Last update: Oct 2026

Cost of Living Comparison Between Silver City, NM and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,550 in Silver City, NM, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Silver City, NM
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Silver City, NM Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Silver City, NM

🇺🇸 United States

$2,550

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Silver City, NM and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Silver City, NM and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,550 in Silver City, NM versus $1,353 in Ubud, Bali.

Silver City, NM $2,550
Ubud, Bali $1,353

Estimated couple costs with rent: $3,732 in Silver City, NM versus $2,297 in Ubud, Bali.

Silver City, NM $3,732
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,915 in Silver City, NM versus $3,241 in Ubud, Bali.

Silver City, NM $4,915
Ubud, Bali $3,241

Living in Silver City, NM is roughly 88% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Silver City, NM 88% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$19.28 $19.28

$3.23 Rp 58.1K

496.90%

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$34.88 Rp 627.8K

129.82%

Fast Food Meal (McDonalds, etc)

$12.98 $12.98

$5.70 Rp 102.5K

127.72%

Cappuccino

$5.22 $5.22

$2.62 Rp 47.1K

99.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$1.72 Rp 31.0K

56.98%

Water (0.33 liter bottle)

$1.42 $1.42

$0.81 Rp 14.6K

75.31%

Local Beer (0.5 liter draught)

$7.20 $7.20

$2.65 Rp 47.7K

171.70%

Imported Beer (0.33 liter bottle)

$6.80 $6.80

$4.37 Rp 78.6K

55.61%

Milk (1 liter)

$0.80 $0.80

$1.57 Rp 28.3K

-49.04%

White Bread (500g)

$3.36 $3.36

$2.19 Rp 39.5K

53.42%

Rice (white) (1kg)

$2.56 $2.56

$1.18 Rp 21.2K

116.95%

Eggs

$4.79 $4.79

$2.16 Rp 38.8K

121.76%

Local Cheese (1kg)

$13.57 $13.57

$17.65 Rp 317.7K

-23.12%

Chicken Fillets (1kg)

$10.89 $10.89

$3.78 Rp 68.0K

188.10%

Beef Round Steak (1kg)

$16.97 $16.97

$11.95 Rp 215.1K

42.01%

Apples (1kg)

$4.45 $4.45

$3.60 Rp 64.8K

23.61%

Banana (1kg)

$1.71 $1.71

$1.59 Rp 28.6K

7.55%

Oranges (1kg)

$3.93 $3.93

$2.31 Rp 41.6K

70.13%

Tomato (1kg)

$4.09 $4.09

$1.91 Rp 34.3K

114.14%

Potato (1kg)

$2.54 $2.54

$1.78 Rp 32.1K

42.70%

Onion (1kg)

$2.48 $2.48

$2.33 Rp 41.9K

6.44%

Lettuce (1 head)

$2.16 $2.16

$1.00 Rp 18.0K

116.00%

Water (1.5 liter bottle)

$1.51 $1.51

$0.53 Rp 9,509

184.91%

Cigarettes 20 Pack (Marlboro, Camel)

$11.07 $11.07

$2.29 Rp 41.1K

383.41%

Wine (Bottle)

$13.25 $13.25

$22.07 Rp 397.3K

-39.96%

Local Beer (0.5 liter bottle)

$2.55 $2.55

$2.35 Rp 42.2K

8.51%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$2.98 Rp 53.6K

23.83%

One-way Ticket (Public Transport)

$2.30 $2.30

$0.23 Rp 4,112

900.00%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.77 $2.77

$0.47 Rp 8,466

489.36%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$0.43 Rp 7,737

227.91%

Taxi 1hour Waiting (Normal Tariff)

$35.48 $35.48

$5.47 Rp 98.4K

548.63%

Gasoline (1 liter)

$0.92 $0.92

$0.83 Rp 14.9K

10.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$23.9K Rp 429.8M

51.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K $22.1K

$32.8K Rp 590.1M

-32.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$80.0 Rp 1.4M

151.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.0 $62.0

$6.56 Rp 118.1K

845.43%

Internet (50+ Mbps, Unlimited Data)

$74.4 $74.4

$18.60 Rp 334.8K

300.16%

Gym Membership (Monthly)

$40.48 $40.48

$54.1 Rp 974.1K

-25.20%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$12.95 $12.95

$4.25 Rp 76.5K

204.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,082 $1,082

$493 Rp 8.9M

119.53%

International Primary School, 1 Child (Yearly)

$15.4K $15.4K

$5,597 Rp 100.7M

174.59%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$45.58 Rp 820.4K

19.79%

Summer Dress (H&M, Zara, etc)

$44.50 $44.50

$34.96 Rp 629.4K

27.29%

Sport Shoes (Adidas, Nike)

$97.1 $97.1

$77.7 Rp 1.4M

24.94%

Men's Leather Business Shoes

$112 $112

$78.5 Rp 1.4M

43.25%

1-bedroom Apartment, City Center (Monthly)

$1,075 $1,075

$1,131 Rp 20.4M

-4.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,294 $1,294

$673 Rp 12.1M

92.36%

3-bedroom Apartment, City Center (Monthly)

$1,976 $1,976

$3,613 Rp 65.0M

-45.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,127 $2,127

$1,702 Rp 30.6M

24.96%

Buy Apartment in City Center (m2)

$1,917 $1,917

$2,717 Rp 48.9M

-29.46%

Buy Apartment Outside City Center (m2)

$1,946 $1,946

$2,241 Rp 40.3M

-13.19%

Average Monthly Net Salary (After Tax)

$2,949 $2,949

$166 Rp 3.0M

1672.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

13.78

-53.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silver City, NM: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Silver City, NM

$1.3K 50.8%

Ubud, Bali

$673 49.7% 48% $621

Groceries & Markets

Silver City, NM

$372 14.6%

Ubud, Bali

$287 21.2% 22.7% $85

Monthly Utilities & Internet

Silver City, NM

$337 13.2%

Ubud, Bali

$105 7.8% 68.8% $232

Eating Out

Silver City, NM

$322 12.6%

Ubud, Bali

$106 7.9% 66.9% $215

Clothing & Footwear

Silver City, NM

$139 5.5%

Ubud, Bali

$107 7.9% 23.3% $32

Sport & Entertainment

Silver City, NM

$66 2.6%

Ubud, Bali

$63 4.6% 5.7% $3.8

Getting Around

Silver City, NM

$19 * 0.8%

Ubud, Bali

$12 0.9% 34.6% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,075 in Silver City, NM and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Silver City, NM pays 1672% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Silver City, NM vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $372 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Silver City, NM

🇮🇩 Ubud, Bali

🕒 Local time

22:58 10:58 PM

12:58 12:58 PM

14 h ahead of Silver City, NM

🌤 Weather

👥 Population

9,700

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Silver City, NM Ubud, Bali 14,800 km ≈ 19 h nonstop flight

From you

Silver City, NM
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Silver City, NM vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 88% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1672% higher in Silver City, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,075 in Silver City, NM versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Silver City, NM. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,550 per month in Silver City, NM versus $1,353 in Ubud, Bali – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,550 in Silver City, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Silver City, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Silver City, NM, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Silver City, NM and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 88% less than in Silver City, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.