Cost of Living Comparison Between Ubud, Bali and Sialkot Cost of Living Comparison Between Ubud, Bali and Sialkot

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $349 in Sialkot.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $508 in Sialkot.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $668 in Sialkot.

Living in Ubud, Bali is roughly 292% more expensive than in Sialkot, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Sialkot is 75% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.11 PKR 307

209.91%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$7.29 PKR 2,019

398.08%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.27 PKR 1,461

8.35%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.58 PKR 992

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.83 PKR 785

Cappuccino

$2.67 Rp 47.3K

$1.58 PKR 438

68.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.30 PKR 81.9

483.33%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.23 PKR 62.4

278.26%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.85 PKR 236

90.59%

White Bread (500g)

$2.33 Rp 41.3K

$0.63 PKR 175

269.84%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.03 PKR 286

7.77%

Eggs

$2.20 Rp 39.0K

$1.11 PKR 308

98.20%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.13 PKR 1,144

328.33%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$1.66 PKR 460

146.99%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.32 PKR 1,474

128.95%

Apples (1kg)

$3.71 Rp 65.6K

$1.16 PKR 320

219.83%

Banana (1kg)

$1.59 Rp 28.1K

$0.57 PKR 157

178.95%

Oranges (1kg)

$2.28 Rp 40.4K

$0.78 PKR 216

192.31%

Tomato (1kg)

$1.95 Rp 34.6K

$0.49 PKR 136

297.96%

Potato (1kg)

$1.91 Rp 33.7K

$0.28 PKR 78.4

582.14%

Onion (1kg)

$2.33 Rp 41.3K

$0.33 PKR 91.1

606.06%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.30 PKR 83.9

236.67%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.40 PKR 111

37.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.46 PKR 405

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.09 PKR 302

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.68 PKR 741

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.37 PKR 656

-5.91%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.20 PKR 56.1

35.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$11.02 PKR 3,054

-18.51%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.23 PKR 340

-60.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.41 PKR 114

4.88%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.59 PKR 440

254.72%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.19 PKR 331

-32.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$19.5K PKR 5.4M

28.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$23.8K PKR 6.6M

33.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$103 PKR 28.6K

-21.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.84 PKR 1,617

11.13%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$15.99 PKR 4,429

17.39%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$7.35 PKR 2,035

673.74%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$5.38 PKR 1,489

248.14%

Cinema Ticket

$4.54 Rp 80.4K

$4.28 PKR 1,186

6.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$20.06 PKR 5,558

2296.16%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$274 PKR 76.0K

1982.87%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$14.69 PKR 4,069

209.87%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$17.40 PKR 4,821

106.21%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$26.55 PKR 7,354

202.79%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$21.69 PKR 6,008

262.70%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$49.17 PKR 13.6K

2166.69%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$32.88 PKR 9,107

2021.81%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$108 PKR 29.8K

3279.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$68.0 PKR 18.8K

2454.75%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$156 PKR 43.2K

7.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.08

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Sialkot: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $49.17 in Sialkot. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $7.00 in Sialkot for a mid-range dinner for two. Groceries echo the gap at $295 vs $82.0 per month, with Sialkot cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sialkot: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 292% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sialkot the obvious pick if budget is a priority.

Average pay runs 8% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,115 in Ubud, Bali versus $49.17 in Sialkot. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $349 in Sialkot – a 292% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sialkot runs roughly 23% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $349 in Sialkot versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both work as nomad bases, but Sialkot delivers better value – similar infrastructure at $349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sialkot hard to pass up.

Safety-wise, Ubud, Bali and Sialkot are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sialkot gentler on the wallet – expenses run 292% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.