Last update: Oct 2026

Cost of Living Comparison Between Sialkot and Ubud, Bali

For one person, living is cheaper in Sialkot: $356 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Sialkot
Learn more

Sialkot Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Sialkot

🇵🇰 Pakistan

$356

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sialkot and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sialkot and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $356 in Sialkot versus $1,349 in Ubud, Bali.

Sialkot $356
Ubud, Bali $1,349

Estimated couple costs with rent: $515 in Sialkot versus $2,305 in Ubud, Bali.

Sialkot $515
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $674 in Sialkot versus $3,261 in Ubud, Bali.

Sialkot $674
Ubud, Bali $3,261

Living in Sialkot costs roughly 74% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.05 PKR 290

$3.32 Rp 60.3K

-68.37%

Three-Course Dinner for Two, Mid-Range

$7.04 PKR 1,945

$35.64 Rp 646.5K

-80.25%

Fast Food Meal (McDonalds, etc)

$5.40 PKR 1,493

$5.53 Rp 100.4K

-2.35%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.57 PKR 986

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.83 PKR 783

Cappuccino

$1.65 PKR 456

$2.72 Rp 49.3K

-39.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 89.9

$1.70 Rp 30.9K

-80.59%

Water (0.33 liter bottle)

$0.17 PKR 47.56

$0.76 Rp 13.8K

-77.63%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$0.90 PKR 250

$1.49 Rp 27.0K

-39.60%

White Bread (500g)

$0.60 PKR 166

$2.28 Rp 41.3K

-73.68%

Rice (white) (1kg)

$0.99 PKR 274

$1.19 Rp 21.6K

-16.81%

Eggs

$1.09 PKR 301

$2.04 Rp 36.9K

-46.57%

Local Cheese (1kg)

$4.03 PKR 1,113

$17.70 Rp 321.1K

-77.23%

Chicken Fillets (1kg)

$1.76 PKR 486

$3.96 Rp 71.9K

-55.56%

Beef Round Steak (1kg)

$5.51 PKR 1,522

$12.19 Rp 221.1K

-54.80%

Apples (1kg)

$1.17 PKR 323

$3.66 Rp 66.3K

-68.03%

Banana (1kg)

$0.53 PKR 146

$1.52 Rp 27.5K

-65.13%

Oranges (1kg)

$0.73 PKR 203

$2.23 Rp 40.4K

-67.26%

Tomato (1kg)

$0.56 PKR 154

$1.97 Rp 35.8K

-71.57%

Potato (1kg)

$0.29 PKR 80.6

$1.85 Rp 33.5K

-84.32%

Onion (1kg)

$0.35 PKR 98.0

$2.42 Rp 44.0K

-85.54%

Lettuce (1 head)

$0.28 PKR 76.9

$0.99 Rp 18.0K

-71.72%

Water (1.5 liter bottle)

$0.43 PKR 119

$0.51 Rp 9,313

-15.69%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.42 PKR 393

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.05 PKR 291

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.70 PKR 747

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 PKR 617

$2.22 Rp 40.3K

0.45%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.16 PKR 43.93

$0.25 Rp 4,553

-36.00%

Public Transport Monthly Pass (Regular Price)

$10.78 PKR 2,980

$7.82 Rp 141.9K

37.85%

Taxi Start (Normal Tariff)

$1.28 PKR 353

$0.44 Rp 7,972

190.91%

Taxi (Normal Tariff) (1km)

$0.42 PKR 115

$0.43 Rp 7,801

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$1.61 PKR 446

$5.41 Rp 98.1K

-70.24%

Gasoline (1 liter)

$1.24 PKR 343

$0.82 Rp 15.0K

51.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.8K PKR 5.5M

$23.8K Rp 432.4M

-17.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K PKR 6.5M

$31.7K Rp 575.9M

-26.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.4K

$79.1 Rp 1.4M

29.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.10 PKR 1,685

$6.45 Rp 116.9K

-5.43%

Internet (50+ Mbps, Unlimited Data)

$16.78 PKR 4,639

$18.58 Rp 337.0K

-9.69%

Gym Membership (Monthly)

$7.03 PKR 1,942

$49.48 Rp 897.5K

-85.79%

Tennis Court (1 Hour on Weekend)

$5.27 PKR 1,456

$17.65 Rp 320.1K

-70.14%

Cinema Ticket

$4.85 PKR 1,342

$4.27 Rp 77.5K

13.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$20.07 PKR 5,548

$491 Rp 8.9M

-95.91%

International Primary School, 1 Child (Yearly)

$266 PKR 73.6K

$5,674 Rp 102.9M

-95.30%

Jeans (Levis 501 Or Similar)

$14.22 PKR 3,931

$44.64 Rp 809.7K

-68.15%

Summer Dress (H&M, Zara, etc)

$17.09 PKR 4,723

$34.95 Rp 634.0K

-51.10%

Sport Shoes (Adidas, Nike)

$27.29 PKR 7,544

$79.9 Rp 1.4M

-65.84%

Men's Leather Business Shoes

$21.76 PKR 6,015

$79.4 Rp 1.4M

-72.60%

1-bedroom Apartment, City Center (Monthly)

$48.58 PKR 13.4K

$1,125 Rp 20.4M

-95.68%

1-bedroom Apartment, Outside City Center (Monthly)

$32.90 PKR 9,094

$671 Rp 12.2M

-95.10%

3-bedroom Apartment, City Center (Monthly)

$108 PKR 29.9K

$3,565 Rp 64.7M

-96.96%

3-bedroom Apartment, Outside City Center (Monthly)

$67.0 PKR 18.5K

$1,723 Rp 31.3M

-96.11%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$154 PKR 42.6K

$164 Rp 3.0M

-5.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.78

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sialkot: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sialkot

$125 35.3%

Ubud, Bali

$104 7.7% 17% $21

Groceries & Markets

Sialkot

$83 23.4%

Ubud, Bali

$288 21.4% 246% $205

Eating Out

Sialkot

$46 13%

Ubud, Bali

$108 8% 132% $61

Clothing & Footwear

Sialkot

$36 10.2%

Ubud, Bali

$108 8% 197% $71

Accommodation & Living

Sialkot

$33 9.3%

Ubud, Bali

$672 49.8% 1941% $639

Sport & Entertainment

Sialkot

$17 4.7%

Ubud, Bali

$58 4.3% 247% $41

Getting Around

Sialkot

$15 4.2%

Ubud, Bali

$11 0.9% 22.7% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $49 in Sialkot and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $7 in Sialkot vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $83 vs $288 per month, with Sialkot cheaper across the board.

Good to know

🇵🇰 Sialkot

🇮🇩 Ubud, Bali

🕒 Local time

07:28 7:28 AM

10:28 10:28 AM

3 h ahead of Sialkot

🌤 Weather

👥 Population

655,852

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.24 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 2, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Sialkot Ubud, Bali 6,280 km ≈ 8 h nonstop flight

From you

Sialkot
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sialkot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 74% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Sialkot the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Sialkot. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $49 in Sialkot versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $356 per month in Sialkot versus $1,349 in Ubud, Bali – Sialkot is about 74% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 27% less than in Sialkot. The price difference matters if you commute daily and watch your budget.

At $356 in Sialkot versus $1,349 in Ubud, Bali, a $800 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Sialkot wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.