Last update: Oct 2026

Cost of Living Comparison Between Serov and Ubud, Bali

For one person, living is cheaper in Serov: $1,074 a month against $1,353 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

51

Cost of Living Index in Serov
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Serov Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Serov

🇷🇺 Russia

$1,074

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Serov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Serov and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,074 in Serov versus $1,353 in Ubud, Bali.

Serov $1,074
Ubud, Bali $1,353

Estimated couple costs with rent: $1,647 in Serov versus $2,297 in Ubud, Bali.

Serov $1,647
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,219 in Serov versus $3,241 in Ubud, Bali.

Serov $2,219
Ubud, Bali $3,241

Living in Serov costs roughly 21% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Serov is 21% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.76 ₽814

$3.23 Rp 58.1K

202.17%

Three-Course Dinner for Two, Mid-Range

$34.37 ₽2,869

$34.88 Rp 627.8K

-1.46%

Fast Food Meal (McDonalds, etc)

$5.89 ₽492

$5.70 Rp 102.5K

3.33%

Cappuccino

$2.53 ₽211

$2.62 Rp 47.1K

-3.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 ₽85.0

$1.72 Rp 31.0K

-40.70%

Water (0.33 liter bottle)

$0.61 ₽50.8

$0.81 Rp 14.6K

-24.69%

Local Beer (0.5 liter draught)

$1.93 ₽161

$2.65 Rp 47.7K

-27.17%

Imported Beer (0.33 liter bottle)

$3.07 ₽256

$4.37 Rp 78.6K

-29.75%

Milk (1 liter)

$1.30 ₽109

$1.57 Rp 28.3K

-17.20%

White Bread (500g)

$0.78 ₽65.2

$2.19 Rp 39.5K

-64.38%

Rice (white) (1kg)

$1.23 ₽103

$1.18 Rp 21.2K

4.24%

Eggs

$1.63 ₽136

$2.16 Rp 38.8K

-24.54%

Local Cheese (1kg)

$12.63 ₽1,054

$17.65 Rp 317.7K

-28.44%

Chicken Fillets (1kg)

$5.03 ₽420

$3.78 Rp 68.0K

33.07%

Beef Round Steak (1kg)

$10.31 ₽860

$11.95 Rp 215.1K

-13.72%

Apples (1kg)

$1.87 ₽156

$3.60 Rp 64.8K

-48.06%

Banana (1kg)

$1.79 ₽149

$1.59 Rp 28.6K

12.58%

Oranges (1kg)

$1.81 ₽151

$2.31 Rp 41.6K

-21.65%

Tomato (1kg)

$3.12 ₽260

$1.91 Rp 34.3K

63.35%

Potato (1kg)

$0.73 ₽60.5

$1.78 Rp 32.1K

-58.99%

Onion (1kg)

$0.56 ₽46.63

$2.33 Rp 41.9K

-75.97%

Lettuce (1 head)

$1.35 ₽113

$1.00 Rp 18.0K

35.00%

Water (1.5 liter bottle)

$0.71 ₽58.9

$0.53 Rp 9,509

33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 ₽272

$2.29 Rp 41.1K

42.36%

Wine (Bottle)

$7.56 ₽631

$22.07 Rp 397.3K

-65.75%

Local Beer (0.5 liter bottle)

$1.03 ₽85.9

$2.35 Rp 42.2K

-56.17%

Imported Beer (0.33 liter bottle)

$1.74 ₽145

$2.98 Rp 53.6K

-41.61%

One-way Ticket (Public Transport)

$0.62 ₽51.6

$0.23 Rp 4,112

169.57%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.74 ₽229

$0.47 Rp 8,466

482.98%

Taxi (Normal Tariff) (1km)

$0.40 ₽33.28

$0.43 Rp 7,737

-6.98%

Taxi 1hour Waiting (Normal Tariff)

