Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Shimla

For one person, living is cheaper in Shimla: $310 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Shimla
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Shimla Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Shimla

🇮🇳 India

$310

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shimla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shimla actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $310 in Shimla, rent included.

Ubud, Bali $1,349
Shimla $310

A couple spends around $2,305 per month in Ubud, Bali vs $504 in Shimla, rent included.

Ubud, Bali $2,305
Shimla $504

A family of three spends $3,261 per month in Ubud, Bali vs $698 in Shimla, rent included.

Ubud, Bali $3,261
Shimla $698

Ubud, Bali costs about 335% more than Shimla, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$1.56 ₹148

112.82%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$10.47 ₹994

240.40%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.09 ₹294

78.96%

Cappuccino

$2.72 Rp 49.3K

$0.92 ₹87.1

195.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.34 ₹32.11

400.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.11 ₹10.39

590.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.64 ₹156

61.59%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.07 ₹196

111.59%

Milk (1 liter)

$1.49 Rp 27.0K

$0.67 ₹64.0

122.39%

White Bread (500g)

$2.28 Rp 41.2K

$0.42 ₹40.25

442.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.63 ₹60.2

88.89%

Eggs

$2.04 Rp 36.9K

$0.89 ₹84.9

129.21%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.33 ₹411

308.78%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.18 ₹302

24.53%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$1.87 ₹178

95.72%

Banana (1kg)

$1.52 Rp 27.5K

$0.76 ₹71.9

100.00%

Oranges (1kg)

$2.23 Rp 40.4K

$0.63 ₹60.0

253.97%

Tomato (1kg)

$1.97 Rp 35.7K

$0.48 ₹45.38

310.42%

Potato (1kg)

$1.85 Rp 33.5K

$0.30 ₹28.64

516.67%

Onion (1kg)

$2.42 Rp 43.9K

$0.36 ₹34.25

572.22%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.22 ₹20.93

350.00%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.27 ₹25.55

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.38 ₹321

-34.32%

Wine (Bottle)

$22.24 Rp 403.0K

$8.57 ₹814

159.51%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.54 ₹147

46.75%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.04 ₹194

45.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.80 ₹361

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.22 ₹20.92

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$7.84 ₹745

-0.26%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.07 ₹102

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.34 ₹31.84

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.02 ₹97.2

430.39%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.09 ₹104

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$8,462 ₹803.5K

181.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$18.1K ₹1.7M

75.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$18.17 ₹1,725

335.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$3.13 ₹297

106.07%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$7.02 ₹667

164.67%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$13.85 ₹1,315

257.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$10.63 ₹1,009

66.04%

Cinema Ticket

$4.27 Rp 77.4K

$3.07 ₹291

39.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$42.11 ₹3,998

1064.90%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,173 ₹206.3K

161.15%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$24.76 ₹2,351

80.29%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$21.97 ₹2,086

59.08%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$39.31 ₹3,733

103.26%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$26.41 ₹2,508

200.72%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$86.4 ₹8,199

1202.66%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$53.3 ₹5,060

1160.07%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$199 ₹18.9K

1691.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$125 ₹11.9K

1279.52%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$563 ₹53.4K

385.63%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$563 ₹53.4K

305.97%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$612 ₹58.1K

-73.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.25

67.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Shimla: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Shimla

$53 17.2% 92.1% $618

Groceries & Markets

Ubud, Bali

$288 21.4%

Shimla

$99 32.1% 65.5% $189

Eating Out

Ubud, Bali

$108 8%

Shimla

$47 15.1% 56.4% $61

Clothing & Footwear

Ubud, Bali

$108 8%

Shimla

$51 16.3% 52.9% $57

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Shimla

$28 9.1% 72.8% $76

Sport & Entertainment

Ubud, Bali

$58 4.3%

Shimla

$20 6.5% 65.6% $38

Getting Around

Ubud, Bali

$11 0.9%

Shimla

$11 3.7% 0.4% $0.1

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $86 in Shimla. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Shimla are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $10 in Shimla. Monthly groceries follow the same trend: $288 vs $99 – making Shimla the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Shimla

🕒 Local time

06:29 6:29 AM

03:59 3:59 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

170,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Shimla 5,990 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Shimla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shimla: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $310 in Shimla – Shimla comes out roughly 77% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $465 in Shimla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shimla, especially for central apartments: a one-bedroom in the center costs $86 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $10 in Shimla. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 190% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Shimla, where all-in costs run around $310, than in Ubud, Bali at $1,349. In Shimla it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shimla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.