Last update: Oct 2026

Cost of Living Comparison Between Sarajevo and Ubud, Bali

For one person, living is cheaper in Sarajevo: $1,212 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

58

Cost of Living Index in Sarajevo
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Sarajevo Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sarajevo

🇧🇦 Bosnia and Herzegovina

$1,212

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sarajevo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sarajevo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,212 in Sarajevo versus $1,349 in Ubud, Bali.

Sarajevo $1,212
Ubud, Bali $1,349

Estimated couple costs with rent: $1,843 in Sarajevo versus $2,305 in Ubud, Bali.

Sarajevo $1,843
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,473 in Sarajevo versus $3,261 in Ubud, Bali.

Sarajevo $2,473
Ubud, Bali $3,261

Living in Sarajevo costs roughly 10% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.52 BAM 14.92

$3.32 Rp 60.2K

156.63%

Three-Course Dinner for Two, Mid-Range

$40.08 BAM 70.2

$35.64 Rp 645.8K

12.46%

Fast Food Meal (McDonalds, etc)

$8.42 BAM 14.76

$5.53 Rp 100.3K

52.26%

Cappuccino

$2.26 BAM 3.95

$2.72 Rp 49.3K

-16.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 BAM 3.80

$1.70 Rp 30.8K

27.65%

Water (0.33 liter bottle)

$1.41 BAM 2.47

$0.76 Rp 13.8K

85.53%

Local Beer (0.5 liter draught)

$2.93 BAM 5.12

$2.65 Rp 48.1K

10.57%

Imported Beer (0.33 liter bottle)

$2.80 BAM 4.90

$4.38 Rp 79.4K

-36.07%

Milk (1 liter)

$1.18 BAM 2.06

$1.49 Rp 27.0K

-20.81%

White Bread (500g)

$1.20 BAM 2.11

$2.28 Rp 41.2K

-47.37%

Rice (white) (1kg)

$2.12 BAM 3.72

$1.19 Rp 21.6K

78.15%

Eggs

$2.96 BAM 5.19

$2.04 Rp 36.9K

45.10%

Local Cheese (1kg)

$10.37 BAM 18.15

$17.70 Rp 320.8K

-41.41%

Chicken Fillets (1kg)

$7.43 BAM 13.01

$3.96 Rp 71.8K

87.63%

Beef Round Steak (1kg)

$14.64 BAM 25.65

$12.19 Rp 220.9K

20.10%

Apples (1kg)

$1.49 BAM 2.60

$3.66 Rp 66.2K

-59.29%

Banana (1kg)

$1.61 BAM 2.83

$1.52 Rp 27.5K

5.92%

Oranges (1kg)

$1.48 BAM 2.60

$2.23 Rp 40.4K

-33.63%

Tomato (1kg)

$2.06 BAM 3.61

$1.97 Rp 35.7K

4.57%

Potato (1kg)

$0.99 BAM 1.73

$1.85 Rp 33.5K

-46.49%

Onion (1kg)

$1.10 BAM 1.93

$2.42 Rp 43.9K

-54.55%

Lettuce (1 head)

$1.13 BAM 1.98

$0.99 Rp 17.9K

14.14%

Water (1.5 liter bottle)

$0.67 BAM 1.18

$0.51 Rp 9,303

31.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 BAM 6.74

$2.22 Rp 40.3K

73.42%

Wine (Bottle)

$7.18 BAM 12.57

$22.24 Rp 403.0K

-67.72%

Local Beer (0.5 liter bottle)

$0.92 BAM 1.62

$2.26 Rp 41.0K

-59.29%

Imported Beer (0.33 liter bottle)

$1.48 BAM 2.59

$2.97 Rp 53.8K

-50.17%

One-way Ticket (Public Transport)

$1.25 BAM 2.19

$0.25 Rp 4,548

400.00%

Public Transport Monthly Pass (Regular Price)

$33.99 BAM 59.5

$7.82 Rp 141.8K

334.65%

Taxi Start (Normal Tariff)

$1.46 BAM 2.55

$0.44 Rp 7,964

231.82%

Taxi (Normal Tariff) (1km)

$1.13 BAM 1.98

$0.43 Rp 7,793

162.79%

Taxi 1hour Waiting (Normal Tariff)

