Cost of Living Comparison Between Schaffhausen and Ubud, Bali Cost of Living Comparison Between Schaffhausen and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,218 in Schaffhausen versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $4,962 in Schaffhausen versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,705 in Schaffhausen versus $3,732 in Ubud, Bali.

Living in Schaffhausen is roughly 124% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Schaffhausen 140% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$30.87 CHF 24.42

$3.57 Rp 61.9K

764.71%

Three-Course Dinner for Two, Mid-Range

$124 CHF 98.3

$32.58 Rp 564.7K

281.40%

Fast Food Meal (McDonalds, etc)

$16.15 CHF 12.78

$5.07 Rp 87.8K

218.54%

Cappuccino

$5.46 CHF 4.32

$2.83 Rp 49.0K

92.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.36 CHF 4.24

$1.34 Rp 23.2K

300.00%

Water (0.33 liter bottle)

$4.38 CHF 3.47

$0.69 Rp 12.0K

534.78%

Local Beer (0.5 liter draught)

$7.84 CHF 6.20

$2.99 Rp 51.8K

162.21%

Imported Beer (0.33 liter bottle)

$7.25 CHF 5.73

$3.85 Rp 66.7K

88.31%

Milk (1 liter)

$1.89 CHF 1.50

$1.74 Rp 30.2K

8.62%

White Bread (500g)

$3.76 CHF 2.97

$2.54 Rp 44.0K

48.03%

Rice (white) (1kg)

$3.53 CHF 2.79

$1.19 Rp 20.6K

196.64%

Eggs

$7.89 CHF 6.24

$2.43 Rp 42.0K

224.69%

Local Cheese (1kg)

$29.77 CHF 23.55

$14.66 Rp 254.1K

103.07%

Chicken Fillets (1kg)

$34.92 CHF 27.62

$4.18 Rp 72.4K

735.41%

Beef Round Steak (1kg)

$52.0 CHF 41.17

$11.94 Rp 206.9K

335.85%

Apples (1kg)

$3.63 CHF 2.87

$3.69 Rp 63.9K

-1.63%

Banana (1kg)

$2.30 CHF 1.82

$1.61 Rp 27.8K

42.86%

Oranges (1kg)

$2.97 CHF 2.35

$2.69 Rp 46.5K

10.41%

Tomato (1kg)

$6.02 CHF 4.76

$2.33 Rp 40.4K

158.37%

Potato (1kg)

$2.38 CHF 1.88

$1.91 Rp 33.0K

24.61%

Onion (1kg)

$2.40 CHF 1.89

$2.19 Rp 37.9K

9.59%

Lettuce (1 head)

$2.66 CHF 2.10

$1.06 Rp 18.3K

150.94%

Water (1.5 liter bottle)

$1.27 CHF 1.01

$0.72 Rp 12.5K

76.39%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CHF 8.80

$3.13 Rp 54.3K

255.27%

Wine (Bottle)

$13.99 CHF 11.06

$23.49 Rp 407.1K

-40.44%

Local Beer (0.5 liter bottle)

$1.38 CHF 1.09

$2.74 Rp 47.5K

-49.64%

Imported Beer (0.33 liter bottle)

$2.72 CHF 2.15

$2.88 Rp 49.9K

-5.56%

One-way Ticket (Public Transport)

$3.95 CHF 3.12

$0.29 Rp 5,029

1262.07%

Public Transport Monthly Pass (Regular Price)

$84.5 CHF 66.9

$8.17 Rp 141.6K

934.76%

Taxi Start (Normal Tariff)

$9.98 CHF 7.89

$0.45 Rp 7,863

2117.78%

Taxi (Normal Tariff) (1km)

$4.04 CHF 3.19

$0.42 Rp 7,305

861.90%

Taxi 1hour Waiting (Normal Tariff)

$60.9 CHF 48.17

$6.16 Rp 106.7K

888.64%

Gasoline (1 liter)

$2.20 CHF 1.74

$0.84 Rp 14.6K

161.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K CHF 32.4K

$26.2K Rp 454.9M

56.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.9K CHF 33.2K

$32.5K Rp 562.9M

29.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 CHF 191

$78.4 Rp 1.4M

208.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.98 CHF 22.92

$3.95 Rp 68.5K

633.67%

Internet (50+ Mbps, Unlimited Data)

$43.55 CHF 34.45

$24.40 Rp 423.0K

78.48%

Gym Membership (Monthly)

$108 CHF 85.8

$96.5 Rp 1.7M

12.38%

Tennis Court (1 Hour on Weekend)

$46.70 CHF 36.94

$6.35 Rp 110.0K

635.43%

Cinema Ticket

$22.33 CHF 17.67

$4.04 Rp 70.0K

452.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,279 CHF 2,593

$303 Rp 5.2M

983.35%

International Primary School, 1 Child (Yearly)

$42.1K CHF 33.3K

$6,523 Rp 113.1M

545.13%

Jeans (Levis 501 Or Similar)

$115 CHF 91.1

$53.8 Rp 933.1K

113.89%

Summer Dress (H&M, Zara, etc)

$68.9 CHF 54.5

$37.98 Rp 658.3K

81.41%

Sport Shoes (Adidas, Nike)

$134 CHF 106

$86.8 Rp 1.5M

54.47%

Men's Leather Business Shoes

$153 CHF 121

$78.9 Rp 1.4M

94.20%

1-bedroom Apartment, City Center (Monthly)

$1,201 CHF 950

$1,012 Rp 17.5M

18.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,241 CHF 982

$674 Rp 11.7M

84.01%

3-bedroom Apartment, City Center (Monthly)

$2,731 CHF 2,160

$3,390 Rp 58.8M

-19.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,151 CHF 1,701

$2,098 Rp 36.4M

2.50%

Buy Apartment in City Center (m2)

$8,618 CHF 6,817

$2,985 Rp 51.7M

188.73%

Buy Apartment Outside City Center (m2)

$6,757 CHF 5,344

$2,339 Rp 40.5M

188.84%

Average Monthly Net Salary (After Tax)

$9,429 CHF 7,458

$173 Rp 3.0M

5346.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaffhausen: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,201 in Schaffhausen and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 5346% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $124 in Schaffhausen vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $674 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaffhausen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 124% lower than in Schaffhausen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Schaffhausen pays 5346% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,201 in Schaffhausen versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 126% higher in Schaffhausen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $124 in Schaffhausen. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $3,218 in Schaffhausen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Schaffhausen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Schaffhausen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 124% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.