Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Shelby Township, MI

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,600 in Shelby Township, MI, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
125

Cost of Living Index in Shelby Township, MI
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Shelby Township, MI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Shelby Township, MI

🇺🇸 United States

$2,600

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Shelby Township, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Shelby Township, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,600 in Shelby Township, MI.

Ubud, Bali $1,331
Shelby Township, MI $2,600

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,826 in Shelby Township, MI.

Ubud, Bali $2,255
Shelby Township, MI $3,826

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $5,052 in Shelby Township, MI.

Ubud, Bali $3,180
Shelby Township, MI $5,052

Living in Ubud, Bali costs roughly 49% less than in Shelby Township, MI, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Shelby Township, MI is 92% above.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$20.02 $20.02

-83.12%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$73.7 $73.7

-52.95%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$11.45 $11.45

-51.35%

Cappuccino

$2.62 Rp 47.4K

$4.99 $4.99

-47.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.71 $2.71

-43.17%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.05 $2.05

-68.78%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$5.94 $5.94

-55.05%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$6.27 $6.27

-32.06%

Milk (1 liter)

$1.46 Rp 26.5K

$1.17 $1.17

24.79%

White Bread (500g)

$2.29 Rp 41.5K

$3.31 $3.31

-30.82%

Rice (white) (1kg)

$1.11 Rp 20.0K

$5.01 $5.01

-77.84%

Eggs

$2.10 Rp 38.0K

$4.09 $4.09

-48.66%

Local Cheese (1kg)

$15.94 Rp 288.6K

$13.66 $13.66

16.69%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$11.82 $11.82

-67.17%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$18.53 $18.53

-38.48%

Apples (1kg)

$3.55 Rp 64.3K

$4.47 $4.47

-20.58%

Banana (1kg)

$1.54 Rp 27.8K

$1.58 $1.58

-2.53%

Oranges (1kg)

$2.23 Rp 40.4K

$3.98 $3.98

-43.97%

Tomato (1kg)

$1.97 Rp 35.7K

$4.88 $4.88

-59.63%

Potato (1kg)

$1.86 Rp 33.6K

$2.41 $2.41

-22.82%

Onion (1kg)

$2.42 Rp 43.8K

$2.52 $2.52

-3.97%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.21 $2.21

-53.85%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$2.41 $2.41

-78.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$9.03 $9.03

-75.64%

Wine (Bottle)

$21.79 Rp 394.4K

$14.95 $14.95

45.75%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$2.24 $2.24

4.02%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.01 $3.01

-1.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$2.19 $2.19

-88.58%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$60.7 $60.7

-86.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$3.24 $3.24

-86.42%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$1.69 $1.69

-72.19%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$28.53 $28.53

-80.37%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.12 $1.12

-25.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$25.0K $25.0K

-2.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$23.0K $23.0K

37.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$189 $189

-59.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$58.2 $58.2

-89.44%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$71.2 $71.2

-73.41%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$39.20 $39.20

30.08%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

Cinema Ticket

$4.38 Rp 79.3K

$14.83 $14.83

-70.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,283 $1,283

-61.63%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$21.2K $21.2K

-42.48%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$57.1 $57.1

-20.97%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$39.16 $39.16

-10.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.2 $90.2

-13.19%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$129 $129

-39.72%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,554 $1,554

-30.66%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$1,267 $1,267

-47.54%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$2,611 $2,611

34.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$2,121 $2,121

-21.22%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,479 $2,479

-5.60%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$2,311 $2,311

-3.25%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,797 $4,797

-96.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.59

109.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Shelby Township, MI: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Shelby Township, MI

$1.3K 48.8% 90.6% $603

Groceries & Markets

Ubud, Bali

$279 21%

Shelby Township, MI

$406 15.6% 45.3% $127

Clothing & Footwear

Ubud, Bali

$106 8%

Shelby Township, MI

$142 5.5% 33.6% $36

Eating Out

Ubud, Bali

$106 8%

Shelby Township, MI

$316 12.1% 199% $210

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Shelby Township, MI

$319 12.3% 211% $216

Sport & Entertainment

Ubud, Bali

$60 4.5%

Shelby Township, MI

$69 2.7% 15.2% $9.1

Getting Around

Ubud, Bali

$12 0.9%

Shelby Township, MI

$81 3.1% 579% $69

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,554 in Shelby Township, MI. Housing cost is often the main lever when comparing two cities.

Shelby Township, MI pays about 29 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $74 in Shelby Township, MI for a mid-range dinner for two. Groceries echo the gap at $279 vs $406 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Shelby Township, MI

🕒 Local time

03:41 3:41 AM

14:41 2:41 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,018

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Shelby Township, MI 15,590 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Shelby Township, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Shelby Township, MI: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 49% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,554 in Shelby Township, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $1,283 in Shelby Township, MI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Shelby Township, MI. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Shelby Township, MI are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Shelby Township, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.