)
$1.79 Rpย 30.7K
$0.80 $0.80
123.75%
White Bread (500g)
$2.45 Rpย 42.0K
$3.30 $3.30
-25.76%
Rice (white) (1kg)
$1.21 Rpย 20.7K
$5.08 $5.08
-76.18%
Eggs
$2.39 Rpย 40.9K
$4.27 $4.27
-44.03%
Local Cheese (1kg)
$14.70 Rpย 252.1K
$10.89 $10.89
34.99%
Chicken Fillets (1kg)
$4.24 Rpย 72.7K
$10.95 $10.95
-61.28%
Beef Round Steak (1kg)
$12.08 Rpย 207.1K
$15.26 $15.26
-20.84%
Apples (1kg)
$3.66 Rpย 62.9K
$4.45 $4.45
-17.75%
Banana (1kg)
$1.61 Rpย 27.6K
$1.88 $1.88
-14.36%
Oranges (1kg)
$2.72 Rpย 46.6K
$3.88 $3.88
-29.90%
Tomato (1kg)
$2.27 Rpย 39.0K
$4.13 $4.13
-45.04%
Potato (1kg)
$1.90 Rpย 32.6K
$2.40 $2.40
-20.83%
Onion (1kg)
$2.30 Rpย 39.4K
$2.52 $2.52
-8.73%
Lettuce (1 head)
$1.02 Rpย 17.4K
$1.93 $1.93
-47.15%
Water (1.5 liter bottle)
$0.78 Rpย 13.4K
$1.47 $1.47
-46.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rpย 55.7K
$8.97 $8.97
-63.88%
Wine (Bottle)
$24.06 Rpย 412.7K
$15.10 $15.10
59.34%
Local Beer (0.5 liter bottle)
$2.84 Rpย 48.7K
$2.14 $2.14
32.71%
Imported Beer (0.33 liter bottle)
$2.79 Rpย 47.8K
$3.47 $3.47
-19.60%
๐ŸšŒ Getting Around
Ubud, Bali
Silver City, NM
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,610
$1.97 $1.97
-86.29%
Public Transport Monthly Pass (Regular Price)
$8.24 Rpย 141.4K
-
-
Taxi Start (Normal Tariff)
$0.45 Rpย 7,708
$2.74 $2.74
-83.58%
Taxi (Normal Tariff) (1km)
$0.43 Rpย 7,305
$1.38 $1.38
-68.84%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rpย 103.3K
$36.55 $36.55
-83.53%
Gasoline (1 liter)
$0.86 Rpย 14.7K
$0.95 $0.95
-9.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rpย 447.1M
$31.4K $31.4K
-16.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rpย 543.7M
$21.6K $21.6K
46.64%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Silver City, NM
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rpย 1.3M
$273 $273
-71.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rpย 68.5K
$69.6 $69.6
-94.25%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rpย 417.7K
$68.7 $68.7
-64.53%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Silver City, NM
Difference
Gym Membership (Monthly)
$95.8 Rpย 1.6M
$43.54 $43.54
119.96%
Tennis Court (1 Hour on Weekend)
$6.46 Rpย 110.7K
-
-
Cinema Ticket
$4.01 Rpย 68.7K
$13.23 $13.23
-69.69%
๐Ÿงธ Childcare & Education
Ubud, Bali
Silver City, NM
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rpย 5.2M
$1,106 $1,106
-72.74%
International Primary School, 1 Child (Yearly)
$6,545 Rpย 112.3M
$15.5K $15.5K
-57.76%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Silver City, NM
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 916.3K
$51.3 $51.3
4.23%
Summer Dress (H&M, Zara, etc)
$38.55 Rpย 661.2K
$38.66 $38.66
-0.28%
Sport Shoes (Adidas, Nike)
$89.1 Rpย 1.5M
$83.8 $83.8
6.26%
Men's Leather Business Shoes
$78.9 Rpย 1.4M
$103 $103
-23.36%
๐Ÿ  Accommodation & Living
Ubud, Bali
Silver City, NM
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rpย 17.4M
$1,007 $1,007
0.93%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rpย 11.5M
$1,359 $1,359
-50.52%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rpย 57.8M
$1,752 $1,752
92.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rpย 36.2M
$2,239 $2,239
-5.84%
Buy Apartment in City Center (m2)
$3,001 Rpย 51.5M
$1,896 $1,896
58.27%
Buy Apartment Outside City Center (m2)
$2,337 Rpย 40.1M
$1,959 $1,959
19.30%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Silver City, NM
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$3,015 $3,015
-94.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.54
103.06%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Silver City, NM: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $1,007 in Silver City, NM. Housing cost is often the main lever when comparing two cities.

Silver City, NM pays 1598% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33 in Ubud, Bali vs $58 in Silver City, NM for a mid-range dinner for two. Groceries echo the gap at $300 vs $367 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Silver City, NM: Cost of Living - Frequently Asked Questions
Is Silver City, NM cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 89% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Silver City, NM?
On paper, Silver City, NM earns 1598% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Silver City, NM?
Rent for a central apartment: $1,016 in Ubud, Bali versus $1,007 in Silver City, NM. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and Silver City, NM?
Supermarket bills run roughly 22% higher in Silver City, NM. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali vs Silver City, NM?
All in, you'll spend $1,395 per month in Ubud, Bali versus $2,635 in Silver City, NM โ€“ a 89% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Ubud, Bali or Silver City, NM?
At $1,395 in Ubud, Bali versus $2,635 in Silver City, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Silver City, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Silver City, NM more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Silver City, NM, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Silver City, NM?
Safety-wise, Ubud, Bali and Silver City, NM are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet โ€“ expenses run 89% less than in Silver City, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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