Cost of Living Comparison Between Settat and Ubud, Bali Cost of Living Comparison Between Settat and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $701 in Settat versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,139 in Settat versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,577 in Settat versus $3,660 in Ubud, Bali.

Living in Settat costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Settat is 48% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Settat
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.25 MAD 30.05
$3.56 Rp 64.3K
-8.71%
Three-Course Dinner for Two, Mid-Range
$33.41 MAD 309
$32.73 Rp 590.3K
2.08%
Fast Food Meal (McDonalds, etc)
$7.23 MAD 66.8
$4.95 Rp 89.3K
46.06%
Cappuccino
$1.19 MAD 10.99
$2.71 Rp 48.9K
-56.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 MAD 4.10
$1.34 Rp 24.2K
-67.16%
Water (0.33 liter bottle)
$0.33 MAD 3.02
$0.70 Rp 12.6K
-52.86%
Local Beer (0.5 liter draught)
$1.29 MAD 11.94
$2.92 Rp 52.7K
-55.82%
Imported Beer (0.33 liter bottle)
$1.65 MAD 15.26
$3.96 Rp 71.4K
-58.33%
🛒 Groceries & Markets
Settat
Ubud, Bali
Difference
Milk (1 liter)
$0.90 MAD 8.28
$1.81 Rp 32.6K
-50.28%
White Bread (500g)
$0.59 MAD 5.42
$2.52 Rp 45.4K
-76.59%
Rice (white) (1kg)
$1.78 MAD 16.43
$1.16 Rp 20.9K
53.45%
Eggs
$2.00 MAD 18.47
$2.46 Rp 44.4K
-18.70%
Local Cheese (1kg)
$9.68 MAD 89.4
$14.71 Rp 265.3K
-34.19%
Chicken Fillets (1kg)
$6.13 MAD 56.7
$4.32 Rp 77.9K
41.90%
Beef Round Steak (1kg)
$11.09 MAD 102
$12.14 Rp 218.9K
-8.65%
Apples (1kg)
$1.52 MAD 14.06
$3.84 Rp 69.3K
-60.42%
Banana (1kg)
$1.39 MAD 12.83
$1.56 Rp 28.1K
-10.90%
Oranges (1kg)
$0.90 MAD 8.30
$2.83 Rp 51.1K
-68.20%
Tomato (1kg)
$0.88 MAD 8.12
$2.33 Rp 41.9K
-62.23%
Potato (1kg)
$0.80 MAD 7.35
$1.91 Rp 34.5K
-58.12%
Onion (1kg)
$0.74 MAD 6.84
$2.20 Rp 39.7K
-66.36%
Lettuce (1 head)
$0.42 MAD 3.92
$1.01 Rp 18.3K
-58.42%
Water (1.5 liter bottle)
$0.59 MAD 5.48
$0.78 Rp 14.0K
-24.36%
Cigarettes 20 Pack (Marlboro, Camel)
$4.36 MAD 40.25
$3.32 Rp 59.8K
31.33%
Wine (Bottle)
$8.06 MAD 74.5
$23.74 Rp 428.1K
-66.05%
Local Beer (0.5 liter bottle)
$2.71 MAD 25.02
$2.79 Rp 50.3K
-2.87%
Imported Beer (0.33 liter bottle)
$2.94 MAD 27.19
$2.86 Rp 51.6K
2.80%
🚌 Getting Around
Settat
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.43 MAD 3.94
$0.27 Rp 4,848
59.26%
Public Transport Monthly Pass (Regular Price)
$16.21 MAD 150
$8.03 Rp 144.8K
101.87%
Taxi Start (Normal Tariff)
$0.80 MAD 7.42
$0.46 Rp 8,231
73.91%
Taxi (Normal Tariff) (1km)
$0.51 MAD 4.73
$0.45 Rp 8,117
13.33%
Taxi 1hour Waiting (Normal Tariff)
$5.45 MAD 50.4
$6.10 Rp 109.9K
-10.66%
Gasoline (1 liter)
$1.53 MAD 14.16
$0.79 Rp 14.3K
93.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K MAD 340.4K
$26.1K Rp 471.6M
40.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K MAD 274.0K
$32.1K Rp 579.3M
-7.66%
🧾 Monthly Utilities & Internet
Settat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$21.57 MAD 199
$79.9 Rp 1.4M
-73.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.42 MAD 50.1
$4.06 Rp 73.3K
33.50%
Internet (50+ Mbps, Unlimited Data)
$45.19 MAD 417
$23.52 Rp 424.2K
92.13%
🎉 Sport & Entertainment
Settat
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.06 MAD 176
$98.7 Rp 1.8M
-80.69%
Tennis Court (1 Hour on Weekend)
$23.03 MAD 213
$6.63 Rp 119.6K
247.36%
Cinema Ticket
$6.66 MAD 61.5
$4.15 Rp 74.8K
60.48%
🧸 Childcare & Education
Settat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$115 MAD 1,060
$304 Rp 5.5M
-62.25%
International Primary School, 1 Child (Yearly)
$6,295 MAD 58.2K
$6,613 Rp 119.3M
-4.81%
👕👟 Clothing & Footwear
Settat
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$42.80 MAD 395
$55.5 Rp 1.0M
-22.94%
Summer Dress (H&M, Zara, etc)
$50.4 MAD 465
$38.31 Rp 690.9K
31.43%
Sport Shoes (Adidas, Nike)
$107 MAD 992
$88.6 Rp 1.6M
21.17%
Men's Leather Business Shoes
$103 MAD 951
$77.9 Rp 1.4M
32.14%
🏠 Accommodation & Living
Settat
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$275 MAD 2,542
$1,006 Rp 18.2M
-72.66%
1-bedroom Apartment, Outside City Center (Monthly)
$172 MAD 1,590
$675 Rp 12.2M
-74.52%
3-bedroom Apartment, City Center (Monthly)
$513 MAD 4,738
$3,442 Rp 62.1M
-85.10%
3-bedroom Apartment, Outside City Center (Monthly)
$301 MAD 2,784
$2,039 Rp 36.8M
-85.22%
Buy Apartment in City Center (m2)
-
$2,841 Rp 51.2M
-
Buy Apartment Outside City Center (m2)
-
$2,264 Rp 40.8M
-
💵 Salaries & Financials
Settat
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$220 MAD 2,036
$165 Rp 3.0M
33.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.75
13.28
-64.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Settat: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $275 in Settat and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Settat pays 33% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Settat vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $195 vs $302 per month, with Settat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Settat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Settat or Ubud, Bali?
Settat wins on cost – living expenses run 102% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Settat or Ubud, Bali?
Settat pays 33% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Settat vs Ubud, Bali?
Rent for a central apartment: $275 in Settat versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Settat compared to Ubud, Bali?
All in, you'll spend $701 per month in Settat versus $1,419 in Ubud, Bali – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Settat vs Ubud, Bali?
A monthly transit pass in Settat runs roughly 102% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Settat or Ubud, Bali?
At $701 in Settat versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Settat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Settat or Ubud, Bali?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $701 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Settat compared to Ubud, Bali?
Safety-wise, Settat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 102% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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