Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Silver City, NM

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,550 in Silver City, NM, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
124

Cost of Living Index in Silver City, NM
Learn more

Silver City, NM Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Silver City, NM

🇺🇸 United States

$2,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Silver City, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Silver City, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,550 in Silver City, NM.

Ubud, Bali $1,353
Silver City, NM $2,550

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,732 in Silver City, NM.

Ubud, Bali $2,297
Silver City, NM $3,732

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,915 in Silver City, NM.

Ubud, Bali $3,241
Silver City, NM $4,915

Living in Ubud, Bali costs roughly 47% less than in Silver City, NM, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Silver City, NM 88% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$19.28 $19.28

-83.25%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$80.2 $80.2

-56.49%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.98 $12.98

-56.09%

Cappuccino

$2.62 Rp 47.1K

$5.22 $5.22

-49.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.70 $2.70

-36.30%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.42 $1.42

-42.96%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.20 $7.20

-63.19%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.80 $6.80

-35.74%

Milk (1 liter)

$1.57 Rp 28.3K

$0.80 $0.80

96.25%

White Bread (500g)

$2.19 Rp 39.5K

$3.36 $3.36

-34.82%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.56 $2.56

-53.91%

Eggs

$2.16 Rp 38.8K

$4.79 $4.79

-54.91%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.57 $13.57

30.07%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$10.89 $10.89

-65.29%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$16.97 $16.97

-29.58%

Apples (1kg)

$3.60 Rp 64.8K

$4.45 $4.45

-19.10%

Banana (1kg)

$1.59 Rp 28.6K

$1.71 $1.71

-7.02%

Oranges (1kg)

$2.31 Rp 41.6K

$3.93 $3.93

-41.22%

Tomato (1kg)

$1.91 Rp 34.3K

$4.09 $4.09

-53.30%

Potato (1kg)

$1.78 Rp 32.1K

$2.54 $2.54

-29.92%

Onion (1kg)

$2.33 Rp 41.9K

$2.48 $2.48

-6.05%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.16 $2.16

-53.70%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.51 $1.51

-64.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$11.07 $11.07

-79.31%

Wine (Bottle)

$22.07 Rp 397.3K

$13.25 $13.25

66.57%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.55 $2.55

-7.84%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.69 $3.69

-19.24%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.30 $2.30

-90.00%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.77 $2.77

-83.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.41 $1.41

-69.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$35.48 $35.48

-84.58%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.92 $0.92

-9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$36.1K $36.1K

-33.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$22.1K $22.1K

48.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$201 $201

-60.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$62.0 $62.0

-89.42%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$74.4 $74.4

-75.01%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$40.48 $40.48

33.70%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$12.95 $12.95

-67.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,082 $1,082

-54.45%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$15.4K $15.4K

-63.58%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$54.6 $54.6

-16.52%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$44.50 $44.50

-21.44%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$97.1 $97.1

-19.96%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$112 $112

-30.19%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,075 $1,075

5.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,294 $1,294

-48.01%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,976 $1,976

82.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,127 $2,127

-19.98%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,917 $1,917

41.77%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,946 $1,946

15.19%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,949 $2,949

-94.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.44

113.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Silver City, NM: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Silver City, NM

$1.3K 50.8% 92.4% $621

Groceries & Markets

Ubud, Bali

$287 21.2%

Silver City, NM

$372 14.6% 29.4% $85

Clothing & Footwear

Ubud, Bali

$107 7.9%

Silver City, NM

$139 5.5% 30.4% $32

Eating Out

Ubud, Bali

$106 7.9%

Silver City, NM

$322 12.6% 202% $215

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Silver City, NM

$337 13.2% 221% $232

Sport & Entertainment

Ubud, Bali

$63 4.6%

Silver City, NM

$66 2.6% 6% $3.8

Getting Around

Ubud, Bali

$12 0.9%

Silver City, NM

$19 * 0.8% 52.9% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,075 in Silver City, NM. Housing cost is often the main lever when comparing two cities.

Silver City, NM pays 1672% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $80.0 in Silver City, NM for a mid-range dinner for two. Groceries echo the gap at $287 vs $372 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Silver City, NM

🕒 Local time

13:42 1:42 PM

23:42 11:42 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,700

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Silver City, NM 14,800 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Silver City, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Silver City, NM: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 88% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1672% lower in Silver City, NM. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,075 in Silver City, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Silver City, NM. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,550 in Silver City, NM – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,550 in Silver City, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Silver City, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Silver City, NM, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Silver City, NM are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 88% less than in Silver City, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.