Cost of Living Comparison Between Ubud, Bali and Serov Cost of Living Comparison Between Ubud, Bali and Serov

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $956 in Serov.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,498 in Serov.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $2,040 in Serov.

Living in Ubud, Bali is roughly 47% more expensive than Serov, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Serov is 29% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$9.47 ₽711

-63.89%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$37.81 ₽2,838

-12.83%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$5.84 ₽438

-13.01%

Cappuccino

$2.82 Rp 48.5K

$2.27 ₽170

24.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.12 ₽83.9

22.32%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.48 ₽36.28

47.92%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$1.38 ₽103

115.22%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$2.56 ₽192

52.73%

Milk (1 liter)

$1.75 Rp 30.0K

$1.12 ₽84.0

56.25%

White Bread (500g)

$2.52 Rp 43.2K

$0.70 ₽52.2

260.00%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.44 ₽108

-15.97%

Eggs

$2.33 Rp 40.1K

$1.70 ₽128

37.06%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.67 ₽801

35.90%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.78 ₽359

-8.79%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$9.11 ₽683

32.27%

Apples (1kg)

$3.82 Rp 65.6K

$1.80 ₽135

112.22%

Banana (1kg)

$1.61 Rp 27.7K

$1.84 ₽138

-12.50%

Oranges (1kg)

$2.70 Rp 46.5K

$1.91 ₽143

41.36%

Tomato (1kg)

$2.23 Rp 38.3K

$2.69 ₽202

-17.10%

Potato (1kg)

$1.90 Rp 32.6K

$0.84 ₽62.8

126.19%

Onion (1kg)

$2.18 Rp 37.5K

$0.70 ₽52.9

211.43%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.40 ₽105

-26.43%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.71 ₽53.2

8.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.89 ₽217

10.03%

Wine (Bottle)

$23.23 Rp 399.2K

$6.60 ₽495

251.97%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.02 ₽76.7

179.41%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.86 ₽139

46.24%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.50 ₽37.24

-42.00%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$1.94 ₽146

-74.74%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.36 ₽26.71

25.00%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$6.24 ₽468

0.64%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.72 ₽54.1

18.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$34.7K ₽2.6M

-24.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$35.8K ₽2.7M

-11.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$108 ₽8,104

-26.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$5.80 ₽435

-29.48%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$8.03 ₽603

199.63%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$35.95 ₽2,698

167.57%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$4.93 ₽370

-16.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$325 ₽24.4K

-8.77%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$7,110 ₽533.5K

-6.31%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$71.2 ₽5,345

-22.84%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$44.30 ₽3,324

-12.53%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$113 ₽8,500

-20.89%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$108 ₽8,094

-26.85%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$441 ₽33.1K

130.83%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$304 ₽22.8K

117.06%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$768 ₽57.6K

347.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$509 ₽38.2K

303.47%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,123 ₽159.3K

40.39%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,318 ₽98.9K

79.59%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Serov: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $441 in Serov. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $38 in Serov. Groceries flip the comparison at $299 vs $195, with Serov cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Serov: Cost of Living - Frequently Asked Questions

Serov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 47% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,112 in Ubud, Bali and $1,434 in Serov to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,018 in Ubud, Bali versus $441 in Serov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $325 in Serov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serov – a meal for two runs $38.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $956 in Serov versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.

For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Serov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serov gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.