Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Seki

For one person, living is cheaper in Seki: $750 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Seki
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Seki Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Seki

🇦🇿 Azerbaijan

$750

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Seki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Seki actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $750 in Seki, rent included.

Ubud, Bali $1,331
Seki $750

A couple spends around $2,255 per month in Ubud, Bali vs $1,240 in Seki, rent included.

Ubud, Bali $2,255
Seki $1,240

A family of three spends $3,180 per month in Ubud, Bali vs $1,730 in Seki, rent included.

Ubud, Bali $3,180
Seki $1,730

Ubud, Bali costs about 77% more than Seki, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Seki are more affordable than the global median – Ubud, Bali 2% lower, Seki 45% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$10.68 ₼18.14

-68.35%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$39.05 ₼66.4

-11.27%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.94 ₼13.50

-29.85%

Cappuccino

$2.62 Rp 47.5K

$3.61 ₼6.14

-27.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.05 ₼1.78

46.67%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.54 ₼0.92

18.52%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.71 ₼2.91

56.14%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.01 ₼5.12

41.53%

Milk (1 liter)

$1.46 Rp 26.5K

$1.53 ₼2.60

-4.58%

White Bread (500g)

$2.29 Rp 41.6K

$0.52 ₼0.89

340.38%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.46 ₼4.18

-54.88%

Eggs

$2.10 Rp 38.1K

$2.03 ₼3.45

3.45%

Local Cheese (1kg)

$15.94 Rp 289.3K

$5.28 ₼8.98

201.89%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.28 ₼8.97

-26.52%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$11.70 ₼19.88

-2.56%

Apples (1kg)

$3.55 Rp 64.5K

$1.40 ₼2.38

153.57%

Banana (1kg)

$1.54 Rp 27.9K

$1.89 ₼3.20

-18.52%

Oranges (1kg)

$2.23 Rp 40.5K

$1.66 ₼2.83

34.34%

Tomato (1kg)

$1.97 Rp 35.8K

$1.82 ₼3.10

8.24%

Potato (1kg)

$1.86 Rp 33.7K

$0.72 ₼1.23

158.33%

Onion (1kg)

$2.42 Rp 43.9K

$0.61 ₼1.03

296.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.72 ₼1.23

41.67%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.78 ₼1.33

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.96 ₼5.03

-25.68%

Wine (Bottle)

$21.79 Rp 395.4K

$8.65 ₼14.70

151.91%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.56 ₼2.65

49.36%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.80 ₼4.77

6.07%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$2.10 ₼3.57

-79.05%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.61 ₼1.04

-22.95%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$3.51 ₼5.97

59.54%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.70 ₼1.20

18.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$23.3K ₼39.6K

5.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$22.7K ₼38.6K

39.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$23.88 ₼40.58

224.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$9.00 ₼15.29

-31.78%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$11.36 ₼19.30

66.55%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$17.31 ₼29.41

194.57%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$5.63 ₼9.57

-22.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$329 ₼559

49.61%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$11.1K ₼18.8K

10.30%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$65.1 ₼111

-30.64%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$55.1 ₼93.7

-36.71%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$122 ₼207

-35.58%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$113 ₼192

-31.17%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$220 ₼374

390.10%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$143 ₼243

365.90%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$445 ₼757

688.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$255 ₼433

555.57%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$650 ₼1,105

259.91%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$358 ₼608

525.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$250 ₼425

-33.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.5

45.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Seki: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Seki

$143 19% 78.5% $522

Groceries & Markets

Ubud, Bali

$279 21%

Seki

$196 26.2% 29.8% $83

Clothing & Footwear

Ubud, Bali

$106 8%

Seki

$160 21.3% 50.2% $53

Eating Out

Ubud, Bali

$106 8%

Seki

$174 23.1% 64.1% $68

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Seki

$44 5.9% 56.9% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Seki

$29 3.8% 52.2% $31

Getting Around

Ubud, Bali

$12 0.9%

Seki

$5.2 * 0.7% 56.9% $6.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $220 in Seki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Seki, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $39 in Seki. Groceries tell a different story – $279 in Ubud, Bali vs $196 in Seki – so Seki wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇦🇿 Seki

🕒 Local time

16:03 4:03 PM

12:03 12:03 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

68,400

💱 Currency

Indonesian Rupiah IDR Rp

Azerbaijani Manat AZN ₼

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 AZN = 0.588 USD

1 AZN = 0.525 EUR

Exchange rates and currency converter

AZN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Azerbaijani Manat exchange rates as of November 4, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.525 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Seki 8,870 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Seki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Seki: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $750 in Seki – Seki comes out roughly 44% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,125 in Seki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Seki, especially for central apartments: a one-bedroom in the center costs $220 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $750 in Seki. That makes Seki about 44% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $329 in Seki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Seki, where all-in costs run around $750, than in Ubud, Bali at $1,331. In Seki it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Seki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.