Cost of Living Comparison Between Schaffhausen and Ubud, Bali Cost of Living Comparison Between Schaffhausen and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,151 in Schaffhausen versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $5,139 in Schaffhausen versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,126 in Schaffhausen versus $3,275 in Ubud, Bali.

Living in Schaffhausen is roughly 129% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Schaffhausen 129% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$31.20 CHF 25.48

$3.33 Rp 58.7K

836.94%

Three-Course Dinner for Two, Mid-Range

$121 CHF 99.1

$35.82 Rp 630.7K

238.75%

Fast Food Meal (McDonalds, etc)

$18.87 CHF 15.41

$5.63 Rp 99.1K

235.17%

Cappuccino

$5.75 CHF 4.69

$2.82 Rp 49.7K

103.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.47 CHF 4.47

$1.75 Rp 30.8K

212.57%

Water (0.33 liter bottle)

$4.99 CHF 4.08

$0.80 Rp 14.0K

523.75%

Local Beer (0.5 liter draught)

$8.73 CHF 7.13

$3.04 Rp 53.6K

187.17%

Imported Beer (0.33 liter bottle)

$7.46 CHF 6.09

$4.30 Rp 75.7K

73.49%

Milk (1 liter)

$2.21 CHF 1.81

$1.61 Rp 28.3K

37.27%

White Bread (500g)

$4.15 CHF 3.39

$2.27 Rp 39.9K

82.82%

Rice (white) (1kg)

$4.36 CHF 3.56

$1.17 Rp 20.6K

272.65%

Eggs

$7.84 CHF 6.41

$2.17 Rp 38.2K

261.29%

Local Cheese (1kg)

$28.35 CHF 23.15

$17.63 Rp 310.5K

60.81%

Chicken Fillets (1kg)

$32.11 CHF 26.22

$4.05 Rp 71.4K

692.84%

Beef Round Steak (1kg)

$43.79 CHF 35.76

$12.18 Rp 214.5K

259.52%

Apples (1kg)

$3.92 CHF 3.20

$3.62 Rp 63.7K

8.29%

Banana (1kg)

$2.19 CHF 1.79

$1.64 Rp 28.8K

33.54%

Oranges (1kg)

$3.17 CHF 2.59

$2.31 Rp 40.6K

37.23%

Tomato (1kg)

$5.68 CHF 4.64

$1.96 Rp 34.5K

189.80%

Potato (1kg)

$2.52 CHF 2.06

$1.84 Rp 32.5K

36.96%

Onion (1kg)

$2.25 CHF 1.84

$2.37 Rp 41.7K

-5.06%

Lettuce (1 head)

$2.46 CHF 2.01

$1.05 Rp 18.5K

134.29%

Water (1.5 liter bottle)

$1.25 CHF 1.02

$0.54 Rp 9,560

131.48%

Cigarettes 20 Pack (Marlboro, Camel)

$11.23 CHF 9.17

$2.30 Rp 40.6K

388.26%

Wine (Bottle)

$13.72 CHF 11.20

$23.08 Rp 406.4K

-40.55%

Local Beer (0.5 liter bottle)

$3.04 CHF 2.48

$2.34 Rp 41.2K

29.91%

Imported Beer (0.33 liter bottle)

$3.97 CHF 3.24

$3.07 Rp 54.0K

29.32%

One-way Ticket (Public Transport)

$3.95 CHF 3.23

$0.25 Rp 4,365

1480.00%

Public Transport Monthly Pass (Regular Price)

$99.4 CHF 81.2

$9.42 Rp 165.9K

955.10%

Taxi Start (Normal Tariff)

$6.26 CHF 5.11

$0.49 Rp 8,631

1177.55%

Taxi (Normal Tariff) (1km)

$3.81 CHF 3.11

$0.47 Rp 8,349

710.64%

Taxi 1hour Waiting (Normal Tariff)

$61.5 CHF 50.3

$5.60 Rp 98.6K

998.93%

Gasoline (1 liter)

$2.22 CHF 1.81

$0.81 Rp 14.2K

174.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.7K CHF 36.5K

$25.0K Rp 440.3M

78.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K CHF 33.3K

$31.1K Rp 547.0M

31.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 CHF 186

$82.7 Rp 1.5M

175.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.99 CHF 26.13

$6.49 Rp 114.2K

392.91%

Internet (50+ Mbps, Unlimited Data)

$64.0 CHF 52.2

$18.79 Rp 330.8K

240.34%

Gym Membership (Monthly)

$112 CHF 91.1

$55.2 Rp 972.6K

101.99%

Tennis Court (1 Hour on Weekend)

$46.98 CHF 38.36

$18.21 Rp 320.6K

157.99%

Cinema Ticket

$23.97 CHF 19.57

$4.30 Rp 75.7K

457.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,228 CHF 2,636

$494 Rp 8.7M

553.13%

International Primary School, 1 Child (Yearly)

$33.3K CHF 27.2K

$5,917 Rp 104.2M

461.94%

Jeans (Levis 501 Or Similar)

$170 CHF 139

$46.28 Rp 814.8K

266.46%

Summer Dress (H&M, Zara, etc)

$54.9 CHF 44.86

$36.44 Rp 641.6K

50.74%

Sport Shoes (Adidas, Nike)

$193 CHF 157

$80.7 Rp 1.4M

138.55%

Men's Leather Business Shoes

$157 CHF 128

$78.8 Rp 1.4M

98.72%

1-bedroom Apartment, City Center (Monthly)

$1,362 CHF 1,112

$1,114 Rp 19.6M

22.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,200 CHF 980

$693 Rp 12.2M

73.13%

3-bedroom Apartment, City Center (Monthly)

$2,710 CHF 2,213

$3,639 Rp 64.1M

-25.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,411 CHF 1,969

$1,712 Rp 30.1M

40.79%

Buy Apartment in City Center (m2)

$8,369 CHF 6,834

$2,761 Rp 48.6M

203.15%

Buy Apartment Outside City Center (m2)

$8,438 CHF 6,891

$2,293 Rp 40.4M

268.05%

Average Monthly Net Salary (After Tax)

$7,296 CHF 5,958

$167 Rp 2.9M

4266.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.48

13.78

-82.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaffhausen: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,362 in Schaffhausen and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 4266% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Schaffhausen vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $651 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaffhausen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 129% lower than in Schaffhausen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4266% higher in Schaffhausen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,362 in Schaffhausen versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 121% higher in Schaffhausen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $121 in Schaffhausen. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $3,151 in Schaffhausen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Schaffhausen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Schaffhausen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 129% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.