Cost of Living Comparison Between Ubud, Bali and Saransk Cost of Living Comparison Between Ubud, Bali and Saransk

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,069 in Saransk.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,693 in Saransk.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,316 in Saransk.

Living in Ubud, Bali is roughly 28% more expensive than in Saransk, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Saransk is 22% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$14.08 ₽1,185

-75.57%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$53.6 ₽4,512

-32.30%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.01 ₽590

-18.54%

Cappuccino

$2.67 Rp 47.4K

$3.23 ₽271

-17.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.69 ₽143

3.55%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.71 ₽59.4

22.54%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.85 ₽156

59.46%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.76 ₽317

20.21%

Milk (1 liter)

$1.62 Rp 28.7K

$1.12 ₽94.5

44.64%

White Bread (500g)

$2.33 Rp 41.3K

$0.77 ₽65.1

202.60%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.41 ₽119

-21.28%

Eggs

$2.20 Rp 39.0K

$1.52 ₽128

44.74%

Local Cheese (1kg)

$17.69 Rp 313.9K

$11.52 ₽969

53.56%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.68 ₽394

-12.39%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$13.53 ₽1,138

-9.98%

Apples (1kg)

$3.71 Rp 65.8K

$1.60 ₽134

131.88%

Banana (1kg)

$1.59 Rp 28.2K

$1.63 ₽137

-2.45%

Oranges (1kg)

$2.28 Rp 40.5K

$1.78 ₽150

28.09%

Tomato (1kg)

$1.95 Rp 34.7K

$3.37 ₽284

-42.14%

Potato (1kg)

$1.91 Rp 33.8K

$0.65 ₽54.7

193.85%

Onion (1kg)

$2.33 Rp 41.4K

$0.55 ₽45.94

323.64%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.26 ₽106

-19.84%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.67 ₽56.4

-17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.98 ₽251

-25.17%

Wine (Bottle)

$23.07 Rp 409.3K

$8.38 ₽705

175.30%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.12 ₽94.0

116.07%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.39 ₽201

25.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.55 ₽45.93

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.13 ₽179

-77.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.43 ₽36.18

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$7.07 ₽595

-20.23%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.84 ₽70.3

-4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$41.1K ₽3.5M

-39.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$31.9K ₽2.7M

-0.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$126 ₽10.6K

-35.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.76 ₽485

12.67%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$7.59 ₽639

147.30%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$35.25 ₽2,966

61.33%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$25.65 ₽2,158

-26.98%

Cinema Ticket

$4.54 Rp 80.5K

$6.78 ₽570

-33.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$303 ₽25.5K

58.76%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$6,892 ₽579.9K

-17.14%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$67.2 ₽5,652

-32.24%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$54.2 ₽4,558

-33.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$138 ₽11.6K

-41.87%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$80.8 ₽6,796

-2.61%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$463 ₽38.9K

140.92%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$312 ₽26.2K

123.75%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$824 ₽69.3K

341.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$568 ₽47.8K

205.89%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,362 ₽198.7K

17.88%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,527 ₽128.5K

49.91%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$650 ₽54.7K

-74.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.38

-32.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Saransk: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $463 in Saransk. Housing cost is often the main lever when comparing two cities.

Saransk pays 287% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $54.0 in Saransk. Groceries flip the comparison at $295 vs $214, with Saransk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saransk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saransk differ by about 28% in total monthly costs ($1,368 vs $1,069 including rent). Saransk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 287% lower in Saransk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $463 in Saransk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,069 in Saransk – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,069 in Saransk versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Saransk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saransk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saransk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saransk gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.