🙂Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,683 in Silver City, NM.
🙂Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,762 in Silver City, NM.
🙂Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $4,841 in Silver City, NM.
🙂Living in Ubud, Bali costs roughly 47% less than in Silver City, NM, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali6% above, Silver City, NM100% above.
Currency
🍽 Eating Out
Ubud, Bali
Silver City, NM
Difference
Meal at Budget Restaurant
$3.56Rp 64.3K
$18.01$18.01
-80.23%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 590.3K
$57.1$57.1
-42.71%
Fast Food Meal(McDonalds, etc)
$4.95Rp 89.2K
$12.16$12.16
-59.29%
Cappuccino
$2.71Rp 48.9K
$5.18$5.18
-47.68%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.2K
$2.90$2.90
-53.79%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$1.42$1.42
-50.70%
Local Beer(0.5 liter draught)
$2.92Rp 52.7K
$5.30$5.30
-44.91%
Imported Beer(0.33 liter bottle)
$3.96Rp 71.4K
$5.84$5.84
-32.19%
🛒 Groceries & Markets
Ubud, Bali
Silver City, NM
Difference
Milk(1 liter)
$1.81Rp 32.6K
$0.84$0.84
115.48%
White Bread(500g)
$2.52Rp 45.4K
$3.28$3.28
-23.17%
Rice(white)(1kg)
$1.16Rp 20.9K
$5.00$5.00
-76.80%
Eggs
$2.46Rp 44.4K
$4.34$4.34
-43.32%
Local Cheese(1kg)
$14.71Rp 265.3K
$10.79$10.79
36.33%
Chicken Fillets(1kg)
$4.32Rp 77.9K
$11.13$11.13
-61.19%
Beef Round Steak(1kg)
$12.14Rp 218.9K
$14.84$14.84
-18.19%
Apples(1kg)
$3.84Rp 69.3K
$4.28$4.28
-10.28%
Banana(1kg)
$1.56Rp 28.1K
$1.83$1.83
-14.75%
Oranges(1kg)
$2.83Rp 51.1K
$3.96$3.96
-28.54%
Tomato(1kg)
$2.33Rp 41.9K
$4.11$4.11
-43.31%
Potato(1kg)
$1.91Rp 34.5K
$2.43$2.43
-21.40%
Onion(1kg)
$2.20Rp 39.7K
$2.44$2.44
-9.84%
Lettuce(1 head)
$1.01Rp 18.3K
$1.94$1.94
-47.94%
Water(1.5 liter bottle)
$0.78Rp 14.0K
$1.46$1.46
-46.58%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.8K
$9.46$9.46
-64.90%
Wine(Bottle)
$23.74Rp 428.0K
$13.42$13.42
76.90%
Local Beer(0.5 liter bottle)
$2.79Rp 50.3K
$2.11$2.11
32.23%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.6K
$3.33$3.33
-14.11%
🚌 Getting Around
Ubud, Bali
Silver City, NM
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,848
$2.04$2.04
-86.76%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 144.8K
-
-
Taxi Start(Normal Tariff)
$0.46Rp 8,230
$2.78$2.78
-83.45%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,116
$1.39$1.39
-67.63%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.9K
$35.29$35.29
-82.71%
Gasoline(1 liter)
$0.79Rp 14.3K
$0.87$0.87
-9.20%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 471.6M
$30.8K$30.8K
-14.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 579.2M
$21.8K$21.8K
47.15%
🧾 Monthly Utilities & Internet
Ubud, Bali
Silver City, NM
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$265$265
-69.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 73.3K
$70.8$70.8
-94.26%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 424.1K
$69.3$69.3
-66.06%
🎉 Sport & Entertainment
Ubud, Bali
Silver City, NM
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$42.51$42.51
132.18%
Tennis Court(1 Hour on Weekend)
$6.63Rp 119.6K
-
-
Cinema Ticket
$4.15Rp 74.8K
$12.83$12.83
-67.65%
🧸 Childcare & Education
Ubud, Bali
Silver City, NM
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.5M
$1,070$1,070
-71.60%
International Primary School, 1 Child(Yearly)
$6,613Rp 119.3M
$15.7K$15.7K
-57.99%
👕👟 Clothing & Footwear
Ubud, Bali
Silver City, NM
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 1.0M
$50.8$50.8
9.37%
Summer Dress(H&M, Zara, etc)
$38.31Rp 690.9K
$38.59$38.59
-0.73%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$84.8$84.8
4.48%
Men's Leather Business Shoes
$77.9Rp 1.4M
$105$105
-25.77%
🏠 Accommodation & Living
Ubud, Bali
Silver City, NM
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.1M
$1,014$1,014
-0.73%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.2M
$1,347$1,347
-49.85%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 62.1M
$1,781$1,781
93.27%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.8M
$2,196$2,196
-7.14%
Buy Apartment in City Center(m2)
$2,841Rp 51.2M
$1,886$1,886
50.67%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.8M
$1,916$1,916
18.13%
💵 Salaries & Financials
Ubud, Bali
Silver City, NM
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$2,965$2,965
-94.43%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.54
103.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Silver City, NM: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,014 in Silver City, NM. Housing cost is often the main lever when comparing two cities.
💰Silver City, NM pays 1694% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $33.00 in Ubud, Bali vs $57.0 in Silver City, NM for a mid-range dinner for two. Groceries echo the gap at $302 vs $362 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Silver City, NM: Cost of Living - Frequently Asked Questions
Is Silver City, NM cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 89% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Silver City, NM?
On paper, Silver City, NM earns 1694% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Silver City, NM?
Rent for a central apartment: $1,006 in Ubud, Bali versus $1,014 in Silver City, NM. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and Silver City, NM?
Supermarket bills run roughly 20% higher in Silver City, NM. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali vs Silver City, NM?
All in, you'll spend $1,419 per month in Ubud, Bali versus $2,683 in Silver City, NM – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Ubud, Bali or Silver City, NM?
At $1,419 in Ubud, Bali versus $2,683 in Silver City, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Silver City, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Silver City, NM more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Silver City, NM, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Silver City, NM?
Safety-wise, Ubud, Bali and Silver City, NM are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 89% less than in Silver City, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared