Cost of Living Comparison Between Shkoder and Ubud, Bali Cost of Living Comparison Between Shkoder and Ubud, Bali

Monthly Cost of Living

A single person spends $984 per month in Shkoder vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,469 per month in Shkoder vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,954 per month in Shkoder vs $3,327 in Ubud, Bali, rent included.

Shkoder is about 28% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Shkoder sits 28% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Shkoder
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.68 ALL 765
$3.44 Rp 60.9K
181.40%
Three-Course Dinner for Two, Mid-Range
$38.84 ALL 3,069
$36.31 Rp 643.0K
6.97%
Fast Food Meal (McDonalds, etc)
$6.43 ALL 508
$5.71 Rp 101.0K
12.61%
Cappuccino
$2.06 ALL 163
$2.67 Rp 47.3K
-22.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.91 ALL 151
$1.75 Rp 31.0K
9.14%
Water (0.33 liter bottle)
$0.67 ALL 52.8
$0.87 Rp 15.4K
-22.99%
Local Beer (0.5 liter draught)
$1.94 ALL 153
$2.95 Rp 52.3K
-34.24%
Imported Beer (0.33 liter bottle)
$3.13 ALL 247
$4.52 Rp 80.0K
-30.75%
🛒 Groceries & Markets
Shkoder
Ubud, Bali
Difference
Milk (1 liter)
$2.02 ALL 160
$1.62 Rp 28.7K
24.69%
White Bread (500g)
$1.02 ALL 80.3
$2.33 Rp 41.3K
-56.22%
Rice (white) (1kg)
$2.08 ALL 164
$1.11 Rp 19.6K
87.39%
Eggs
$2.77 ALL 219
$2.20 Rp 39.0K
25.91%
Local Cheese (1kg)
$7.26 ALL 573
$17.69 Rp 313.3K
-58.96%
Chicken Fillets (1kg)
$4.98 ALL 393
$4.10 Rp 72.5K
21.46%
Beef Round Steak (1kg)
$10.88 ALL 860
$12.18 Rp 215.6K
-10.67%
Apples (1kg)
$1.60 ALL 127
$3.71 Rp 65.6K
-56.87%
Banana (1kg)
$2.37 ALL 187
$1.59 Rp 28.1K
49.06%
Oranges (1kg)
$1.71 ALL 135
$2.28 Rp 40.4K
-25.00%
Tomato (1kg)
$1.55 ALL 123
$1.95 Rp 34.6K
-20.51%
Potato (1kg)
$1.05 ALL 82.8
$1.91 Rp 33.7K
-45.03%
Onion (1kg)
$1.23 ALL 97.5
$2.33 Rp 41.3K
-47.21%
Lettuce (1 head)
$1.17 ALL 92.2
$1.01 Rp 17.8K
15.84%
Water (1.5 liter bottle)
$0.74 ALL 58.4
$0.55 Rp 9,773
34.55%
Cigarettes 20 Pack (Marlboro, Camel)
$4.42 ALL 349
$2.23 Rp 39.5K
98.21%
Wine (Bottle)
$6.33 ALL 500
$23.07 Rp 408.6K
-72.56%
Local Beer (0.5 liter bottle)
$1.61 ALL 127
$2.42 Rp 42.8K
-33.47%
Imported Beer (0.33 liter bottle)
$1.84 ALL 146
$3.00 Rp 53.1K
-38.67%
🚌 Getting Around
Shkoder
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.47 ALL 37.40
$0.27 Rp 4,814
74.07%
Public Transport Monthly Pass (Regular Price)
$11.72 ALL 926
$8.98 Rp 159.1K
30.51%
Taxi Start (Normal Tariff)
$3.76 ALL 297
$0.48 Rp 8,566
683.33%
Taxi (Normal Tariff) (1km)
$3.92 ALL 310
$0.43 Rp 7,679
811.63%
Taxi 1hour Waiting (Normal Tariff)
$18.89 ALL 1,492
$5.64 Rp 99.9K
234.93%
Gasoline (1 liter)
$2.12 ALL 168
$0.80 Rp 14.2K
165.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K ALL 2.8M
$24.9K Rp 441.7M
40.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K ALL 2.0M
$31.7K Rp 561.5M
-19.25%
🧾 Monthly Utilities & Internet
Shkoder
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.8 ALL 4,880
$81.5 Rp 1.4M
-24.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.54 ALL 1,307
$6.49 Rp 115.0K
154.85%
Internet (50+ Mbps, Unlimited Data)
$17.42 ALL 1,376
$18.77 Rp 332.4K
-7.19%
🎉 Sport & Entertainment
Shkoder
Ubud, Bali
Difference
Gym Membership (Monthly)
$44.51 ALL 3,517
$56.9 Rp 1.0M
-21.73%
Tennis Court (1 Hour on Weekend)
$12.64 ALL 999
$18.73 Rp 331.7K
-32.51%
Cinema Ticket
$7.51 ALL 593
$4.54 Rp 80.4K
65.42%
🧸 Childcare & Education
Shkoder
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$94.2 ALL 7,440
$481 Rp 8.5M
-80.41%
International Primary School, 1 Child (Yearly)
$1,854 ALL 146.5K
$5,711 Rp 101.1M
-67.54%
👕👟 Clothing & Footwear
Shkoder
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$49.75 ALL 3,930
$45.52 Rp 806.0K
9.29%
Summer Dress (H&M, Zara, etc)
$12.51 ALL 988
$35.88 Rp 635.4K
-65.13%
Sport Shoes (Adidas, Nike)
$75.9 ALL 5,993
$80.4 Rp 1.4M
-5.64%
Men's Leather Business Shoes
$149 ALL 11.8K
$78.7 Rp 1.4M
89.44%
🏠 Accommodation & Living
Shkoder
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$498 ALL 39.4K
$1,115 Rp 19.7M
-55.29%
1-bedroom Apartment, Outside City Center (Monthly)
$313 ALL 24.7K
$698 Rp 12.4M
-55.10%
3-bedroom Apartment, City Center (Monthly)
$376 ALL 29.7K
$3,637 Rp 64.4M
-89.65%
3-bedroom Apartment, Outside City Center (Monthly)
$370 ALL 29.3K
$1,737 Rp 30.8M
-78.67%
Buy Apartment in City Center (m2)
$1,907 ALL 150.6K
$2,784 Rp 49.3M
-31.52%
Buy Apartment Outside City Center (m2)
$1,263 ALL 99.8K
$2,290 Rp 40.5M
-44.82%
💵 Salaries & Financials
Shkoder
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$587 ALL 46.4K
$168 Rp 3.0M
249.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
13.78
-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shkoder: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $498 in Shkoder versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 249% higher in Shkoder, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Shkoder versus $36.00 in Ubud, Bali. Groceries tell a different story – $209 in Shkoder vs $295 in Ubud, Bali – so Shkoder wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shkoder vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Shkoder and in Ubud, Bali compare overall?
Monthly costs with rent: $984 in Shkoder, $1,368 in Ubud, Bali – roughly 39% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Shkoder compared to Ubud, Bali?
For a comfortable life, plan on about $1,476 per month in Shkoder and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Shkoder and Ubud, Bali?
Rent is clearly cheaper in Shkoder, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $39.00 in Shkoder and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Shkoder or Ubud, Bali?
Monthly expenses with rent come to $984 in Shkoder and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Shkoder, where all-in costs run around $984, than in Ubud, Bali at $1,368. In Shkoder it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Shkoder and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $984 in Shkoder to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Shkoder or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Shkoder and Ubud, Bali?
If budget matters most, go with Shkoder. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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