Cost of Living Comparison Between Settat and Ubud, Bali Cost of Living Comparison Between Settat and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $666 in Settat versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,026 in Settat versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,386 in Settat versus $3,273 in Ubud, Bali.

Living in Settat costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Settat is 52% below, Ubud, Bali is 2% above.

Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.20 MAD 29.90
$3.37 Rp 59.5K
-5.04%
Three-Course Dinner for Two, Mid-Range
$32.56 MAD 305
$38.59 Rp 680.3K
-15.63%
Fast Food Meal (McDonalds, etc)
$6.56 MAD 61.4
$5.52 Rp 97.3K
18.84%
Cappuccino
$1.15 MAD 10.75
$2.64 Rp 46.6K
-56.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 MAD 4.40
$1.67 Rp 29.5K
-71.86%
Water (0.33 liter bottle)
$0.38 MAD 3.52
$0.77 Rp 13.6K
-50.65%
Local Beer (0.5 liter draught)
$1.27 MAD 11.88
$2.63 Rp 46.4K
-51.71%
Imported Beer (0.33 liter bottle)
$1.65 MAD 15.44
$4.28 Rp 75.5K
-61.45%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk (1 liter)
$0.89 MAD 8.36
$1.55 Rp 27.3K
-42.58%
White Bread (500g)
$0.86 MAD 8.06
$2.22 Rp 39.2K
-61.26%
Rice (white) (1kg)
$1.62 MAD 15.18
$1.13 Rp 19.8K
43.36%
Eggs
$2.00 MAD 18.68
$2.09 Rp 36.8K
-4.31%
Local Cheese (1kg)
$8.03 MAD 75.1
$17.39 Rp 306.6K
-53.82%
Chicken Fillets (1kg)
$5.48 MAD 51.3
$3.87 Rp 68.2K
41.60%
Beef Round Steak (1kg)
$12.02 MAD 112
$12.55 Rp 221.2K
-4.22%
Apples (1kg)
$1.68 MAD 15.76
$3.62 Rp 63.8K
-53.59%
Banana (1kg)
$1.49 MAD 13.92
$1.56 Rp 27.5K
-4.49%
Oranges (1kg)
$0.99 MAD 9.26
$2.35 Rp 41.5K
-57.87%
Tomato (1kg)
$0.77 MAD 7.24
$2.06 Rp 36.2K
-62.62%
Potato (1kg)
$0.75 MAD 7.00
$1.90 Rp 33.5K
-60.53%
Onion (1kg)
$0.81 MAD 7.53
$2.34 Rp 41.2K
-65.38%
Lettuce (1 head)
$0.26 MAD 2.44
$1.03 Rp 18.2K
-74.76%
Water (1.5 liter bottle)
$0.52 MAD 4.88
$0.55 Rp 9,779
-5.45%
Cigarettes 20 Pack (Marlboro, Camel)
$4.32 MAD 40.43
$2.25 Rp 39.7K
92.00%
Wine (Bottle)
$8.21 MAD 76.8
$23.81 Rp 419.7K
-65.52%
Local Beer (0.5 liter bottle)
$2.31 MAD 21.63
$2.31 Rp 40.8K
-
Imported Beer (0.33 liter bottle)
$3.45 MAD 32.30
$2.80 Rp 49.4K
23.21%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.42 MAD 3.91
$0.27 Rp 4,802
55.56%
Public Transport Monthly Pass (Regular Price)
$10.60 MAD 99.2
$8.66 Rp 152.7K
22.40%
Taxi Start (Normal Tariff)
$0.79 MAD 7.35
$0.48 Rp 8,489
64.58%
Taxi (Normal Tariff) (1km)
$0.68 MAD 6.34
$0.45 Rp 7,863
51.11%
Taxi 1hour Waiting (Normal Tariff)
$7.37 MAD 69.0
$5.72 Rp 100.8K
28.85%
Gasoline (1 liter)
$1.57 MAD 14.73
$0.76 Rp 13.4K
106.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K MAD 328.9K
$24.5K Rp 431.6M
43.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5K MAD 285.4K
$32.1K Rp 566.3M
-5.03%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$21.41 MAD 200
$83.6 Rp 1.5M
-74.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.45 MAD 51.0
$6.46 Rp 113.8K
-15.63%
Internet (50+ Mbps, Unlimited Data)
$37.95 MAD 355
$18.99 Rp 334.8K
99.84%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.52 MAD 183
$56.0 Rp 986.8K
-65.12%
Tennis Court (1 Hour on Weekend)
$10.78 MAD 101
$18.62 Rp 328.2K
-42.11%
Cinema Ticket
$6.66 MAD 62.3
$4.28 Rp 75.5K
55.61%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$106 MAD 991
$487 Rp 8.6M
-78.23%
International Primary School, 1 Child (Yearly)
$8,646 MAD 80.9K
$5,856 Rp 103.2M
47.64%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.76 MAD 306
$45.56 Rp 803.2K
-28.09%
Summer Dress (H&M, Zara, etc)
$47.54 MAD 445
$36.38 Rp 641.4K
30.68%
Sport Shoes (Adidas, Nike)
$84.4 MAD 790
$82.0 Rp 1.4M
3.00%
Men's Leather Business Shoes
$87.5 MAD 818
$80.4 Rp 1.4M
8.78%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$219 MAD 2,046
$1,117 Rp 19.7M
-80.42%
1-bedroom Apartment, Outside City Center (Monthly)
$162 MAD 1,514
$701 Rp 12.4M
-76.91%
3-bedroom Apartment, City Center (Monthly)
$870 MAD 8,138
$3,537 Rp 62.4M
-75.40%
3-bedroom Apartment, Outside City Center (Monthly)
$235 MAD 2,197
$1,762 Rp 31.1M
-86.67%
Buy Apartment in City Center (m2)
-
$2,826 Rp 49.8M
-
Buy Apartment Outside City Center (m2)
-
$2,292 Rp 40.4M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$220 MAD 2,054
$170 Rp 3.0M
29.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.5
13.78
-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Settat: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $219 in Settat and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Settat pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Settat vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $191 vs $293 per month, with Settat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 110% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or in Ubud, Bali?
Average pay runs 29% higher in Settat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat compared to Ubud, Bali?
Rent for a central apartment: $219 in Settat versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $666 per month in Settat versus $1,396 in Ubud, Bali – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat compared to Ubud, Bali?
A monthly transit pass in Settat runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or in Ubud, Bali?
At $666 in Settat versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $666 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 110% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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