Cost of Living Comparison Between Schaan and Ubud, Bali Cost of Living Comparison Between Schaan and Ubud, Bali

Monthly Cost of Living

A single person spends $1,305 per month in Schaan vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,195 per month in Schaan vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,084 per month in Schaan vs $3,763 in Ubud, Bali, rent included.

Schaan is about 7% cheaper than Ubud, Bali, driven mainly by Eating Out.

Schaan sits 2% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$27.42 CHF 22.17

$3.45 Rp 62.0K

694.78%

Three-Course Dinner for Two, Mid-Range

$80.7 CHF 65.2

$32.34 Rp 580.1K

149.54%

Fast Food Meal (McDonalds, etc)

$14.87 CHF 12.03

$4.84 Rp 86.9K

207.23%

Cappuccino

$6.67 CHF 5.39

$2.75 Rp 49.3K

142.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.14 CHF 2.54

$1.38 Rp 24.8K

127.54%

Water (0.33 liter bottle)

$6.31 CHF 5.10

$0.75 Rp 13.5K

741.33%

Local Beer (0.5 liter draught)

$4.89 CHF 3.95

$2.99 Rp 53.7K

63.55%

Imported Beer (0.33 liter bottle)

$3.72 CHF 3.01

$3.85 Rp 69.1K

-3.38%

Milk (1 liter)

$1.91 CHF 1.55

$1.74 Rp 31.1K

9.77%

White Bread (500g)

$4.91 CHF 3.97

$2.46 Rp 44.1K

99.59%

Rice (white) (1kg)

$1.17 Rp 21.0K

Eggs

$6.03 CHF 4.87

$2.43 Rp 43.6K

148.15%

Local Cheese (1kg)

$29.46 CHF 23.82

$14.50 Rp 260.2K

103.17%

Chicken Fillets (1kg)

$24.89 CHF 20.12

$4.35 Rp 78.0K

472.18%

Beef Round Steak (1kg)

$48.42 CHF 39.15

$11.98 Rp 214.9K

304.17%

Apples (1kg)

$3.72 Rp 66.7K

Banana (1kg)

$1.63 Rp 29.2K

Oranges (1kg)

$2.74 Rp 49.2K

Tomato (1kg)

$8.70 CHF 7.03

$2.24 Rp 40.2K

288.39%

Potato (1kg)

$1.92 Rp 34.4K

Onion (1kg)

$2.28 Rp 40.8K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$2.48 CHF 2.01

$0.72 Rp 12.9K

244.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

Wine (Bottle)

$12.08 CHF 9.77

$23.19 Rp 416.1K

-47.91%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$2.42 CHF 1.96

$0.27 Rp 4,778

796.30%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$2.53 CHF 2.05

$0.81 Rp 14.6K

212.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.6 CHF 70.8

$78.4 Rp 1.4M

11.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.35 CHF 26.96

$4.07 Rp 73.0K

719.41%

Internet (50+ Mbps, Unlimited Data)

$44.40 CHF 35.90

$24.33 Rp 436.4K

82.49%

Gym Membership (Monthly)

$124 CHF 101

$98.6 Rp 1.8M

26.11%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$19.33 CHF 15.63

$3.99 Rp 71.5K

384.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,860 CHF 1,504

$992 Rp 17.8M

87.54%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,091 CHF 2,499

$3,375 Rp 60.5M

-8.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$9,825 CHF 7,943

$2,805 Rp 50.3M

250.30%

Buy Apartment Outside City Center (m2)

$6,217 CHF 5,027

$2,227 Rp 39.9M

179.17%

Average Monthly Net Salary (After Tax)

$8,891 CHF 7,189

$167 Rp 3.0M

5225.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-69.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaan: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,860 in Schaan versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5226% higher in Schaan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $81.0 in Schaan versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $548 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 8% more than Schaan, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,958 per month in Schaan and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Schaan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,305 in Schaan and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Interestingly, groceries are about 84% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Schaan, where all-in costs run around $1,305, than in Ubud, Bali at $1,408. In Schaan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Schaan costs $1,305 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Schaan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.