Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sarajevo

For one person, living is cheaper in Sarajevo: $1,212 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Sarajevo
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Sarajevo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sarajevo

🇧🇦 Bosnia and Herzegovina

$1,212

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sarajevo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sarajevo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,212 in Sarajevo.

Ubud, Bali $1,349
Sarajevo $1,212

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,843 in Sarajevo.

Ubud, Bali $2,305
Sarajevo $1,843

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,473 in Sarajevo.

Ubud, Bali $3,261
Sarajevo $2,473

Living in Ubud, Bali is roughly 11% more expensive than in Sarajevo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$8.52 BAM 14.92

-61.03%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$40.08 BAM 70.2

-11.08%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.42 BAM 14.76

-34.32%

Cappuccino

$2.72 Rp 49.3K

$2.26 BAM 3.95

20.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.17 BAM 3.80

-21.66%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.41 BAM 2.47

-46.10%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.93 BAM 5.12

-9.56%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.80 BAM 4.90

56.43%

Milk (1 liter)

$1.49 Rp 27.0K

$1.18 BAM 2.06

26.27%

White Bread (500g)

$2.28 Rp 41.3K

$1.20 BAM 2.11

90.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.12 BAM 3.72

-43.87%

Eggs

$2.04 Rp 36.9K

$2.96 BAM 5.19

-31.08%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.37 BAM 18.16

70.68%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.43 BAM 13.02

-46.70%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$14.64 BAM 25.65

-16.73%

Apples (1kg)

$3.66 Rp 66.3K

$1.49 BAM 2.60

145.64%

Banana (1kg)

$1.52 Rp 27.5K

$1.61 BAM 2.83

-5.59%

Oranges (1kg)

$2.23 Rp 40.4K

$1.48 BAM 2.60

50.68%

Tomato (1kg)

$1.97 Rp 35.8K

$2.06 BAM 3.61

-4.37%

Potato (1kg)

$1.85 Rp 33.5K

$0.99 BAM 1.73

86.87%

Onion (1kg)

$2.42 Rp 44.0K

$1.10 BAM 1.93

120.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.13 BAM 1.98

-12.39%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.67 BAM 1.18

-23.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.85 BAM 6.75

-42.34%

Wine (Bottle)

$22.24 Rp 403.4K

$7.18 BAM 12.58

209.75%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.92 BAM 1.62

145.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.48 BAM 2.60

100.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.25 BAM 2.19

-80.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$33.99 BAM 59.5

-76.99%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.46 BAM 2.55

-69.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.13 BAM 1.98

-61.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$8.39 BAM 14.70

-35.52%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.73 BAM 3.04

-52.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.6K BAM 51.9K

-19.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$21.9K BAM 38.4K

44.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$221 BAM 387

-64.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$14.49 BAM 25.39

-55.49%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$27.50 BAM 48.18

-32.44%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$41.77 BAM 73.2

18.46%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$19.37 BAM 33.94

-8.88%

Cinema Ticket

$4.27 Rp 77.5K

$7.06 BAM 12.37

-39.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$206 BAM 361

138.06%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$3,810 BAM 6,674

48.92%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$87.5 BAM 153

-48.99%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$37.82 BAM 66.3

-7.59%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$92.2 BAM 162

-13.35%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$99.2 BAM 174

-19.97%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$434 BAM 761

159.04%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$320 BAM 561

109.57%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$965 BAM 1,691

269.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$606 BAM 1,062

184.15%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,150 BAM 5,519

-13.29%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,429 BAM 4,256

-5.99%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,042 BAM 1,825

-84.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.08

237.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sarajevo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sarajevo

$320 26.4% 52.3% $351

Groceries & Markets

Ubud, Bali

$288 21.4%

Sarajevo

$229 18.9% 20.5% $59

Eating Out

Ubud, Bali

$108 8%

Sarajevo

$155 12.8% 44% $47

Clothing & Footwear

Ubud, Bali

$108 8%

Sarajevo

$143 11.8% 32.6% $35

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sarajevo

$263 21.7% 153% $159

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sarajevo

$56 4.6% 3.7% $2.1

Getting Around

Ubud, Bali

$11 0.9%

Sarajevo

$46 3.8% 304% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $434 in Sarajevo. Housing cost is often the main lever when comparing two cities.

Sarajevo pays about 6.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $40 in Sarajevo. Groceries flip the comparison at $288 vs $229, with Sarajevo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Sarajevo

🕒 Local time

12:55 12:55 PM

05:55 5:55 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

271,194 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sarajevo 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Sarajevo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sarajevo: Cost of Living - Frequently Asked Questions

Sarajevo wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Sarajevo the obvious pick if budget is a priority.

On paper, salaries run 84% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $434 in Sarajevo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 77% less than in Sarajevo. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $206 in Sarajevo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Sarajevo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Sarajevo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sarajevo are both considered safe, so it’s unlikely to be the deciding factor between them.