Cost of Living Comparison Between Ubud, Bali and Sebha Cost of Living Comparison Between Ubud, Bali and Sebha

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $210 in Sebha.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $284 in Sebha.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $358 in Sebha.

Living in Ubud, Bali is roughly 563% more expensive than in Sebha, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sebha is 84% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

Cappuccino

$2.82 Rp 51.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

Water (0.33 liter bottle)

$0.73 Rp 13.2K

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.87 LYD 5.58

104.60%

White Bread (500g)

$2.45 Rp 44.2K

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.77 LYD 4.91

49.35%

Eggs

$2.41 Rp 43.6K

$1.29 LYD 8.22

86.82%

Local Cheese (1kg)

$14.33 Rp 258.7K

Chicken Fillets (1kg)

$4.19 Rp 75.6K

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.49 LYD 54.1

42.05%

Apples (1kg)

$3.64 Rp 65.7K

$2.01 LYD 12.81

81.09%

Banana (1kg)

$1.57 Rp 28.3K

$1.33 LYD 8.47

18.05%

Oranges (1kg)

$2.79 Rp 50.3K

$0.92 LYD 5.89

203.26%

Tomato (1kg)

$2.24 Rp 40.5K

$0.49 LYD 3.12

357.14%

Potato (1kg)

$1.98 Rp 35.7K

$0.48 LYD 3.05

312.50%

Onion (1kg)

$2.28 Rp 41.1K

$0.52 LYD 3.31

338.46%

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.29 LYD 1.82

172.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.02 LYD 6.53

-54.90%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.03 LYD 0.20

2766.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$24.76 LYD 158

219.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

Gym Membership (Monthly)

$98.8 Rp 1.8M

$8.20 LYD 52.3

1104.63%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$138 LYD 882

637.08%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$100 LYD 640

577.95%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$200 LYD 1,274

1635.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$122 LYD 780

1609.03%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Sebha: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $138 in Sebha. Housing cost is often the main lever when comparing two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sebha: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sebha differ by about 563% in total monthly costs ($1,392 vs $210 including rent). Sebha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,088 in Ubud, Bali and $315 in Sebha to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $138 in Sebha. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 310% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $210 in Sebha – a 563% gap that adds up to real savings over time for anyone picking the cheaper option.

At $210 in Sebha versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Sebha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sebha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sebha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sebha gentler on the wallet – expenses run 563% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.