🙂Monthly costs for one person with rent: $695 in Settat versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,131 in Settat versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,568 in Settat versus $3,763 in Ubud, Bali.
🌍Living in Settat costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Settat is 48% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.33MAD 31.15
$3.45Rp 62.1K
-3.48%
Three-Course Dinner for Two, Mid-Range
$33.22MAD 311
$32.34Rp 581.1K
2.72%
Fast Food Meal(McDonalds, etc)
$7.01MAD 65.6
$4.84Rp 87.1K
44.83%
Cappuccino
$1.18MAD 11.06
$2.75Rp 49.4K
-57.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.48MAD 4.51
$1.38Rp 24.9K
-65.22%
Water(0.33 liter bottle)
$0.36MAD 3.32
$0.75Rp 13.5K
-52.00%
Local Beer(0.5 liter draught)
$1.28MAD 12.01
$2.99Rp 53.8K
-57.19%
Imported Beer(0.33 liter bottle)
$1.66MAD 15.50
$3.85Rp 69.2K
-56.88%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk(1 liter)
$0.84MAD 7.84
$1.74Rp 31.2K
-51.72%
White Bread(500g)
$0.54MAD 5.08
$2.46Rp 44.2K
-78.05%
Rice(white)(1kg)
$1.77MAD 16.59
$1.17Rp 21.0K
51.28%
Eggs
$2.08MAD 19.47
$2.43Rp 43.7K
-14.40%
Local Cheese(1kg)
$9.53MAD 89.2
$14.50Rp 260.6K
-34.28%
Chicken Fillets(1kg)
$6.15MAD 57.5
$4.35Rp 78.2K
41.38%
Beef Round Steak(1kg)
$11.34MAD 106
$11.98Rp 215.3K
-5.34%
Apples(1kg)
$1.52MAD 14.24
$3.72Rp 66.8K
-59.14%
Banana(1kg)
$1.38MAD 12.94
$1.63Rp 29.2K
-15.34%
Oranges(1kg)
$0.95MAD 8.89
$2.74Rp 49.3K
-65.33%
Tomato(1kg)
$0.88MAD 8.27
$2.24Rp 40.3K
-60.71%
Potato(1kg)
$0.78MAD 7.31
$1.92Rp 34.5K
-59.38%
Onion(1kg)
$0.73MAD 6.86
$2.28Rp 40.9K
-67.98%
Lettuce(1 head)
$0.42MAD 3.95
$1.06Rp 19.1K
-60.38%
Water(1.5 liter bottle)
$0.63MAD 5.89
$0.72Rp 12.9K
-12.50%
Cigarettes 20 Pack(Marlboro, Camel)
$4.48MAD 41.92
$3.29Rp 59.0K
36.17%
Wine(Bottle)
$8.22MAD 76.9
$23.19Rp 416.8K
-64.55%
Local Beer(0.5 liter bottle)
$2.68MAD 25.11
$2.78Rp 49.9K
-3.60%
Imported Beer(0.33 liter bottle)
$3.08MAD 28.86
$2.73Rp 49.1K
12.82%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.43MAD 4.00
$0.27Rp 4,786
59.26%
Public Transport Monthly Pass(Regular Price)
$16.41MAD 154
$8.11Rp 145.7K
102.34%
Taxi Start(Normal Tariff)
$0.79MAD 7.44
$0.48Rp 8,675
64.58%
Taxi(Normal Tariff)(1km)
$0.48MAD 4.50
$0.42Rp 7,545
14.29%
Taxi 1hour Waiting(Normal Tariff)
$5.61MAD 52.5
$6.22Rp 111.8K
-9.81%
Gasoline(1 liter)
$1.53MAD 14.32
$0.81Rp 14.6K
88.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5KMAD 351.1K
$26.6KRp 478.2M
41.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.2KMAD 282.3K
$32.2KRp 578.5M
-6.28%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$21.52MAD 201
$78.4Rp 1.4M
-72.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.52MAD 51.7
$4.07Rp 73.1K
35.63%
Internet(50+ Mbps, Unlimited Data)
$45.53MAD 426
$24.33Rp 437.1K
87.14%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.52MAD 183
$98.6Rp 1.8M
-80.20%
Tennis Court(1 Hour on Weekend)
$23.22MAD 217
$6.34Rp 113.9K
266.25%
Cinema Ticket
$6.52MAD 61.1
$3.99Rp 71.6K
63.41%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$112MAD 1,044
$305Rp 5.5M
-63.44%
International Primary School, 1 Child(Yearly)
$6,248MAD 58.5K
$6,642Rp 119.4M
-5.94%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$43.37MAD 406
$54.1Rp 972.9K
-19.89%
Summer Dress(H&M, Zara, etc)
$50.9MAD 476
$37.81Rp 679.4K
34.54%
Sport Shoes(Adidas, Nike)
$108MAD 1,010
$86.8Rp 1.6M
24.34%
Men's Leather Business Shoes
$103MAD 961
$76.4Rp 1.4M
34.47%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$280MAD 2,620
$992Rp 17.8M
-71.77%
1-bedroom Apartment, Outside City Center(Monthly)
$172MAD 1,605
$673Rp 12.1M
-74.50%
3-bedroom Apartment, City Center(Monthly)
$505MAD 4,724
$3,375Rp 60.7M
-85.04%
3-bedroom Apartment, Outside City Center(Monthly)
$301MAD 2,813
$2,050Rp 36.8M
-85.33%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.4M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 40.0M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$213MAD 1,993
$167Rp 3.0M
27.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.75
13.28
-64.23%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Settat: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $280 in Settat and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Settat pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Settat vs $32.00 in Ubud, Bali. Groceries flip the comparison at $196 vs $297, with Settat cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 103% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or in Ubud, Bali?
Average pay runs 28% higher in Settat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat compared to Ubud, Bali?
Rent for a central apartment: $280 in Settat versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $695 per month in Settat versus $1,408 in Ubud, Bali – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat compared to Ubud, Bali?
A monthly transit pass in Settat runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or in Ubud, Bali?
At $695 in Settat versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $695 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.