Last update: Oct 2026

Cost of Living Comparison Between Settat and Ubud, Bali

For one person, living is cheaper in Settat: $646 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Settat
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Settat Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Settat

🇲🇦 Morocco

$646

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Settat and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Settat and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $646 in Settat versus $1,353 in Ubud, Bali.

Settat $646
Ubud, Bali $1,353

Estimated couple costs with rent: $1,030 in Settat versus $2,297 in Ubud, Bali.

Settat $1,030
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,415 in Settat versus $3,241 in Ubud, Bali.

Settat $1,415
Ubud, Bali $3,241

Living in Settat costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Settat is 52% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.11 MAD 30.28

$3.23 Rp 58.1K

-3.72%

Three-Course Dinner for Two, Mid-Range

$30.32 MAD 296

$34.88 Rp 627.8K

-13.07%

Fast Food Meal (McDonalds, etc)

$6.00 MAD 58.5

$5.70 Rp 102.5K

5.26%

Cappuccino

$1.15 MAD 11.18

$2.62 Rp 47.1K

-56.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 MAD 4.31

$1.72 Rp 31.0K

-74.42%

Water (0.33 liter bottle)

$0.37 MAD 3.57

$0.81 Rp 14.6K

-54.32%

Local Beer (0.5 liter draught)

$1.20 MAD 11.70

$2.65 Rp 47.7K

-54.72%

Imported Beer (0.33 liter bottle)

$1.53 MAD 14.88

$4.37 Rp 78.6K

-64.99%

Milk (1 liter)

$0.88 MAD 8.57

$1.57 Rp 28.3K

-43.95%

White Bread (500g)

$0.84 MAD 8.21

$2.19 Rp 39.5K

-61.64%

Rice (white) (1kg)

$1.53 MAD 14.96

$1.18 Rp 21.2K

29.66%

Eggs

$1.90 MAD 18.55

$2.16 Rp 38.8K

-12.04%

Local Cheese (1kg)

$7.85 MAD 76.6

$17.65 Rp 317.7K

-55.52%

Chicken Fillets (1kg)

$5.14 MAD 50.1

$3.78 Rp 68.0K

35.98%

Beef Round Steak (1kg)

$11.23 MAD 110

$11.95 Rp 215.1K

-6.03%

Apples (1kg)

$1.57 MAD 15.31

$3.60 Rp 64.8K

-56.39%

Banana (1kg)

$1.35 MAD 13.15

$1.59 Rp 28.6K

-15.09%

Oranges (1kg)

$0.92 MAD 8.99

$2.31 Rp 41.6K

-60.17%

Tomato (1kg)

$0.73 MAD 7.11

$1.91 Rp 34.3K

-61.78%

Potato (1kg)

$0.72 MAD 7.02

$1.78 Rp 32.1K

-59.55%

Onion (1kg)

$0.82 MAD 7.98

$2.33 Rp 41.9K

-64.81%

Lettuce (1 head)

$0.23 MAD 2.23

$1.00 Rp 18.0K

-77.00%

Water (1.5 liter bottle)

$0.53 MAD 5.15

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 MAD 39.32

$2.29 Rp 41.1K

75.98%

Wine (Bottle)

$7.47 MAD 72.8

$22.07 Rp 397.3K

-66.15%

Local Beer (0.5 liter bottle)

$2.28 MAD 22.27

$2.35 Rp 42.2K

-2.98%

Imported Beer (0.33 liter bottle)

$3.29 MAD 32.05

$2.98 Rp 53.6K

10.40%

One-way Ticket (Public Transport)

$0.51 MAD 4.95

$0.23 Rp 4,112

121.74%

Public Transport Monthly Pass (Regular Price)

$20.43 MAD 199

$8.90 Rp 160.2K

129.55%

Taxi Start (Normal Tariff)

$0.80 MAD 7.78

$0.47 Rp 8,466

70.21%

Taxi (Normal Tariff) (1km)

$0.59 MAD 5.79

$0.43 Rp 7,737

37.21%

Taxi 1hour Waiting (Normal Tariff)

$7.00 MAD 68.3

$5.47 Rp 98.4K

27.97%

Gasoline (1 liter)

