🙂Monthly costs for one person with rent: $666 in Settat versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,026 in Settat versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,386 in Settat versus $3,273 in Ubud, Bali.
🌍Living in Settat costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Settat is 52% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.20MAD 29.90
$3.37Rp 59.5K
-5.04%
Three-Course Dinner for Two, Mid-Range
$32.56MAD 305
$38.59Rp 680.3K
-15.63%
Fast Food Meal(McDonalds, etc)
$6.56MAD 61.4
$5.52Rp 97.3K
18.84%
Cappuccino
$1.15MAD 10.75
$2.64Rp 46.6K
-56.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47MAD 4.40
$1.67Rp 29.5K
-71.86%
Water(0.33 liter bottle)
$0.38MAD 3.52
$0.77Rp 13.6K
-50.65%
Local Beer(0.5 liter draught)
$1.27MAD 11.88
$2.63Rp 46.4K
-51.71%
Imported Beer(0.33 liter bottle)
$1.65MAD 15.44
$4.28Rp 75.5K
-61.45%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk(1 liter)
$0.89MAD 8.36
$1.55Rp 27.3K
-42.58%
White Bread(500g)
$0.86MAD 8.06
$2.22Rp 39.2K
-61.26%
Rice(white)(1kg)
$1.62MAD 15.18
$1.13Rp 19.8K
43.36%
Eggs
$2.00MAD 18.68
$2.09Rp 36.8K
-4.31%
Local Cheese(1kg)
$8.03MAD 75.1
$17.39Rp 306.6K
-53.82%
Chicken Fillets(1kg)
$5.48MAD 51.3
$3.87Rp 68.2K
41.60%
Beef Round Steak(1kg)
$12.02MAD 112
$12.55Rp 221.2K
-4.22%
Apples(1kg)
$1.68MAD 15.76
$3.62Rp 63.8K
-53.59%
Banana(1kg)
$1.49MAD 13.92
$1.56Rp 27.5K
-4.49%
Oranges(1kg)
$0.99MAD 9.26
$2.35Rp 41.5K
-57.87%
Tomato(1kg)
$0.77MAD 7.24
$2.06Rp 36.2K
-62.62%
Potato(1kg)
$0.75MAD 7.00
$1.90Rp 33.5K
-60.53%
Onion(1kg)
$0.81MAD 7.53
$2.34Rp 41.2K
-65.38%
Lettuce(1 head)
$0.26MAD 2.44
$1.03Rp 18.2K
-74.76%
Water(1.5 liter bottle)
$0.52MAD 4.88
$0.55Rp 9,779
-5.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.32MAD 40.43
$2.25Rp 39.7K
92.00%
Wine(Bottle)
$8.21MAD 76.8
$23.81Rp 419.7K
-65.52%
Local Beer(0.5 liter bottle)
$2.31MAD 21.63
$2.31Rp 40.8K
-
Imported Beer(0.33 liter bottle)
$3.45MAD 32.30
$2.80Rp 49.4K
23.21%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.42MAD 3.91
$0.27Rp 4,802
55.56%
Public Transport Monthly Pass(Regular Price)
$10.60MAD 99.2
$8.66Rp 152.7K
22.40%
Taxi Start(Normal Tariff)
$0.79MAD 7.35
$0.48Rp 8,489
64.58%
Taxi(Normal Tariff)(1km)
$0.68MAD 6.34
$0.45Rp 7,863
51.11%
Taxi 1hour Waiting(Normal Tariff)
$7.37MAD 69.0
$5.72Rp 100.8K
28.85%
Gasoline(1 liter)
$1.57MAD 14.73
$0.76Rp 13.4K
106.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2KMAD 328.9K
$24.5KRp 431.6M
43.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5KMAD 285.4K
$32.1KRp 566.3M
-5.03%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$21.41MAD 200
$83.6Rp 1.5M
-74.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.45MAD 51.0
$6.46Rp 113.8K
-15.63%
Internet(50+ Mbps, Unlimited Data)
$37.95MAD 355
$18.99Rp 334.8K
99.84%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.52MAD 183
$56.0Rp 986.8K
-65.12%
Tennis Court(1 Hour on Weekend)
$10.78MAD 101
$18.62Rp 328.2K
-42.11%
Cinema Ticket
$6.66MAD 62.3
$4.28Rp 75.5K
55.61%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$106MAD 991
$487Rp 8.6M
-78.23%
International Primary School, 1 Child(Yearly)
$8,646MAD 80.9K
$5,856Rp 103.2M
47.64%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$32.76MAD 306
$45.56Rp 803.2K
-28.09%
Summer Dress(H&M, Zara, etc)
$47.54MAD 445
$36.38Rp 641.4K
30.68%
Sport Shoes(Adidas, Nike)
$84.4MAD 790
$82.0Rp 1.4M
3.00%
Men's Leather Business Shoes
$87.5MAD 818
$80.4Rp 1.4M
8.78%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$219MAD 2,046
$1,117Rp 19.7M
-80.42%
1-bedroom Apartment, Outside City Center(Monthly)
$162MAD 1,514
$701Rp 12.4M
-76.91%
3-bedroom Apartment, City Center(Monthly)
$870MAD 8,138
$3,537Rp 62.4M
-75.40%
3-bedroom Apartment, Outside City Center(Monthly)
$235MAD 2,197
$1,762Rp 31.1M
-86.67%
Buy Apartment in City Center(m2)
-
$2,826Rp 49.8M
-
Buy Apartment Outside City Center(m2)
-
$2,292Rp 40.4M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$220MAD 2,054
$170Rp 3.0M
29.30%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.5
13.78
-74.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Settat: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $219 in Settat and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Settat pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Settat vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $191 vs $293 per month, with Settat cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 110% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or in Ubud, Bali?
Average pay runs 29% higher in Settat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat compared to Ubud, Bali?
Rent for a central apartment: $219 in Settat versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $666 per month in Settat versus $1,396 in Ubud, Bali – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat compared to Ubud, Bali?
A monthly transit pass in Settat runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or in Ubud, Bali?
At $666 in Settat versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $666 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.