Cost of Living Comparison Between Ubud, Bali and Schaan Cost of Living Comparison Between Ubud, Bali and Schaan

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,299 in Schaan, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,226 in Schaan, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,154 in Schaan, rent included.

Ubud, Bali costs about 9% more than Schaan, driven mainly by Eating Out.

Ubud, Bali sits 6% above the global median, while Schaan is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$27.76 CHF 21.89

-87.18%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$81.3 CHF 64.1

-59.73%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$14.64 CHF 11.54

-66.19%

Cappuccino

$2.71 Rp 48.4K

$6.60 CHF 5.21

-58.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$3.09 CHF 2.44

-56.63%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$5.99 CHF 4.72

-88.31%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$5.06 CHF 3.99

-42.29%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.68 CHF 2.90

7.61%

Milk (1 liter)

$1.81 Rp 32.3K

$1.94 CHF 1.53

-6.70%

White Bread (500g)

$2.52 Rp 45.0K

$4.96 CHF 3.91

-49.19%

Rice (white) (1kg)

$1.16 Rp 20.7K

Eggs

$2.46 Rp 43.9K

$6.06 CHF 4.78

-59.41%

Local Cheese (1kg)

$14.71 Rp 262.7K

$29.16 CHF 22.99

-49.55%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$24.30 CHF 19.16

-82.22%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$48.52 CHF 38.25

-74.98%

Apples (1kg)

$3.84 Rp 68.6K

Banana (1kg)

$1.56 Rp 27.8K

Oranges (1kg)

$2.83 Rp 50.6K

Tomato (1kg)

$2.33 Rp 41.5K

$8.75 CHF 6.90

-73.37%

Potato (1kg)

$1.91 Rp 34.2K

Onion (1kg)

$2.20 Rp 39.3K

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$2.41 CHF 1.90

-67.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

$12.61 CHF 9.94

88.26%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$2.49 CHF 1.96

-89.16%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.43 CHF 1.92

-67.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$86.3 CHF 68.0

-7.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$33.81 CHF 26.65

-87.99%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$44.23 CHF 34.87

-46.82%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$124 CHF 98.0

-20.61%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$19.84 CHF 15.65

-79.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,831 CHF 1,444

-45.03%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$3,072 CHF 2,422

12.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$10.3K CHF 8,084

-72.29%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$6,324 CHF 4,986

-64.20%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$9,008 CHF 7,102

-98.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Schaan: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,831 in Schaan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5352% higher in Schaan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $81.0 in Schaan. Monthly groceries follow the same trend: $302 vs $546 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Schaan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 9% more than Schaan, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,948 in Schaan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Schaan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,299 in Schaan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 81% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Schaan, where all-in costs run around $1,299, than in Ubud, Bali at $1,419. In Schaan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Schaan costs $1,299 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Schaan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.