Cost of Living Comparison Between Ubud, Bali and Siaya Cost of Living Comparison Between Ubud, Bali and Siaya

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $130 in Siaya.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $220 in Siaya.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $309 in Siaya.

Living in Ubud, Bali is roughly 979% more expensive than Siaya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Siaya is 90% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

Cappuccino

$2.75 Rp 49.2K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

Water (0.33 liter bottle)

$0.70 Rp 12.6K

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.76 KES 98.4

125.00%

White Bread (500g)

$2.47 Rp 44.3K

$0.45 KES 58.1

448.89%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.26 KES 163

-4.76%

Eggs

$2.44 Rp 43.8K

$1.69 KES 220

44.38%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.42 KES 1,221

52.65%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.49 KES 712

-21.49%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$3.90 KES 506

213.08%

Apples (1kg)

$3.68 Rp 66.0K

$1.83 KES 237

101.09%

Banana (1kg)

$1.55 Rp 27.8K

$1.04 KES 135

49.04%

Oranges (1kg)

$2.79 Rp 49.9K

$1.58 KES 205

76.58%

Tomato (1kg)

$2.33 Rp 41.8K

$0.94 KES 122

147.87%

Potato (1kg)

$1.97 Rp 35.3K

$0.80 KES 103

146.25%

Onion (1kg)

$2.31 Rp 41.4K

$0.84 KES 108

175.00%

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.51 KES 66.4

43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Siaya: June 9, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siaya: Cost of Living - Frequently Asked Questions

Siaya is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 979% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $195 in Siaya to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 132% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $130 in Siaya – a 979% gap that adds up to real savings over time for anyone picking the cheaper option.

At $130 in Siaya versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Siaya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siaya the clear choice for anyone on this budget.

For families, Siaya is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Siaya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siaya gentler on the wallet – expenses run 979% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.