Cost of Living Comparison Between Ubud, Bali and Shkoder Cost of Living Comparison Between Ubud, Bali and Shkoder

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $984 in Shkoder, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,469 in Shkoder, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,954 in Shkoder, rent included.

Ubud, Bali costs about 39% more than Shkoder, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Shkoder is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$9.68 ALL 765

-64.46%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$38.84 ALL 3,069

-6.51%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$6.43 ALL 508

-11.20%

Cappuccino

$2.67 Rp 47.3K

$2.06 ALL 163

29.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.91 ALL 151

-8.38%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.67 ALL 52.8

29.85%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.94 ALL 153

52.06%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.13 ALL 247

44.41%

Milk (1 liter)

$1.62 Rp 28.7K

$2.02 ALL 160

-19.80%

White Bread (500g)

$2.33 Rp 41.3K

$1.02 ALL 80.3

128.43%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.08 ALL 164

-46.63%

Eggs

$2.20 Rp 39.0K

$2.77 ALL 219

-20.58%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.26 ALL 573

143.66%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$4.98 ALL 393

-17.67%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.88 ALL 860

11.95%

Apples (1kg)

$3.71 Rp 65.6K

$1.60 ALL 127

131.88%

Banana (1kg)

$1.59 Rp 28.1K

$2.37 ALL 187

-32.91%

Oranges (1kg)

$2.28 Rp 40.4K

$1.71 ALL 135

33.33%

Tomato (1kg)

$1.95 Rp 34.6K

$1.55 ALL 123

25.81%

Potato (1kg)

$1.91 Rp 33.7K

$1.05 ALL 82.8

81.90%

Onion (1kg)

$2.33 Rp 41.3K

$1.23 ALL 97.5

89.43%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.17 ALL 92.2

-13.68%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.74 ALL 58.4

-25.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.42 ALL 349

-49.55%

Wine (Bottle)

$23.07 Rp 408.6K

$6.33 ALL 500

264.45%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.61 ALL 127

50.31%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.84 ALL 146

63.04%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.47 ALL 37.40

-42.55%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$11.72 ALL 926

-23.38%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$3.76 ALL 297

-87.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$3.92 ALL 310

-89.03%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$18.89 ALL 1,492

-70.14%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.12 ALL 168

-62.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$35.1K ALL 2.8M

-29.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$25.6K ALL 2.0M

23.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$61.8 ALL 4,880

31.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$16.54 ALL 1,307

-60.76%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$17.42 ALL 1,376

7.75%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$44.51 ALL 3,517

27.77%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$12.64 ALL 999

48.18%

Cinema Ticket

$4.54 Rp 80.4K

$7.51 ALL 593

-39.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$94.2 ALL 7,440

410.37%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,854 ALL 146.5K

208.06%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$49.75 ALL 3,930

-8.50%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$12.51 ALL 988

186.81%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$75.9 ALL 5,993

5.97%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$149 ALL 11.8K

-47.21%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$498 ALL 39.4K

123.67%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$313 ALL 24.7K

122.70%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$376 ALL 29.7K

865.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$370 ALL 29.3K

368.93%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,907 ALL 150.6K

46.03%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,263 ALL 99.8K

81.23%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$587 ALL 46.4K

-71.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Shkoder: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $498 in Shkoder. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 249% higher in Shkoder, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $39.00 in Shkoder. Groceries tell a different story – $295 in Ubud, Bali vs $209 in Shkoder – so Shkoder wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shkoder: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $984 in Shkoder – roughly 39% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,476 in Shkoder. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shkoder, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $39.00 in Shkoder. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $984 in Shkoder. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Shkoder, where all-in costs run around $984, than in Ubud, Bali at $1,368. In Shkoder it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $984 in Shkoder to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shkoder. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.