Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Setagaya-ku

For one person, living is cheaper in Setagaya-ku: $1,183 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Setagaya-ku
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Setagaya-ku Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Setagaya-ku

🇯🇵 Japan

$1,183

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Setagaya-ku

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Setagaya-ku actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,183 in Setagaya-ku, rent included.

Ubud, Bali $1,368
Setagaya-ku $1,183

A couple spends around $2,314 per month in Ubud, Bali vs $1,834 in Setagaya-ku, rent included.

Ubud, Bali $2,314
Setagaya-ku $1,834

A family of three spends $3,260 per month in Ubud, Bali vs $2,484 in Setagaya-ku, rent included.

Ubud, Bali $3,260
Setagaya-ku $2,484

Ubud, Bali costs about 16% more than Setagaya-ku, and outside of rent the biggest gap is in transport.

Ubud, Bali sits 1% above the global median, while Setagaya-ku is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$6.12 ¥968

-45.59%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$25.64 ¥4,050

37.21%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.36 ¥690

33.03%

Cappuccino

$2.73 Rp 49.1K

$2.97 ¥470

-8.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.04 ¥165

57.69%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.65 ¥102

27.69%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.19 ¥346

23.29%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.22 ¥508

33.54%

Milk (1 liter)

$1.50 Rp 27.1K

$1.23 ¥194

21.95%

White Bread (500g)

$2.30 Rp 41.4K

$1.72 ¥272

33.72%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.64 ¥575

-67.58%

Eggs

$2.14 Rp 38.6K

$1.17 ¥186

82.91%

Local Cheese (1kg)

$17.48 Rp 314.6K

$10.40 ¥1,643

68.08%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.11 ¥965

-34.04%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.25 ¥2,252

-14.18%

Apples (1kg)

$3.55 Rp 63.9K

$5.59 ¥883

-36.49%

Banana (1kg)

$1.57 Rp 28.3K

$2.74 ¥433

-42.70%

Oranges (1kg)

$2.24 Rp 40.2K

$2.95 ¥466

-24.07%

Tomato (1kg)

$1.93 Rp 34.7K

$4.14 ¥654

-53.38%

Potato (1kg)

$1.88 Rp 33.9K

$2.62 ¥415

-28.24%

Onion (1kg)

$2.29 Rp 41.3K

$2.63 ¥416

-12.93%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.24 ¥196

-20.16%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.56 ¥87.7

-5.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.79 ¥599

-39.84%

Wine (Bottle)

$23.01 Rp 414.2K

$6.26 ¥989

267.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.81 ¥287

29.28%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.09 ¥330

39.23%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.46 ¥231

-83.56%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$50.7 ¥8,012

-82.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.23 ¥510

-85.14%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.66 ¥421

-82.71%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$20.85 ¥3,294

-73.86%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.10 ¥174

-20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.2K ¥3.4M

15.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$18.6K ¥2.9M

68.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$131 ¥20.6K

-36.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$23.82 ¥3,764

-72.92%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$31.73 ¥5,013

-41.47%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$55.0 ¥8,691

1.47%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$11.52 ¥1,820

-61.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$636 ¥100.5K

-22.47%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$14.7K ¥2.3M

-60.90%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$62.3 ¥9,846

-25.88%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.37 ¥5,747

-2.86%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$62.1 ¥9,814

27.32%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$102 ¥16.2K

-23.33%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$534 ¥84.4K

113.79%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$325 ¥51.4K

107.80%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,152 ¥182.0K

204.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$674 ¥106.4K

152.29%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,724 ¥588.4K

-25.24%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,635 ¥258.4K

37.01%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

589.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Setagaya-ku: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Setagaya-ku

$325 27.5% 51.9% $351

Groceries & Markets

Ubud, Bali

$290 21.2%

Setagaya-ku

$281 23.7% 3.3% $9.7

Eating Out

Ubud, Bali

$109 8%

Setagaya-ku

$122 10.3% 12.1% $13

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Setagaya-ku

$186 15.7% 72.4% $78

Clothing & Footwear

Ubud, Bali

$108 7.9%

Setagaya-ku

$118 10% 10.1% $11

Sport & Entertainment

Ubud, Bali

$65 4.7%

Setagaya-ku

$78 6.6% 20.9% $13

Getting Around

Ubud, Bali

$13 0.9%

Setagaya-ku

$73 6.2% 483% $61

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $534 in Setagaya-ku. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $26.00 in Setagaya-ku. Monthly groceries follow the same trend: $290 vs $281 – making Setagaya-ku the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Setagaya-ku

🕒 Local time

09:33 9:33 AM

10:33 10:33 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

943,664

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Setagaya-ku 5,540 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Setagaya-ku

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Setagaya-ku: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 16% more than Setagaya-ku, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,775 in Setagaya-ku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Setagaya-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $26.00 in Setagaya-ku. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Setagaya-ku, where all-in costs run around $1,183, than in Ubud, Bali at $1,368. In Setagaya-ku it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Setagaya-ku costs $1,183 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Setagaya-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.