Cost of Living Comparison Between Ubud, Bali and Settat Cost of Living Comparison Between Ubud, Bali and Settat

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $666 in Settat.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,026 in Settat.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,386 in Settat.

Living in Ubud, Bali is roughly 110% more expensive than in Settat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Settat is 52% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$3.20 MAD 29.90

5.31%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$32.56 MAD 305

18.52%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$6.56 MAD 61.4

-15.85%

Cappuccino

$2.64 Rp 46.6K

$1.15 MAD 10.75

129.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.47 MAD 4.40

255.32%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.38 MAD 3.52

102.63%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.27 MAD 11.88

107.09%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$1.65 MAD 15.44

159.39%

Milk (1 liter)

$1.55 Rp 27.3K

$0.89 MAD 8.36

74.16%

White Bread (500g)

$2.22 Rp 39.2K

$0.86 MAD 8.06

158.14%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.62 MAD 15.18

-30.25%

Eggs

$2.09 Rp 36.8K

$2.00 MAD 18.68

4.50%

Local Cheese (1kg)

$17.39 Rp 306.6K

$8.03 MAD 75.1

116.56%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$5.48 MAD 51.3

-29.38%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$12.02 MAD 112

4.41%

Apples (1kg)

$3.62 Rp 63.8K

$1.68 MAD 15.76

115.48%

Banana (1kg)

$1.56 Rp 27.5K

$1.49 MAD 13.92

4.70%

Oranges (1kg)

$2.35 Rp 41.5K

$0.99 MAD 9.26

137.37%

Tomato (1kg)

$2.06 Rp 36.2K

$0.77 MAD 7.24

167.53%

Potato (1kg)

$1.90 Rp 33.5K

$0.75 MAD 7.00

153.33%

Onion (1kg)

$2.34 Rp 41.2K

$0.81 MAD 7.53

188.89%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.26 MAD 2.44

296.15%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.52 MAD 4.88

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$4.32 MAD 40.43

-47.92%

Wine (Bottle)

$23.81 Rp 419.7K

$8.21 MAD 76.8

190.01%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$2.31 MAD 21.63

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$3.45 MAD 32.30

-18.84%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.42 MAD 3.91

-35.71%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$10.60 MAD 99.2

-18.30%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.79 MAD 7.35

-39.24%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.68 MAD 6.34

-33.82%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$7.37 MAD 69.0

-22.39%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.57 MAD 14.73

-51.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$35.2K MAD 328.9K

-30.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$30.5K MAD 285.4K

5.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$21.41 MAD 200

290.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$5.45 MAD 51.0

18.53%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$37.95 MAD 355

-49.96%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$19.52 MAD 183

186.73%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$10.78 MAD 101

72.73%

Cinema Ticket

$4.28 Rp 75.5K

$6.66 MAD 62.3

-35.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$106 MAD 991

359.33%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$8,646 MAD 80.9K

-32.27%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$32.76 MAD 306

39.07%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$47.54 MAD 445

-23.47%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$84.4 MAD 790

-2.91%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$87.5 MAD 818

-8.07%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$219 MAD 2,046

410.60%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$162 MAD 1,514

333.06%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$870 MAD 8,138

306.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$235 MAD 2,197

650.30%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$220 MAD 2,054

-22.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Settat: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $219 in Settat. Housing cost is often the main lever when comparing two cities.

Settat pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $33.00 in Settat for a mid-range dinner for two. Groceries echo the gap at $293 vs $191 per month, with Settat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Settat: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 110% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

On paper, salaries run 29% lower in Settat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $219 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,396 per month in Ubud, Bali versus $666 in Settat – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $666 in Settat versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $666 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Ubud, Bali and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.