🙂Monthly costs for one person with rent: $208 in Sebha versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $288 in Sebha versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $367 in Sebha versus $3,694 in Ubud, Bali.
🙂Living in Sebha costs roughly 85% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Sebha is 85% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Sebha
Ubud, Bali
Difference
Meal at Budget Restaurant
-
$3.57Rp 64.0K
-
Three-Course Dinner for Two, Mid-Range
-
$32.50Rp 582.3K
-
Fast Food Meal(McDonalds, etc)
-
$4.86Rp 87.1K
-
Cappuccino
-
$2.75Rp 49.2K
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$1.32Rp 23.7K
-
Water(0.33 liter bottle)
-
$0.70Rp 12.6K
-
Local Beer(0.5 liter draught)
-
$2.91Rp 52.2K
-
Imported Beer(0.33 liter bottle)
-
$3.79Rp 68.0K
-
🛒 Groceries & Markets
Sebha
Ubud, Bali
Difference
Milk(1 liter)
$0.91LYD 5.80
$1.71Rp 30.6K
-46.78%
White Bread(500g)
-
$2.47Rp 44.3K
-
Rice(white)(1kg)
$0.82LYD 5.24
$1.20Rp 21.5K
-31.67%
Eggs
$1.35LYD 8.60
$2.44Rp 43.8K
-44.67%
Local Cheese(1kg)
-
$14.38Rp 257.7K
-
Chicken Fillets(1kg)
-
$4.31Rp 77.1K
-
Beef Round Steak(1kg)
$8.58LYD 54.6
$12.21Rp 218.7K
-29.73%
Apples(1kg)
$1.96LYD 12.45
$3.68Rp 66.0K
-46.74%
Banana(1kg)
$1.32LYD 8.40
$1.55Rp 27.8K
-14.84%
Oranges(1kg)
$0.92LYD 5.87
$2.79Rp 49.9K
-67.03%
Tomato(1kg)
$0.49LYD 3.09
$2.33Rp 41.8K
-78.97%
Potato(1kg)
$0.49LYD 3.09
$1.97Rp 35.3K
-75.13%
Onion(1kg)
$0.48LYD 3.05
$2.31Rp 41.4K
-79.22%
Lettuce(1 head)
-
$1.06Rp 19.1K
-
Water(1.5 liter bottle)
$0.31LYD 2.00
$0.73Rp 13.1K
-57.53%
Cigarettes 20 Pack(Marlboro, Camel)
-
$3.28Rp 58.8K
-
Wine(Bottle)
-
$22.79Rp 408.4K
-
Local Beer(0.5 liter bottle)
-
$2.81Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.78Rp 49.9K
-
🚌 Getting Around
Sebha
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.29Rp 5,217
-
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 144.4K
-
Taxi Start(Normal Tariff)
-
$0.45Rp 8,047
-
Taxi(Normal Tariff)(1km)
$1.03LYD 6.55
$0.45Rp 8,094
128.89%
Taxi 1hour Waiting(Normal Tariff)
-
$6.24Rp 111.7K
-
Gasoline(1 liter)
$0.03LYD 0.20
$0.85Rp 15.2K
-96.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.0KRp 465.4M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.7KRp 567.2M
-
🧾 Monthly Utilities & Internet
Sebha
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$24.96LYD 159
$80.8Rp 1.4M
-69.09%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$4.06Rp 72.7K
-
Internet(50+ Mbps, Unlimited Data)
-
$24.42Rp 437.6K
-
🎉 Sport & Entertainment
Sebha
Ubud, Bali
Difference
Gym Membership(Monthly)
$8.11LYD 51.6
$97.7Rp 1.7M
-91.70%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 115.5K
-
Cinema Ticket
-
$4.04Rp 72.4K
-
🧸 Childcare & Education
Sebha
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$304Rp 5.4M
-
International Primary School, 1 Child(Yearly)
-
$6,621Rp 118.6M
-
👕👟 Clothing & Footwear
Sebha
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
-
$54.2Rp 971.7K
-
Summer Dress(H&M, Zara, etc)
-
$38.78Rp 694.7K
-
Sport Shoes(Adidas, Nike)
-
$86.1Rp 1.5M
-
Men's Leather Business Shoes
-
$76.7Rp 1.4M
-
🏠 Accommodation & Living
Sebha
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$141LYD 899
$986Rp 17.7M
-85.66%
1-bedroom Apartment, Outside City Center(Monthly)
$101LYD 642
$658Rp 11.8M
-84.66%
3-bedroom Apartment, City Center(Monthly)
$198LYD 1,260
$3,369Rp 60.4M
-94.12%
3-bedroom Apartment, Outside City Center(Monthly)
$119LYD 759
$2,066Rp 37.0M
-94.23%
Buy Apartment in City Center(m2)
-
$2,741Rp 49.1M
-
Buy Apartment Outside City Center(m2)
-
$2,228Rp 39.9M
-
💵 Salaries & Financials
Sebha
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sebha: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $141 in Sebha and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sebha vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Sebha and Ubud, Bali?
Sebha and Ubud, Bali differ by about 575% in total monthly costs ($208 vs $1,404 including rent). Sebha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Sebha compared to Ubud, Bali?
You'd need roughly $312 in Sebha and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Sebha and Ubud, Bali?
Rent for a central apartment: $141 in Sebha versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 303% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Sebha or Ubud, Bali?
All in, you'll spend $208 per month in Sebha versus $1,404 in Ubud, Bali – a 575% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $208 in Sebha versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Sebha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sebha the clear choice for anyone on this budget.
How does quality of life compare between Sebha and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Sebha or Ubud, Bali safer for residents?
Safety-wise, Sebha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Sebha or Ubud, Bali?
Expats usually find Sebha gentler on the wallet – expenses run 575% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.