$8.39 BAM 14.70

$5.41 Rp 98.0K

55.08%

Gasoline (1 liter)

$1.73 BAM 3.04

$0.82 Rp 14.9K

110.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BAM 51.8K

$23.8K Rp 432.0M

24.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K BAM 38.4K

$31.7K Rp 575.3M

-30.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 BAM 387

$79.1 Rp 1.4M

179.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.49 BAM 25.38

$6.45 Rp 116.8K

124.65%

Internet (50+ Mbps, Unlimited Data)

$27.50 BAM 48.17

$18.58 Rp 336.7K

48.01%

Gym Membership (Monthly)

$41.77 BAM 73.2

$49.48 Rp 896.7K

-15.58%

Tennis Court (1 Hour on Weekend)

$19.37 BAM 33.93

$17.65 Rp 319.8K

9.75%

Cinema Ticket

$7.06 BAM 12.37

$4.27 Rp 77.4K

65.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$206 BAM 361

$491 Rp 8.9M

-57.99%

International Primary School, 1 Child (Yearly)

$3,810 BAM 6,673

$5,674 Rp 102.8M

-32.85%

Jeans (Levis 501 Or Similar)

$87.5 BAM 153

$44.64 Rp 808.9K

96.03%

Summer Dress (H&M, Zara, etc)

$37.82 BAM 66.3

$34.95 Rp 633.4K

8.21%

Sport Shoes (Adidas, Nike)

$92.2 BAM 162

$79.9 Rp 1.4M

15.41%

Men's Leather Business Shoes

$99.2 BAM 174

$79.4 Rp 1.4M

24.96%

1-bedroom Apartment, City Center (Monthly)

$434 BAM 761

$1,125 Rp 20.4M

-61.40%

1-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 561

$671 Rp 12.2M

-52.28%

3-bedroom Apartment, City Center (Monthly)

$965 BAM 1,691

$3,565 Rp 64.6M

-72.92%

3-bedroom Apartment, Outside City Center (Monthly)

$606 BAM 1,062

$1,723 Rp 31.2M

-64.81%

Buy Apartment in City Center (m2)

$3,150 BAM 5,518

$2,732 Rp 49.5M

15.32%

Buy Apartment Outside City Center (m2)

$2,429 BAM 4,255

$2,284 Rp 41.4M

6.37%

Average Monthly Net Salary (After Tax)

$1,042 BAM 1,825

$164 Rp 3.0M

535.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

13.78

-70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarajevo: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sarajevo

$320 26.4%

Ubud, Bali

$672 49.8% 110% $351

Monthly Utilities & Internet

Sarajevo

$263 21.7%

Ubud, Bali

$104 7.7% 60.4% $159

Groceries & Markets

Sarajevo

$229 18.9%

Ubud, Bali

$288 21.4% 25.8% $59

Eating Out

Sarajevo

$155 12.8%

Ubud, Bali

$108 8% 30.5% $47

Clothing & Footwear

Sarajevo

$143 11.8%

Ubud, Bali

$108 8% 24.6% $35

Sport & Entertainment

Sarajevo

$56 4.6%

Ubud, Bali

$58 4.3% 3.8% $2.1

Getting Around

Sarajevo

$46 3.8%

Ubud, Bali

$11 0.9% 75.2% $35

Cost Breakdown

A one-bedroom apartment in the center runs $434 in Sarajevo and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sarajevo pays about 6.4 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40 in Sarajevo vs $36 in Ubud, Bali. Groceries flip the comparison at $229 vs $288, with Sarajevo cheaper for home cooking.

Good to know

🇧🇦 Sarajevo

🇮🇩 Ubud, Bali

🕒 Local time

12:18 12:18 PM

19:18 7:18 PM

7 h ahead of Sarajevo

🌤 Weather

👥 Population

271,194 Capital

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of November 1, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Sarajevo Ubud, Bali 11,210 km ≈ 15 h nonstop flight

From you

Sarajevo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sarajevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Sarajevo wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Sarajevo the obvious pick if budget is a priority.

Average pay in Sarajevo is about 6.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $434 in Sarajevo versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 77% less than in Sarajevo. The price difference matters if you commute daily and watch your budget.

Childcare runs $206 in Sarajevo versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Sarajevo is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Sarajevo is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sarajevo and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.