Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Saryagash

For one person, living is cheaper in Saryagash: $881 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Saryagash
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Saryagash Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Saryagash

🇰🇿 Kazakhstan

$881

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saryagash

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saryagash actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $881 in Saryagash.

Ubud, Bali $1,331
Saryagash $881

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,429 in Saryagash.

Ubud, Bali $2,255
Saryagash $1,429

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,977 in Saryagash.

Ubud, Bali $3,180
Saryagash $1,977

Living in Ubud, Bali is roughly 51% more expensive than in Saryagash, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Saryagash 35% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$9.71 ₸4,379

-65.19%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$33.93 ₸15.3K

2.12%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$7.73 ₸3,486

-27.94%

Cappuccino

$2.62 Rp 47.3K

$2.38 ₸1,071

10.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$1.06 ₸478

45.28%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.59 ₸268

8.47%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$1.30 ₸586

105.38%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$2.08 ₸939

104.81%

Milk (1 liter)

$1.46 Rp 26.4K

$1.38 ₸624

5.80%

White Bread (500g)

$2.29 Rp 41.4K

$0.48 ₸217

377.08%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.58 ₸711

-29.75%

Eggs

$2.10 Rp 37.9K

$1.76 ₸794

19.32%

Local Cheese (1kg)

$15.94 Rp 287.7K

$10.31 ₸4,647

54.61%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$5.76 ₸2,598

-32.64%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$8.92 ₸4,023

27.80%

Apples (1kg)

$3.55 Rp 64.1K

$1.47 ₸662

141.50%

Banana (1kg)

$1.54 Rp 27.7K

$2.20 ₸992

-30.00%

Oranges (1kg)

$2.23 Rp 40.2K

$2.34 ₸1,055

-4.70%

Tomato (1kg)

$1.97 Rp 35.6K

$2.19 ₸989

-10.05%

Potato (1kg)

$1.86 Rp 33.5K

$0.71 ₸318

161.97%

Onion (1kg)

$2.42 Rp 43.6K

$0.52 ₸235

365.38%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.20 ₸542

-15.00%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.98 ₸442

-46.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.46 ₸1,108

-10.57%

Wine (Bottle)

$21.79 Rp 393.2K

$7.91 ₸3,566

175.47%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.18 ₸534

97.46%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.97 ₸888

50.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.21 ₸94.6

19.05%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$16.91 ₸7,624

-51.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$1.09 ₸493

-59.63%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.76 ₸343

-38.16%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$6.08 ₸2,740

-7.89%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.64 ₸287

29.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$28.1K ₸12.7M

-12.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$30.3K ₸13.7M

4.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$67.4 ₸30.4K

15.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$10.10 ₸4,551

-39.21%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$15.76 ₸7,105

20.05%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$42.34 ₸19.1K

20.43%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$5.09 ₸2,296

-13.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$145 ₸65.6K

238.57%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$4,404 ₸2.0M

177.50%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$57.3 ₸25.8K

-21.15%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$45.68 ₸20.6K

-23.62%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$94.6 ₸42.6K

-17.18%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$89.9 ₸40.5K

-13.33%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$344 ₸155.2K

213.03%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$231 ₸104.3K

187.27%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$670 ₸302.1K

423.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$495 ₸223.1K

237.61%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$1,085 ₸488.9K

115.76%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$855 ₸385.5K

161.48%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.25

-28.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Saryagash: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Saryagash

$231 26.3% 65.2% $433

Groceries & Markets

Ubud, Bali

$279 21%

Saryagash

$205 23.3% 26.7% $75

Clothing & Footwear

Ubud, Bali

$106 8%

Saryagash

$129 14.7% 21.6% $23

Eating Out

Ubud, Bali

$106 8%

Saryagash

$147 16.7% 38.7% $41

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Saryagash

$93 10.6% 9.1% $9.3

Sport & Entertainment

Ubud, Bali

$60 4.5%

Saryagash

$53 6% 12.1% $7.2

Getting Around

Ubud, Bali

$12 0.9%

Saryagash

$23 2.6% 89.5% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $344 in Saryagash. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $34 in Saryagash for a mid-range dinner for two. Groceries echo the gap at $279 vs $205 per month, with Saryagash cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇰🇿 Saryagash

🕒 Local time

21:42 9:42 PM

18:42 6:42 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Kazakhstani Tenge KZT ₸

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 KZT = 2.22 USD

1,000 KZT = 1.98 EUR

Exchange rates and currency converter

KZT, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Kazakhstani Tenge exchange rates as of November 6, 2026: 1 USD = 451 KZT (1,000 KZT = 2.22 USD). 1 EUR = 506 KZT (1,000 KZT = 1.98 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Saryagash 7,310 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Saryagash

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saryagash: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $881 in Saryagash, so Saryagash is about 34% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $1,321 in Saryagash to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $344 in Saryagash. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Saryagash – a meal for two runs $34 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $881 in Saryagash versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Saryagash but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saryagash the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saryagash are both considered safe, so it’s unlikely to be the deciding factor between them.