Cost of Living Comparison Between Ubud, Bali and Saransk Cost of Living Comparison Between Ubud, Bali and Saransk

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $873 in Saransk.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,380 in Saransk.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,887 in Saransk.

Living in Ubud, Bali is roughly 61% more expensive than in Saransk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Saransk is 35% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$11.53 ₽906

-70.08%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$38.20 ₽3,001

-15.34%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.82 ₽458

-16.84%

Cappuccino

$2.75 Rp 49.4K

$2.65 ₽209

3.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.26 ₽98.6

9.52%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.42 ₽33.13

78.57%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.05 ₽82.2

184.76%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.21 ₽252

19.94%

Milk (1 liter)

$1.74 Rp 31.2K

$1.01 ₽79.6

72.28%

White Bread (500g)

$2.46 Rp 44.2K

$0.58 ₽45.31

324.14%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.37 ₽107

-14.60%

Eggs

$2.43 Rp 43.7K

$1.54 ₽121

57.79%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.55 ₽829

37.44%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.97 ₽391

-12.47%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.91 ₽700

34.46%

Apples (1kg)

$3.72 Rp 66.8K

$1.29 ₽102

188.37%

Banana (1kg)

$1.63 Rp 29.2K

$1.69 ₽133

-3.55%

Oranges (1kg)

$2.74 Rp 49.3K

$0.94 ₽73.6

191.49%

Tomato (1kg)

$2.24 Rp 40.3K

$2.49 ₽195

-10.04%

Potato (1kg)

$1.92 Rp 34.5K

$0.72 ₽56.3

166.67%

Onion (1kg)

$2.28 Rp 40.9K

$0.66 ₽52.0

245.45%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.21 ₽94.8

-12.40%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.59 ₽46.66

22.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.49 ₽196

32.13%

Wine (Bottle)

$23.19 Rp 416.8K

$8.03 ₽631

188.79%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.03 ₽81.0

169.90%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.50 ₽118

82.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.52 ₽41.16

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$25.17 ₽1,977

-67.78%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.86 ₽146

-74.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.54 ₽42.66

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$7.82 ₽614

-20.46%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.77 ₽60.3

5.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$24.3K ₽1.9M

9.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$27.7K ₽2.2M

16.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$111 ₽8,719

-29.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.16 ₽248

28.80%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$7.44 ₽584

227.02%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.19 ₽2,843

172.48%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$3.70 ₽291

71.35%

Cinema Ticket

$3.99 Rp 71.6K

$6.25 ₽491

-36.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$334 ₽26.2K

-8.68%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,987 ₽313.2K

66.61%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$44.73 ₽3,514

21.04%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$32.03 ₽2,516

18.05%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$62.4 ₽4,902

39.19%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$37.91 ₽2,978

101.40%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$503 ₽39.5K

97.03%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$253 ₽19.9K

166.21%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$772 ₽60.7K

337.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$507 ₽39.9K

303.99%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,591 ₽125.0K

76.24%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,057 ₽83.0K

110.72%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$452 ₽35.5K

-63.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Saransk: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $503 in Saransk. Housing cost is often the main lever when comparing two cities.

Saransk pays 170% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Saransk. Groceries flip the comparison at $297 vs $183, with Saransk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saransk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saransk differ by about 61% in total monthly costs ($1,408 vs $873 including rent). Saransk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 170% lower in Saransk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $503 in Saransk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 62% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Saransk – a meal for two runs $38.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $873 in Saransk versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Saransk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saransk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saransk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saransk gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.