Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Schaan

For one person, living is cheaper in Schaan: $1,281 a month against $1,349 in Ubud, Bali, rent and utilities included – about $820 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Schaan

🇱🇮 Liechtenstein

$1,281

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Schaan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Schaan actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,281 in Schaan, rent included.

Ubud, Bali $1,349
Schaan $1,281

A couple spends around $2,305 per month in Ubud, Bali vs $2,181 in Schaan, rent included.

Ubud, Bali $2,305
Schaan $2,181

A family of three spends $3,261 per month in Ubud, Bali vs $3,082 in Schaan, rent included.

Ubud, Bali $3,261
Schaan $3,082

Ubud, Bali costs about 5% more than Schaan, and outside of rent the biggest gap is in transport.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$27.20 CHF 22.52

-87.79%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$83.7 CHF 69.3

-57.42%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$14.59 CHF 12.08

-62.10%

Cappuccino

$2.72 Rp 49.4K

$6.80 CHF 5.63

-60.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.93 CHF 2.43

-41.98%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$6.20 CHF 5.14

-87.74%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.94 CHF 4.09

-46.36%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.61 CHF 2.99

21.33%

Milk (1 liter)

$1.49 Rp 27.1K

$1.95 CHF 1.61

-23.59%

White Bread (500g)

$2.28 Rp 41.4K

$4.70 CHF 3.89

-51.49%

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 37.0K

$5.78 CHF 4.78

-64.71%

Local Cheese (1kg)

$17.70 Rp 321.9K

$28.74 CHF 23.79

-38.41%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$24.42 CHF 20.21

-83.78%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$47.49 CHF 39.32

-74.33%

Apples (1kg)

$3.66 Rp 66.5K

Banana (1kg)

$1.52 Rp 27.6K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

$8.51 CHF 7.04

-76.85%

Potato (1kg)

$1.85 Rp 33.6K

Onion (1kg)

$2.42 Rp 44.1K

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,336

$2.47 CHF 2.04

-79.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 404.4K

$12.29 CHF 10.18

80.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.38 CHF 1.97

-89.50%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.46 CHF 2.03

-66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$86.1 CHF 71.3

-8.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$32.04 CHF 26.53

-79.87%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$43.01 CHF 35.61

-56.80%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$122 CHF 101

-59.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$19.58 CHF 16.21

-78.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$1,827 CHF 1,513

-38.43%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$3,052 CHF 2,527

16.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$9,554 CHF 7,910

-71.41%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$6,145 CHF 5,088

-62.83%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$8,508 CHF 7,044

-98.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

244.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Schaan: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Schaan

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Schaan

–

Eating Out

Ubud, Bali

$108 8%

Schaan

–

Clothing & Footwear

Ubud, Bali

$108 8%

Schaan

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Schaan

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Schaan

–

Getting Around

Ubud, Bali

$11 0.9%

Schaan

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,827 in Schaan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Schaan are about 52 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $84 in Schaan. Monthly groceries follow the same trend: $288 vs $537 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇱🇮 Schaan

🕒 Local time

11:09 11:09 AM

04:09 4:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

6,000

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.09 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of October 29, 2026: 1 USD = 0.828 CHF (1 CHF = 1.21 USD). 1 EUR = 0.922 CHF (1 CHF = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Schaan 11,890 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Schaan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Schaan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 5% more than Schaan, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,921 in Schaan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,827 in Schaan.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,281 in Schaan. That makes Schaan about 5% cheaper.

Interestingly, groceries are about 46% cheaper in Ubud, Bali – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,281 in Schaan. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,281 in Schaan to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.