Cost of Living Comparison Between Ubud, Bali and Sialkot Cost of Living Comparison Between Ubud, Bali and Sialkot

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $334 in Sialkot.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $483 in Sialkot.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $632 in Sialkot.

Living in Ubud, Bali is roughly 320% more expensive than Sialkot, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Sialkot is 75% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.04 PKR 290

243.27%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$7.25 PKR 2,016

348.28%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$2.67 PKR 742

82.02%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 486

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.58 PKR 997

Cappuccino

$2.75 Rp 49.2K

$1.43 PKR 398

92.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.42 PKR 117

214.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.19 PKR 51.6

268.42%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.76 PKR 212

125.00%

White Bread (500g)

$2.47 Rp 44.3K

$0.60 PKR 168

311.67%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.11 PKR 309

8.11%

Eggs

$2.44 Rp 43.8K

$1.20 PKR 333

103.33%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.48 PKR 1,245

220.98%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.69 PKR 747

60.22%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.06 PKR 1,128

200.74%

Apples (1kg)

$3.68 Rp 66.0K

$1.00 PKR 277

268.00%

Banana (1kg)

$1.55 Rp 27.8K

$0.65 PKR 180

138.46%

Oranges (1kg)

$2.79 Rp 49.9K

$0.92 PKR 257

203.26%

Tomato (1kg)

$2.33 Rp 41.8K

$0.55 PKR 154

323.64%

Potato (1kg)

$1.97 Rp 35.3K

$0.41 PKR 115

380.49%

Onion (1kg)

$2.31 Rp 41.4K

$0.57 PKR 157

305.26%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.33 PKR 92.6

221.21%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.36 PKR 99.0

102.78%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.40 PKR 390

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 240

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 571

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.14 PKR 595

53.27%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.20 PKR 55.8

45.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$10.56 PKR 2,937

-23.67%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.69 PKR 191

-34.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.41 PKR 113

9.76%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.75 PKR 765

126.91%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.91 PKR 253

-6.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$21.2K PKR 5.9M

22.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.8K PKR 7.2M

22.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$114 PKR 31.7K

-29.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.45 PKR 960

17.68%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$6.18 PKR 1,717

295.15%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$6.92 PKR 1,923

1311.42%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$5.44 PKR 1,512

18.57%

Cinema Ticket

$4.04 Rp 72.4K

$4.37 PKR 1,214

-7.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$21.31 PKR 5,925

1326.70%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$268 PKR 74.5K

2370.63%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$11.06 PKR 3,075

390.33%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$13.59 PKR 3,779

185.36%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$26.13 PKR 7,266

229.66%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$21.58 PKR 6,001

255.28%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$47.65 PKR 13.2K

1968.42%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$31.27 PKR 8,693

2004.09%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$106 PKR 29.5K

3078.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$66.4 PKR 18.5K

3010.75%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$155 PKR 43.1K

5.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.2

-34.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Sialkot: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $47.65 in Sialkot. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $7.00 in Sialkot for a mid-range dinner for two. Groceries echo the gap at $297 vs $85.0 per month, with Sialkot cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sialkot: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 320% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sialkot the obvious pick if budget is a priority.

Ubud, Bali pays 6% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $986 in Ubud, Bali versus $47.65 in Sialkot. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $334 in Sialkot – a 320% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sialkot runs roughly 31% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $334 in Sialkot versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both work as nomad bases, but Sialkot delivers better value – similar infrastructure at $334 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sialkot hard to pass up.

Safety-wise, Ubud, Bali and Sialkot are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sialkot gentler on the wallet – expenses run 320% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.