Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Shivamogga

For one person, living is cheaper in Shivamogga: $345 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Shivamogga

🇮🇳 India

$345

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shivamogga actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $345 in Shivamogga, rent included.

Ubud, Bali $1,349
Shivamogga $345

A couple spends around $2,305 per month in Ubud, Bali vs $568 in Shivamogga, rent included.

Ubud, Bali $2,305
Shivamogga $568

A family of three spends $3,261 per month in Ubud, Bali vs $791 in Shivamogga, rent included.

Ubud, Bali $3,261
Shivamogga $791

Ubud, Bali costs about 291% more than Shivamogga, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.40 ₹228

38.33%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$13.83 ₹1,313

157.70%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.67 ₹443

18.42%

Cappuccino

$2.72 Rp 49.3K

$0.97 ₹92.1

180.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.39 ₹36.84

335.90%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.18 ₹17.48

322.22%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.13 ₹107

134.51%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.59 ₹246

69.11%

Milk (1 liter)

$1.49 Rp 27.0K

$0.51 ₹48.04

192.16%

White Bread (500g)

$2.28 Rp 41.3K

$0.42 ₹39.98

442.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.70 ₹66.4

70.00%

Eggs

$2.04 Rp 36.9K

$0.91 ₹86.5

124.18%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.04 ₹384

338.12%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.94 ₹279

34.69%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$1.75 ₹166

109.14%

Banana (1kg)

$1.52 Rp 27.5K

$0.62 ₹58.6

145.16%

Oranges (1kg)

$2.23 Rp 40.4K

$0.48 ₹45.89

364.58%

Tomato (1kg)

$1.97 Rp 35.8K

$0.35 ₹33.48

462.86%

Potato (1kg)

$1.85 Rp 33.5K

$0.31 ₹29.24

496.77%

Onion (1kg)

$2.42 Rp 44.0K

$0.41 ₹39.34

490.24%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.22 ₹20.93

350.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.30 ₹28.82

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.12 ₹486

-56.64%

Wine (Bottle)

$22.24 Rp 403.4K

$6.85 ₹650

224.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.84 ₹79.8

169.05%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.93 ₹278

1.37%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.15 ₹14.48

66.67%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.07 ₹102

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.31 ₹29.78

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.50 ₹142

260.67%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 ₹102

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$11.4K ₹1.1M

108.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$29.2K ₹2.8M

8.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$20.84 ₹1,978

279.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$2.49 ₹236

159.04%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$8.02 ₹761

131.67%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$7.50 ₹712

559.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$2.14 ₹203

724.77%

Cinema Ticket

$4.27 Rp 77.5K

$2.36 ₹224

80.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$112 ₹10.6K

337.86%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,691 ₹160.5K

235.60%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$31.82 ₹3,021

40.29%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$35.64 ₹3,383

-1.94%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$60.0 ₹5,692

33.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$27.71 ₹2,631

186.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$160 ₹15.1K

605.24%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$81.9 ₹7,777

719.69%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$311 ₹29.5K

1045.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$193 ₹18.3K

792.67%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$335 ₹31.8K

-51.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.12

51.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Shivamogga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Shivamogga

$82 23.7% 87.8% $590

Groceries & Markets

Ubud, Bali

$288 21.4%

Shivamogga

$89 25.7% 69.2% $200

Eating Out

Ubud, Bali

$108 8%

Shivamogga

$58 16.8% 46.1% $50

Clothing & Footwear

Ubud, Bali

$108 8%

Shivamogga

$70 20.2% 35.1% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Shivamogga

$31 9.1% 69.9% $73

Sport & Entertainment

Ubud, Bali

$58 4.3%

Shivamogga

$12 3.5% 79% $46

Getting Around

Ubud, Bali

$11 0.9%

Shivamogga

$3.3 * 0.9% 71.5% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $160 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shivamogga are about 2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $14 in Shivamogga. Monthly groceries follow the same trend: $288 vs $89 – making Shivamogga the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Shivamogga

🕒 Local time

14:27 2:27 PM

11:57 11:57 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

400,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Shivamogga 5,040 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Shivamogga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shivamogga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 291% more than Shivamogga, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $518 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments: a one-bedroom in the center costs $160 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $345 in Shivamogga. That makes Shivamogga about 74% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $112 in Shivamogga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Shivamogga, where all-in costs run around $345, than in Ubud, Bali at $1,349. In Shivamogga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shivamogga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.