Cost of Living Comparison Between Ubud, Bali and Schaan Cost of Living Comparison Between Ubud, Bali and Schaan

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,305 in Schaan, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,195 in Schaan, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,084 in Schaan, rent included.

Ubud, Bali costs about 8% more than Schaan, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Schaan is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$27.42 CHF 22.21

-87.42%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$80.7 CHF 65.4

-59.93%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$14.87 CHF 12.05

-67.45%

Cappuccino

$2.75 Rp 49.4K

$6.67 CHF 5.40

-58.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$3.14 CHF 2.55

-56.05%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$6.31 CHF 5.11

-88.11%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.89 CHF 3.96

-38.85%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.72 CHF 3.02

3.49%

Milk (1 liter)

$1.74 Rp 31.2K

$1.91 CHF 1.55

-8.90%

White Bread (500g)

$2.46 Rp 44.2K

$4.91 CHF 3.97

-49.90%

Rice (white) (1kg)

$1.17 Rp 21.0K

Eggs

$2.43 Rp 43.7K

$6.03 CHF 4.88

-59.70%

Local Cheese (1kg)

$14.50 Rp 260.6K

$29.46 CHF 23.86

-50.78%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$24.89 CHF 20.16

-82.52%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$48.42 CHF 39.22

-75.26%

Apples (1kg)

$3.72 Rp 66.8K

Banana (1kg)

$1.63 Rp 29.2K

Oranges (1kg)

$2.74 Rp 49.3K

Tomato (1kg)

$2.24 Rp 40.3K

$8.70 CHF 7.05

-74.25%

Potato (1kg)

$1.92 Rp 34.5K

Onion (1kg)

$2.28 Rp 40.9K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$2.48 CHF 2.01

-70.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

Wine (Bottle)

$23.19 Rp 416.8K

$12.08 CHF 9.79

91.97%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$2.42 CHF 1.96

-88.84%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.53 CHF 2.05

-67.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$87.6 CHF 71.0

-10.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$33.35 CHF 27.01

-87.80%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$44.40 CHF 35.97

-45.20%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$124 CHF 101

-20.71%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$19.33 CHF 15.65

-79.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,860 CHF 1,507

-46.68%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$3,091 CHF 2,504

9.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$9,825 CHF 7,958

-71.45%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$6,217 CHF 5,036

-64.18%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$8,891 CHF 7,202

-98.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Schaan: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,860 in Schaan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5226% higher in Schaan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $81.0 in Schaan. Monthly groceries follow the same trend: $297 vs $548 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Schaan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 8% more than Schaan, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,958 in Schaan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Schaan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,305 in Schaan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 84% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Schaan, where all-in costs run around $1,305, than in Ubud, Bali at $1,408. In Schaan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Schaan costs $1,305 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Schaan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.