🙂Monthly costs for one person with rent: $1,007 in Serov versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,540 in Serov versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,074 in Serov versus $3,275 in Ubud, Bali.
🌍Living in Serov costs roughly 27% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Serov is 27% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Serov
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.26₽884
$3.33Rp 58.8K
208.11%
Three-Course Dinner for Two, Mid-Range
$31.43₽2,707
$35.82Rp 631.6K
-12.26%
Fast Food Meal(McDonalds, etc)
$6.41₽552
$5.63Rp 99.3K
13.85%
Cappuccino
$2.80₽241
$2.82Rp 49.7K
-0.71%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.99₽84.8
$1.75Rp 30.8K
-43.43%
Water(0.33 liter bottle)
$0.62₽53.8
$0.80Rp 14.1K
-22.50%
Local Beer(0.5 liter draught)
$1.97₽169
$3.04Rp 53.7K
-35.20%
Imported Beer(0.33 liter bottle)
$2.51₽216
$4.30Rp 75.8K
-41.63%
🛒 Groceries & Markets
Serov
Ubud, Bali
Difference
Milk(1 liter)
$1.15₽99.4
$1.61Rp 28.4K
-28.57%
White Bread(500g)
$0.64₽55.2
$2.27Rp 40.0K
-71.81%
Rice(white)(1kg)
$1.18₽101
$1.17Rp 20.6K
0.85%
Eggs
$1.77₽152
$2.17Rp 38.2K
-18.43%
Local Cheese(1kg)
$11.11₽957
$17.63Rp 310.9K
-36.98%
Chicken Fillets(1kg)
$5.26₽453
$4.05Rp 71.5K
29.88%
Beef Round Steak(1kg)
$11.29₽972
$12.18Rp 214.8K
-7.31%
Apples(1kg)
$1.69₽146
$3.62Rp 63.8K
-53.31%
Banana(1kg)
$1.93₽166
$1.64Rp 28.8K
17.68%
Oranges(1kg)
$1.99₽171
$2.31Rp 40.6K
-13.85%
Tomato(1kg)
$2.45₽211
$1.96Rp 34.5K
25.00%
Potato(1kg)
$0.71₽61.3
$1.84Rp 32.5K
-61.41%
Onion(1kg)
$0.60₽51.7
$2.37Rp 41.8K
-74.68%
Lettuce(1 head)
$1.42₽122
$1.05Rp 18.5K
35.24%
Water(1.5 liter bottle)
$0.79₽67.7
$0.54Rp 9,573
46.30%
Cigarettes 20 Pack(Marlboro, Camel)
$2.80₽241
$2.30Rp 40.6K
21.74%
Wine(Bottle)
$8.68₽747
$23.08Rp 406.9K
-62.39%
Local Beer(0.5 liter bottle)
$0.96₽82.5
$2.34Rp 41.2K
-58.97%
Imported Beer(0.33 liter bottle)
$1.79₽154
$3.07Rp 54.1K
-41.69%
🚌 Getting Around
Serov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.48₽41.20
$0.25Rp 4,371
92.00%
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 166.1K
-
Taxi Start(Normal Tariff)
$2.11₽181
$0.49Rp 8,643
330.61%
Taxi(Normal Tariff)(1km)
$0.30₽26.05
$0.47Rp 8,361
-36.17%
Taxi 1hour Waiting(Normal Tariff)
$5.18₽446
$5.60Rp 98.8K
-7.50%
Gasoline(1 liter)
$0.73₽63.0
$0.81Rp 14.2K
-9.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K₽3.1M
$25.0KRp 441.0M
44.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K₽2.4M
$31.1KRp 547.7M
-11.64%
🧾 Monthly Utilities & Internet
Serov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$113₽9,713
$82.7Rp 1.5M
36.35%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.54₽563
$6.49Rp 114.4K
0.77%
Internet(50+ Mbps, Unlimited Data)
$8.30₽715
$18.79Rp 331.3K
-55.83%
🎉 Sport & Entertainment
Serov
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.97₽2,753
$55.2Rp 974.0K
-42.13%
Tennis Court(1 Hour on Weekend)
$23.70₽2,041
$18.21Rp 321.1K
30.15%
Cinema Ticket
$5.06₽436
$4.30Rp 75.8K
17.67%
🧸 Childcare & Education
Serov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$275₽23.7K
$494Rp 8.7M
-44.29%
International Primary School, 1 Child(Yearly)
$5,656₽487.0K
$5,917Rp 104.3M
-4.42%
👕👟 Clothing & Footwear
Serov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$59.5₽5,126
$46.28Rp 816.0K
28.63%
Summer Dress(H&M, Zara, etc)
$51.6₽4,440
$36.44Rp 642.5K
41.52%
Sport Shoes(Adidas, Nike)
$122₽10.5K
$80.7Rp 1.4M
51.65%
Men's Leather Business Shoes
$96.5₽8,306
$78.8Rp 1.4M
22.41%
🏠 Accommodation & Living
Serov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$404₽34.8K
$1,114Rp 19.6M
-63.74%
1-bedroom Apartment, Outside City Center(Monthly)
$326₽28.0K
$693Rp 12.2M
-53.02%
3-bedroom Apartment, City Center(Monthly)
$698₽60.1K
$3,639Rp 64.2M
-80.81%
3-bedroom Apartment, Outside City Center(Monthly)
$480₽41.4K
$1,712Rp 30.2M
-71.95%
Buy Apartment in City Center(m2)
$2,303₽198.3K
$2,761Rp 48.7M
-16.57%
Buy Apartment Outside City Center(m2)
$1,506₽129.7K
$2,293Rp 40.4M
-34.29%
💵 Salaries & Financials
Serov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
21
13.78
52.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Serov: September 8, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $404 in Serov and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $31.00 in Serov vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $208 vs $294 per month, with Serov cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Serov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Serov?
Serov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 37% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,510 in Serov and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Serov and Ubud, Bali?
Rent for a central apartment: $404 in Serov versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $275 in Serov versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Serov or in Ubud, Bali?
Dining out is cheaper in Serov – a meal for two runs $31.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Serov or in Ubud, Bali?
At $1,007 in Serov versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.
Is Serov or Ubud, Bali more family-friendly?
For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Serov or Ubud, Bali?
Safety-wise, Serov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Serov gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.