Cost of Living Comparison Between Ubud, Bali and Serov Cost of Living Comparison Between Ubud, Bali and Serov

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $970 in Serov.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,492 in Serov.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,014 in Serov.

Living in Ubud, Bali is roughly 45% more expensive than Serov, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Serov is 28% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$9.31 ₽670

-61.65%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$38.62 ₽2,777

-15.85%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$5.81 ₽418

-16.35%

Cappuccino

$2.75 Rp 49.8K

$2.33 ₽168

18.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.13 ₽81.1

16.81%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.52 ₽37.16

34.62%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$1.37 ₽98.7

112.41%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$2.48 ₽179

52.82%

Milk (1 liter)

$1.71 Rp 31.0K

$1.14 ₽82.3

50.00%

White Bread (500g)

$2.47 Rp 44.9K

$0.71 ₽51.2

247.89%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.38 ₽99.3

-13.04%

Eggs

$2.44 Rp 44.3K

$1.77 ₽127

37.85%

Local Cheese (1kg)

$14.38 Rp 260.9K

$10.94 ₽787

31.44%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$4.90 ₽352

-12.04%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$8.60 ₽619

41.98%

Apples (1kg)

$3.68 Rp 66.8K

$1.72 ₽124

113.95%

Banana (1kg)

$1.55 Rp 28.1K

$1.86 ₽134

-16.67%

Oranges (1kg)

$2.79 Rp 50.5K

$1.96 ₽141

42.35%

Tomato (1kg)

$2.33 Rp 42.3K

$2.67 ₽192

-12.73%

Potato (1kg)

$1.97 Rp 35.7K

$0.85 ₽61.2

131.76%

Onion (1kg)

$2.31 Rp 41.9K

$0.67 ₽48.47

244.78%

Lettuce (1 head)

$1.06 Rp 19.3K

$1.36 ₽98.1

-22.06%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.68 ₽48.78

7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$2.91 ₽210

12.71%

Wine (Bottle)

$22.79 Rp 413.4K

$8.98 ₽646

153.79%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$0.95 ₽68.3

195.79%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$1.85 ₽133

50.27%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$0.53 ₽38.35

-45.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$1.85 ₽133

-75.68%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$0.33 ₽23.71

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$6.43 ₽462

-2.95%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.77 ₽55.6

10.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$34.5K ₽2.5M

-24.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$35.5K ₽2.6M

-10.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$109 ₽7,866

-26.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$6.13 ₽441

-33.77%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$7.74 ₽557

215.50%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$35.44 ₽2,548

175.59%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$5.10 ₽366

-20.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$330 ₽23.7K

-7.89%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$7,102 ₽510.7K

-6.78%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$70.8 ₽5,089

-23.39%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$43.96 ₽3,161

-11.78%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$116 ₽8,335

-25.69%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$109 ₽7,803

-29.36%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$449 ₽32.3K

119.38%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$301 ₽21.7K

118.42%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$752 ₽54.1K

348.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$504 ₽36.2K

310.26%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$2,195 ₽157.8K

24.90%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$1,536 ₽110.4K

45.06%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Serov: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $449 in Serov. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $39.00 in Serov. Groceries flip the comparison at $297 vs $199, with Serov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serov: Cost of Living - Frequently Asked Questions

Serov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 45% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $1,455 in Serov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $449 in Serov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $330 in Serov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serov – a meal for two runs $39.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $970 in Serov versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.

For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Serov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serov gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.