$5.15 ₽430

$5.47 Rp 98.4K

-5.85%

Gasoline (1 liter)

$0.72 ₽60.1

$0.83 Rp 14.9K

-13.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.9K ₽4.7M

$23.9K Rp 429.8M

134.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K ₽3.7M

$32.8K Rp 590.1M

36.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₽10.4K

$80.0 Rp 1.4M

55.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.67 ₽473

$6.56 Rp 118.1K

-13.57%

Internet (50+ Mbps, Unlimited Data)

$7.30 ₽609

$18.60 Rp 334.8K

-60.75%

Gym Membership (Monthly)

$36.44 ₽3,041

$54.1 Rp 974.1K

-32.67%

Tennis Court (1 Hour on Weekend)

$24.15 ₽2,016

$18.28 Rp 329.0K

32.11%

Cinema Ticket

$6.97 ₽582

$4.25 Rp 76.5K

64.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ₽30.9K

$493 Rp 8.9M

-24.74%

International Primary School, 1 Child (Yearly)

$6,911 ₽576.8K

$5,597 Rp 100.7M

23.48%

Jeans (Levis 501 Or Similar)

$74.7 ₽6,238

$45.58 Rp 820.4K

63.98%

Summer Dress (H&M, Zara, etc)

$47.40 ₽3,956

$34.96 Rp 629.4K

35.58%

Sport Shoes (Adidas, Nike)

$132 ₽11.0K

$77.7 Rp 1.4M

69.74%

Men's Leather Business Shoes

$96.4 ₽8,045

$78.5 Rp 1.4M

22.76%

1-bedroom Apartment, City Center (Monthly)

$405 ₽33.8K

$1,131 Rp 20.4M

-64.18%

1-bedroom Apartment, Outside City Center (Monthly)

$364 ₽30.3K

$673 Rp 12.1M

-45.98%

3-bedroom Apartment, City Center (Monthly)

$893 ₽74.6K

$3,613 Rp 65.0M

-75.27%

3-bedroom Apartment, Outside City Center (Monthly)

$623 ₽52.0K

$1,702 Rp 30.6M

-63.40%

Buy Apartment in City Center (m2)

$2,348 ₽196.0K

$2,717 Rp 48.9M

-13.58%

Buy Apartment Outside City Center (m2)

$1,629 ₽135.9K

$2,241 Rp 40.3M

-27.33%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

21.45

13.78

55.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Serov: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Serov

$364 33.8%

Ubud, Bali

$673 49.7% 85.1% $309

Groceries & Markets

Serov

$210 19.6%

Ubud, Bali

$287 21.2% 36.7% $77

Clothing & Footwear

Serov

$158 14.7%

Ubud, Bali

$107 7.9% 32.4% $51

Eating Out

Serov

$148 13.8%

Ubud, Bali

$106 7.9% 28.3% $42

Monthly Utilities & Internet

Serov

$137 12.8%

Ubud, Bali

$105 7.8% 23.2% $32

Sport & Entertainment

Serov

$50 4.7%

Ubud, Bali

$63 4.6% 24.3% $12

Getting Around

Serov

$7.2 * 0.7%

Ubud, Bali

$12 0.9% 72.4% $5.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $405 in Serov and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Serov vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $210 vs $287 per month, with Serov cheaper across the board.

Good to know

🇷🇺 Serov

🇮🇩 Ubud, Bali

🕒 Local time

03:14 3:14 AM

06:14 6:14 AM

3 h ahead of Serov

🌤 Weather

👥 Population

97,366

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 23, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Serov Ubud, Bali 8,970 km ≈ 12 h nonstop flight

From you

Serov
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Serov vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Serov is cheaper overall, especially in groceries, leisure, and utilities. The 26% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,611 in Serov and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $405 in Serov versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $371 in Serov versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Serov – a meal for two runs $34.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,074 in Serov versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.

For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Serov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Serov gentler on the wallet – expenses run 26% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.