Cost of Living Comparison Between Ubud, Bali and Shkoder Cost of Living Comparison Between Ubud, Bali and Shkoder

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $927 in Shkoder, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,350 in Shkoder, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,772 in Shkoder, rent included.

Ubud, Bali costs about 52% more than Shkoder, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Shkoder is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.95 ALL 486

-42.02%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$32.15 ALL 2,622

0.59%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.84 ALL 395

Cappuccino

$2.75 Rp 49.4K

$1.81 ALL 148

51.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.60 ALL 130

-13.75%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.82 ALL 66.5

-8.54%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.31 ALL 189

29.44%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.36 ALL 274

14.58%

Milk (1 liter)

$1.74 Rp 31.2K

$2.06 ALL 168

-15.53%

White Bread (500g)

$2.46 Rp 44.2K

$0.87 ALL 71.2

182.76%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.95 ALL 159

-40.00%

Eggs

$2.43 Rp 43.7K

$2.94 ALL 239

-17.35%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.87 ALL 560

111.06%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.99 ALL 407

-12.83%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.33 ALL 842

15.97%

Apples (1kg)

$3.72 Rp 66.8K

$1.52 ALL 124

144.74%

Banana (1kg)

$1.63 Rp 29.2K

$2.37 ALL 193

-31.22%

Oranges (1kg)

$2.74 Rp 49.3K

$1.74 ALL 142

57.47%

Tomato (1kg)

$2.24 Rp 40.3K

$1.38 ALL 112

62.32%

Potato (1kg)

$1.92 Rp 34.5K

$1.01 ALL 82.5

90.10%

Onion (1kg)

$2.28 Rp 40.9K

$1.21 ALL 98.7

88.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.11 ALL 90.2

-4.50%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.74 ALL 60.2

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.09 ALL 334

-19.56%

Wine (Bottle)

$23.19 Rp 416.8K

$6.02 ALL 491

285.22%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.44 ALL 118

93.06%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.72 ALL 141

58.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.49 ALL 39.86

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$11.40 ALL 930

-28.86%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.46 ALL 282

-86.13%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.12 ALL 255

-86.54%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$17.64 ALL 1,439

-64.74%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.10 ALL 171

-61.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$35.2K ALL 2.9M

-24.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.0K ALL 2.0M

28.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$66.9 ALL 5,455

17.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$16.83 ALL 1,373

-75.82%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$16.08 ALL 1,311

51.31%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$41.52 ALL 3,386

137.50%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$11.87 ALL 969

-46.59%

Cinema Ticket

$3.99 Rp 71.6K

$7.02 ALL 573

-43.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$87.5 ALL 7,138

248.53%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,756 ALL 143.2K

278.35%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$46.51 ALL 3,793

16.41%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$11.56 ALL 943

227.08%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$69.6 ALL 5,672

24.86%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$142 ALL 11.6K

-46.34%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$306 ALL 24.9K

224.59%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$298 ALL 24.3K

125.92%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$357 ALL 29.1K

845.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$339 ALL 27.6K

505.15%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,825 ALL 148.9K

53.65%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,223 ALL 99.7K

82.12%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$572 ALL 46.7K

-70.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

165.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Shkoder: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $306 in Shkoder. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 243% higher in Shkoder, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $32.00 in Shkoder. Groceries tell a different story – $297 in Ubud, Bali vs $203 in Shkoder – so Shkoder wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shkoder: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $927 in Shkoder – roughly 52% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,391 in Shkoder. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shkoder, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $32.00 in Shkoder. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $927 in Shkoder. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Shkoder, where all-in costs run around $927, than in Ubud, Bali at $1,408. In Shkoder it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $927 in Shkoder to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shkoder. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.