Cost of Living Comparison Between Ubud, Bali and Settat Cost of Living Comparison Between Ubud, Bali and Settat

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $706 in Settat.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,153 in Settat.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $1,600 in Settat.

Living in Ubud, Bali is roughly 97% more expensive than Settat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Settat is 48% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$3.36 MAD 30.98

3.57%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$33.47 MAD 309

-1.76%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$7.20 MAD 66.5

-29.31%

Cappuccino

$2.75 Rp 47.1K

$1.23 MAD 11.38

123.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$0.47 MAD 4.38

193.62%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.35 MAD 3.25

102.86%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$1.35 MAD 12.47

113.33%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$1.59 MAD 14.69

143.40%

Milk (1 liter)

$1.79 Rp 30.7K

$0.90 MAD 8.31

98.89%

White Bread (500g)

$2.45 Rp 42.0K

$0.58 MAD 5.37

322.41%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.85 MAD 17.03

-34.59%

Eggs

$2.39 Rp 40.9K

$2.10 MAD 19.37

13.81%

Local Cheese (1kg)

$14.70 Rp 252.1K

$9.63 MAD 88.9

52.65%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$6.01 MAD 55.5

-29.45%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$11.24 MAD 104

7.47%

Apples (1kg)

$3.66 Rp 62.9K

$1.56 MAD 14.36

134.62%

Banana (1kg)

$1.61 Rp 27.6K

$1.38 MAD 12.72

16.67%

Oranges (1kg)

$2.72 Rp 46.6K

$0.92 MAD 8.46

195.65%

Tomato (1kg)

$2.27 Rp 39.0K

$0.88 MAD 8.17

157.95%

Potato (1kg)

$1.90 Rp 32.6K

$0.74 MAD 6.79

156.76%

Onion (1kg)

$2.30 Rp 39.4K

$0.75 MAD 6.96

206.67%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.43 MAD 3.96

137.21%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.60 MAD 5.51

30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$4.43 MAD 40.88

-26.86%

Wine (Bottle)

$24.06 Rp 412.7K

$8.02 MAD 74.0

200.00%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$2.65 MAD 24.45

7.17%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$2.98 MAD 27.47

-6.38%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.46 MAD 4.23

-41.30%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$16.29 MAD 150

-49.42%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$0.74 MAD 6.82

-39.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.48 MAD 4.44

-10.42%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$5.42 MAD 49.99

11.07%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.52 MAD 14.01

-43.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$36.7K MAD 338.6K

-28.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$29.6K MAD 272.9K

7.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$21.63 MAD 200

262.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$5.38 MAD 49.70

-25.65%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$46.18 MAD 426

-47.27%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$19.07 MAD 176

402.20%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$23.61 MAD 218

-72.64%

Cinema Ticket

$4.01 Rp 68.7K

$6.69 MAD 61.8

-40.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$112 MAD 1,036

168.82%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$6,338 MAD 58.5K

3.27%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$42.64 MAD 394

25.28%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$50.6 MAD 467

-23.75%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$107 MAD 987

-16.66%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$103 MAD 954

-23.68%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$277 MAD 2,558

266.65%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$173 MAD 1,598

288.23%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$509 MAD 4,698

561.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$306 MAD 2,821

589.71%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$483 MAD 4,456

-63.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.75

179.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Settat: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $277 in Settat. Housing cost is often the main lever when comparing two cities.

Settat pays 172% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $33 in Settat. Groceries flip the comparison at $300 vs $195, with Settat cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Settat: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 97% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

On paper, Settat earns 172% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $277 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,395 per month in Ubud, Bali versus $706 in Settat – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 98% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $706 in Settat versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $706 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Ubud, Bali and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.