🙂Monthly costs for one person with rent: $956 in Serov versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,498 in Serov versus $2,582 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,040 in Serov versus $3,757 in Ubud, Bali.
🙂Living in Serov costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Serov is 29% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Serov
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.47₽711
$3.42Rp 58.7K
176.90%
Three-Course Dinner for Two, Mid-Range
$37.81₽2,838
$32.96Rp 566.5K
14.71%
Fast Food Meal(McDonalds, etc)
$5.84₽438
$5.08Rp 87.3K
14.96%
Cappuccino
$2.27₽170
$2.82Rp 48.5K
-19.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.12₽83.9
$1.37Rp 23.5K
-18.25%
Water(0.33 liter bottle)
$0.48₽36.28
$0.71Rp 12.2K
-32.39%
Local Beer(0.5 liter draught)
$1.38₽103
$2.97Rp 51.0K
-53.54%
Imported Beer(0.33 liter bottle)
$2.56₽192
$3.91Rp 67.2K
-34.53%
🛒 Groceries & Markets
Serov
Ubud, Bali
Difference
Milk(1 liter)
$1.12₽84.0
$1.75Rp 30.0K
-36.00%
White Bread(500g)
$0.70₽52.2
$2.52Rp 43.2K
-72.22%
Rice(white)(1kg)
$1.44₽108
$1.21Rp 20.8K
19.01%
Eggs
$1.70₽128
$2.33Rp 40.1K
-27.04%
Local Cheese(1kg)
$10.67₽801
$14.50Rp 249.2K
-26.41%
Chicken Fillets(1kg)
$4.78₽359
$4.36Rp 74.9K
9.63%
Beef Round Steak(1kg)
$9.11₽683
$12.05Rp 207.0K
-24.40%
Apples(1kg)
$1.80₽135
$3.82Rp 65.6K
-52.88%
Banana(1kg)
$1.84₽138
$1.61Rp 27.7K
14.29%
Oranges(1kg)
$1.91₽143
$2.70Rp 46.5K
-29.26%
Tomato(1kg)
$2.69₽202
$2.23Rp 38.3K
20.63%
Potato(1kg)
$0.84₽62.8
$1.90Rp 32.6K
-55.79%
Onion(1kg)
$0.70₽52.9
$2.18Rp 37.5K
-67.89%
Lettuce(1 head)
$1.40₽105
$1.03Rp 17.7K
35.92%
Water(1.5 liter bottle)
$0.71₽53.2
$0.77Rp 13.3K
-7.79%
Cigarettes 20 Pack(Marlboro, Camel)
$2.89₽217
$3.18Rp 54.7K
-9.12%
Wine(Bottle)
$6.60₽495
$23.23Rp 399.2K
-71.59%
Local Beer(0.5 liter bottle)
$1.02₽76.7
$2.85Rp 48.9K
-64.21%
Imported Beer(0.33 liter bottle)
$1.86₽139
$2.72Rp 46.7K
-31.62%
🚌 Getting Around
Serov
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.50₽37.24
$0.29Rp 5,022
72.41%
Public Transport Monthly Pass(Regular Price)
-
$8.43Rp 144.8K
-
Taxi Start(Normal Tariff)
$1.94₽146
$0.49Rp 8,344
295.92%
Taxi(Normal Tariff)(1km)
$0.36₽26.71
$0.45Rp 7,812
-20.00%
Taxi 1hour Waiting(Normal Tariff)
$6.24₽468
$6.28Rp 107.8K
-0.64%
Gasoline(1 liter)
$0.72₽54.1
$0.85Rp 14.6K
-15.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K₽2.6M
$26.1KRp 447.8M
33.30%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K₽2.7M
$31.5KRp 541.8M
13.52%
🧾 Monthly Utilities & Internet
Serov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$108₽8,104
$79.8Rp 1.4M
35.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.80₽435
$4.09Rp 70.3K
41.81%
Internet(50+ Mbps, Unlimited Data)
$8.03₽603
$24.06Rp 413.6K
-66.63%
🎉 Sport & Entertainment
Serov
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.95₽2,698
$96.2Rp 1.7M
-62.63%
Tennis Court(1 Hour on Weekend)
-
$6.53Rp 112.2K
-
Cinema Ticket
$4.93₽370
$4.13Rp 71.1K
19.37%
🧸 Childcare & Education
Serov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$325₽24.4K
$297Rp 5.1M
9.61%
International Primary School, 1 Child(Yearly)
$7,110₽533.5K
$6,661Rp 114.5M
6.74%
👕👟 Clothing & Footwear
Serov
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$71.2₽5,345
$55.0Rp 944.5K
29.60%
Summer Dress(H&M, Zara, etc)
$44.30₽3,324
$38.75Rp 666.0K
14.32%
Sport Shoes(Adidas, Nike)
$113₽8,500
$89.6Rp 1.5M
26.40%
Men's Leather Business Shoes
$108₽8,094
$78.9Rp 1.4M
36.70%
🏠 Accommodation & Living
Serov
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$441₽33.1K
$1,018Rp 17.5M
-56.68%
1-bedroom Apartment, Outside City Center(Monthly)
$304₽22.8K
$660Rp 11.3M
-53.93%
3-bedroom Apartment, City Center(Monthly)
$768₽57.6K
$3,435Rp 59.0M
-77.65%
3-bedroom Apartment, Outside City Center(Monthly)
$509₽38.2K
$2,053Rp 35.3M
-75.22%
Buy Apartment in City Center(m2)
$2,123₽159.3K
$2,981Rp 51.2M
-28.77%
Buy Apartment Outside City Center(m2)
$1,318₽98.9K
$2,368Rp 40.7M
-44.32%
💵 Salaries & Financials
Serov
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$172Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
15.33
13.28
15.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Serov: April 20, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $441 in Serov and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $38 in Serov vs $33 in Ubud, Bali. Groceries flip the comparison at $195 vs $299, with Serov cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Serov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Serov?
Serov is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 47% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,434 in Serov and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Serov and Ubud, Bali?
Rent for a central apartment: $441 in Serov versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $325 in Serov versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Serov or Ubud, Bali?
Dining out is cheaper in Serov – a meal for two runs $38.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Serov or Ubud, Bali?
At $956 in Serov versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Serov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Serov the clear choice for anyone on this budget.
Is Serov or Ubud, Bali more family-friendly?
For families, Serov is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Serov or Ubud, Bali?
Safety-wise, Serov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Serov gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.