Cost of Living Comparison Between Ubud, Bali and Shivamogga Cost of Living Comparison Between Ubud, Bali and Shivamogga

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $353 in Shivamogga, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $571 in Shivamogga, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $790 in Shivamogga, rent included.

Ubud, Bali costs about 288% more than Shivamogga, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Shivamogga is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.6K

$2.66 ₹254

29.32%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 640.2K

$13.32 ₹1,273

172.60%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 100.6K

$4.68 ₹447

22.01%

Cappuccino

$2.67 Rp 47.1K

$1.20 ₹114

122.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.9K

$0.36 ₹34.05

386.11%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.18 ₹17.61

383.33%

Local Beer (0.5 liter draught)

$2.95 Rp 52.1K

$1.14 ₹108

158.77%

Imported Beer (0.33 liter bottle)

$4.52 Rp 79.7K

$2.59 ₹248

74.52%

Milk (1 liter)

$1.62 Rp 28.5K

$0.49 ₹47.23

230.61%

White Bread (500g)

$2.33 Rp 41.1K

$0.41 ₹39.30

468.29%

Rice (white) (1kg)

$1.11 Rp 19.5K

$0.66 ₹62.7

68.18%

Eggs

$2.20 Rp 38.8K

$0.88 ₹84.2

150.00%

Local Cheese (1kg)

$17.69 Rp 311.9K

$3.90 ₹372

353.59%

Chicken Fillets (1kg)

$4.10 Rp 72.2K

$2.83 ₹270

44.88%

Beef Round Steak (1kg)

$12.18 Rp 214.7K

Apples (1kg)

$3.71 Rp 65.4K

$1.68 ₹161

120.83%

Banana (1kg)

$1.59 Rp 28.0K

$0.62 ₹58.8

156.45%

Oranges (1kg)

$2.28 Rp 40.2K

$0.46 ₹43.66

395.65%

Tomato (1kg)

$1.95 Rp 34.4K

$0.38 ₹36.43

413.16%

Potato (1kg)

$1.91 Rp 33.6K

$0.30 ₹28.50

536.67%

Onion (1kg)

$2.33 Rp 41.1K

$0.39 ₹36.95

497.44%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.20 ₹19.06

405.00%

Water (1.5 liter bottle)

$0.55 Rp 9,730

$0.30 ₹29.02

83.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.4K

$5.04 ₹482

-55.75%

Wine (Bottle)

$23.07 Rp 406.8K

$6.81 ₹650

238.77%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.6K

$0.89 ₹85.1

171.91%

Imported Beer (0.33 liter bottle)

$3.00 Rp 52.8K

$2.78 ₹266

7.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.86 ₹464

One-way Ticket (Public Transport)

$0.27 Rp 4,793

$0.14 ₹13.35

92.86%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 158.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,529

$1.02 ₹97.2

-52.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,645

$0.31 ₹29.17

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.5K

$1.45 ₹138

288.97%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.10 ₹105

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 439.8M

$12.3K ₹1.2M

102.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 559.1M

$29.5K ₹2.8M

7.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$21.23 ₹2,029

283.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.5K

$2.47 ₹236

162.75%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 330.9K

$7.71 ₹736

143.45%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$7.51 ₹717

657.26%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 330.2K

$2.14 ₹205

775.23%

Cinema Ticket

$4.54 Rp 80.0K

$2.28 ₹218

99.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$110 ₹10.5K

337.41%

International Primary School, 1 Child (Yearly)

$5,711 Rp 100.7M

$1,704 ₹162.8K

235.26%

Jeans (Levis 501 Or Similar)

$45.52 Rp 802.5K

$32.68 ₹3,122

39.29%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 632.6K

$34.57 ₹3,303

3.79%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$58.0 ₹5,540

38.63%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$27.38 ₹2,616

187.33%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.6M

$159 ₹15.2K

600.39%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.3M

$81.6 ₹7,793

755.28%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.1M

$317 ₹30.3K

1047.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.6M

$192 ₹18.3K

805.04%

Buy Apartment in City Center (m2)

$2,784 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.4M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$340 ₹32.4K

-50.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.12

51.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Shivamogga: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $159 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in Shivamogga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $13.00 in Shivamogga. Monthly groceries follow the same trend: $295 vs $87.0 – making Shivamogga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shivamogga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 288% more than Shivamogga, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $529 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $353 in Shivamogga. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $110 in Shivamogga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Shivamogga, where all-in costs run around $353, than in Ubud, Bali at $1,368. In Shivamogga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Shivamogga costs $353 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shivamogga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.