Cost of Living Comparison Between Ubud, Bali and Shivamogga Cost of Living Comparison Between Ubud, Bali and Shivamogga

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $377 in Shivamogga, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $603 in Shivamogga, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $828 in Shivamogga, rent included.

Ubud, Bali costs about 269% more than Shivamogga, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Shivamogga is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.3K

$3.21 ₹306

11.21%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 581.4K

$15.38 ₹1,467

110.14%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.1K

$5.19 ₹495

-3.47%

Cappuccino

$2.82 Rp 50.8K

$1.32 ₹126

113.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.3K

$0.35 ₹33.84

285.71%

Water (0.33 liter bottle)

$0.73 Rp 13.1K

$0.23 ₹22.00

217.39%

Local Beer (0.5 liter draught)

$2.93 Rp 52.8K

$1.31 ₹125

123.66%

Imported Beer (0.33 liter bottle)

$3.94 Rp 70.8K

$2.83 ₹270

39.22%

Milk (1 liter)

$1.78 Rp 32.0K

$0.56 ₹53.8

217.86%

White Bread (500g)

$2.45 Rp 44.1K

$0.49 ₹46.75

400.00%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.79 ₹75.7

45.57%

Eggs

$2.41 Rp 43.4K

$0.84 ₹80.0

186.90%

Local Cheese (1kg)

$14.33 Rp 257.8K

$4.44 ₹424

222.75%

Chicken Fillets (1kg)

$4.19 Rp 75.3K

$3.10 ₹296

35.16%

Beef Round Steak (1kg)

$12.06 Rp 216.9K

Apples (1kg)

$3.64 Rp 65.4K

$2.16 ₹206

68.52%

Banana (1kg)

$1.57 Rp 28.2K

$0.73 ₹69.5

115.07%

Oranges (1kg)

$2.79 Rp 50.1K

$0.50 ₹47.74

458.00%

Tomato (1kg)

$2.24 Rp 40.3K

$0.42 ₹40.44

433.33%

Potato (1kg)

$1.98 Rp 35.6K

$0.41 ₹39.14

382.93%

Onion (1kg)

$2.28 Rp 41.0K

$0.46 ₹43.98

395.65%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.24 ₹22.98

337.50%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.43 ₹40.95

83.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.4K

$3.43 ₹327

-7.00%

Wine (Bottle)

$23.49 Rp 422.6K

$6.73 ₹642

249.03%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.1K

$0.95 ₹90.6

205.26%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.6K

$1.73 ₹165

59.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.47 ₹426

One-way Ticket (Public Transport)

$0.27 Rp 4,796

$0.30 ₹28.83

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 150.5K

$8.92 ₹850

-6.17%

Taxi Start (Normal Tariff)

$0.45 Rp 8,138

$1.14 ₹108

-60.53%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,269

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.2K

$2.30 ₹220

163.91%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.14 ₹109

-24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.3M

$11.2K ₹1.1M

137.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 585.6M

$32.0K ₹3.0M

1.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$23.10 ₹2,203

242.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.6K

$1.93 ₹184

111.92%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 429.0K

$8.93 ₹852

167.08%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$8.19 ₹781

1106.11%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.3K

$6.96 ₹664

-8.76%

Cinema Ticket

$4.01 Rp 72.1K

$2.49 ₹238

61.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$52.3 ₹4,989

468.34%

International Primary School, 1 Child (Yearly)

$6,602 Rp 118.8M

$1,937 ₹184.7K

240.85%

Jeans (Levis 501 Or Similar)

$53.4 Rp 961.1K

$33.31 ₹3,177

60.40%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 685.7K

$28.75 ₹2,742

32.56%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$50.3 ₹4,794

76.35%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$24.25 ₹2,313

215.96%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.3M

$122 ₹11.7K

732.86%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.2M

$86.0 ₹8,201

691.18%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.4M

$276 ₹26.4K

1155.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.6M

$180 ₹17.2K

1058.91%

Buy Apartment in City Center (m2)

$2,729 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.3M

Average Monthly Net Salary (After Tax)

$164 Rp 2.9M

$344 ₹32.8K

-52.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.47

56.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Shivamogga: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $122 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 110% higher in Shivamogga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $15.00 in Shivamogga. Monthly groceries follow the same trend: $298 vs $95.0 – making Shivamogga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shivamogga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 269% more than Shivamogga, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $566 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $15.00 in Shivamogga. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $377 in Shivamogga. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Shivamogga, where all-in costs run around $377, than in Ubud, Bali at $1,392. In Shivamogga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Shivamogga costs $377 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shivamogga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.