Cost of Living Comparison Between Sialkot and Ubud, Bali Cost of Living Comparison Between Sialkot and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $331 in Sialkot versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $481 in Sialkot versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $632 in Sialkot versus $3,723 in Ubud, Bali.

Living in Sialkot costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sialkot is 75% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.04 PKR 288

$3.57 Rp 64.5K

-70.87%

Three-Course Dinner for Two, Mid-Range

$7.20 PKR 1,998

$32.32 Rp 583.4K

-77.72%

Fast Food Meal (McDonalds, etc)

$2.78 PKR 772

$5.01 Rp 90.4K

-44.51%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 496

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.61 PKR 1,002

Cappuccino

$1.46 PKR 404

$2.82 Rp 51.0K

-48.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 PKR 109

$1.35 Rp 24.4K

-71.11%

Water (0.33 liter bottle)

$0.17 PKR 46.50

$0.73 Rp 13.2K

-76.71%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$0.76 PKR 212

$1.78 Rp 32.1K

-57.30%

White Bread (500g)

$0.61 PKR 169

$2.45 Rp 44.2K

-75.10%

Rice (white) (1kg)

$1.16 PKR 321

$1.15 Rp 20.7K

0.87%

Eggs

$1.25 PKR 348

$2.41 Rp 43.6K

-48.13%

Local Cheese (1kg)

$4.38 PKR 1,214

$14.33 Rp 258.7K

-69.43%

Chicken Fillets (1kg)

$2.68 PKR 745

$4.19 Rp 75.6K

-36.04%

Beef Round Steak (1kg)

$3.92 PKR 1,088

$12.06 Rp 217.7K

-67.50%

Apples (1kg)

$1.05 PKR 292

$3.64 Rp 65.7K

-71.15%

Banana (1kg)

$0.65 PKR 181

$1.57 Rp 28.3K

-58.60%

Oranges (1kg)

$0.93 PKR 259

$2.79 Rp 50.3K

-66.67%

Tomato (1kg)

$0.61 PKR 169

$2.24 Rp 40.5K

-72.77%

Potato (1kg)

$0.42 PKR 116

$1.98 Rp 35.7K

-78.79%

Onion (1kg)

$0.58 PKR 160

$2.28 Rp 41.1K

-74.56%

Lettuce (1 head)

$0.33 PKR 92.8

$1.05 Rp 19.0K

-68.57%

Water (1.5 liter bottle)

$0.36 PKR 98.9

$0.79 Rp 14.2K

-54.43%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.43 PKR 396

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.85 PKR 236

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.94 PKR 539

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 PKR 599

$3.19 Rp 57.6K

-32.29%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.20 PKR 55.9

$0.27 Rp 4,813

-25.93%

Public Transport Monthly Pass (Regular Price)

$10.79 PKR 2,993

$8.37 Rp 151.1K

28.91%

Taxi Start (Normal Tariff)

$0.74 PKR 206

$0.45 Rp 8,167

64.44%

Taxi (Normal Tariff) (1km)

$0.40 PKR 111

$0.46 Rp 8,298

-13.04%

Taxi 1hour Waiting (Normal Tariff)

$2.91 PKR 808

$6.07 Rp 109.6K

-52.06%

Gasoline (1 liter)

$0.95 PKR 265

$0.86 Rp 15.6K

10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K PKR 6.0M

$26.6K Rp 480.0M

-19.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K PKR 7.3M

$32.5K Rp 587.6M

-19.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.0K

$79.0 Rp 1.4M

41.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.30 PKR 915

$4.09 Rp 73.9K

-19.32%

Internet (50+ Mbps, Unlimited Data)

$6.28 PKR 1,743

$23.85 Rp 430.5K

-73.67%

Gym Membership (Monthly)

$7.01 PKR 1,947

$98.8 Rp 1.8M

-92.90%

Tennis Court (1 Hour on Weekend)

$5.42 PKR 1,503

$6.35 Rp 114.7K

-14.65%

Cinema Ticket

$4.31 PKR 1,196

$4.01 Rp 72.3K

7.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$21.13 PKR 5,864

$297 Rp 5.4M

-92.89%

International Primary School, 1 Child (Yearly)

$270 PKR 74.9K

$6,602 Rp 119.2M

-95.91%

Jeans (Levis 501 Or Similar)

$11.03 PKR 3,061

$53.4 Rp 964.5K

-79.36%

Summer Dress (H&M, Zara, etc)

$13.60 PKR 3,774

$38.11 Rp 688.1K

-64.31%

Sport Shoes (Adidas, Nike)

$26.34 PKR 7,309

$88.7 Rp 1.6M

-70.29%

Men's Leather Business Shoes

$21.00 PKR 5,827

$76.6 Rp 1.4M

-72.59%

1-bedroom Apartment, City Center (Monthly)

$48.13 PKR 13.4K

$1,020 Rp 18.4M

-95.28%

1-bedroom Apartment, Outside City Center (Monthly)

$31.82 PKR 8,830

$680 Rp 12.3M

-95.32%

3-bedroom Apartment, City Center (Monthly)

$108 PKR 30.0K

$3,469 Rp 62.6M

-96.88%

3-bedroom Apartment, Outside City Center (Monthly)

$66.5 PKR 18.4K

$2,090 Rp 37.7M

-96.82%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$154 PKR 42.8K

$164 Rp 3.0M

-5.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

13.28

52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sialkot: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $48.13 in Sialkot and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $7.00 in Sialkot vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $86.0 vs $298 per month, with Sialkot cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sialkot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 321% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sialkot the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $48.13 in Sialkot versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $331 per month in Sialkot versus $1,392 in Ubud, Bali – a 321% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sialkot runs roughly 29% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $331 in Sialkot versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both work as nomad bases, but Sialkot delivers better value – similar infrastructure at $331 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sialkot hard to pass up.

Safety-wise, Sialkot and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sialkot gentler on the wallet – expenses run 321% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.