Cost of Living Comparison Between Ubud, Bali and Sarajevo Cost of Living Comparison Between Ubud, Bali and Sarajevo

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,176 in Sarajevo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,784 in Sarajevo.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,393 in Sarajevo.

Living in Ubud, Bali is roughly 20% more expensive than in Sarajevo, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Sarajevo is 12% below.

Currency
🍽 Eating Out
Ubud, Bali
Sarajevo
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$7.14 BAM 12.22
-51.68%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$35.96 BAM 61.6
-10.07%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$8.80 BAM 15.07
-45.00%
Cappuccino
$2.75 Rp 49.4K
$2.07 BAM 3.55
32.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$2.02 BAM 3.46
-31.68%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.39 BAM 2.38
-46.04%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$2.73 BAM 4.67
9.52%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$2.39 BAM 4.10
61.09%
🛒 Groceries & Markets
Ubud, Bali
Sarajevo
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.41 BAM 2.41
23.40%
White Bread (500g)
$2.46 Rp 44.2K
$1.21 BAM 2.08
103.31%
Rice (white) (1kg)
$1.17 Rp 21.0K
$2.04 BAM 3.50
-42.65%
Eggs
$2.43 Rp 43.7K
$3.25 BAM 5.57
-25.23%
Local Cheese (1kg)
$14.50 Rp 260.6K
$10.46 BAM 17.92
38.62%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$8.84 BAM 15.14
-50.79%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$13.24 BAM 22.67
-9.52%
Apples (1kg)
$3.72 Rp 66.8K
$1.55 BAM 2.65
140.00%
Banana (1kg)
$1.63 Rp 29.2K
$1.86 BAM 3.18
-12.37%
Oranges (1kg)
$2.74 Rp 49.3K
$2.08 BAM 3.55
31.73%
Tomato (1kg)
$2.24 Rp 40.3K
$2.30 BAM 3.95
-2.61%
Potato (1kg)
$1.92 Rp 34.5K
$1.12 BAM 1.92
71.43%
Onion (1kg)
$2.28 Rp 40.9K
$1.21 BAM 2.08
88.43%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.27 BAM 2.18
-16.54%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.81 BAM 1.38
-11.11%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$3.77 BAM 6.45
-12.73%
Wine (Bottle)
$23.19 Rp 416.8K
$8.00 BAM 13.70
189.88%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.05 BAM 1.80
164.76%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$1.28 BAM 2.19
113.28%
🚌 Getting Around
Ubud, Bali
Sarajevo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$1.03 BAM 1.77
-73.79%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$31.73 BAM 54.4
-74.44%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$1.49 BAM 2.56
-67.79%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.77 BAM 1.32
-45.45%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$8.63 BAM 14.78
-27.93%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.49 BAM 2.55
-45.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$26.6K BAM 45.5K
0.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$25.8K BAM 44.3K
24.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Sarajevo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$202 BAM 346
-61.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$19.03 BAM 32.60
-78.61%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$32.94 BAM 56.4
-26.14%
🎉 Sport & Entertainment
Ubud, Bali
Sarajevo
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$35.14 BAM 60.2
180.62%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
$16.26 BAM 27.85
-61.01%
Cinema Ticket
$3.99 Rp 71.6K
$7.20 BAM 12.33
-44.58%
🧸 Childcare & Education
Ubud, Bali
Sarajevo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$258 BAM 442
18.20%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$3,394 BAM 5,813
95.68%
👕👟 Clothing & Footwear
Ubud, Bali
Sarajevo
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$91.6 BAM 157
-40.88%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$37.77 BAM 64.7
0.11%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$108 BAM 184
-19.36%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$101 BAM 172
-24.11%
🏠 Accommodation & Living
Ubud, Bali
Sarajevo
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$436 BAM 747
127.51%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$303 BAM 519
121.84%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$892 BAM 1,527
278.48%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$580 BAM 994
253.33%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$3,245 BAM 5,559
-13.58%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$2,315 BAM 3,965
-3.80%
💵 Salaries & Financials
Ubud, Bali
Sarajevo
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$1,042 BAM 1,784
-83.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.8
249.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Sarajevo: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $436 in Sarajevo. Housing cost is often the main lever when comparing two cities.

Sarajevo pays 524% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $36.00 in Sarajevo. Groceries flip the comparison at $297 vs $246, with Sarajevo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Sarajevo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Sarajevo?
Sarajevo wins on cost – living expenses run 20% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sarajevo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Sarajevo?
On paper, salaries run 524% lower in Sarajevo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Sarajevo?
Rent for a central apartment: $992 in Ubud, Bali versus $436 in Sarajevo. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Sarajevo?
A monthly transit pass in Sarajevo runs roughly 291% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ubud, Bali and in Sarajevo?
Childcare runs $305 in Ubud, Bali versus $258 in Sarajevo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Sarajevo?
At $1,176 in Sarajevo versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Sarajevo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sarajevo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Sarajevo?
Both work as nomad bases, but Sarajevo delivers better value – similar infrastructure at $1,176 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sarajevo hard to pass up.
How safe is Ubud, Bali compared to Sarajevo?
Safety-wise, Ubud, Bali and Sarajevo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sarajevo gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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