Cost of Living Comparison Between Schaffhausen and Ubud, Bali Cost of Living Comparison Between Schaffhausen and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,172 in Schaffhausen versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $4,917 in Schaffhausen versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,663 in Schaffhausen versus $3,723 in Ubud, Bali.

Living in Schaffhausen is roughly 128% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Schaffhausen 138% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$31.37 CHF 25.28

$3.57 Rp 64.6K

778.71%

Three-Course Dinner for Two, Mid-Range

$121 CHF 97.3

$32.32 Rp 584.1K

273.76%

Fast Food Meal (McDonalds, etc)

$16.03 CHF 12.92

$5.01 Rp 90.5K

219.96%

Cappuccino

$5.46 CHF 4.40

$2.82 Rp 51.0K

93.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.27 CHF 4.25

$1.35 Rp 24.4K

290.37%

Water (0.33 liter bottle)

$4.24 CHF 3.42

$0.73 Rp 13.2K

480.82%

Local Beer (0.5 liter draught)

$8.03 CHF 6.47

$2.93 Rp 53.0K

174.06%

Imported Beer (0.33 liter bottle)

$7.24 CHF 5.84

$3.94 Rp 71.1K

83.76%

Milk (1 liter)

$1.97 CHF 1.59

$1.78 Rp 32.1K

10.67%

White Bread (500g)

$3.84 CHF 3.10

$2.45 Rp 44.3K

56.73%

Rice (white) (1kg)

$3.60 CHF 2.90

$1.15 Rp 20.8K

213.04%

Eggs

$7.55 CHF 6.08

$2.41 Rp 43.6K

213.28%

Local Cheese (1kg)

$29.38 CHF 23.67

$14.33 Rp 259.0K

105.02%

Chicken Fillets (1kg)

$35.38 CHF 28.51

$4.19 Rp 75.7K

744.39%

Beef Round Steak (1kg)

$51.4 CHF 41.40

$12.06 Rp 217.9K

325.95%

Apples (1kg)

$3.76 CHF 3.03

$3.64 Rp 65.7K

3.30%

Banana (1kg)

$2.25 CHF 1.82

$1.57 Rp 28.3K

43.31%

Oranges (1kg)

$2.86 CHF 2.30

$2.79 Rp 50.4K

2.51%

Tomato (1kg)

$6.18 CHF 4.98

$2.24 Rp 40.5K

175.89%

Potato (1kg)

$2.49 CHF 2.01

$1.98 Rp 35.8K

25.76%

Onion (1kg)

$2.41 CHF 1.94

$2.28 Rp 41.1K

5.70%

Lettuce (1 head)

$2.66 CHF 2.14

$1.05 Rp 19.0K

153.33%

Water (1.5 liter bottle)

$1.24 CHF 1.00

$0.79 Rp 14.2K

56.96%

Cigarettes 20 Pack (Marlboro, Camel)

$11.06 CHF 8.91

$3.19 Rp 57.6K

246.71%

Wine (Bottle)

$13.15 CHF 10.60

$23.49 Rp 424.6K

-44.02%

Local Beer (0.5 liter bottle)

$1.30 CHF 1.05

$2.90 Rp 52.3K

-55.17%

Imported Beer (0.33 liter bottle)

$2.75 CHF 2.22

$2.76 Rp 49.8K

-0.36%

One-way Ticket (Public Transport)

$3.92 CHF 3.16

$0.27 Rp 4,819

1351.85%

Public Transport Monthly Pass (Regular Price)

$86.7 CHF 69.9

$8.37 Rp 151.2K

936.08%

Taxi Start (Normal Tariff)

$10.10 CHF 8.14

$0.45 Rp 8,176

2144.44%

Taxi (Normal Tariff) (1km)

$4.01 CHF 3.23

$0.46 Rp 8,307

771.74%

Taxi 1hour Waiting (Normal Tariff)

$62.1 CHF 50.1

$6.07 Rp 109.7K

923.23%

Gasoline (1 liter)

$2.24 CHF 1.81

$0.86 Rp 15.6K

160.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.4K CHF 32.5K

$26.6K Rp 480.5M

51.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K CHF 33.7K

$32.5K Rp 588.3M

28.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 CHF 196

$79.0 Rp 1.4M

207.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.17 CHF 22.70

$4.09 Rp 73.9K

588.75%

Internet (50+ Mbps, Unlimited Data)

$42.66 CHF 34.38

$23.85 Rp 431.0K

78.87%

Gym Membership (Monthly)

$112 CHF 90.1

$98.8 Rp 1.8M

13.17%

Tennis Court (1 Hour on Weekend)

$46.47 CHF 37.45

$6.35 Rp 114.8K

631.81%

Cinema Ticket

$21.84 CHF 17.60

$4.01 Rp 72.4K

444.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,339 CHF 2,691

$297 Rp 5.4M

1023.47%

International Primary School, 1 Child (Yearly)

$42.3K CHF 34.1K

$6,602 Rp 119.3M

541.20%

Jeans (Levis 501 Or Similar)

$112 CHF 90.3

$53.4 Rp 965.6K

109.64%

Summer Dress (H&M, Zara, etc)

$68.1 CHF 54.8

$38.11 Rp 688.8K

78.56%

Sport Shoes (Adidas, Nike)

$134 CHF 108

$88.7 Rp 1.6M

50.75%

Men's Leather Business Shoes

$153 CHF 124

$76.6 Rp 1.4M

100.05%

1-bedroom Apartment, City Center (Monthly)

$1,227 CHF 988

$1,020 Rp 18.4M

20.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,212 CHF 977

$680 Rp 12.3M

78.19%

3-bedroom Apartment, City Center (Monthly)

$2,719 CHF 2,191

$3,469 Rp 62.7M

-21.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,135 CHF 1,721

$2,090 Rp 37.8M

2.17%

Buy Apartment in City Center (m2)

$8,284 CHF 6,675

$2,729 Rp 49.3M

203.56%

Buy Apartment Outside City Center (m2)

$8,576 CHF 6,910

$2,295 Rp 41.5M

273.61%

Average Monthly Net Salary (After Tax)

$7,375 CHF 5,943

$164 Rp 3.0M

4405.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaffhausen: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,227 in Schaffhausen and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 4406% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Schaffhausen vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $673 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaffhausen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 128% lower than in Schaffhausen. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4406% higher in Schaffhausen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,227 in Schaffhausen versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 126% higher in Schaffhausen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $121 in Schaffhausen. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,392 in Ubud, Bali versus $3,172 in Schaffhausen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Schaffhausen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Schaffhausen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.