Cost of Living Comparison Between Ubud, Bali and Settat Cost of Living Comparison Between Ubud, Bali and Settat

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $701 in Settat.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,139 in Settat.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,577 in Settat.

Living in Ubud, Bali is roughly 102% more expensive than Settat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Settat is 48% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$3.25 MAD 30.05

9.54%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$33.41 MAD 309

-2.04%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.3K

$7.23 MAD 66.8

-31.54%

Cappuccino

$2.71 Rp 48.9K

$1.19 MAD 10.99

127.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.44 MAD 4.10

204.55%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.33 MAD 3.02

112.12%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.29 MAD 11.94

126.36%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$1.65 MAD 15.26

140.00%

Milk (1 liter)

$1.81 Rp 32.6K

$0.90 MAD 8.28

101.11%

White Bread (500g)

$2.52 Rp 45.4K

$0.59 MAD 5.42

327.12%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.78 MAD 16.43

-34.83%

Eggs

$2.46 Rp 44.4K

$2.00 MAD 18.47

23.00%

Local Cheese (1kg)

$14.71 Rp 265.3K

$9.68 MAD 89.4

51.96%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.13 MAD 56.7

-29.53%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$11.09 MAD 102

9.47%

Apples (1kg)

$3.84 Rp 69.3K

$1.52 MAD 14.06

152.63%

Banana (1kg)

$1.56 Rp 28.1K

$1.39 MAD 12.83

12.23%

Oranges (1kg)

$2.83 Rp 51.1K

$0.90 MAD 8.30

214.44%

Tomato (1kg)

$2.33 Rp 41.9K

$0.88 MAD 8.12

164.77%

Potato (1kg)

$1.91 Rp 34.5K

$0.80 MAD 7.35

138.75%

Onion (1kg)

$2.20 Rp 39.7K

$0.74 MAD 6.84

197.30%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.42 MAD 3.92

140.48%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.59 MAD 5.48

32.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$4.36 MAD 40.25

-23.85%

Wine (Bottle)

$23.74 Rp 428.1K

$8.06 MAD 74.5

194.54%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$2.71 MAD 25.02

2.95%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$2.94 MAD 27.19

-2.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.43 MAD 3.94

-37.21%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$16.21 MAD 150

-50.46%

Taxi Start (Normal Tariff)

$0.46 Rp 8,231

$0.80 MAD 7.42

-42.50%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$0.51 MAD 4.73

-11.76%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$5.45 MAD 50.4

11.93%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.53 MAD 14.16

-48.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$36.9K MAD 340.4K

-29.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.3M

$29.7K MAD 274.0K

8.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$21.57 MAD 199

270.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$5.42 MAD 50.1

-25.09%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.2K

$45.19 MAD 417

-47.95%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$19.06 MAD 176

417.84%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$23.03 MAD 213

-71.21%

Cinema Ticket

$4.15 Rp 74.8K

$6.66 MAD 61.5

-37.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$115 MAD 1,060

164.94%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$6,295 MAD 58.2K

5.05%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$42.80 MAD 395

29.77%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$50.4 MAD 465

-23.91%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$107 MAD 992

-17.47%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$103 MAD 951

-24.32%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.2M

$275 MAD 2,542

265.79%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$172 MAD 1,590

292.47%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$513 MAD 4,738

570.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$301 MAD 2,784

576.68%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$220 MAD 2,036

-25.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.75

179.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Settat: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $275 in Settat. Housing cost is often the main lever when comparing two cities.

Settat pays 33% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $33.00 in Settat. Groceries flip the comparison at $302 vs $195, with Settat cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Settat: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 102% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

On paper, Settat earns 33% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $275 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $701 in Settat – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $701 in Settat versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $701 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Ubud, Bali and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 102% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.