Cost of Living Comparison Between Setagaya-ku and Ubud, Bali Cost of Living Comparison Between Setagaya-ku and Ubud, Bali

Monthly Cost of Living

A single person spends $1,188 per month in Setagaya-ku vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,849 per month in Setagaya-ku vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,510 per month in Setagaya-ku vs $3,660 in Ubud, Bali, rent included.

Setagaya-ku is about 16% cheaper than Ubud, Bali, driven mainly by Getting Around.

Setagaya-ku sits 11% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Setagaya-ku
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.83 ¥1,092
$3.56 Rp 63.9K
91.85%
Three-Course Dinner for Two, Mid-Range
$35.18 ¥5,628
$32.73 Rp 586.8K
7.49%
Fast Food Meal (McDonalds, etc)
$5.26 ¥841
$4.95 Rp 88.7K
6.26%
Cappuccino
$3.26 ¥522
$2.71 Rp 48.6K
20.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 ¥176
$1.34 Rp 24.1K
-17.91%
Water (0.33 liter bottle)
$0.76 ¥121
$0.70 Rp 12.5K
8.57%
Local Beer (0.5 liter draught)
$2.13 ¥341
$2.92 Rp 52.3K
-27.05%
Imported Beer (0.33 liter bottle)
$2.07 ¥331
$3.96 Rp 70.9K
-47.73%
🛒 Groceries & Markets
Setagaya-ku
Ubud, Bali
Difference
Milk (1 liter)
$1.56 ¥250
$1.81 Rp 32.4K
-13.81%
White Bread (500g)
$1.76 ¥281
$2.52 Rp 45.1K
-30.16%
Rice (white) (1kg)
$4.89 ¥783
$1.16 Rp 20.8K
321.55%
Eggs
$1.52 ¥243
$2.46 Rp 44.1K
-38.21%
Local Cheese (1kg)
$9.89 ¥1,582
$14.71 Rp 263.7K
-32.77%
Chicken Fillets (1kg)
$6.22 ¥995
$4.32 Rp 77.4K
43.98%
Beef Round Steak (1kg)
$15.46 ¥2,473
$12.14 Rp 217.5K
27.35%
Apples (1kg)
$5.90 ¥944
$3.84 Rp 68.8K
53.65%
Banana (1kg)
$3.04 ¥486
$1.56 Rp 27.9K
94.87%
Oranges (1kg)
$3.92 ¥627
$2.83 Rp 50.8K
38.52%
Tomato (1kg)
$4.66 ¥745
$2.33 Rp 41.7K
100.00%
Potato (1kg)
$3.37 ¥539
$1.91 Rp 34.3K
76.44%
Onion (1kg)
$3.73 ¥596
$2.20 Rp 39.5K
69.55%
Lettuce (1 head)
$1.38 ¥221
$1.01 Rp 18.2K
36.63%
Water (1.5 liter bottle)
$0.82 ¥131
$0.78 Rp 13.9K
5.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.99 ¥638
$3.32 Rp 59.4K
20.18%
Wine (Bottle)
$9.27 ¥1,483
$23.74 Rp 425.5K
-60.95%
Local Beer (0.5 liter bottle)
$1.74 ¥279
$2.79 Rp 50.0K
-37.63%
Imported Beer (0.33 liter bottle)
$2.07 ¥331
$2.86 Rp 51.3K
-27.62%
🚌 Getting Around
Setagaya-ku
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.49 ¥238
$0.27 Rp 4,819
451.85%
Public Transport Monthly Pass (Regular Price)
$55.6 ¥8,892
$8.03 Rp 143.9K
592.28%
Taxi Start (Normal Tariff)
$3.54 ¥567
$0.46 Rp 8,181
669.57%
Taxi (Normal Tariff) (1km)
$2.99 ¥478
$0.45 Rp 8,068
564.44%
Taxi 1hour Waiting (Normal Tariff)
$22.35 ¥3,575
$6.10 Rp 109.3K
266.39%
Gasoline (1 liter)
$1.19 ¥190
$0.79 Rp 14.2K
50.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K ¥3.7M
$26.1K Rp 468.8M
-10.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.6K ¥3.0M
$32.1K Rp 575.8M
-42.09%
🧾 Monthly Utilities & Internet
Setagaya-ku
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.7 ¥13.4K
$79.9 Rp 1.4M
4.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.09 ¥4,332
$4.06 Rp 72.9K
567.24%
Internet (50+ Mbps, Unlimited Data)
$34.07 ¥5,449
$23.52 Rp 421.6K
44.86%
🎉 Sport & Entertainment
Setagaya-ku
