Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Schaffhausen

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,139 in Schaffhausen, rent and utilities included – about $21,500 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
150

Cost of Living Index in Schaffhausen
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Schaffhausen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Schaffhausen

🇨🇭 Switzerland

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Schaffhausen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Schaffhausen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,139 in Schaffhausen.

Ubud, Bali $1,349
Schaffhausen $3,139

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,010 in Schaffhausen.

Ubud, Bali $2,305
Schaffhausen $5,010

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,882 in Schaffhausen.

Ubud, Bali $3,261
Schaffhausen $6,882

Living in Ubud, Bali costs roughly 57% less than in Schaffhausen, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$30.45 CHF 25.11

-89.10%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$122 CHF 101

-70.80%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$18.19 CHF 15.01

-69.60%

Cappuccino

$2.72 Rp 49.3K

$6.01 CHF 4.96

-54.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$5.32 CHF 4.39

-68.05%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$4.78 CHF 3.94

-84.10%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$8.39 CHF 6.92

-68.41%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$7.11 CHF 5.86

-38.40%

Milk (1 liter)

$1.49 Rp 27.0K

$2.16 CHF 1.78

-31.02%

White Bread (500g)

$2.28 Rp 41.2K

$4.00 CHF 3.30

-43.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.25 CHF 3.51

-72.00%

Eggs

$2.04 Rp 36.9K

$7.81 CHF 6.44

-73.88%

Local Cheese (1kg)

$17.70 Rp 320.8K

$27.90 CHF 23.02

-36.56%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$30.45 CHF 25.12

-87.00%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$42.66 CHF 35.19

-71.43%

Apples (1kg)

$3.66 Rp 66.2K

$3.84 CHF 3.17

-4.69%

Banana (1kg)

$1.52 Rp 27.5K

$2.07 CHF 1.71

-26.57%

Oranges (1kg)

$2.23 Rp 40.4K

$3.17 CHF 2.62

-29.65%

Tomato (1kg)

$1.97 Rp 35.7K

$5.49 CHF 4.53

-64.12%

Potato (1kg)

$1.85 Rp 33.5K

$2.38 CHF 1.96

-22.27%

Onion (1kg)

$2.42 Rp 43.9K

$2.14 CHF 1.76

13.08%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.31 CHF 1.90

-57.14%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.16 CHF 0.95

-56.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.82 CHF 8.92

-79.48%

Wine (Bottle)

$22.24 Rp 403.0K

$12.00 CHF 9.90

85.33%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.89 CHF 2.38

-21.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.59 CHF 2.96

-17.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$4.01 CHF 3.30

-93.77%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$98.0 CHF 80.8

-92.02%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$6.10 CHF 5.04

-92.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$2.86 CHF 2.36

-84.97%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$59.6 CHF 49.15

-90.92%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.22 CHF 1.83

-63.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$38.4K CHF 31.6K

-37.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$39.4K CHF 32.5K

-19.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$229 CHF 189

-65.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$28.98 CHF 23.90

-77.74%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$62.0 CHF 51.1

-70.03%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$110 CHF 90.7

-55.02%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$46.30 CHF 38.19

-61.88%

Cinema Ticket

$4.27 Rp 77.4K

$23.59 CHF 19.46

-81.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$3,157 CHF 2,604

-84.46%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$24.5K CHF 20.2K

-76.84%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$163 CHF 134

-72.55%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$54.9 CHF 45.25

-36.29%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$172 CHF 142

-53.47%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$150 CHF 124

-47.12%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,272 CHF 1,049

-11.56%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,192 CHF 983

-43.67%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,689 CHF 2,218

32.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$2,317 CHF 1,911

-25.63%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$8,110 CHF 6,690

-66.32%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$8,439 CHF 6,961

-72.94%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$7,148 CHF 5,896

-97.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.41

471.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Schaffhausen: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Schaffhausen

$1.2K 38% 77.5% $521

Groceries & Markets

Ubud, Bali

$288 21.4%

Schaffhausen

$626 19.9% 117% $337

Eating Out

Ubud, Bali

$108 8%

Schaffhausen

$467 14.9% 334% $359

Clothing & Footwear

Ubud, Bali

$108 8%

Schaffhausen

$243 7.7% 126% $135

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Schaffhausen

$320 10.2% 208% $216

Sport & Entertainment

Ubud, Bali

$58 4.3%

Schaffhausen

$157 5% 171% $99

Getting Around

Ubud, Bali

$11 0.9%

Schaffhausen

$134 4.3% 1077% $123

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,272 in Schaffhausen. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays about 44 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $122 in Schaffhausen for a mid-range dinner for two. Groceries echo the gap at $288 vs $626 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Schaffhausen

🕒 Local time

16:51 4:51 PM

09:51 9:51 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

35,927

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of November 1, 2026: 1 USD = 0.825 CHF (1 CHF = 1.21 USD). 1 EUR = 0.921 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Schaffhausen 11,950 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Schaffhausen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Schaffhausen: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 57% lower than in Schaffhausen. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,272 in Schaffhausen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 117% higher in Schaffhausen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $122 in Schaffhausen. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Schaffhausen are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 57% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.