Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Saransk

For one person, living is cheaper in Saransk: $1,154 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
55

Cost of Living Index in Saransk
Learn more

Saransk Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Saransk

🇷🇺 Russia

$1,154

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saransk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saransk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,154 in Saransk.

Ubud, Bali $1,331
Saransk $1,154

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,839 in Saransk.

Ubud, Bali $2,255
Saransk $1,839

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,523 in Saransk.

Ubud, Bali $3,180
Saransk $2,523

Living in Ubud, Bali is roughly 15% more expensive than in Saransk, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Saransk 15% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$14.63 ₽1,200

-76.90%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$55.3 ₽4,530

-37.30%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.28 ₽596

-23.49%

Cappuccino

$2.62 Rp 47.6K

$3.36 ₽276

-22.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.80 ₽148

-14.44%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.74 ₽60.6

-13.51%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.99 ₽163

34.17%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.91 ₽320

8.95%

Milk (1 liter)

$1.46 Rp 26.5K

$1.20 ₽98.6

21.67%

White Bread (500g)

$2.29 Rp 41.6K

$0.78 ₽63.9

193.59%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.43 ₽117

-22.38%

Eggs

$2.10 Rp 38.1K

$1.56 ₽128

34.62%

Local Cheese (1kg)

$15.94 Rp 289.4K

$11.98 ₽982

33.06%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.12 ₽419

-24.22%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$13.68 ₽1,121

-16.67%

Apples (1kg)

$3.55 Rp 64.5K

$1.70 ₽140

108.82%

Banana (1kg)

$1.54 Rp 27.9K

$1.74 ₽143

-11.49%

Oranges (1kg)

$2.23 Rp 40.5K

$1.68 ₽138

32.74%

Tomato (1kg)

$1.97 Rp 35.8K

$3.61 ₽296

-45.43%

Potato (1kg)

$1.86 Rp 33.7K

$0.73 ₽59.7

154.79%

Onion (1kg)

$2.42 Rp 43.9K

$0.61 ₽49.85

296.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.30 ₽107

-21.54%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.72 ₽59.3

-27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.36 ₽275

-34.52%

Wine (Bottle)

$21.79 Rp 395.6K

$8.50 ₽697

156.35%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.17 ₽96.1

99.15%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.60 ₽213

14.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.57 ₽46.82

-56.14%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$25.40 ₽2,082

-67.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.20 ₽181

-80.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.42 ₽34.28

11.90%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$7.44 ₽610

-24.73%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.85 ₽69.6

-2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$53.2K ₽4.4M

-54.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$39.5K ₽3.2M

-19.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$141 ₽11.5K

-44.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$6.75 ₽553

-9.04%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$8.51 ₽697

122.33%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$38.56 ₽3,161

32.24%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$27.06 ₽2,218

-32.56%

Cinema Ticket

$4.38 Rp 79.6K

$7.45 ₽611

-41.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$314 ₽25.7K

56.99%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$7,219 ₽591.7K

69.29%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$77.0 ₽6,315

-41.38%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$55.9 ₽4,583

-37.61%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$140 ₽11.4K

-43.88%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$83.4 ₽6,833

-6.59%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$492 ₽40.3K

119.02%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$321 ₽26.3K

106.91%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$928 ₽76.1K

278.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$584 ₽47.9K

186.13%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,273 ₽186.3K

2.93%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,563 ₽128.1K

43.08%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$681 ₽55.8K

-75.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.88

-34.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Saransk: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Saransk

$321 27.9% 51.7% $344

Groceries & Markets

Ubud, Bali

$279 21%

Saransk

$223 19.4% 20.1% $56

Clothing & Footwear

Ubud, Bali

$106 8%

Saransk

$160 13.9% 50.6% $54

Eating Out

Ubud, Bali

$106 8%

Saransk

$207 18% 96% $101

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Saransk

$156 13.5% 52.1% $53

Sport & Entertainment

Ubud, Bali

$60 4.5%

Saransk

$53 4.6% 10.5% $6.3

Getting Around

Ubud, Bali

$12 0.9%

Saransk

$32 2.8% 168% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $492 in Saransk. Housing cost is often the main lever when comparing two cities.

Saransk pays about 4.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $55 in Saransk. Groceries flip the comparison at $279 vs $223, with Saransk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Saransk

🕒 Local time

11:32 11:32 AM

06:32 6:32 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

320,612

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

100 RUB = 1.22 USD

100 RUB = 1.08 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.97 RUB (100 RUB = 1.22 USD). 1 EUR = 92.27 RUB (100 RUB = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Saransk 9,520 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Saransk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saransk: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,154 in Saransk, so Saransk is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 76% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $492 in Saransk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $55 in Saransk. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Saransk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.