Cost of Living Comparison Between Ubud, Bali and Saransk Cost of Living Comparison Between Ubud, Bali and Saransk

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $883 in Saransk.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,382 in Saransk.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,881 in Saransk.

Living in Ubud, Bali is roughly 61% more expensive than Saransk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Saransk is 34% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$11.29 ₽824

-68.47%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$37.56 ₽2,741

-12.86%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.61 ₽409

-11.76%

Cappuccino

$2.71 Rp 48.4K

$2.71 ₽198

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.31 ₽95.7

2.29%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.46 ₽33.22

52.17%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.00 ₽72.7

192.00%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$3.23 ₽235

22.60%

Milk (1 liter)

$1.81 Rp 32.3K

$1.04 ₽76.2

74.04%

White Bread (500g)

$2.52 Rp 45.0K

$0.61 ₽44.27

313.11%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.31 ₽95.3

-11.45%

Eggs

$2.46 Rp 43.9K

$1.54 ₽113

59.74%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.48 ₽765

40.36%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.77 ₽348

-9.43%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.93 ₽651

35.95%

Apples (1kg)

$3.84 Rp 68.6K

$1.31 ₽95.3

193.13%

Banana (1kg)

$1.56 Rp 27.8K

$1.68 ₽123

-7.14%

Oranges (1kg)

$2.83 Rp 50.6K

$0.94 ₽68.5

201.06%

Tomato (1kg)

$2.33 Rp 41.5K

$2.53 ₽185

-7.91%

Potato (1kg)

$1.91 Rp 34.2K

$0.70 ₽51.4

172.86%

Onion (1kg)

$2.20 Rp 39.3K

$0.67 ₽49.19

228.36%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.23 ₽89.8

-17.89%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.56 ₽40.67

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.48 ₽181

33.87%

Wine (Bottle)

$23.74 Rp 423.9K

$8.09 ₽591

193.45%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.03 ₽75.3

170.87%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.55 ₽113

84.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.49 ₽35.53

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$25.52 ₽1,862

-68.53%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.87 ₽136

-75.40%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.54 ₽39.75

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$7.61 ₽555

-19.84%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.76 ₽55.6

3.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$23.5K ₽1.7M

11.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$27.9K ₽2.0M

15.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$111 ₽8,107

-28.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$3.19 ₽233

27.27%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$7.26 ₽530

223.97%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$36.13 ₽2,637

173.18%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$3.80 ₽277

74.47%

Cinema Ticket

$4.15 Rp 74.1K

$6.48 ₽473

-35.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$341 ₽24.9K

-10.76%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,918 ₽285.9K

68.81%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$44.53 ₽3,250

24.72%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$31.64 ₽2,310

21.08%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$63.6 ₽4,644

39.24%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$37.55 ₽2,741

107.38%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$513 ₽37.5K

96.00%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$251 ₽18.3K

169.58%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$773 ₽56.5K

345.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$499 ₽36.4K

308.44%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,689 ₽123.3K

68.19%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,094 ₽79.9K

106.88%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$485 ₽35.4K

-65.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Saransk: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $513 in Saransk. Housing cost is often the main lever when comparing two cities.

Saransk pays 193% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $38.00 in Saransk. Groceries flip the comparison at $302 vs $183, with Saransk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Saransk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Saransk differ by about 61% in total monthly costs ($1,419 vs $883 including rent). Saransk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Saransk earns 193% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $513 in Saransk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Saransk – a meal for two runs $38.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $883 in Saransk versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Saransk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Saransk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Saransk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saransk gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.