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.31 ¥7,888
$98.7 Rp 1.8M
-50.04%
Tennis Court (1 Hour on Weekend)
$13.92 ¥2,227
$6.63 Rp 118.8K
109.95%
Cinema Ticket
$13.05 ¥2,088
$4.15 Rp 74.3K
214.46%
🧸 Childcare & Education
Setagaya-ku
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$284 ¥45.5K
$304 Rp 5.4M
-6.47%
International Primary School, 1 Child (Yearly)
$14.0K ¥2.2M
$6,613 Rp 118.5M
111.74%
👕👟 Clothing & Footwear
Setagaya-ku
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$41.49 ¥6,637
$55.5 Rp 995.6K
-25.30%
Summer Dress (H&M, Zara, etc)
$24.15 ¥3,862
$38.31 Rp 686.7K
-36.96%
Sport Shoes (Adidas, Nike)
$45.87 ¥7,337
$88.6 Rp 1.6M
-48.23%
Men's Leather Business Shoes
$98.7 ¥15.8K
$77.9 Rp 1.4M
26.70%
🏠 Accommodation & Living
Setagaya-ku
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$461 ¥73.7K
$1,006 Rp 18.0M
-54.23%
1-bedroom Apartment, Outside City Center (Monthly)
$334 ¥53.4K
$675 Rp 12.1M
-50.56%
3-bedroom Apartment, City Center (Monthly)
$859 ¥137.4K
$3,442 Rp 61.7M
-75.04%
3-bedroom Apartment, Outside City Center (Monthly)
$668 ¥106.9K
$2,039 Rp 36.6M
-67.24%
Buy Apartment in City Center (m2)
$4,689 ¥750.1K
$2,841 Rp 50.9M
65.05%
Buy Apartment Outside City Center (m2)
$2,426 ¥388.0K
$2,264 Rp 40.6M
7.16%
💵 Salaries & Financials
Setagaya-ku
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,419 ¥226.9K
$165 Rp 3.0M
758.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
2
13.28
-84.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setagaya-ku: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $461 in Setagaya-ku versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 759% higher in Setagaya-ku, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Setagaya-ku versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $317 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Setagaya-ku vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Setagaya-ku or Ubud, Bali?
Ubud, Bali costs about 19% more than Setagaya-ku, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Setagaya-ku vs Ubud, Bali?
For a comfortable life, plan on about $1,782 per month in Setagaya-ku and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Setagaya-ku or Ubud, Bali?
Rent is clearly cheaper in Setagaya-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Setagaya-ku or Ubud, Bali?
Interestingly, groceries are about 5% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Setagaya-ku vs Ubud, Bali?
A mid-range dinner for two costs $35.00 in Setagaya-ku and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Setagaya-ku or Ubud, Bali?
A $1,000 monthly budget goes further in Setagaya-ku, where all-in costs run around $1,188, than in Ubud, Bali at $1,419. In Setagaya-ku it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Setagaya-ku or Ubud, Bali?
For digital nomads, it depends on budget. Setagaya-ku costs $1,188 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Setagaya-ku compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Setagaya-ku or Ubud, Bali?
If budget matters most, go with Setagaya-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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