Cost of Living Comparison Between Ubud, Bali and Silver City, NM Cost of Living Comparison Between Ubud, Bali and Silver City, NM

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,600 in Silver City, NM.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,736 in Silver City, NM.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $4,873 in Silver City, NM.

Living in Ubud, Bali costs roughly 46% less than in Silver City, NM, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Silver City, NM 95% above.

Currency
🍽 Eating Out
Ubud, Bali
Silver City, NM
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$17.78 $17.78
-80.60%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$57.0 $57.0
-43.27%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$11.91 $11.91
-59.36%
Cappuccino
$2.75 Rp 49.4K
$5.03 $5.03
-45.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$2.81 $2.81
-50.89%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.42 $1.42
-47.18%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$5.32 $5.32
-43.80%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$5.80 $5.80
-33.62%
🛒 Groceries & Markets
Ubud, Bali
Silver City, NM
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$0.86 $0.86
102.33%
White Bread (500g)
$2.46 Rp 44.2K
$3.23 $3.23
-23.84%
Rice (white) (1kg)
$1.17 Rp 21.0K
$5.10 $5.10
-77.06%
Eggs
$2.43 Rp 43.7K
$4.34 $4.34
-44.01%
Local Cheese (1kg)
$14.50 Rp 260.6K
$10.82 $10.82
34.01%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$10.86 $10.86
-59.94%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$15.18 $15.18
-21.08%
Apples (1kg)
$3.72 Rp 66.8K
$4.37 $4.37
-14.87%
Banana (1kg)
$1.63 Rp 29.2K
$1.91 $1.91
-14.66%
Oranges (1kg)
$2.74 Rp 49.3K
$3.94 $3.94
-30.46%
Tomato (1kg)
$2.24 Rp 40.3K
$4.24 $4.24
-47.17%
Potato (1kg)
$1.92 Rp 34.5K
$2.47 $2.47
-22.27%
Onion (1kg)
$2.28 Rp 40.9K
$2.50 $2.50
-8.80%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.94 $1.94
-45.36%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.50 $1.50
-52.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$9.43 $9.43
-65.11%
Wine (Bottle)
$23.19 Rp 416.8K
$13.31 $13.31
74.23%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$2.09 $2.09
33.01%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$3.50 $3.50
-22.00%
🚌 Getting Around
Ubud, Bali
Silver City, NM
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$1.97 $1.97
-86.29%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$2.72 $2.72
-82.35%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.33 $1.33
-68.42%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$35.99 $35.99
-82.72%
Gasoline (1 liter)
$0.81 Rp 14.6K
$0.94 $0.94
-13.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$31.5K $31.5K
-15.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$22.3K $22.3K
44.25%
🧾 Monthly Utilities & Internet
Ubud, Bali
Silver City, NM
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$269 $269
-70.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$69.4 $69.4
-94.13%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$70.7 $70.7
-65.57%
🎉 Sport & Entertainment
Ubud, Bali
Silver City, NM
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$42.75 $42.75
130.67%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$12.80 $12.80
-68.83%
🧸 Childcare & Education
Ubud, Bali
Silver City, NM
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$1,086 $1,086
-71.92%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$15.7K $15.7K
-57.66%
👕👟 Clothing & Footwear
Ubud, Bali
Silver City, NM
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$51.7 $51.7
4.76%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$39.61 $39.61
-4.54%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$83.1 $83.1
4.56%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$106 $106
-27.86%
🏠 Accommodation & Living
Ubud, Bali
Silver City, NM
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$988 $988
0.36%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,379 $1,379
-51.20%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$1,735 $1,735
94.50%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$2,223 $2,223
-7.77%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$1,959 $1,959
43.17%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$1,917 $1,917
16.17%
💵 Salaries & Financials
Ubud, Bali
Silver City, NM
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$2,970 $2,970
-94.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.54
103.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Silver City, NM: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $988 in Silver City, NM. Housing cost is often the main lever when comparing two cities.

Silver City, NM pays 1679% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $57.0 in Silver City, NM for a mid-range dinner for two. Groceries echo the gap at $297 vs $363 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Silver City, NM: Cost of Living - Frequently Asked Questions
Is Silver City, NM cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 85% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Silver City, NM?
On paper, salaries run 1679% lower in Silver City, NM. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Silver City, NM?
Rent for a central apartment: $992 in Ubud, Bali versus $988 in Silver City, NM. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Silver City, NM?
Supermarket bills run roughly 22% higher in Silver City, NM. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali and in Silver City, NM?
All in, you'll spend $1,408 per month in Ubud, Bali versus $2,600 in Silver City, NM – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Ubud, Bali or in Silver City, NM?
At $1,408 in Ubud, Bali versus $2,600 in Silver City, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Silver City, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Silver City, NM more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Silver City, NM, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Silver City, NM?
Safety-wise, Ubud, Bali and Silver City, NM are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 85% less than in Silver City, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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