Cost of Living Comparison Between Ubud, Bali and Siaya Cost of Living Comparison Between Ubud, Bali and Siaya

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $166 in Siaya.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $267 in Siaya.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $368 in Siaya.

Living in Ubud, Bali is roughly 766% more expensive than Siaya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Siaya is 88% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

Cappuccino

$2.83 Rp 49.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

Water (0.33 liter bottle)

$0.69 Rp 12.0K

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.79 KES 103

120.25%

White Bread (500g)

$2.54 Rp 44.0K

$0.44 KES 57.4

477.27%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.26 KES 163

-5.56%

Eggs

$2.43 Rp 42.0K

$1.66 KES 214

46.39%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.32 KES 1,203

57.30%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.30 KES 684

-21.13%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.06 KES 524

194.09%

Apples (1kg)

$3.69 Rp 63.9K

$1.88 KES 243

96.28%

Banana (1kg)

$1.61 Rp 27.8K

$1.02 KES 132

57.84%

Oranges (1kg)

$2.69 Rp 46.5K

$1.54 KES 198

74.68%

Tomato (1kg)

$2.33 Rp 40.4K

$0.92 KES 119

153.26%

Potato (1kg)

$1.91 Rp 33.0K

$0.79 KES 102

141.77%

Onion (1kg)

$2.19 Rp 37.9K

$0.83 KES 107

163.86%

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.55 KES 70.7

30.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

Wine (Bottle)

$23.49 Rp 407.1K

$19.39 KES 2,503

21.14%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Siaya: April 27, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siaya: Cost of Living - Frequently Asked Questions

Siaya is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 766% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $249 in Siaya to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 79% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $166 in Siaya – a 766% gap that adds up to real savings over time for anyone picking the cheaper option.

At $166 in Siaya versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Siaya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siaya the clear choice for anyone on this budget.

For families, Siaya is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Siaya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siaya gentler on the wallet – expenses run 766% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.