Cost of Living Comparison Between Siaya and Ubud, Bali Cost of Living Comparison Between Siaya and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $166 in Siaya versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $267 in Siaya versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $368 in Siaya versus $3,732 in Ubud, Bali.

Living in Siaya costs roughly 88% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Siaya is 88% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$3.57 Rp 61.6K

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

Cappuccino

$2.83 Rp 48.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

Water (0.33 liter bottle)

$0.69 Rp 12.0K

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

Milk (1 liter)

$0.79 KES 103

$1.74 Rp 30.1K

-54.60%

White Bread (500g)

$0.44 KES 57.5

$2.54 Rp 43.8K

-82.68%

Rice (white) (1kg)

$1.26 KES 163

$1.19 Rp 20.6K

5.88%

Eggs

$1.66 KES 214

$2.43 Rp 41.9K

-31.69%

Local Cheese (1kg)

$9.32 KES 1,204

$14.66 Rp 253.2K

-36.43%

Chicken Fillets (1kg)

$5.30 KES 685

$4.18 Rp 72.1K

26.79%

Beef Round Steak (1kg)

$4.06 KES 525

$11.94 Rp 206.1K

-66.00%

Apples (1kg)

$1.88 KES 243

$3.69 Rp 63.6K

-49.05%

Banana (1kg)

$1.02 KES 132

$1.61 Rp 27.7K

-36.65%

Oranges (1kg)

$1.54 KES 199

$2.69 Rp 46.4K

-42.75%

Tomato (1kg)

$0.92 KES 119

$2.33 Rp 40.2K

-60.52%

Potato (1kg)

$0.79 KES 102

$1.91 Rp 32.9K

-58.64%

Onion (1kg)

$0.83 KES 108

$2.19 Rp 37.7K

-62.10%

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.55 KES 70.8

$0.72 Rp 12.5K

-23.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

Wine (Bottle)

$19.39 KES 2,506

$23.49 Rp 405.6K

-17.45%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

Gasoline (1 liter)

$0.84 Rp 14.5K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$4.04 Rp 69.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siaya: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siaya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Siaya is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet, Clothing & Footwear. The 766% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $249 in Siaya and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 79% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $166 per month in Siaya versus $1,438 in Ubud, Bali – a 766% gap that adds up to real savings over time for anyone picking the cheaper option.

At $166 in Siaya versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Siaya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Siaya the clear choice for anyone on this budget.

For families, Siaya is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Siaya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Siaya gentler on the wallet – expenses run 766% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.