🙂Monthly costs for one person with rent: $706 in Settat versus $1,395 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,153 in Settat versus $2,559 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,600 in Settat versus $3,724 in Ubud, Bali.
🙂Living in Settat costs roughly 49% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Settat is 48% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.36MAD 30.98
$3.48Rp 59.7K
-3.45%
Three-Course Dinner for Two, Mid-Range
$33.47MAD 309
$32.88Rp 564.0K
1.79%
Fast Food Meal(McDonalds, etc)
$7.20MAD 66.5
$5.09Rp 87.3K
41.45%
Cappuccino
$1.23MAD 11.38
$2.75Rp 47.1K
-55.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47MAD 4.38
$1.38Rp 23.7K
-65.94%
Water(0.33 liter bottle)
$0.35MAD 3.25
$0.71Rp 12.2K
-50.70%
Local Beer(0.5 liter draught)
$1.35MAD 12.47
$2.88Rp 49.4K
-53.13%
Imported Beer(0.33 liter bottle)
$1.59MAD 14.69
$3.87Rp 66.4K
-58.91%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk(1 liter)
$0.90MAD 8.31
$1.79Rp 30.7K
-49.72%
White Bread(500g)
$0.58MAD 5.37
$2.45Rp 42.0K
-76.33%
Rice(white)(1kg)
$1.85MAD 17.03
$1.21Rp 20.7K
52.89%
Eggs
$2.10MAD 19.37
$2.39Rp 40.9K
-12.13%
Local Cheese(1kg)
$9.63MAD 88.9
$14.70Rp 252.1K
-34.49%
Chicken Fillets(1kg)
$6.01MAD 55.5
$4.24Rp 72.7K
41.75%
Beef Round Steak(1kg)
$11.24MAD 104
$12.08Rp 207.1K
-6.95%
Apples(1kg)
$1.56MAD 14.36
$3.66Rp 62.9K
-57.38%
Banana(1kg)
$1.38MAD 12.72
$1.61Rp 27.6K
-14.29%
Oranges(1kg)
$0.92MAD 8.46
$2.72Rp 46.6K
-66.18%
Tomato(1kg)
$0.88MAD 8.17
$2.27Rp 39.0K
-61.23%
Potato(1kg)
$0.74MAD 6.79
$1.90Rp 32.6K
-61.05%
Onion(1kg)
$0.75MAD 6.96
$2.30Rp 39.4K
-67.39%
Lettuce(1 head)
$0.43MAD 3.96
$1.02Rp 17.4K
-57.84%
Water(1.5 liter bottle)
$0.60MAD 5.51
$0.78Rp 13.4K
-23.08%
Cigarettes 20 Pack(Marlboro, Camel)
$4.43MAD 40.88
$3.24Rp 55.7K
36.73%
Wine(Bottle)
$8.02MAD 74.0
$24.06Rp 412.7K
-66.67%
Local Beer(0.5 liter bottle)
$2.65MAD 24.45
$2.84Rp 48.7K
-6.69%
Imported Beer(0.33 liter bottle)
$2.98MAD 27.47
$2.79Rp 47.8K
6.81%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.46MAD 4.23
$0.27Rp 4,610
70.37%
Public Transport Monthly Pass(Regular Price)
$16.29MAD 150
$8.24Rp 141.4K
97.69%
Taxi Start(Normal Tariff)
$0.74MAD 6.82
$0.45Rp 7,708
64.44%
Taxi(Normal Tariff)(1km)
$0.48MAD 4.44
$0.43Rp 7,305
11.63%
Taxi 1hour Waiting(Normal Tariff)
$5.42MAD 49.99
$6.02Rp 103.3K
-9.97%
Gasoline(1 liter)
$1.52MAD 14.01
$0.86Rp 14.7K
76.74%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.7KMAD 338.6K
$26.1KRp 447.1M
40.74%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.6KMAD 272.9K
$31.7KRp 543.7M
-6.72%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$21.63MAD 200
$78.3Rp 1.3M
-72.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.38MAD 49.70
$4.00Rp 68.5K
34.50%
Internet(50+ Mbps, Unlimited Data)
$46.18MAD 426
$24.35Rp 417.7K
89.65%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.07MAD 176
$95.8Rp 1.6M
-80.09%
Tennis Court(1 Hour on Weekend)
$23.61MAD 218
$6.46Rp 110.7K
265.48%
Cinema Ticket
$6.69MAD 61.8
$4.01Rp 68.7K
66.83%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$112MAD 1,036
$302Rp 5.2M
-62.80%
International Primary School, 1 Child(Yearly)
$6,338MAD 58.5K
$6,545Rp 112.3M
-3.16%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$42.64MAD 394
$53.4Rp 916.3K
-20.18%
Summer Dress(H&M, Zara, etc)
$50.6MAD 467
$38.55Rp 661.2K
31.15%
Sport Shoes(Adidas, Nike)
$107MAD 987
$89.1Rp 1.5M
20.00%
Men's Leather Business Shoes
$103MAD 954
$78.9Rp 1.4M
31.03%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$277MAD 2,558
$1,016Rp 17.4M
-72.73%
1-bedroom Apartment, Outside City Center(Monthly)
$173MAD 1,598
$672Rp 11.5M
-74.24%
3-bedroom Apartment, City Center(Monthly)
$509MAD 4,698
$3,368Rp 57.8M
-84.89%
3-bedroom Apartment, Outside City Center(Monthly)
$306MAD 2,821
$2,108Rp 36.2M
-85.50%
Buy Apartment in City Center(m2)
-
$3,001Rp 51.5M
-
Buy Apartment Outside City Center(m2)
-
$2,337Rp 40.1M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$483MAD 4,456
$178Rp 3.0M
171.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.75
13.28
-64.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Settat: April 14, 2026
Last update for Ubud, Bali: April 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $277 in Settat and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Settat pays 172% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33 in Settat vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $195 vs $300 per month, with Settat cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 97% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or Ubud, Bali?
Settat pays 172% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat vs Ubud, Bali?
Rent for a central apartment: $277 in Settat versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $706 per month in Settat versus $1,395 in Ubud, Bali – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat vs Ubud, Bali?
A monthly transit pass in Settat runs roughly 98% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or Ubud, Bali?
At $706 in Settat versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $706 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.