Last update: Oct 2026

Cost of Living Comparison Between Shkoder and Ubud, Bali

For one person, living is cheaper in Shkoder: $980 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Shkoder
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Shkoder Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Shkoder

🇦🇱 Albania

$980

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Shkoder and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shkoder and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $980 per month in Shkoder vs $1,349 in Ubud, Bali, rent included.

Shkoder $980
Ubud, Bali $1,349

A couple spends around $1,474 per month in Shkoder vs $2,305 in Ubud, Bali, rent included.

Shkoder $1,474
Ubud, Bali $2,305

A family of three spends $1,969 per month in Shkoder vs $3,261 in Ubud, Bali, rent included.

Shkoder $1,969
Ubud, Bali $3,261

Shkoder is about 27% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.30 ALL 755

$3.32 Rp 60.3K

180.12%

Three-Course Dinner for Two, Mid-Range

$38.93 ALL 3,162

$35.64 Rp 646.5K

9.23%

Fast Food Meal (McDonalds, etc)

$6.21 ALL 504

$5.53 Rp 100.4K

12.30%

Cappuccino

$1.93 ALL 157

$2.72 Rp 49.3K

-29.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 ALL 149

$1.70 Rp 30.9K

7.65%

Water (0.33 liter bottle)

$0.65 ALL 52.7

$0.76 Rp 13.8K

-14.47%

Local Beer (0.5 liter draught)

$1.84 ALL 149

$2.65 Rp 48.1K

-30.57%

Imported Beer (0.33 liter bottle)

$3.18 ALL 258

$4.38 Rp 79.5K

-27.40%

Milk (1 liter)

$1.89 ALL 153

$1.49 Rp 27.0K

26.85%

White Bread (500g)

$0.97 ALL 79.1

$2.28 Rp 41.3K

-57.46%

Rice (white) (1kg)

$2.01 ALL 164

$1.19 Rp 21.6K

68.91%

Eggs

$2.60 ALL 211

$2.04 Rp 36.9K

27.45%

Local Cheese (1kg)

$7.23 ALL 587

$17.70 Rp 321.1K

-59.15%

Chicken Fillets (1kg)

$5.11 ALL 415

$3.96 Rp 71.9K

29.04%

Beef Round Steak (1kg)

$10.81 ALL 878

$12.19 Rp 221.1K

-11.32%

Apples (1kg)

$1.65 ALL 134

$3.66 Rp 66.3K

-54.92%

Banana (1kg)

$2.35 ALL 191

$1.52 Rp 27.5K

54.61%

Oranges (1kg)

$1.72 ALL 139

$2.23 Rp 40.4K

-22.87%

Tomato (1kg)

$1.45 ALL 118

$1.97 Rp 35.8K

-26.40%

Potato (1kg)

$1.02 ALL 82.9

$1.85 Rp 33.5K

-44.86%

Onion (1kg)

$1.23 ALL 99.6

$2.42 Rp 44.0K

-49.17%

Lettuce (1 head)

$1.14 ALL 92.5

$0.99 Rp 18.0K

15.15%

Water (1.5 liter bottle)

$0.77 ALL 62.7

$0.51 Rp 9,313

50.98%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 ALL 343

$2.22 Rp 40.3K

90.54%

Wine (Bottle)

$6.14 ALL 499

$22.24 Rp 403.4K

-72.39%

Local Beer (0.5 liter bottle)

$1.51 ALL 122

$2.26 Rp 41.0K

-33.19%

Imported Beer (0.33 liter bottle)

$1.83 ALL 148

$2.97 Rp 53.9K

-38.38%

One-way Ticket (Public Transport)

$0.49 ALL 39.91

$0.25 Rp 4,553

96.00%

Public Transport Monthly Pass (Regular Price)

$11.12 ALL 903

$7.82 Rp 141.9K

42.20%

Taxi Start (Normal Tariff)

$3.72 ALL 302

$0.44 Rp 7,972

745.45%

Taxi (Normal Tariff) (1km)

$3.85 ALL 313

$0.43 Rp 7,801

795.35%

Taxi 1hour Waiting (Normal Tariff)

$18.71 ALL 1,519

$5.41 Rp 98.1K

245.84%

Gasoline (1 liter)

$2.17 ALL 177

$0.82 Rp 15.0K

164.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K ALL 2.7M

$23.8K Rp 432.4M

41.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ALL 2.0M

$31.7K Rp 575.9M

-22.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.7 ALL 5,009

$79.1 Rp 1.4M

-22.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.47 ALL 1,338

$6.45 Rp 116.9K

155.35%

Internet (50+ Mbps, Unlimited Data)

