Cost of Living Comparison Between Sebha and Ubud, Bali Cost of Living Comparison Between Sebha and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $210 in Sebha versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $284 in Sebha versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $358 in Sebha versus $3,723 in Ubud, Bali.

Living in Sebha costs roughly 85% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Sebha is 84% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

Cappuccino

$2.82 Rp 51.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

Water (0.33 liter bottle)

$0.73 Rp 13.2K

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$0.87 LYD 5.58

$1.78 Rp 32.1K

-51.12%

White Bread (500g)

$2.45 Rp 44.2K

Rice (white) (1kg)

$0.77 LYD 4.91

$1.15 Rp 20.7K

-33.04%

Eggs

$1.29 LYD 8.22

$2.41 Rp 43.6K

-46.47%

Local Cheese (1kg)

$14.33 Rp 258.7K

Chicken Fillets (1kg)

$4.19 Rp 75.6K

Beef Round Steak (1kg)

$8.49 LYD 54.1

$12.06 Rp 217.7K

-29.60%

Apples (1kg)

$2.01 LYD 12.81

$3.64 Rp 65.7K

-44.78%

Banana (1kg)

$1.33 LYD 8.47

$1.57 Rp 28.3K

-15.29%

Oranges (1kg)

$0.92 LYD 5.89

$2.79 Rp 50.3K

-67.03%

Tomato (1kg)

$0.49 LYD 3.12

$2.24 Rp 40.5K

-78.13%

Potato (1kg)

$0.48 LYD 3.05

$1.98 Rp 35.7K

-75.76%

Onion (1kg)

$0.52 LYD 3.31

$2.28 Rp 41.1K

-77.19%

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.29 LYD 1.82

$0.79 Rp 14.2K

-63.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

Taxi (Normal Tariff) (1km)

$1.02 LYD 6.53

$0.46 Rp 8,298

121.74%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.03 LYD 0.20

$0.86 Rp 15.6K

-96.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.76 LYD 158

$79.0 Rp 1.4M

-68.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

Gym Membership (Monthly)

$8.20 LYD 52.3

$98.8 Rp 1.8M

-91.70%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$138 LYD 882

$1,020 Rp 18.4M

-86.43%

1-bedroom Apartment, Outside City Center (Monthly)

$100 LYD 640

$680 Rp 12.3M

-85.25%

3-bedroom Apartment, City Center (Monthly)

$200 LYD 1,274

$3,469 Rp 62.6M

-94.24%

3-bedroom Apartment, Outside City Center (Monthly)

$122 LYD 780

$2,090 Rp 37.7M

-94.15%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sebha: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $138 in Sebha and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sebha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sebha and Ubud, Bali differ by about 563% in total monthly costs ($210 vs $1,392 including rent). Sebha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $315 in Sebha and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $138 in Sebha versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 310% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $210 per month in Sebha versus $1,392 in Ubud, Bali – a 563% gap that adds up to real savings over time for anyone picking the cheaper option.

At $210 in Sebha versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Sebha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sebha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sebha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sebha gentler on the wallet – expenses run 563% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.