Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Serov

For one person, living is cheaper in Serov: $1,074 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
51

Cost of Living Index in Serov
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Serov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Serov

🇷🇺 Russia

$1,074

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Serov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Serov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,074 in Serov.

Ubud, Bali $1,353
Serov $1,074

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,647 in Serov.

Ubud, Bali $2,297
Serov $1,647

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,219 in Serov.

Ubud, Bali $3,241
Serov $2,219

Living in Ubud, Bali is roughly 26% more expensive than in Serov, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Serov is 21% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$9.76 ₽814

-66.91%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$34.37 ₽2,869

1.48%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.89 ₽492

-3.23%

Cappuccino

$2.62 Rp 47.1K

$2.53 ₽211

3.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.02 ₽85.0

68.63%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.61 ₽50.8

32.79%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.93 ₽161

37.31%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.07 ₽256

42.35%

Milk (1 liter)

$1.57 Rp 28.3K

$1.30 ₽109

20.77%

White Bread (500g)

$2.19 Rp 39.5K

$0.78 ₽65.2

180.77%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.23 ₽103

-4.07%

Eggs

$2.16 Rp 38.8K

$1.63 ₽136

32.52%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.63 ₽1,054

39.75%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.03 ₽420

-24.85%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.31 ₽860

15.91%

Apples (1kg)

$3.60 Rp 64.8K

$1.87 ₽156

92.51%

Banana (1kg)

$1.59 Rp 28.6K

$1.79 ₽149

-11.17%

Oranges (1kg)

$2.31 Rp 41.6K

$1.81 ₽151

27.62%

Tomato (1kg)

$1.91 Rp 34.3K

$3.12 ₽260

-38.78%

Potato (1kg)

$1.78 Rp 32.1K

$0.73 ₽60.5

143.84%

Onion (1kg)

$2.33 Rp 41.9K

$0.56 ₽46.63

316.07%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.35 ₽113

-25.93%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.71 ₽58.9

-25.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.26 ₽272

-29.75%

Wine (Bottle)

$22.07 Rp 397.3K

$7.56 ₽631

191.93%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.03 ₽85.9

128.16%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.74 ₽145

71.26%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.62 ₽51.6

-62.90%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.74 ₽229

-82.85%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.40 ₽33.28

7.50%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$5.15 ₽430

6.21%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.72 ₽60.1

15.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$55.9K ₽4.7M

-57.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$44.7K ₽3.7M

-26.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$124 ₽10.4K

-35.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$5.67 ₽473

15.70%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$7.30 ₽609

154.79%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$36.44 ₽3,041

48.52%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$24.15 ₽2,016

-24.31%

Cinema Ticket

$4.25 Rp 76.5K

$6.97 ₽582

-39.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$371 ₽30.9K

32.87%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$6,911 ₽576.8K

-19.01%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$74.7 ₽6,238

-39.02%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$47.40 ₽3,956

-26.24%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$132 ₽11.0K

-41.09%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$96.4 ₽8,045

-18.54%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$405 ₽33.8K

179.15%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$364 ₽30.3K

85.11%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$893 ₽74.6K

304.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$623 ₽52.0K

173.21%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,348 ₽196.0K

15.72%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,629 ₽135.9K

37.62%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.45

-35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Serov: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Serov

$364 33.8% 46% $309

Groceries & Markets

Ubud, Bali

$287 21.2%

Serov

$210 19.6% 26.9% $77

Clothing & Footwear

Ubud, Bali

$107 7.9%

Serov

$158 14.7% 48% $51

Eating Out

Ubud, Bali

$106 7.9%

Serov

$148 13.8% 39.5% $42

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Serov

$137 12.8% 30.3% $32

Sport & Entertainment

Ubud, Bali

$63 4.6%

Serov

$50 4.7% 19.5% $12

Getting Around

Ubud, Bali

$12 0.9%

Serov

$7.2 * 0.7% 42% $5.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $405 in Serov. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $34.00 in Serov for a mid-range dinner for two. Groceries echo the gap at $287 vs $210 per month, with Serov cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Serov

🕒 Local time

07:06 7:06 AM

04:06 4:06 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

97,366

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 23, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Serov 8,970 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Serov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serov: Cost of Living - Frequently Asked Questions

Serov is cheaper overall, especially in groceries, leisure, and utilities. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,030 in Ubud, Bali and $1,611 in Serov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $405 in Serov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $371 in Serov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serov – a meal for two runs $34.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,074 in Serov versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.

For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Serov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serov gentler on the wallet – expenses run 26% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.