Cost of Living Comparison Between Ubud, Bali and Shurugwi Cost of Living Comparison Between Ubud, Bali and Shurugwi

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $580 in Shurugwi, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $968 in Shurugwi, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,357 in Shurugwi, rent included.

Ubud, Bali costs about 136% more than Shurugwi, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Shurugwi is 58% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Shurugwi
Difference
Meal at Budget Restaurant
$3.44 Rp 61.0K
$9.87 ZWL 263
-65.15%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 644.2K
$40.18 ZWL 1,071
-9.63%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.2K
$6.09 ZWL 162
-6.24%
Cappuccino
$2.67 Rp 47.4K
$1.73 ZWL 46.17
54.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$0.94 ZWL 25.12
86.17%
Water (0.33 liter bottle)
$0.87 Rp 15.5K
$0.52 ZWL 13.98
67.31%
Local Beer (0.5 liter draught)
$2.95 Rp 52.4K
$1.54 ZWL 41.04
91.56%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.2K
$1.95 ZWL 52.0
131.79%
🛒 Groceries & Markets
Ubud, Bali
Shurugwi
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.51 ZWL 40.25
7.28%
White Bread (500g)
$2.33 Rp 41.3K
$1.03 ZWL 27.34
126.21%
Rice (white) (1kg)
$1.11 Rp 19.6K
$1.62 ZWL 43.16
-31.48%
Eggs
$2.20 Rp 39.0K
$1.89 ZWL 50.3
16.40%
Local Cheese (1kg)
$17.69 Rp 313.9K
$11.81 ZWL 315
49.79%
Chicken Fillets (1kg)
$4.10 Rp 72.7K
$5.72 ZWL 153
-28.32%
Beef Round Steak (1kg)
$12.18 Rp 216.0K
$6.59 ZWL 176
84.83%
Apples (1kg)
$3.71 Rp 65.8K
$3.04 ZWL 81.0
22.04%
Banana (1kg)
$1.59 Rp 28.2K
$1.62 ZWL 43.07
-1.85%
Oranges (1kg)
$2.28 Rp 40.5K
$2.08 ZWL 55.4
9.62%
Tomato (1kg)
$1.95 Rp 34.7K
$1.47 ZWL 39.19
32.65%
Potato (1kg)
$1.91 Rp 33.8K
$1.72 ZWL 45.71
11.05%
Onion (1kg)
$2.33 Rp 41.4K
$1.78 ZWL 47.42
30.90%
Lettuce (1 head)
$1.01 Rp 17.9K
$1.22 ZWL 32.49
-17.21%
Water (1.5 liter bottle)
$0.55 Rp 9,791
$1.00 ZWL 26.56
-45.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.6K
$1.94 ZWL 51.8
14.95%
Wine (Bottle)
$23.07 Rp 409.3K
$8.89 ZWL 237
159.51%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.9K
$1.37 ZWL 36.49
76.64%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.2K
$2.00 ZWL 53.3
50.00%
🚌 Getting Around
Ubud, Bali
Shurugwi
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,823
-
-
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.4K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,582
$3.91 ZWL 104
-87.72%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,693
$1.97 ZWL 52.4
-78.17%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 100.1K
$5.06 ZWL 135
11.46%
Gasoline (1 liter)
$0.80 Rp 14.3K
$1.77 ZWL 47.30
-54.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 442.5M
$21.9K ZWL 583.0K
14.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 562.6M
$27.1K ZWL 723.3K
16.84%
🧾 Monthly Utilities & Internet
Ubud, Bali
Shurugwi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$53.5 ZWL 1,425
52.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.2K
$21.84 ZWL 582
-70.28%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 333.0K
$67.9 ZWL 1,810
-72.36%
🎉 Sport & Entertainment
Ubud, Bali
Shurugwi
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.73 Rp 332.3K
-
-
Cinema Ticket
$4.54 Rp 80.5K
$9.81 ZWL 261
-53.72%
🧸 Childcare & Education
Ubud, Bali
Shurugwi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$461 ZWL 12.3K
4.33%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.3M
$8,861 ZWL 236.2K
-35.55%
👕👟 Clothing & Footwear
Ubud, Bali
Shurugwi
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 807.5K
$24.90 ZWL 663
82.81%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 636.6K
$20.90 ZWL 557
71.67%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$39.93 ZWL 1,064
101.33%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$42.35 ZWL 1,129
85.76%
🏠 Accommodation & Living
Ubud, Bali
Shurugwi
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.8M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.5M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
-
-
Buy Apartment in City Center (m2)
$2,784 Rp 49.4M
-
-
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Shurugwi
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
13.69
0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Shurugwi: September 13, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $40.00 in Shurugwi. Groceries tell a different story – $295 in Ubud, Bali vs $218 in Shurugwi – so Shurugwi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Shurugwi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Shurugwi?
Ubud, Bali costs about 136% more than Shurugwi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Shurugwi?
For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $870 in Shurugwi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Ubud, Bali and in Shurugwi?
A mid-range dinner for two costs $36.00 in Ubud, Bali and $40.00 in Shurugwi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ubud, Bali or in Shurugwi?
Groceries cost about 35% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or in Shurugwi?
A $1,000 monthly budget goes further in Shurugwi, where all-in costs run around $580, than in Ubud, Bali at $1,368. In Shurugwi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Shurugwi?
For digital nomads, it depends on budget. Shurugwi costs $580 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Shurugwi?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Shurugwi?
If budget matters most, go with Shurugwi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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