Cost of Living Comparison Between Sialkot and Ubud, Bali Cost of Living Comparison Between Sialkot and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $349 in Sialkot versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $508 in Sialkot versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $668 in Sialkot versus $3,327 in Ubud, Bali.

Living in Sialkot costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sialkot is 75% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.11 PKR 307

$3.44 Rp 60.9K

-67.73%

Three-Course Dinner for Two, Mid-Range

$7.29 PKR 2,019

$36.31 Rp 643.0K

-79.92%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,461

$5.71 Rp 101.0K

-7.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.58 PKR 992

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.83 PKR 785

Cappuccino

$1.58 PKR 438

$2.67 Rp 47.3K

-40.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 PKR 81.9

$1.75 Rp 31.0K

-82.86%

Water (0.33 liter bottle)

$0.23 PKR 62.4

$0.87 Rp 15.4K

-73.56%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$0.85 PKR 236

$1.62 Rp 28.7K

-47.53%

White Bread (500g)

$0.63 PKR 175

$2.33 Rp 41.3K

-72.96%

Rice (white) (1kg)

$1.03 PKR 286

$1.11 Rp 19.6K

-7.21%

Eggs

$1.11 PKR 308

$2.20 Rp 39.0K

-49.55%

Local Cheese (1kg)

$4.13 PKR 1,144

$17.69 Rp 313.3K

-76.65%

Chicken Fillets (1kg)

$1.66 PKR 460

$4.10 Rp 72.5K

-59.51%

Beef Round Steak (1kg)

$5.32 PKR 1,474

$12.18 Rp 215.6K

-56.32%

Apples (1kg)

$1.16 PKR 320

$3.71 Rp 65.6K

-68.73%

Banana (1kg)

$0.57 PKR 157

$1.59 Rp 28.1K

-64.15%

Oranges (1kg)

$0.78 PKR 216

$2.28 Rp 40.4K

-65.79%

Tomato (1kg)

$0.49 PKR 136

$1.95 Rp 34.6K

-74.87%

Potato (1kg)

$0.28 PKR 78.4

$1.91 Rp 33.7K

-85.34%

Onion (1kg)

$0.33 PKR 91.1

$2.33 Rp 41.3K

-85.84%

Lettuce (1 head)

$0.30 PKR 83.9

$1.01 Rp 17.8K

-70.30%

Water (1.5 liter bottle)

$0.40 PKR 111

$0.55 Rp 9,773

-27.27%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.46 PKR 405

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.09 PKR 302

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.68 PKR 741

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 PKR 656

$2.23 Rp 39.5K

6.28%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.20 PKR 56.1

$0.27 Rp 4,814

-25.93%

Public Transport Monthly Pass (Regular Price)

$11.02 PKR 3,054

$8.98 Rp 159.1K

22.72%

Taxi Start (Normal Tariff)

$1.23 PKR 340

$0.48 Rp 8,566

156.25%

Taxi (Normal Tariff) (1km)

$0.41 PKR 114

$0.43 Rp 7,679

-4.65%

Taxi 1hour Waiting (Normal Tariff)

$1.59 PKR 440

$5.64 Rp 99.9K

-71.81%

Gasoline (1 liter)

$1.19 PKR 331

$0.80 Rp 14.2K

48.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.5K PKR 5.4M

$24.9K Rp 441.7M

-21.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K PKR 6.6M

$31.7K Rp 561.5M

-25.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.6K

$81.5 Rp 1.4M

26.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.84 PKR 1,617

$6.49 Rp 115.0K

-10.02%

Internet (50+ Mbps, Unlimited Data)

$15.99 PKR 4,429

$18.77 Rp 332.4K

-14.81%

Gym Membership (Monthly)

$7.35 PKR 2,035

$56.9 Rp 1.0M

-87.08%

Tennis Court (1 Hour on Weekend)

$5.38 PKR 1,489

$18.73 Rp 331.7K

-71.28%

Cinema Ticket

$4.28 PKR 1,186

$4.54 Rp 80.4K

-5.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$20.06 PKR 5,558

$481 Rp 8.5M

-95.83%

International Primary School, 1 Child (Yearly)

$274 PKR 76.0K

$5,711 Rp 101.1M

-95.20%

Jeans (Levis 501 Or Similar)

$14.69 PKR 4,069

$45.52 Rp 806.0K

-67.73%

Summer Dress (H&M, Zara, etc)

$17.40 PKR 4,821

$35.88 Rp 635.4K

-51.51%

Sport Shoes (Adidas, Nike)

$26.55 PKR 7,354

$80.4 Rp 1.4M

-66.97%

Men's Leather Business Shoes

$21.69 PKR 6,008

$78.7 Rp 1.4M

-72.43%

1-bedroom Apartment, City Center (Monthly)

$49.17 PKR 13.6K

$1,115 Rp 19.7M

-95.59%

1-bedroom Apartment, Outside City Center (Monthly)

$32.88 PKR 9,107

$698 Rp 12.4M

-95.29%

3-bedroom Apartment, City Center (Monthly)

$108 PKR 29.8K

$3,637 Rp 64.4M

-97.04%

3-bedroom Apartment, Outside City Center (Monthly)

$68.0 PKR 18.8K

$1,737 Rp 30.8M

-96.09%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$156 PKR 43.2K

$168 Rp 3.0M

-7.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.78

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sialkot: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $49.17 in Sialkot and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $7.00 in Sialkot vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $82.0 vs $295 per month, with Sialkot cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sialkot vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sialkot wins on cost – living expenses run 292% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sialkot the obvious pick if budget is a priority.

On paper, salaries run 8% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $49.17 in Sialkot versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $349 per month in Sialkot versus $1,368 in Ubud, Bali – a 292% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sialkot runs roughly 23% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $349 in Sialkot versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Sialkot but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sialkot the clear choice for anyone on this budget.

Both work as nomad bases, but Sialkot delivers better value – similar infrastructure at $349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sialkot hard to pass up.

Safety-wise, Sialkot and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sialkot gentler on the wallet – expenses run 292% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.