Cost of Living Comparison Between Ubud, Bali and Serov Cost of Living Comparison Between Ubud, Bali and Serov

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,007 in Serov.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,540 in Serov.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,074 in Serov.

Living in Ubud, Bali is roughly 37% more expensive than in Serov, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Serov is 27% below.

Meal at Budget Restaurant

$3.33 Rp 58.8K

$10.26 ₽884

-67.54%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.6K

$31.43 ₽2,707

13.97%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.3K

$6.41 ₽552

-12.17%

Cappuccino

$2.82 Rp 49.7K

$2.80 ₽241

0.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.99 ₽84.8

76.77%

Water (0.33 liter bottle)

$0.80 Rp 14.1K

$0.62 ₽53.8

29.03%

Local Beer (0.5 liter draught)

$3.04 Rp 53.7K

$1.97 ₽169

54.31%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.8K

$2.51 ₽216

71.31%

Milk (1 liter)

$1.61 Rp 28.4K

$1.15 ₽99.4

40.00%

White Bread (500g)

$2.27 Rp 40.0K

$0.64 ₽55.2

254.69%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.18 ₽101

-0.85%

Eggs

$2.17 Rp 38.2K

$1.77 ₽152

22.60%

Local Cheese (1kg)

$17.63 Rp 310.9K

$11.11 ₽957

58.69%

Chicken Fillets (1kg)

$4.05 Rp 71.5K

$5.26 ₽453

-23.00%

Beef Round Steak (1kg)

$12.18 Rp 214.8K

$11.29 ₽972

7.88%

Apples (1kg)

$3.62 Rp 63.8K

$1.69 ₽146

114.20%

Banana (1kg)

$1.64 Rp 28.8K

$1.93 ₽166

-15.03%

Oranges (1kg)

$2.31 Rp 40.6K

$1.99 ₽171

16.08%

Tomato (1kg)

$1.96 Rp 34.5K

$2.45 ₽211

-20.00%

Potato (1kg)

$1.84 Rp 32.5K

$0.71 ₽61.3

159.15%

Onion (1kg)

$2.37 Rp 41.8K

$0.60 ₽51.7

295.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.42 ₽122

-26.06%

Water (1.5 liter bottle)

$0.54 Rp 9,573

$0.79 ₽67.7

-31.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.80 ₽241

-17.86%

Wine (Bottle)

$23.08 Rp 406.9K

$8.68 ₽747

165.90%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.96 ₽82.5

143.75%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.1K

$1.79 ₽154

71.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,371

$0.48 ₽41.20

-47.92%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 166.1K

Taxi Start (Normal Tariff)

$0.49 Rp 8,643

$2.11 ₽181

-76.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,361

$0.30 ₽26.05

56.67%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.8K

$5.18 ₽446

8.11%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.73 ₽63.0

10.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 441.0M

$36.1K ₽3.1M

-30.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.7M

$27.4K ₽2.4M

13.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$113 ₽9,713

-26.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.4K

$6.54 ₽563

-0.76%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.3K

$8.30 ₽715

126.39%

Gym Membership (Monthly)

$55.2 Rp 974.0K

$31.97 ₽2,753

72.79%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 321.1K

$23.70 ₽2,041

-23.16%

Cinema Ticket

$4.30 Rp 75.8K

$5.06 ₽436

-15.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$275 ₽23.7K

79.50%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.3M

$5,656 ₽487.0K

4.62%

Jeans (Levis 501 Or Similar)

$46.28 Rp 816.0K

$59.5 ₽5,126

-22.26%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 642.5K

$51.6 ₽4,440

-29.34%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$122 ₽10.5K

-34.06%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$96.5 ₽8,306

-18.31%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$404 ₽34.8K

175.80%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$326 ₽28.0K

112.85%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.2M

$698 ₽60.1K

421.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$480 ₽41.4K

256.56%

Buy Apartment in City Center (m2)

$2,761 Rp 48.7M

$2,303 ₽198.3K

19.86%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,506 ₽129.7K

52.19%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Serov: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $404 in Serov. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $31.00 in Serov for a mid-range dinner for two. Groceries echo the gap at $294 vs $208 per month, with Serov cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serov: Cost of Living - Frequently Asked Questions

Serov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 37% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,067 in Ubud, Bali and $1,510 in Serov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $404 in Serov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $275 in Serov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serov – a meal for two runs $31.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,007 in Serov versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.

For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Serov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serov gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.