Cost of Living Comparison Between Ubud, Bali and Shivamogga Cost of Living Comparison Between Ubud, Bali and Shivamogga

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $367 in Shivamogga, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $594 in Shivamogga, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $820 in Shivamogga, rent included.

Ubud, Bali costs about 283% more than Shivamogga, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Shivamogga is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.15 ₹300

13.33%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$15.08 ₹1,434

115.52%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.09 ₹484

-4.52%

Cappuccino

$2.75 Rp 49.2K

$1.28 ₹122

114.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.36 ₹33.76

266.67%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.21 ₹19.96

233.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.26 ₹119

130.95%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.88 ₹274

31.60%

Milk (1 liter)

$1.71 Rp 30.6K

$0.56 ₹53.7

205.36%

White Bread (500g)

$2.47 Rp 44.3K

$0.50 ₹47.81

394.00%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.79 ₹74.7

51.90%

Eggs

$2.44 Rp 43.8K

$0.83 ₹78.9

193.98%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.39 ₹417

227.56%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.22 ₹306

33.85%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.16 ₹205

70.37%

Banana (1kg)

$1.55 Rp 27.8K

$0.71 ₹67.7

118.31%

Oranges (1kg)

$2.79 Rp 49.9K

$0.55 ₹51.9

407.27%

Tomato (1kg)

$2.33 Rp 41.8K

$0.40 ₹37.60

482.50%

Potato (1kg)

$1.97 Rp 35.3K

$0.39 ₹36.94

405.13%

Onion (1kg)

$2.31 Rp 41.4K

$0.43 ₹41.22

437.21%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.24 ₹22.89

341.67%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.43 ₹40.53

69.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.39 ₹322

-3.24%

Wine (Bottle)

$22.79 Rp 408.4K

$6.68 ₹635

241.17%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.99 ₹94.0

183.84%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.76 ₹167

57.95%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.44 ₹423

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.28 ₹26.45

3.57%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$8.54 ₹812

-5.62%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.18 ₹112

-61.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.30 ₹219

171.30%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.19 ₹113

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$11.4K ₹1.1M

128.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$31.6K ₹3.0M

0.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$23.61 ₹2,245

242.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$1.99 ₹190

104.02%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$8.91 ₹847

174.07%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$8.10 ₹771

1105.80%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$7.10 ₹675

-9.15%

Cinema Ticket

$4.04 Rp 72.4K

$2.45 ₹233

64.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$50.5 ₹4,799

502.40%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,873 ₹178.1K

253.49%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$33.35 ₹3,171

62.61%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$28.54 ₹2,714

35.88%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$50.6 ₹4,809

70.34%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$24.01 ₹2,283

219.33%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$125 ₹11.9K

687.72%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$86.6 ₹8,232

660.02%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$279 ₹26.6K

1106.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$178 ₹16.9K

1062.03%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$342 ₹32.5K

-52.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.47

56.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Shivamogga: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $125 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 109% higher in Shivamogga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $15.00 in Shivamogga. Monthly groceries follow the same trend: $297 vs $96.0 – making Shivamogga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shivamogga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 283% more than Shivamogga, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $551 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $15.00 in Shivamogga. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $367 in Shivamogga. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Shivamogga, where all-in costs run around $367, than in Ubud, Bali at $1,404. In Shivamogga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Shivamogga costs $367 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shivamogga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.