$1.51 MAD 14.76

$0.83 Rp 14.9K

81.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K MAD 293.5K

$23.9K Rp 429.8M

26.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K MAD 307.1K

$32.8K Rp 590.1M

-3.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.66 MAD 201

$80.0 Rp 1.4M

-74.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.07 MAD 49.44

$6.56 Rp 118.1K

-22.71%

Internet (50+ Mbps, Unlimited Data)

$36.21 MAD 353

$18.60 Rp 334.8K

94.68%

Gym Membership (Monthly)

$18.64 MAD 182

$54.1 Rp 974.1K

-65.56%

Tennis Court (1 Hour on Weekend)

$21.14 MAD 206

$18.28 Rp 329.0K

15.65%

Cinema Ticket

$6.57 MAD 64.1

$4.25 Rp 76.5K

54.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$97.3 MAD 949

$493 Rp 8.9M

-80.25%

International Primary School, 1 Child (Yearly)

$8,252 MAD 80.5K

$5,597 Rp 100.7M

47.43%

Jeans (Levis 501 Or Similar)

$31.76 MAD 310

$45.58 Rp 820.4K

-30.32%

Summer Dress (H&M, Zara, etc)

$44.34 MAD 432

$34.96 Rp 629.4K

26.83%

Sport Shoes (Adidas, Nike)

$80.6 MAD 786

$77.7 Rp 1.4M

3.67%

Men's Leather Business Shoes

$80.8 MAD 788

$78.5 Rp 1.4M

2.92%

1-bedroom Apartment, City Center (Monthly)

$273 MAD 2,664

$1,131 Rp 20.4M

-75.85%

1-bedroom Apartment, Outside City Center (Monthly)

$169 MAD 1,645

$673 Rp 12.1M

-74.93%

3-bedroom Apartment, City Center (Monthly)

$453 MAD 4,416

$3,613 Rp 65.0M

-87.46%

3-bedroom Apartment, Outside City Center (Monthly)

$273 MAD 2,663

$1,702 Rp 30.6M

-83.95%

Buy Apartment in City Center (m2)

$1,126 MAD 11.0K

$2,717 Rp 48.9M

-58.55%

Buy Apartment Outside City Center (m2)

$883 MAD 8,607

$2,241 Rp 40.3M

-60.61%

Average Monthly Net Salary (After Tax)

$206 MAD 2,012

$166 Rp 3.0M

24.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

13.78

-67.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Settat: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Settat

$181 28.1%

Ubud, Bali

$287 21.2% 58.5% $106

Accommodation & Living

Settat

$169 26.1%

Ubud, Bali

$673 49.7% 299% $504

Clothing & Footwear

Settat

$107 16.6%

Ubud, Bali

$107 7.9% 0.3% $0.3

Eating Out

Settat

$69 10.7%

Ubud, Bali

$106 7.9% 54.5% $38

Monthly Utilities & Internet

Settat

$62 9.6%

Ubud, Bali

$105 7.8% 69.8% $43

Sport & Entertainment

Settat

$32 4.9%

Ubud, Bali

$63 4.6% 97% $31

Getting Around

Settat

$26 4.1%

Ubud, Bali

$12 0.9% 52.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $273 in Settat and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Settat pays 24% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Settat vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $181 vs $287 per month, with Settat cheaper across the board.

Good to know

🇲🇦 Settat

🇮🇩 Ubud, Bali

🕒 Local time

00:20 12:20 AM

07:20 7:20 AM

7 h ahead of Settat

🌤 Weather

👥 Population

142,250

74,800

💱 Currency

Moroccan Dirham MAD د.م.

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 20, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MAD in detail →

On the map

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Highest

Between locations

Settat Ubud, Bali 13,570 km ≈ 17 h nonstop flight

From you

Settat
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Settat wins on cost – living expenses run 110% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.

Average pay runs 24% higher in Settat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $273 in Settat versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $646 per month in Settat versus $1,353 in Ubud, Bali – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Settat runs roughly 130% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $646 in Settat versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.

Both work as nomad bases, but Settat delivers better value – similar infrastructure at $646 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.

Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Settat gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.