Cost of Living Comparison Between Ubud, Bali and Schaffhausen Cost of Living Comparison Between Ubud, Bali and Schaffhausen

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $3,111 in Schaffhausen.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $4,932 in Schaffhausen.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $6,752 in Schaffhausen.

Living in Ubud, Bali costs roughly 55% less than in Schaffhausen, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Schaffhausen 133% above.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$31.08 CHF 24.65

-89.06%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$125 CHF 98.9

-74.04%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$15.93 CHF 12.63

-68.61%

Cappuccino

$2.82 Rp 50.0K

$5.51 CHF 4.37

-48.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$5.42 CHF 4.30

-74.54%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$4.30 CHF 3.41

-83.02%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$8.10 CHF 6.42

-63.21%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$7.19 CHF 5.70

-44.78%

Milk (1 liter)

$1.79 Rp 31.8K

$1.98 CHF 1.57

-9.60%

White Bread (500g)

$2.46 Rp 43.7K

$3.64 CHF 2.89

-32.42%

Rice (white) (1kg)

$1.20 Rp 21.2K

$3.63 CHF 2.88

-66.94%

Eggs

$2.39 Rp 42.3K

$7.81 CHF 6.19

-69.40%

Local Cheese (1kg)

$14.40 Rp 255.1K

$29.12 CHF 23.09

-50.55%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$34.70 CHF 27.52

-87.67%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$51.6 CHF 40.96

-77.11%

Apples (1kg)

$3.78 Rp 67.0K

$3.67 CHF 2.91

3.00%

Banana (1kg)

$1.63 Rp 28.9K

$2.23 CHF 1.77

-26.91%

Oranges (1kg)

$2.80 Rp 49.6K

$2.96 CHF 2.35

-5.41%

Tomato (1kg)

$2.26 Rp 40.0K

$5.97 CHF 4.73

-62.14%

Potato (1kg)

$2.00 Rp 35.3K

$2.46 CHF 1.95

-18.70%

Onion (1kg)

$2.21 Rp 39.2K

$2.51 CHF 1.99

-11.95%

Lettuce (1 head)

$1.07 Rp 18.9K

$2.56 CHF 2.03

-58.20%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$1.27 CHF 1.00

-40.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$11.02 CHF 8.74

-71.60%

Wine (Bottle)

$23.81 Rp 421.9K

$12.39 CHF 9.82

92.17%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.32 CHF 1.04

115.15%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.64 CHF 2.09

5.30%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$3.79 CHF 3.01

-92.88%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$87.8 CHF 69.7

-90.47%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$9.72 CHF 7.71

-95.37%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$4.06 CHF 3.22

-89.41%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$61.3 CHF 48.58

-90.24%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.19 CHF 1.74

-63.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$40.6K CHF 32.2K

-36.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$41.9K CHF 33.2K

-24.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$249 CHF 197

-67.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$28.70 CHF 22.76

-85.57%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$42.91 CHF 34.03

-43.79%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$110 CHF 86.9

-10.81%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$46.97 CHF 37.25

-85.86%

Cinema Ticket

$4.04 Rp 71.5K

$22.43 CHF 17.79

-81.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$3,392 CHF 2,690

-91.24%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$42.6K CHF 33.8K

-84.53%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$112 CHF 88.9

-50.80%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$67.0 CHF 53.2

-42.56%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$133 CHF 105

-35.03%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$154 CHF 122

-49.22%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$1,214 CHF 963

-18.83%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$1,214 CHF 963

-45.24%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$2,755 CHF 2,185

25.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$2,191 CHF 1,738

-6.78%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$8,333 CHF 6,609

-66.05%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$6,762 CHF 5,363

-66.25%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$9,441 CHF 7,487

-98.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Schaffhausen: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,214 in Schaffhausen. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 5479% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $125 in Schaffhausen for a mid-range dinner for two. Groceries echo the gap at $299 vs $666 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Schaffhausen: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 123% lower than in Schaffhausen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Schaffhausen earns 5479% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $1,214 in Schaffhausen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 122% higher in Schaffhausen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $125 in Schaffhausen. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,394 in Ubud, Bali versus $3,111 in Schaffhausen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Schaffhausen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Schaffhausen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 123% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.