$17.10 ALL 1,389

$18.58 Rp 337.0K

-7.97%

Gym Membership (Monthly)

$42.68 ALL 3,467

$49.48 Rp 897.5K

-13.74%

Tennis Court (1 Hour on Weekend)

$12.53 ALL 1,018

$17.65 Rp 320.1K

-29.01%

Cinema Ticket

$7.20 ALL 585

$4.27 Rp 77.5K

68.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.1 ALL 7,399

$491 Rp 8.9M

-81.43%

International Primary School, 1 Child (Yearly)

$1,835 ALL 149.0K

$5,674 Rp 102.9M

-67.67%

Jeans (Levis 501 Or Similar)

$49.16 ALL 3,992

$44.64 Rp 809.7K

10.13%

Summer Dress (H&M, Zara, etc)

$12.34 ALL 1,002

$34.95 Rp 634.0K

-64.69%

Sport Shoes (Adidas, Nike)

$74.0 ALL 6,008

$79.9 Rp 1.4M

-7.42%

Men's Leather Business Shoes

$147 ALL 11.9K

$79.4 Rp 1.4M

84.56%

1-bedroom Apartment, City Center (Monthly)

$489 ALL 39.7K

$1,125 Rp 20.4M

-56.52%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ALL 25.8K

$671 Rp 12.2M

-52.74%

3-bedroom Apartment, City Center (Monthly)

$484 ALL 39.3K

$3,565 Rp 64.7M

-86.43%

3-bedroom Apartment, Outside City Center (Monthly)

$412 ALL 33.5K

$1,723 Rp 31.3M

-76.10%

Buy Apartment in City Center (m2)

$1,866 ALL 151.6K

$2,732 Rp 49.5M

-31.68%

Buy Apartment Outside City Center (m2)

$1,232 ALL 100.1K

$2,284 Rp 41.4M

-46.05%

Average Monthly Net Salary (After Tax)

$567 ALL 46.0K

$164 Rp 3.0M

245.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shkoder: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shkoder

$317 32.4%

Ubud, Bali

$672 49.8% 112% $354

Groceries & Markets

Shkoder

$206 21%

Ubud, Bali

$288 21.4% 40% $82

Eating Out

Shkoder

$142 14.5%

Ubud, Bali

$108 8% 24% $34

Clothing & Footwear

Shkoder

$127 13%

Ubud, Bali

$108 8% 15.3% $19

Monthly Utilities & Internet

Shkoder

$95 9.7%

Ubud, Bali

$104 7.7% 9.3% $8.8

Sport & Entertainment

Shkoder

$57 5.8%

Ubud, Bali

$58 4.3% 1.7% $1

Getting Around

Shkoder

$36 3.7%

Ubud, Bali

$11 0.9% 68.3% $25

Cost Breakdown

A central one-bedroom costs $489 in Shkoder versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shkoder are about 3.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39 in Shkoder versus $36 in Ubud, Bali. Groceries tell a different story – $206 in Shkoder vs $288 in Ubud, Bali – so Shkoder wins on supermarket bills even if dining out costs more.

Good to know

🇦🇱 Shkoder

🇮🇩 Ubud, Bali

🕒 Local time

12:08 12:08 PM

19:08 7:08 PM

7 h ahead of Shkoder

🌤 Weather

👥 Population

77,075

74,800

💱 Currency

Albanian Lek ALL L

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ALL = 1.23 USD

100 ALL = 1.1 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ALL – Albanian Lek Converter

🇺🇸 United States Dollar ($)

🇦🇱 Albanian Lek (L)

Albanian Lek exchange rates as of November 2, 2026: 1 USD = 81.22 ALL (100 ALL = 1.23 USD). 1 EUR = 90.64 ALL (100 ALL = 1.1 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to ALL in detail →

On the map

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Highest

Between locations

Shkoder Ubud, Bali 11,110 km ≈ 14 h nonstop flight

From you

Shkoder
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shkoder vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $980 in Shkoder, $1,349 in Ubud, Bali – Shkoder comes out roughly 27% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,470 per month in Shkoder and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shkoder, especially for central apartments: a one-bedroom in the center costs $489 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $39 in Shkoder and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $980 in Shkoder and $1,349 in Ubud, Bali. That makes Shkoder about 27% cheaper.

A $1,200 monthly budget goes further in Shkoder, where all-in costs run around $980, than in Ubud, Bali at $1,349. In Shkoder it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shkoder – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.