Cost of Living Comparison Between Ubud, Bali and Schaffhausen Cost of Living Comparison Between Ubud, Bali and Schaffhausen

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $3,151 in Schaffhausen.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $5,139 in Schaffhausen.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $7,126 in Schaffhausen.

Living in Ubud, Bali costs roughly 56% less than in Schaffhausen, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Schaffhausen 129% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$31.20 CHF 25.48

-89.33%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$121 CHF 99.1

-70.48%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$18.87 CHF 15.41

-70.16%

Cappuccino

$2.82 Rp 49.7K

$5.75 CHF 4.69

-50.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$5.47 CHF 4.47

-68.01%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$4.99 CHF 4.08

-83.97%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$8.73 CHF 7.13

-65.18%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$7.46 CHF 6.09

-42.36%

Milk (1 liter)

$1.61 Rp 28.3K

$2.21 CHF 1.81

-27.15%

White Bread (500g)

$2.27 Rp 39.9K

$4.15 CHF 3.39

-45.30%

Rice (white) (1kg)

$1.17 Rp 20.6K

$4.36 CHF 3.56

-73.17%

Eggs

$2.17 Rp 38.2K

$7.84 CHF 6.41

-72.32%

Local Cheese (1kg)

$17.63 Rp 310.5K

$28.35 CHF 23.15

-37.81%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$32.11 CHF 26.22

-87.39%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$43.79 CHF 35.76

-72.19%

Apples (1kg)

$3.62 Rp 63.7K

$3.92 CHF 3.20

-7.65%

Banana (1kg)

$1.64 Rp 28.8K

$2.19 CHF 1.79

-25.11%

Oranges (1kg)

$2.31 Rp 40.6K

$3.17 CHF 2.59

-27.13%

Tomato (1kg)

$1.96 Rp 34.5K

$5.68 CHF 4.64

-65.49%

Potato (1kg)

$1.84 Rp 32.5K

$2.52 CHF 2.06

-26.98%

Onion (1kg)

$2.37 Rp 41.7K

$2.25 CHF 1.84

5.33%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.46 CHF 2.01

-57.32%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.25 CHF 1.02

-56.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$11.23 CHF 9.17

-79.52%

Wine (Bottle)

$23.08 Rp 406.4K

$13.72 CHF 11.20

68.22%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.04 CHF 2.48

-23.03%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.97 CHF 3.24

-22.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$3.95 CHF 3.23

-93.67%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$99.4 CHF 81.2

-90.52%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$6.26 CHF 5.11

-92.17%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$3.81 CHF 3.11

-87.66%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$61.5 CHF 50.3

-90.90%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.22 CHF 1.81

-63.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$44.7K CHF 36.5K

-44.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$40.8K CHF 33.3K

-23.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$228 CHF 186

-63.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$31.99 CHF 26.13

-79.71%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$64.0 CHF 52.2

-70.62%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$112 CHF 91.1

-50.49%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$46.98 CHF 38.36

-61.24%

Cinema Ticket

$4.30 Rp 75.7K

$23.97 CHF 19.57

-82.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$3,228 CHF 2,636

-84.69%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$33.3K CHF 27.2K

-82.20%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$170 CHF 139

-72.71%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$54.9 CHF 44.86

-33.66%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$193 CHF 157

-58.08%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$157 CHF 128

-49.68%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,362 CHF 1,112

-18.22%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,200 CHF 980

-42.24%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$2,710 CHF 2,213

34.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$2,411 CHF 1,969

-28.97%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$8,369 CHF 6,834

-67.01%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$8,438 CHF 6,891

-72.83%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$7,296 CHF 5,958

-97.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.48

455.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Schaffhausen: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,362 in Schaffhausen. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 4266% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $121 in Schaffhausen for a mid-range dinner for two. Groceries echo the gap at $294 vs $651 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Schaffhausen: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 129% lower than in Schaffhausen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 4266% lower in Schaffhausen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $1,362 in Schaffhausen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 121% higher in Schaffhausen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $121 in Schaffhausen. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $3,151 in Schaffhausen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Schaffhausen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Schaffhausen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 129% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.