Cost of Living Comparison Between Ubud, Bali and Sialkot Cost of Living Comparison Between Ubud, Bali and Sialkot

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $334 in Sialkot.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $489 in Sialkot.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $645 in Sialkot.

Living in Ubud, Bali is roughly 331% more expensive than Sialkot, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Sialkot is 75% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.07 PKR 299

233.64%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$7.11 PKR 1,982

358.23%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$2.70 PKR 753

87.78%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.74 PKR 486

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.48 PKR 970

Cappuccino

$2.83 Rp 49.0K

$1.51 PKR 421

87.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.39 PKR 110

243.59%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.19 PKR 53.0

263.16%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.72 PKR 201

141.67%

White Bread (500g)

$2.54 Rp 44.0K

$0.57 PKR 158

345.61%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.11 PKR 309

7.21%

Eggs

$2.43 Rp 42.0K

$1.19 PKR 333

104.20%

Local Cheese (1kg)

$14.66 Rp 254.1K

$4.48 PKR 1,249

227.23%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.69 PKR 751

55.39%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.05 PKR 1,130

194.81%

Apples (1kg)

$3.69 Rp 63.9K

$0.99 PKR 277

272.73%

Banana (1kg)

$1.61 Rp 27.8K

$0.65 PKR 180

147.69%

Oranges (1kg)

$2.69 Rp 46.5K

$0.88 PKR 244

205.68%

Tomato (1kg)

$2.33 Rp 40.4K

$0.55 PKR 154

323.64%

Potato (1kg)

$1.91 Rp 33.0K

$0.42 PKR 116

354.76%

Onion (1kg)

$2.19 Rp 37.9K

$0.57 PKR 159

284.21%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.31 PKR 86.4

241.94%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.36 PKR 99.4

100.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.39 PKR 388

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.91 PKR 255

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.97 PKR 549

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.13 PKR 595

46.95%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.15 PKR 42.77

93.33%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$10.48 PKR 2,920

-22.04%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.73 PKR 203

-38.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.43 PKR 121

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.82 PKR 785

118.44%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.95 PKR 266

-11.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$20.8K PKR 5.8M

26.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$26.4K PKR 7.4M

22.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$111 PKR 31.0K

-29.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.39 PKR 946

16.52%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$6.37 PKR 1,776

283.05%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$7.06 PKR 1,968

1267.42%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.26 PKR 1,467

20.72%

Cinema Ticket

$4.04 Rp 70.0K

$4.29 PKR 1,196

-5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$20.98 PKR 5,849

1342.47%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$270 PKR 75.2K

2317.13%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$11.00 PKR 3,066

389.45%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$13.38 PKR 3,729

183.86%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$26.86 PKR 7,489

223.01%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$21.51 PKR 5,995

266.62%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$47.50 PKR 13.2K

2030.99%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$31.75 PKR 8,852

2024.25%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$105 PKR 29.4K

3118.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$64.8 PKR 18.1K

3139.82%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$153 PKR 42.7K

13.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.2

-34.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Sialkot: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $47.50 in Sialkot. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $7.00 in Sialkot for a mid-range dinner for two. Groceries echo the gap at $298 vs $84.0 per month, with Sialkot cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sialkot: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 331% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sialkot the obvious pick if budget is a priority.

Ubud, Bali pays 13% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,012 in Ubud, Bali versus $47.50 in Sialkot. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $334 in Sialkot – a 331% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sialkot runs roughly 28% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $334 in Sialkot versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both work as nomad bases, but Sialkot delivers better value – similar infrastructure at $334 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sialkot hard to pass up.

Safety-wise, Ubud, Bali and Sialkot are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sialkot gentler on the wallet – expenses run 331% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.