Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Settat

For one person, living is cheaper in Settat: $646 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Settat
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Settat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Settat

🇲🇦 Morocco

$646

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Settat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Settat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $646 in Settat.

Ubud, Bali $1,353
Settat $646

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,030 in Settat.

Ubud, Bali $2,297
Settat $1,030

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,415 in Settat.

Ubud, Bali $3,241
Settat $1,415

Living in Ubud, Bali is roughly 110% more expensive than in Settat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Settat is 52% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.11 MAD 30.28

3.86%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.32 MAD 296

15.04%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.00 MAD 58.5

-5.00%

Cappuccino

$2.62 Rp 47.1K

$1.15 MAD 11.18

127.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.44 MAD 4.31

290.91%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.37 MAD 3.57

118.92%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.20 MAD 11.70

120.83%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.53 MAD 14.88

185.62%

Milk (1 liter)

$1.57 Rp 28.3K

$0.88 MAD 8.57

78.41%

White Bread (500g)

$2.19 Rp 39.5K

$0.84 MAD 8.21

160.71%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.53 MAD 14.96

-22.88%

Eggs

$2.16 Rp 38.8K

$1.90 MAD 18.55

13.68%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.85 MAD 76.6

124.84%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.14 MAD 50.1

-26.46%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.23 MAD 110

6.41%

Apples (1kg)

$3.60 Rp 64.8K

$1.57 MAD 15.31

129.30%

Banana (1kg)

$1.59 Rp 28.6K

$1.35 MAD 13.15

17.78%

Oranges (1kg)

$2.31 Rp 41.6K

$0.92 MAD 8.99

151.09%

Tomato (1kg)

$1.91 Rp 34.3K

$0.73 MAD 7.11

161.64%

Potato (1kg)

$1.78 Rp 32.1K

$0.72 MAD 7.02

147.22%

Onion (1kg)

$2.33 Rp 41.9K

$0.82 MAD 7.98

184.15%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.23 MAD 2.23

334.78%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.53 MAD 5.15

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$4.03 MAD 39.32

-43.18%

Wine (Bottle)

$22.07 Rp 397.3K

$7.47 MAD 72.8

195.45%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.28 MAD 22.27

3.07%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.29 MAD 32.05

-9.42%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.51 MAD 4.95

-54.90%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$20.43 MAD 199

-56.44%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.80 MAD 7.78

-41.25%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.59 MAD 5.79

-27.12%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$7.00 MAD 68.3

-21.86%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.51 MAD 14.76

-45.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.1K MAD 293.5K

-20.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$31.5K MAD 307.1K

4.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$20.66 MAD 201

287.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$5.07 MAD 49.44

29.39%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$36.21 MAD 353

-48.63%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$18.64 MAD 182

190.34%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$21.14 MAD 206

-13.53%

Cinema Ticket

$4.25 Rp 76.5K

$6.57 MAD 64.1

-35.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$97.3 MAD 949

406.36%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$8,252 MAD 80.5K

-32.17%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$31.76 MAD 310

43.51%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$44.34 MAD 432

-21.15%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$80.6 MAD 786

-3.54%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$80.8 MAD 788

-2.83%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$273 MAD 2,664

314.16%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$169 MAD 1,645

298.84%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$453 MAD 4,416

697.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$273 MAD 2,663

523.09%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,126 MAD 11.0K

141.27%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$883 MAD 8,607

153.87%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$206 MAD 2,012

-19.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.5

206.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Settat: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Settat

$169 26.1% 74.9% $504

Groceries & Markets

Ubud, Bali

$287 21.2%

Settat

$181 28.1% 36.9% $106

Clothing & Footwear

Ubud, Bali

$107 7.9%

Settat

$107 16.6% 0.3% $0.3

Eating Out

Ubud, Bali

$106 7.9%

Settat

$69 10.7% 35.3% $38

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Settat

$62 9.6% 41.1% $43

Sport & Entertainment

Ubud, Bali

$63 4.6%

Settat

$32 4.9% 49.2% $31

Getting Around

Ubud, Bali

$12 0.9%

Settat

$26 4.1% 111% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $273 in Settat. Housing cost is often the main lever when comparing two cities.

Settat pays 24% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $30.00 in Settat for a mid-range dinner for two. Groceries echo the gap at $287 vs $181 per month, with Settat cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇦 Settat

🕒 Local time

09:31 9:31 AM

02:31 2:31 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

142,250

💱 Currency

Indonesian Rupiah IDR Rp

Moroccan Dirham MAD د.م.

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Moroccan Dirham exchange rates as of October 21, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Settat 13,570 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Settat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Settat: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 110% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

On paper, salaries run 24% lower in Settat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $273 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Ubud, Bali versus $646 in Settat – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 130% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $646 in Settat versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $646 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Ubud, Bali and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.