Cost of Living Comparison Between Ubud, Bali and Sebha Cost of Living Comparison Between Ubud, Bali and Sebha

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $208 in Sebha.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $288 in Sebha.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $367 in Sebha.

Living in Ubud, Bali is roughly 575% more expensive than Sebha, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Sebha is 85% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

Cappuccino

$2.75 Rp 49.2K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

Water (0.33 liter bottle)

$0.70 Rp 12.6K

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.91 LYD 5.80

87.91%

White Bread (500g)

$2.47 Rp 44.3K

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.82 LYD 5.24

46.34%

Eggs

$2.44 Rp 43.8K

$1.35 LYD 8.60

80.74%

Local Cheese (1kg)

$14.38 Rp 257.7K

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.58 LYD 54.6

42.31%

Apples (1kg)

$3.68 Rp 66.0K

$1.96 LYD 12.45

87.76%

Banana (1kg)

$1.55 Rp 27.8K

$1.32 LYD 8.40

17.42%

Oranges (1kg)

$2.79 Rp 49.9K

$0.92 LYD 5.87

203.26%

Tomato (1kg)

$2.33 Rp 41.8K

$0.49 LYD 3.09

375.51%

Potato (1kg)

$1.97 Rp 35.3K

$0.49 LYD 3.09

302.04%

Onion (1kg)

$2.31 Rp 41.4K

$0.48 LYD 3.05

381.25%

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.31 LYD 2.00

135.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.03 LYD 6.55

-56.31%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.03 LYD 0.20

2733.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$24.96 LYD 159

223.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

Gym Membership (Monthly)

$97.7 Rp 1.7M

$8.11 LYD 51.6

1104.32%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$141 LYD 899

597.42%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$101 LYD 642

551.95%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$198 LYD 1,260

1600.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$119 LYD 759

1631.93%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Sebha: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $141 in Sebha. Housing cost is often the main lever when comparing two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sebha: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sebha differ by about 575% in total monthly costs ($1,404 vs $208 including rent). Sebha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $312 in Sebha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $141 in Sebha. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 303% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $208 in Sebha – a 575% gap that adds up to real savings over time for anyone picking the cheaper option.

At $208 in Sebha versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Sebha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sebha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sebha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sebha gentler on the wallet – expenses run 575% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.