Cost of Living Comparison Between Sialkot and Ubud, Bali Cost of Living Comparison Between Sialkot and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $334 in Sialkot versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $483 in Sialkot versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $632 in Sialkot versus $3,694 in Ubud, Bali.

Living in Sialkot costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sialkot is 75% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$1.04 PKR 290

$3.57 Rp 64.0K

-70.87%

Three-Course Dinner for Two, Mid-Range

$7.25 PKR 2,016

$32.50 Rp 582.3K

-77.69%

Fast Food Meal (McDonalds, etc)

$2.67 PKR 742

$4.86 Rp 87.1K

-45.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.75 PKR 486

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.58 PKR 997

Cappuccino

$1.43 PKR 398

$2.75 Rp 49.2K

-48.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 117

$1.32 Rp 23.7K

-68.18%

Water (0.33 liter bottle)

$0.19 PKR 51.6

$0.70 Rp 12.6K

-72.86%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$0.76 PKR 212

$1.71 Rp 30.6K

-55.56%

White Bread (500g)

$0.60 PKR 168

$2.47 Rp 44.3K

-75.71%

Rice (white) (1kg)

$1.11 PKR 309

$1.20 Rp 21.5K

-7.50%

Eggs

$1.20 PKR 333

$2.44 Rp 43.8K

-50.82%

Local Cheese (1kg)

$4.48 PKR 1,245

$14.38 Rp 257.7K

-68.85%

Chicken Fillets (1kg)

$2.69 PKR 747

$4.31 Rp 77.1K

-37.59%

Beef Round Steak (1kg)

$4.06 PKR 1,128

$12.21 Rp 218.7K

-66.75%

Apples (1kg)

$1.00 PKR 277

$3.68 Rp 66.0K

-72.83%

Banana (1kg)

$0.65 PKR 180

$1.55 Rp 27.8K

-58.06%

Oranges (1kg)

$0.92 PKR 257

$2.79 Rp 49.9K

-67.03%

Tomato (1kg)

$0.55 PKR 154

$2.33 Rp 41.8K

-76.39%

Potato (1kg)

$0.41 PKR 115

$1.97 Rp 35.3K

-79.19%

Onion (1kg)

$0.57 PKR 157

$2.31 Rp 41.4K

-75.32%

Lettuce (1 head)

$0.33 PKR 92.6

$1.06 Rp 19.1K

-68.87%

Water (1.5 liter bottle)

$0.36 PKR 99.0

$0.73 Rp 13.1K

-50.68%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.40 PKR 390

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 240

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.05 PKR 571

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 PKR 595

$3.28 Rp 58.8K

-34.76%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.20 PKR 55.8

$0.29 Rp 5,217

-31.03%

Public Transport Monthly Pass (Regular Price)

$10.56 PKR 2,937

$8.06 Rp 144.4K

31.02%

Taxi Start (Normal Tariff)

$0.69 PKR 191

$0.45 Rp 8,047

53.33%

Taxi (Normal Tariff) (1km)

$0.41 PKR 113

$0.45 Rp 8,094

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$2.75 PKR 765

$6.24 Rp 111.7K

-55.93%

Gasoline (1 liter)

$0.91 PKR 253

$0.85 Rp 15.2K

7.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K PKR 5.9M

$26.0K Rp 465.4M

-18.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K PKR 7.2M

$31.7K Rp 567.2M

-18.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 PKR 31.7K

$80.8 Rp 1.4M

41.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.45 PKR 960

$4.06 Rp 72.7K

-15.02%

Internet (50+ Mbps, Unlimited Data)

$6.18 PKR 1,717

$24.42 Rp 437.6K

-74.69%

Gym Membership (Monthly)

$6.92 PKR 1,923

$97.7 Rp 1.7M

-92.91%

Tennis Court (1 Hour on Weekend)

$5.44 PKR 1,512

$6.45 Rp 115.5K

-15.66%

Cinema Ticket

$4.37 PKR 1,214

$4.04 Rp 72.4K

8.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$21.31 PKR 5,925

$304 Rp 5.4M

-92.99%

International Primary School, 1 Child (Yearly)

$268 PKR 74.5K

$6,621 Rp 118.6M

-95.95%

Jeans (Levis 501 Or Similar)

$11.06 PKR 3,075

$54.2 Rp 971.7K

-79.61%

Summer Dress (H&M, Zara, etc)

$13.59 PKR 3,779

$38.78 Rp 694.7K

-64.96%

Sport Shoes (Adidas, Nike)

$26.13 PKR 7,266

$86.1 Rp 1.5M

-69.67%

Men's Leather Business Shoes

$21.58 PKR 6,001

$76.7 Rp 1.4M

-71.85%

1-bedroom Apartment, City Center (Monthly)

$47.65 PKR 13.2K

$986 Rp 17.7M

-95.17%

1-bedroom Apartment, Outside City Center (Monthly)

$31.27 PKR 8,693

$658 Rp 11.8M

-95.25%

3-bedroom Apartment, City Center (Monthly)

$106 PKR 29.5K

$3,369 Rp 60.4M

-96.85%

3-bedroom Apartment, Outside City Center (Monthly)

$66.4 PKR 18.5K

$2,066 Rp 37.0M

-96.79%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$155 PKR 43.1K

$163 Rp 2.9M

-5.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

13.28

52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sialkot: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $47.65 in Sialkot and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $7.00 in Sialkot vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $85.0 vs $297 per month, with Sialkot cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sialkot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 320% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sialkot the obvious pick if budget is a priority.

On paper, Ubud, Bali earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $47.65 in Sialkot versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $334 per month in Sialkot versus $1,404 in Ubud, Bali – a 320% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sialkot runs roughly 31% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $334 in Sialkot versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both work as nomad bases, but Sialkot delivers better value – similar infrastructure at $334 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sialkot hard to pass up.

Safety-wise, Sialkot and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sialkot gentler on the wallet – expenses run 320% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.