🙂A single person spends $984 per month in Shkoder vs $1,368 in Ubud, Bali, rent included.
🙂A couple spends around $1,469 per month in Shkoder vs $2,348 in Ubud, Bali, rent included.
🙂A family of three spends $1,954 per month in Shkoder vs $3,327 in Ubud, Bali, rent included.
🙂Shkoder is about 28% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Shkoder sits 28% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Shkoder
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.68ALL 765
$3.44Rp 60.9K
181.40%
Three-Course Dinner for Two, Mid-Range
$38.84ALL 3,069
$36.31Rp 643.0K
6.97%
Fast Food Meal(McDonalds, etc)
$6.43ALL 508
$5.71Rp 101.0K
12.61%
Cappuccino
$2.06ALL 163
$2.67Rp 47.3K
-22.85%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.91ALL 151
$1.75Rp 31.0K
9.14%
Water(0.33 liter bottle)
$0.67ALL 52.8
$0.87Rp 15.4K
-22.99%
Local Beer(0.5 liter draught)
$1.94ALL 153
$2.95Rp 52.3K
-34.24%
Imported Beer(0.33 liter bottle)
$3.13ALL 247
$4.52Rp 80.0K
-30.75%
🛒 Groceries & Markets
Shkoder
Ubud, Bali
Difference
Milk(1 liter)
$2.02ALL 160
$1.62Rp 28.7K
24.69%
White Bread(500g)
$1.02ALL 80.3
$2.33Rp 41.3K
-56.22%
Rice(white)(1kg)
$2.08ALL 164
$1.11Rp 19.6K
87.39%
Eggs
$2.77ALL 219
$2.20Rp 39.0K
25.91%
Local Cheese(1kg)
$7.26ALL 573
$17.69Rp 313.3K
-58.96%
Chicken Fillets(1kg)
$4.98ALL 393
$4.10Rp 72.5K
21.46%
Beef Round Steak(1kg)
$10.88ALL 860
$12.18Rp 215.6K
-10.67%
Apples(1kg)
$1.60ALL 127
$3.71Rp 65.6K
-56.87%
Banana(1kg)
$2.37ALL 187
$1.59Rp 28.1K
49.06%
Oranges(1kg)
$1.71ALL 135
$2.28Rp 40.4K
-25.00%
Tomato(1kg)
$1.55ALL 123
$1.95Rp 34.6K
-20.51%
Potato(1kg)
$1.05ALL 82.8
$1.91Rp 33.7K
-45.03%
Onion(1kg)
$1.23ALL 97.5
$2.33Rp 41.3K
-47.21%
Lettuce(1 head)
$1.17ALL 92.2
$1.01Rp 17.8K
15.84%
Water(1.5 liter bottle)
$0.74ALL 58.4
$0.55Rp 9,773
34.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.42ALL 349
$2.23Rp 39.5K
98.21%
Wine(Bottle)
$6.33ALL 500
$23.07Rp 408.6K
-72.56%
Local Beer(0.5 liter bottle)
$1.61ALL 127
$2.42Rp 42.8K
-33.47%
Imported Beer(0.33 liter bottle)
$1.84ALL 146
$3.00Rp 53.1K
-38.67%
🚌 Getting Around
Shkoder
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.47ALL 37.40
$0.27Rp 4,814
74.07%
Public Transport Monthly Pass(Regular Price)
$11.72ALL 926
$8.98Rp 159.1K
30.51%
Taxi Start(Normal Tariff)
$3.76ALL 297
$0.48Rp 8,566
683.33%
Taxi(Normal Tariff)(1km)
$3.92ALL 310
$0.43Rp 7,679
811.63%
Taxi 1hour Waiting(Normal Tariff)
$18.89ALL 1,492
$5.64Rp 99.9K
234.93%
Gasoline(1 liter)
$2.12ALL 168
$0.80Rp 14.2K
165.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1KALL 2.8M
$24.9KRp 441.7M
40.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6KALL 2.0M
$31.7KRp 561.5M
-19.25%
🧾 Monthly Utilities & Internet
Shkoder
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$61.8ALL 4,880
$81.5Rp 1.4M
-24.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.54ALL 1,307
$6.49Rp 115.0K
154.85%
Internet(50+ Mbps, Unlimited Data)
$17.42ALL 1,376
$18.77Rp 332.4K
-7.19%
🎉 Sport & Entertainment
Shkoder
Ubud, Bali
Difference
Gym Membership(Monthly)
$44.51ALL 3,517
$56.9Rp 1.0M
-21.73%
Tennis Court(1 Hour on Weekend)
$12.64ALL 999
$18.73Rp 331.7K
-32.51%
Cinema Ticket
$7.51ALL 593
$4.54Rp 80.4K
65.42%
🧸 Childcare & Education
Shkoder
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.2ALL 7,440
$481Rp 8.5M
-80.41%
International Primary School, 1 Child(Yearly)
$1,854ALL 146.5K
$5,711Rp 101.1M
-67.54%
👕👟 Clothing & Footwear
Shkoder
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$49.75ALL 3,930
$45.52Rp 806.0K
9.29%
Summer Dress(H&M, Zara, etc)
$12.51ALL 988
$35.88Rp 635.4K
-65.13%
Sport Shoes(Adidas, Nike)
$75.9ALL 5,993
$80.4Rp 1.4M
-5.64%
Men's Leather Business Shoes
$149ALL 11.8K
$78.7Rp 1.4M
89.44%
🏠 Accommodation & Living
Shkoder
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$498ALL 39.4K
$1,115Rp 19.7M
-55.29%
1-bedroom Apartment, Outside City Center(Monthly)
$313ALL 24.7K
$698Rp 12.4M
-55.10%
3-bedroom Apartment, City Center(Monthly)
$376ALL 29.7K
$3,637Rp 64.4M
-89.65%
3-bedroom Apartment, Outside City Center(Monthly)
$370ALL 29.3K
$1,737Rp 30.8M
-78.67%
Buy Apartment in City Center(m2)
$1,907ALL 150.6K
$2,784Rp 49.3M
-31.52%
Buy Apartment Outside City Center(m2)
$1,263ALL 99.8K
$2,290Rp 40.5M
-44.82%
💵 Salaries & Financials
Shkoder
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$587ALL 46.4K
$168Rp 3.0M
249.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
13.78
-63.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Shkoder: September 15, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $498 in Shkoder versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 249% higher in Shkoder, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $39.00 in Shkoder versus $36.00 in Ubud, Bali. Groceries tell a different story – $209 in Shkoder vs $295 in Ubud, Bali – so Shkoder wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shkoder vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Shkoder and in Ubud, Bali compare overall?
Monthly costs with rent: $984 in Shkoder, $1,368 in Ubud, Bali – roughly 39% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Shkoder compared to Ubud, Bali?
For a comfortable life, plan on about $1,476 per month in Shkoder and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Shkoder and Ubud, Bali?
Rent is clearly cheaper in Shkoder, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $39.00 in Shkoder and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Shkoder or Ubud, Bali?
Monthly expenses with rent come to $984 in Shkoder and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Shkoder, where all-in costs run around $984, than in Ubud, Bali at $1,368. In Shkoder it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Shkoder and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $984 in Shkoder to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Shkoder or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Shkoder and Ubud, Bali?
If budget matters most, go with Shkoder. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.