Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sark

For one person, living is cheaper in Sark: $238 a month against $1,349 in Ubud, Bali, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sark

🇬🇬 Guernsey

$238

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sark

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sark actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $238 in Sark.

Ubud, Bali $1,349
Sark $238

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $410 in Sark.

Ubud, Bali $2,305
Sark $410

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $581 in Sark.

Ubud, Bali $3,261
Sark $581

Living in Ubud, Bali is roughly 466% more expensive than in Sark, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$2.79 GGP 2.08

-46.59%

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

$6.89 GGP 5.14

-70.39%

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$5.15 GGP 3.84

-28.93%

Banana (1kg)

$1.52 Rp 27.5K

$4.49 GGP 3.36

-66.15%

Oranges (1kg)

$2.23 Rp 40.4K

$3.93 GGP 2.94

-43.26%

Tomato (1kg)

$1.97 Rp 35.8K

$5.85 GGP 4.37

-66.32%

Potato (1kg)

$1.85 Rp 33.5K

$3.09 GGP 2.31

-40.13%

Onion (1kg)

$2.42 Rp 44.0K

$3.26 GGP 2.44

-25.77%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.54 GGP 2.64

-72.03%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.03 GGP 1.51

-74.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.37 GGP 1.77

-89.45%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$21.60 GGP 16.13

-70.14%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sark: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sark

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Sark

–

Eating Out

Ubud, Bali

$108 8%

Sark

–

Clothing & Footwear

Ubud, Bali

$108 8%

Sark

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sark

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sark

–

Getting Around

Ubud, Bali

$11 0.9%

Sark

–

Good to know

🇮🇩 Ubud, Bali

🇬🇬 Sark

🕒 Local time

15:38 3:38 PM

07:38 7:38 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

562

💱 Currency

Indonesian Rupiah IDR Rp

Guernsey Pound GGP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 GGP = 1.34 USD

1 GGP = 1.2 EUR

Exchange rates and currency converter

GGP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Guernsey Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GGP (1 GGP = 1.34 USD). 1 EUR = 0.834 GGP (1 GGP = 1.2 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Sark 12,720 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Sark

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sark: Cost of Living - Frequently Asked Questions

Sark is about 82% cheaper overall, especially in groceries, utilities, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $358 in Sark to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $238 in Sark – Sark is about 82% cheaper, which adds up to real savings over time.

At $238 in Sark versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Sark but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sark the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sark are both considered safe, so it’s unlikely to be the deciding factor between them.