Cost of Living Comparison Between Ubud, Bali and Shivamogga Cost of Living Comparison Between Ubud, Bali and Shivamogga

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $371 in Shivamogga, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $606 in Shivamogga, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $841 in Shivamogga, rent included.

Ubud, Bali costs about 287% more than Shivamogga, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Shivamogga is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$3.29 ₹311

8.51%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$15.24 ₹1,442

113.78%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$5.18 ₹490

-2.12%

Cappuccino

$2.83 Rp 48.8K

$1.33 ₹126

112.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.35 ₹33.56

282.86%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.23 ₹21.79

200.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$1.26 ₹119

137.30%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$2.99 ₹283

28.76%

Milk (1 liter)

$1.74 Rp 30.1K

$0.54 ₹50.7

222.22%

White Bread (500g)

$2.54 Rp 43.8K

$0.47 ₹44.39

440.43%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.74 ₹70.5

60.81%

Eggs

$2.43 Rp 41.9K

$0.84 ₹79.8

189.29%

Local Cheese (1kg)

$14.66 Rp 253.2K

$4.40 ₹417

233.18%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$3.18 ₹301

31.45%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

$2.12 ₹200

74.06%

Banana (1kg)

$1.61 Rp 27.7K

$0.69 ₹64.9

133.33%

Oranges (1kg)

$2.69 Rp 46.4K

$0.54 ₹51.5

398.15%

Tomato (1kg)

$2.33 Rp 40.2K

$0.42 ₹40.10

454.76%

Potato (1kg)

$1.91 Rp 32.9K

$0.42 ₹39.56

354.76%

Onion (1kg)

$2.19 Rp 37.7K

$0.47 ₹44.07

365.96%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.24 ₹22.85

341.67%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.42 ₹39.75

71.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$3.59 ₹339

-12.81%

Wine (Bottle)

$23.49 Rp 405.6K

$6.74 ₹638

248.52%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$0.98 ₹92.9

179.59%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$1.77 ₹167

62.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.56 ₹432

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.28 ₹26.26

3.57%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$8.61 ₹814

-5.11%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.18 ₹111

-61.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$2.38 ₹225

158.82%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.15 ₹109

-26.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$11.4K ₹1.1M

129.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$32.8K ₹3.1M

-0.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$23.55 ₹2,228

232.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$1.96 ₹186

101.53%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$8.50 ₹804

187.06%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$8.31 ₹786

1061.73%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$6.86 ₹649

-7.43%

Cinema Ticket

$4.04 Rp 69.7K

$2.37 ₹224

70.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$51.8 ₹4,900

484.34%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$1,916 ₹181.3K

240.48%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$33.58 ₹3,178

60.33%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$28.68 ₹2,713

32.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$52.0 ₹4,922

66.81%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$23.65 ₹2,237

233.45%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$122 ₹11.5K

731.05%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$86.0 ₹8,134

684.52%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$273 ₹25.8K

1143.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$178 ₹16.8K

1078.25%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$422 ₹39.9K

-58.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.47

56.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Shivamogga: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $122 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 144% higher in Shivamogga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $15 in Shivamogga. Monthly groceries follow the same trend: $298 vs $95 – making Shivamogga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shivamogga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 287% more than Shivamogga, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $557 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $15.00 in Shivamogga. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $371 in Shivamogga. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Shivamogga, where all-in costs run around $371, than in Ubud, Bali at $1,438. In Shivamogga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Shivamogga costs $371 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shivamogga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.