Last update: Oct 2026

Cost of Living Comparison Between Sark and Ubud, Bali

For one person, living is cheaper in Sark: $237 a month against $1,368 in Ubud, Bali, rent and utilities included – about $13,600 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Sark
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Sark Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sark

🇬🇬 Guernsey

$237

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Sark and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sark and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $237 in Sark versus $1,368 in Ubud, Bali.

Sark $237
Ubud, Bali $1,368

Estimated couple costs with rent: $407 in Sark versus $2,314 in Ubud, Bali.

Sark $407
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $578 in Sark versus $3,260 in Ubud, Bali.

Sark $578
Ubud, Bali $3,260

Living in Sark costs roughly 83% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sark is 82% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

Cappuccino

$2.73 Rp 49.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$2.87 GGP 2.16

$1.50 Rp 27.1K

91.33%

White Bread (500g)

$2.30 Rp 41.4K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$6.82 GGP 5.12

$2.14 Rp 38.6K

218.69%

Local Cheese (1kg)

$17.48 Rp 314.6K

Chicken Fillets (1kg)

$4.03 Rp 72.5K

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$5.02 GGP 3.77

$3.55 Rp 63.9K

41.41%

Banana (1kg)

$4.58 GGP 3.44

$1.57 Rp 28.3K

191.72%

Oranges (1kg)

$3.94 GGP 2.96

$2.24 Rp 40.2K

75.89%

Tomato (1kg)

$5.95 GGP 4.47

$1.93 Rp 34.7K

208.29%

Potato (1kg)

$2.97 GGP 2.23

$1.88 Rp 33.9K

57.98%

Onion (1kg)

$3.12 GGP 2.35

$2.29 Rp 41.3K

36.24%

Lettuce (1 head)

$3.45 GGP 2.59

$0.99 Rp 17.9K

248.48%

Water (1.5 liter bottle)

$1.93 GGP 1.45

$0.53 Rp 9,475

264.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$2.32 GGP 1.74

$0.24 Rp 4,315

866.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.06 GGP 15.81

$6.45 Rp 116.0K

226.51%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sark: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Sark

$206 * 87.2%

Ubud, Bali

$290 21.2% 40.8% $84

Monthly Utilities & Internet

Sark

$21 * 8.9%

Ubud, Bali

$108 7.9% 413% $87

Getting Around

Sark

$9.3 * 3.9%

Ubud, Bali

$13 0.9% 35.2% $3.3

Eating Out

Sark

- * 0%

Ubud, Bali

$109 8%

Sport & Entertainment

Sark

- * 0%

Ubud, Bali

$65 4.7%

Clothing & Footwear

Sark

- * 0%

Ubud, Bali

$108 7.9%

Accommodation & Living

Sark

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇬🇬 Sark

🇮🇩 Ubud, Bali

🕒 Local time

00:24 12:24 AM

07:24 7:24 AM

7 h ahead of Sark

🌤 Weather

👥 Population

562

74,800

💱 Currency

Guernsey Pound GGP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GGP = 1.33 USD

1 GGP = 1.18 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GGP – Guernsey Pound Converter

🇺🇸 United States Dollar ($)

🇬🇬 Guernsey Pound (£)

Guernsey Pound exchange rates as of October 18, 2026: 1 USD = 0.751 GGP (1 GGP = 1.33 USD). 1 EUR = 0.844 GGP (1 GGP = 1.18 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GGP in detail →

On the map

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Highest

Between locations

Sark Ubud, Bali 12,720 km ≈ 16 h nonstop flight

From you

Sark
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sark vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sark is cheaper overall, especially in groceries, utilities, and transport. The 478% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $355 in Sark and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $237 per month in Sark versus $1,368 in Ubud, Bali – a 478% gap that adds up to real savings over time for anyone picking the cheaper option.

At $237 in Sark versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Sark but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sark the clear choice for anyone on this budget.

For families, Sark is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sark and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sark gentler on the wallet – expenses run 478% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.