Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Shkoder

For one person, living is cheaper in Shkoder: $980 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Shkoder
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Shkoder Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Shkoder

🇦🇱 Albania

$980

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shkoder

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shkoder actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $980 in Shkoder, rent included.

Ubud, Bali $1,349
Shkoder $980

A couple spends around $2,305 per month in Ubud, Bali vs $1,474 in Shkoder, rent included.

Ubud, Bali $2,305
Shkoder $1,474

A family of three spends $3,261 per month in Ubud, Bali vs $1,969 in Shkoder, rent included.

Ubud, Bali $3,261
Shkoder $1,969

Ubud, Bali costs about 38% more than Shkoder, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.30 ALL 755

-64.30%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$38.93 ALL 3,162

-8.45%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.21 ALL 504

-10.95%

Cappuccino

$2.72 Rp 49.3K

$1.93 ALL 157

40.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.83 ALL 149

-7.10%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.65 ALL 52.7

16.92%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.84 ALL 149

44.02%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.18 ALL 258

37.74%

Milk (1 liter)

$1.49 Rp 27.1K

$1.89 ALL 153

-21.16%

White Bread (500g)

$2.28 Rp 41.3K

$0.97 ALL 79.1

135.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.01 ALL 164

-40.80%

Eggs

$2.04 Rp 36.9K

$2.60 ALL 211

-21.54%

Local Cheese (1kg)

$17.70 Rp 321.2K

$7.23 ALL 587

144.81%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.11 ALL 415

-22.50%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.81 ALL 878

12.77%

Apples (1kg)

$3.66 Rp 66.3K

$1.65 ALL 134

121.82%

Banana (1kg)

$1.52 Rp 27.5K

$2.35 ALL 191

-35.32%

Oranges (1kg)

$2.23 Rp 40.4K

$1.72 ALL 139

29.65%

Tomato (1kg)

$1.97 Rp 35.8K

$1.45 ALL 118

35.86%

Potato (1kg)

$1.85 Rp 33.5K

$1.02 ALL 82.9

81.37%

Onion (1kg)

$2.42 Rp 44.0K

$1.23 ALL 99.6

96.75%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.14 ALL 92.5

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.77 ALL 62.7

-33.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.23 ALL 343

-47.52%

Wine (Bottle)

$22.24 Rp 403.6K

$6.14 ALL 499

262.21%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.51 ALL 122

49.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.83 ALL 148

62.30%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.49 ALL 39.91

-48.98%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$11.12 ALL 903

-29.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.72 ALL 302

-88.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.85 ALL 313

-88.83%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$18.71 ALL 1,519

-71.08%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.17 ALL 177

-62.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$33.7K ALL 2.7M

-29.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$24.7K ALL 2.0M

28.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$61.7 ALL 5,009

28.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$16.47 ALL 1,338

-60.84%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$17.10 ALL 1,389

8.65%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$42.68 ALL 3,467

15.93%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$12.53 ALL 1,018

40.86%

Cinema Ticket

$4.27 Rp 77.6K

$7.20 ALL 585

-40.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$91.1 ALL 7,399

438.46%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$1,835 ALL 149.0K

209.29%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$49.16 ALL 3,992

-9.19%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$12.34 ALL 1,002

183.23%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$74.0 ALL 6,008

8.02%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$147 ALL 11.9K

-45.82%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$489 ALL 39.7K

130.01%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$317 ALL 25.8K

111.59%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$484 ALL 39.3K

636.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$412 ALL 33.5K

318.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,866 ALL 151.6K

46.38%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,232 ALL 100.1K

85.36%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$567 ALL 46.0K

-71.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Shkoder: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Shkoder

$317 32.4% 52.7% $354

Groceries & Markets

Ubud, Bali

$288 21.4%

Shkoder

$206 21% 28.6% $82

Eating Out

Ubud, Bali

$108 8%

Shkoder

$142 14.5% 31.6% $34

Clothing & Footwear

Ubud, Bali

$108 8%

Shkoder

$127 13% 18.1% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Shkoder

$95 9.7% 8.5% $8.8

Sport & Entertainment

Ubud, Bali

$58 4.3%

Shkoder

$57 5.8% 1.6% $1

Getting Around

Ubud, Bali

$11 0.9%

Shkoder

$36 3.7% 216% $25

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $489 in Shkoder. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shkoder are about 3.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $39 in Shkoder. Groceries tell a different story – $288 in Ubud, Bali vs $206 in Shkoder – so Shkoder wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇦🇱 Shkoder

🕒 Local time

20:12 8:12 PM

13:12 1:12 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

77,075

💱 Currency

Indonesian Rupiah IDR Rp

Albanian Lek ALL L

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 ALL = 1.23 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Albanian Lek exchange rates as of November 2, 2026: 1 USD = 81.22 ALL (100 ALL = 1.23 USD). 1 EUR = 90.64 ALL (100 ALL = 1.1 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Shkoder 11,110 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Shkoder

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shkoder: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $980 in Shkoder – Shkoder comes out roughly 27% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,470 in Shkoder. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shkoder, especially for central apartments: a one-bedroom in the center costs $489 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $39 in Shkoder. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $980 in Shkoder. That makes Shkoder about 27% cheaper.

A $1,200 monthly budget goes further in Shkoder, where all-in costs run around $980, than in Ubud, Bali at $1,349. In Shkoder it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shkoder – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.