Cost of Living Comparison Between Ubud, Bali and Settat Cost of Living Comparison Between Ubud, Bali and Settat

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $695 in Settat.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,131 in Settat.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,568 in Settat.

Living in Ubud, Bali is roughly 103% more expensive than in Settat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Settat is 48% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.33 MAD 31.15

3.60%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$33.22 MAD 311

-2.65%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.01 MAD 65.6

-30.96%

Cappuccino

$2.75 Rp 49.4K

$1.18 MAD 11.06

133.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.48 MAD 4.51

187.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.36 MAD 3.32

108.33%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.28 MAD 12.01

133.59%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.66 MAD 15.50

131.93%

Milk (1 liter)

$1.74 Rp 31.2K

$0.84 MAD 7.84

107.14%

White Bread (500g)

$2.46 Rp 44.2K

$0.54 MAD 5.08

355.56%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.77 MAD 16.59

-33.90%

Eggs

$2.43 Rp 43.7K

$2.08 MAD 19.47

16.83%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.53 MAD 89.2

52.15%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.15 MAD 57.5

-29.27%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.34 MAD 106

5.64%

Apples (1kg)

$3.72 Rp 66.8K

$1.52 MAD 14.24

144.74%

Banana (1kg)

$1.63 Rp 29.2K

$1.38 MAD 12.94

18.12%

Oranges (1kg)

$2.74 Rp 49.3K

$0.95 MAD 8.89

188.42%

Tomato (1kg)

$2.24 Rp 40.3K

$0.88 MAD 8.27

154.55%

Potato (1kg)

$1.92 Rp 34.5K

$0.78 MAD 7.31

146.15%

Onion (1kg)

$2.28 Rp 40.9K

$0.73 MAD 6.86

212.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.42 MAD 3.95

152.38%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.63 MAD 5.89

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.48 MAD 41.92

-26.56%

Wine (Bottle)

$23.19 Rp 416.8K

$8.22 MAD 76.9

182.12%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.68 MAD 25.11

3.73%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.08 MAD 28.86

-11.36%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.43 MAD 4.00

-37.21%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$16.41 MAD 154

-50.58%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.79 MAD 7.44

-39.24%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.48 MAD 4.50

-12.50%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.61 MAD 52.5

10.87%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.53 MAD 14.32

-47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$37.5K MAD 351.1K

-29.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.2K MAD 282.3K

6.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$21.52 MAD 201

264.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$5.52 MAD 51.7

-26.27%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$45.53 MAD 426

-46.56%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$19.52 MAD 183

405.17%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$23.22 MAD 217

-72.70%

Cinema Ticket

$3.99 Rp 71.6K

$6.52 MAD 61.1

-38.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$112 MAD 1,044

173.50%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,248 MAD 58.5K

6.32%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$43.37 MAD 406

24.83%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$50.9 MAD 476

-25.67%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$108 MAD 1,010

-19.58%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$103 MAD 961

-25.64%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$280 MAD 2,620

254.21%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$172 MAD 1,605

292.10%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$505 MAD 4,724

568.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$301 MAD 2,813

581.87%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$213 MAD 1,993

-21.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.75

179.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Settat: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $280 in Settat. Housing cost is often the main lever when comparing two cities.

Settat pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $33.00 in Settat. Groceries flip the comparison at $297 vs $196, with Settat cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Settat: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 103% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

On paper, salaries run 28% lower in Settat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $280 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $695 in Settat – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $695 in Settat versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $695 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Ubud, Bali and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.