🙂Monthly costs for one person with rent: $701 in Settat versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,139 in Settat versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,577 in Settat versus $3,660 in Ubud, Bali.
🙂Living in Settat costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Settat is 48% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.25MAD 30.05
$3.56Rp 64.3K
-8.71%
Three-Course Dinner for Two, Mid-Range
$33.41MAD 309
$32.73Rp 590.3K
2.08%
Fast Food Meal(McDonalds, etc)
$7.23MAD 66.8
$4.95Rp 89.3K
46.06%
Cappuccino
$1.19MAD 10.99
$2.71Rp 48.9K
-56.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.44MAD 4.10
$1.34Rp 24.2K
-67.16%
Water(0.33 liter bottle)
$0.33MAD 3.02
$0.70Rp 12.6K
-52.86%
Local Beer(0.5 liter draught)
$1.29MAD 11.94
$2.92Rp 52.7K
-55.82%
Imported Beer(0.33 liter bottle)
$1.65MAD 15.26
$3.96Rp 71.4K
-58.33%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk(1 liter)
$0.90MAD 8.28
$1.81Rp 32.6K
-50.28%
White Bread(500g)
$0.59MAD 5.42
$2.52Rp 45.4K
-76.59%
Rice(white)(1kg)
$1.78MAD 16.43
$1.16Rp 20.9K
53.45%
Eggs
$2.00MAD 18.47
$2.46Rp 44.4K
-18.70%
Local Cheese(1kg)
$9.68MAD 89.4
$14.71Rp 265.3K
-34.19%
Chicken Fillets(1kg)
$6.13MAD 56.7
$4.32Rp 77.9K
41.90%
Beef Round Steak(1kg)
$11.09MAD 102
$12.14Rp 218.9K
-8.65%
Apples(1kg)
$1.52MAD 14.06
$3.84Rp 69.3K
-60.42%
Banana(1kg)
$1.39MAD 12.83
$1.56Rp 28.1K
-10.90%
Oranges(1kg)
$0.90MAD 8.30
$2.83Rp 51.1K
-68.20%
Tomato(1kg)
$0.88MAD 8.12
$2.33Rp 41.9K
-62.23%
Potato(1kg)
$0.80MAD 7.35
$1.91Rp 34.5K
-58.12%
Onion(1kg)
$0.74MAD 6.84
$2.20Rp 39.7K
-66.36%
Lettuce(1 head)
$0.42MAD 3.92
$1.01Rp 18.3K
-58.42%
Water(1.5 liter bottle)
$0.59MAD 5.48
$0.78Rp 14.0K
-24.36%
Cigarettes 20 Pack(Marlboro, Camel)
$4.36MAD 40.25
$3.32Rp 59.8K
31.33%
Wine(Bottle)
$8.06MAD 74.5
$23.74Rp 428.1K
-66.05%
Local Beer(0.5 liter bottle)
$2.71MAD 25.02
$2.79Rp 50.3K
-2.87%
Imported Beer(0.33 liter bottle)
$2.94MAD 27.19
$2.86Rp 51.6K
2.80%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.43MAD 3.94
$0.27Rp 4,848
59.26%
Public Transport Monthly Pass(Regular Price)
$16.21MAD 150
$8.03Rp 144.8K
101.87%
Taxi Start(Normal Tariff)
$0.80MAD 7.42
$0.46Rp 8,231
73.91%
Taxi(Normal Tariff)(1km)
$0.51MAD 4.73
$0.45Rp 8,117
13.33%
Taxi 1hour Waiting(Normal Tariff)
$5.45MAD 50.4
$6.10Rp 109.9K
-10.66%
Gasoline(1 liter)
$1.53MAD 14.16
$0.79Rp 14.3K
93.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9KMAD 340.4K
$26.1KRp 471.6M
40.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7KMAD 274.0K
$32.1KRp 579.3M
-7.66%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$21.57MAD 199
$79.9Rp 1.4M
-73.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.42MAD 50.1
$4.06Rp 73.3K
33.50%
Internet(50+ Mbps, Unlimited Data)
$45.19MAD 417
$23.52Rp 424.2K
92.13%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.06MAD 176
$98.7Rp 1.8M
-80.69%
Tennis Court(1 Hour on Weekend)
$23.03MAD 213
$6.63Rp 119.6K
247.36%
Cinema Ticket
$6.66MAD 61.5
$4.15Rp 74.8K
60.48%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$115MAD 1,060
$304Rp 5.5M
-62.25%
International Primary School, 1 Child(Yearly)
$6,295MAD 58.2K
$6,613Rp 119.3M
-4.81%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$42.80MAD 395
$55.5Rp 1.0M
-22.94%
Summer Dress(H&M, Zara, etc)
$50.4MAD 465
$38.31Rp 690.9K
31.43%
Sport Shoes(Adidas, Nike)
$107MAD 992
$88.6Rp 1.6M
21.17%
Men's Leather Business Shoes
$103MAD 951
$77.9Rp 1.4M
32.14%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$275MAD 2,542
$1,006Rp 18.2M
-72.66%
1-bedroom Apartment, Outside City Center(Monthly)
$172MAD 1,590
$675Rp 12.2M
-74.52%
3-bedroom Apartment, City Center(Monthly)
$513MAD 4,738
$3,442Rp 62.1M
-85.10%
3-bedroom Apartment, Outside City Center(Monthly)
$301MAD 2,784
$2,039Rp 36.8M
-85.22%
Buy Apartment in City Center(m2)
-
$2,841Rp 51.2M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.8M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$220MAD 2,036
$165Rp 3.0M
33.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.75
13.28
-64.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Settat: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $275 in Settat and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Settat pays 33% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Settat vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $195 vs $302 per month, with Settat cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 102% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or Ubud, Bali?
Settat pays 33% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat vs Ubud, Bali?
Rent for a central apartment: $275 in Settat versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $701 per month in Settat versus $1,419 in Ubud, Bali – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat vs Ubud, Bali?
A monthly transit pass in Settat runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or Ubud, Bali?
At $701 in Settat versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $701 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 102% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.