Cost of Living Comparison Between Settat and Ubud, Bali Cost of Living Comparison Between Settat and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $695 in Settat versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,131 in Settat versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,568 in Settat versus $3,763 in Ubud, Bali.

Living in Settat costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Settat is 48% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.33 MAD 31.15
$3.45 Rp 62.1K
-3.48%
Three-Course Dinner for Two, Mid-Range
$33.22 MAD 311
$32.34 Rp 581.1K
2.72%
Fast Food Meal (McDonalds, etc)
$7.01 MAD 65.6
$4.84 Rp 87.1K
44.83%
Cappuccino
$1.18 MAD 11.06
$2.75 Rp 49.4K
-57.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.48 MAD 4.51
$1.38 Rp 24.9K
-65.22%
Water (0.33 liter bottle)
$0.36 MAD 3.32
$0.75 Rp 13.5K
-52.00%
Local Beer (0.5 liter draught)
$1.28 MAD 12.01
$2.99 Rp 53.8K
-57.19%
Imported Beer (0.33 liter bottle)
$1.66 MAD 15.50
$3.85 Rp 69.2K
-56.88%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk (1 liter)
$0.84 MAD 7.84
$1.74 Rp 31.2K
-51.72%
White Bread (500g)
$0.54 MAD 5.08
$2.46 Rp 44.2K
-78.05%
Rice (white) (1kg)
$1.77 MAD 16.59
$1.17 Rp 21.0K
51.28%
Eggs
$2.08 MAD 19.47
$2.43 Rp 43.7K
-14.40%
Local Cheese (1kg)
$9.53 MAD 89.2
$14.50 Rp 260.6K
-34.28%
Chicken Fillets (1kg)
$6.15 MAD 57.5
$4.35 Rp 78.2K
41.38%
Beef Round Steak (1kg)
$11.34 MAD 106
$11.98 Rp 215.3K
-5.34%
Apples (1kg)
$1.52 MAD 14.24
$3.72 Rp 66.8K
-59.14%
Banana (1kg)
$1.38 MAD 12.94
$1.63 Rp 29.2K
-15.34%
Oranges (1kg)
$0.95 MAD 8.89
$2.74 Rp 49.3K
-65.33%
Tomato (1kg)
$0.88 MAD 8.27
$2.24 Rp 40.3K
-60.71%
Potato (1kg)
$0.78 MAD 7.31
$1.92 Rp 34.5K
-59.38%
Onion (1kg)
$0.73 MAD 6.86
$2.28 Rp 40.9K
-67.98%
Lettuce (1 head)
$0.42 MAD 3.95
$1.06 Rp 19.1K
-60.38%
Water (1.5 liter bottle)
$0.63 MAD 5.89
$0.72 Rp 12.9K
-12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$4.48 MAD 41.92
$3.29 Rp 59.0K
36.17%
Wine (Bottle)
$8.22 MAD 76.9
$23.19 Rp 416.8K
-64.55%
Local Beer (0.5 liter bottle)
$2.68 MAD 25.11
$2.78 Rp 49.9K
-3.60%
Imported Beer (0.33 liter bottle)
$3.08 MAD 28.86
$2.73 Rp 49.1K
12.82%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.43 MAD 4.00
$0.27 Rp 4,786
59.26%
Public Transport Monthly Pass (Regular Price)
$16.41 MAD 154
$8.11 Rp 145.7K
102.34%
Taxi Start (Normal Tariff)
$0.79 MAD 7.44
$0.48 Rp 8,675
64.58%
Taxi (Normal Tariff) (1km)
$0.48 MAD 4.50
$0.42 Rp 7,545
14.29%
Taxi 1hour Waiting (Normal Tariff)
$5.61 MAD 52.5
$6.22 Rp 111.8K
-9.81%
Gasoline (1 liter)
$1.53 MAD 14.32
$0.81 Rp 14.6K
88.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5K MAD 351.1K
$26.6K Rp 478.2M
41.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.2K MAD 282.3K
$32.2K Rp 578.5M
-6.28%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$21.52 MAD 201
$78.4 Rp 1.4M
-72.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.52 MAD 51.7
$4.07 Rp 73.1K
35.63%
Internet (50+ Mbps, Unlimited Data)
$45.53 MAD 426
$24.33 Rp 437.1K
87.14%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.52 MAD 183
$98.6 Rp 1.8M
-80.20%
Tennis Court (1 Hour on Weekend)
$23.22 MAD 217
$6.34 Rp 113.9K
266.25%
Cinema Ticket
$6.52 MAD 61.1
$3.99 Rp 71.6K
63.41%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$112 MAD 1,044
$305 Rp 5.5M
-63.44%
International Primary School, 1 Child (Yearly)
$6,248 MAD 58.5K
$6,642 Rp 119.4M
-5.94%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$43.37 MAD 406
$54.1 Rp 972.9K
-19.89%
Summer Dress (H&M, Zara, etc)
$50.9 MAD 476
$37.81 Rp 679.4K
34.54%
Sport Shoes (Adidas, Nike)
$108 MAD 1,010
$86.8 Rp 1.6M
24.34%
Men's Leather Business Shoes
$103 MAD 961
$76.4 Rp 1.4M
34.47%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$280 MAD 2,620
$992 Rp 17.8M
-71.77%
1-bedroom Apartment, Outside City Center (Monthly)
$172 MAD 1,605
$673 Rp 12.1M
-74.50%
3-bedroom Apartment, City Center (Monthly)
$505 MAD 4,724
$3,375 Rp 60.7M
-85.04%
3-bedroom Apartment, Outside City Center (Monthly)
$301 MAD 2,813
$2,050 Rp 36.8M
-85.33%
Buy Apartment in City Center (m2)
-
$2,805 Rp 50.4M
-
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 40.0M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$213 MAD 1,993
$167 Rp 3.0M
27.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.75
13.28
-64.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Settat: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $280 in Settat and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Settat pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Settat vs $32.00 in Ubud, Bali. Groceries flip the comparison at $196 vs $297, with Settat cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 103% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or in Ubud, Bali?
Average pay runs 28% higher in Settat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat compared to Ubud, Bali?
Rent for a central apartment: $280 in Settat versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $695 per month in Settat versus $1,408 in Ubud, Bali – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat compared to Ubud, Bali?
A monthly transit pass in Settat runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or in Ubud, Bali?
At $695 in Settat versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $695 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Settat vs other spots: cost of living compared

Similar cities