Cost of Living Comparison Between Serov and Ubud, Bali Cost of Living Comparison Between Serov and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,007 in Serov versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,540 in Serov versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,074 in Serov versus $3,275 in Ubud, Bali.

Living in Serov costs roughly 27% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Serov is 27% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Serov
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.26 ₽884
$3.33 Rp 58.8K
208.11%
Three-Course Dinner for Two, Mid-Range
$31.43 ₽2,707
$35.82 Rp 631.6K
-12.26%
Fast Food Meal (McDonalds, etc)
$6.41 ₽552
$5.63 Rp 99.3K
13.85%
Cappuccino
$2.80 ₽241
$2.82 Rp 49.7K
-0.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 ₽84.8
$1.75 Rp 30.8K
-43.43%
Water (0.33 liter bottle)
$0.62 ₽53.8
$0.80 Rp 14.1K
-22.50%
Local Beer (0.5 liter draught)
$1.97 ₽169
$3.04 Rp 53.7K
-35.20%
Imported Beer (0.33 liter bottle)
$2.51 ₽216
$4.30 Rp 75.8K
-41.63%
🛒 Groceries & Markets
Serov
Ubud, Bali
Difference
Milk (1 liter)
$1.15 ₽99.4
$1.61 Rp 28.4K
-28.57%
White Bread (500g)
$0.64 ₽55.2
$2.27 Rp 40.0K
-71.81%
Rice (white) (1kg)
$1.18 ₽101
$1.17 Rp 20.6K
0.85%
Eggs
$1.77 ₽152
$2.17 Rp 38.2K
-18.43%
Local Cheese (1kg)
$11.11 ₽957
$17.63 Rp 310.9K
-36.98%
Chicken Fillets (1kg)
$5.26 ₽453
$4.05 Rp 71.5K
29.88%
Beef Round Steak (1kg)
$11.29 ₽972
$12.18 Rp 214.8K
-7.31%
Apples (1kg)
$1.69 ₽146
$3.62 Rp 63.8K
-53.31%
Banana (1kg)
$1.93 ₽166
$1.64 Rp 28.8K
17.68%
Oranges (1kg)
$1.99 ₽171
$2.31 Rp 40.6K
-13.85%
Tomato (1kg)
$2.45 ₽211
$1.96 Rp 34.5K
25.00%
Potato (1kg)
$0.71 ₽61.3
$1.84 Rp 32.5K
-61.41%
Onion (1kg)
$0.60 ₽51.7
$2.37 Rp 41.8K
-74.68%
Lettuce (1 head)
$1.42 ₽122
$1.05 Rp 18.5K
35.24%
Water (1.5 liter bottle)
$0.79 ₽67.7
$0.54 Rp 9,573
46.30%
Cigarettes 20 Pack (Marlboro, Camel)
$2.80 ₽241
$2.30 Rp 40.6K
21.74%
Wine (Bottle)
$8.68 ₽747
$23.08 Rp 406.9K
-62.39%
Local Beer (0.5 liter bottle)
$0.96 ₽82.5
$2.34 Rp 41.2K
-58.97%
Imported Beer (0.33 liter bottle)
$1.79 ₽154
$3.07 Rp 54.1K
-41.69%
🚌 Getting Around
Serov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.48 ₽41.20
$0.25 Rp 4,371
92.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 166.1K
-
Taxi Start (Normal Tariff)
$2.11 ₽181
$0.49 Rp 8,643
330.61%
Taxi (Normal Tariff) (1km)
$0.30 ₽26.05
$0.47 Rp 8,361
-36.17%
Taxi 1hour Waiting (Normal Tariff)
$5.18 ₽446
$5.60 Rp 98.8K
-7.50%
Gasoline (1 liter)
$0.73 ₽63.0
$0.81 Rp 14.2K
-9.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K ₽3.1M
$25.0K Rp 441.0M
44.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₽2.4M
$31.1K Rp 547.7M
-11.64%
🧾 Monthly Utilities & Internet
Serov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 ₽9,713
$82.7 Rp 1.5M
36.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.54 ₽563
$6.49 Rp 114.4K
0.77%
Internet (50+ Mbps, Unlimited Data)
$8.30 ₽715
$18.79 Rp 331.3K
-55.83%
🎉 Sport & Entertainment
Serov
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.97 ₽2,753
$55.2 Rp 974.0K
-42.13%
Tennis Court (1 Hour on Weekend)
$23.70 ₽2,041
$18.21 Rp 321.1K
30.15%
Cinema Ticket
$5.06 ₽436
$4.30 Rp 75.8K
17.67%
🧸 Childcare & Education
Serov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₽23.7K
$494 Rp 8.7M
-44.29%
International Primary School, 1 Child (Yearly)
$5,656 ₽487.0K
$5,917 Rp 104.3M
-4.42%
👕👟 Clothing & Footwear
Serov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$59.5 ₽5,126
$46.28 Rp 816.0K
28.63%
Summer Dress (H&M, Zara, etc)
$51.6 ₽4,440
$36.44 Rp 642.5K
41.52%
Sport Shoes (Adidas, Nike)
$122 ₽10.5K
$80.7 Rp 1.4M
51.65%
Men's Leather Business Shoes
$96.5 ₽8,306
$78.8 Rp 1.4M
22.41%
🏠 Accommodation & Living
Serov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$404 ₽34.8K
$1,114 Rp 19.6M
-63.74%
1-bedroom Apartment, Outside City Center (Monthly)
$326 ₽28.0K
$693 Rp 12.2M
-53.02%
3-bedroom Apartment, City Center (Monthly)
$698 ₽60.1K
$3,639 Rp 64.2M
-80.81%
3-bedroom Apartment, Outside City Center (Monthly)
$480 ₽41.4K
$1,712 Rp 30.2M
-71.95%
Buy Apartment in City Center (m2)
$2,303 ₽198.3K
$2,761 Rp 48.7M
-16.57%
Buy Apartment Outside City Center (m2)
$1,506 ₽129.7K
$2,293 Rp 40.4M
-34.29%
💵 Salaries & Financials
Serov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
21
13.78
52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Serov: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $404 in Serov and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Serov vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $208 vs $294 per month, with Serov cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Serov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Serov?
Serov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 37% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,510 in Serov and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Serov and Ubud, Bali?
Rent for a central apartment: $404 in Serov versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $275 in Serov versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Serov or in Ubud, Bali?
Dining out is cheaper in Serov – a meal for two runs $31.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Serov or in Ubud, Bali?
At $1,007 in Serov versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.
Is Serov or Ubud, Bali more family-friendly?
For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Serov or Ubud, Bali?
Safety-wise, Serov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Serov gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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