🙂Monthly costs for one person with rent: $1,241 in Sarajevo versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,920 in Sarajevo versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,598 in Sarajevo versus $3,275 in Ubud, Bali.
🌍Living in Sarajevo costs roughly 10% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Sarajevo is 10% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Sarajevo
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.74BAM 14.73
$3.33Rp 58.7K
162.46%
Three-Course Dinner for Two, Mid-Range
$40.93BAM 69.0
$35.82Rp 630.7K
14.27%
Fast Food Meal(McDonalds, etc)
$8.77BAM 14.77
$5.63Rp 99.1K
55.77%
Cappuccino
$2.36BAM 3.98
$2.82Rp 49.7K
-16.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.25BAM 3.79
$1.75Rp 30.8K
28.57%
Water(0.33 liter bottle)
$1.53BAM 2.58
$0.80Rp 14.0K
91.25%
Local Beer(0.5 liter draught)
$2.98BAM 5.03
$3.04Rp 53.6K
-1.97%
Imported Beer(0.33 liter bottle)
$2.93BAM 4.93
$4.30Rp 75.7K
-31.86%
🛒 Groceries & Markets
Sarajevo
Ubud, Bali
Difference
Milk(1 liter)
$1.22BAM 2.05
$1.61Rp 28.3K
-24.22%
White Bread(500g)
$1.23BAM 2.08
$2.27Rp 39.9K
-45.81%
Rice(white)(1kg)
$2.29BAM 3.86
$1.17Rp 20.6K
95.73%
Eggs
$3.28BAM 5.53
$2.17Rp 38.2K
51.15%
Local Cheese(1kg)
$11.06BAM 18.64
$17.63Rp 310.5K
-37.27%
Chicken Fillets(1kg)
$7.97BAM 13.42
$4.05Rp 71.4K
96.79%
Beef Round Steak(1kg)
$15.17BAM 25.56
$12.18Rp 214.5K
24.55%
Apples(1kg)
$1.57BAM 2.64
$3.62Rp 63.7K
-56.63%
Banana(1kg)
$1.76BAM 2.97
$1.64Rp 28.8K
7.32%
Oranges(1kg)
$1.85BAM 3.12
$2.31Rp 40.6K
-19.91%
Tomato(1kg)
$2.11BAM 3.55
$1.96Rp 34.5K
7.65%
Potato(1kg)
$1.00BAM 1.68
$1.84Rp 32.5K
-45.65%
Onion(1kg)
$1.23BAM 2.06
$2.37Rp 41.7K
-48.10%
Lettuce(1 head)
$1.15BAM 1.94
$1.05Rp 18.5K
9.52%
Water(1.5 liter bottle)
$0.71BAM 1.20
$0.54Rp 9,560
31.48%
Cigarettes 20 Pack(Marlboro, Camel)
$4.06BAM 6.83
$2.30Rp 40.6K
76.52%
Wine(Bottle)
$8.39BAM 14.14
$23.08Rp 406.4K
-63.65%
Local Beer(0.5 liter bottle)
$0.92BAM 1.55
$2.34Rp 41.2K
-60.68%
Imported Beer(0.33 liter bottle)
$1.55BAM 2.61
$3.07Rp 54.0K
-49.51%
🚌 Getting Around
Sarajevo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.28BAM 2.16
$0.25Rp 4,365
412.00%
Public Transport Monthly Pass(Regular Price)
$36.13BAM 60.9
$9.42Rp 165.9K
283.55%
Taxi Start(Normal Tariff)
$1.46BAM 2.46
$0.49Rp 8,631
197.96%
Taxi(Normal Tariff)(1km)
$1.21BAM 2.04
$0.47Rp 8,349
157.45%
Taxi 1hour Waiting(Normal Tariff)
$9.17BAM 15.44
$5.60Rp 98.6K
63.75%
Gasoline(1 liter)
$1.71BAM 2.88
$0.81Rp 14.2K
111.11%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1KBAM 52.4K
$25.0KRp 440.3M
24.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5KBAM 41.3K
$31.1KRp 547.0M
-21.18%
🧾 Monthly Utilities & Internet
Sarajevo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$226BAM 381
$82.7Rp 1.5M
173.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.70BAM 24.77
$6.49Rp 114.2K
126.50%
Internet(50+ Mbps, Unlimited Data)
$28.66BAM 48.29
$18.79Rp 330.8K
52.53%
🎉 Sport & Entertainment
Sarajevo
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.96BAM 70.7
$55.2Rp 972.6K
-24.04%
Tennis Court(1 Hour on Weekend)
$20.15BAM 33.96
$18.21Rp 320.6K
10.65%
Cinema Ticket
$6.92BAM 11.66
$4.30Rp 75.7K
60.93%
🧸 Childcare & Education
Sarajevo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$218BAM 368
$494Rp 8.7M
-55.80%
International Primary School, 1 Child(Yearly)
$4,055BAM 6,833
$5,917Rp 104.2M
-31.47%
👕👟 Clothing & Footwear
Sarajevo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$91.7BAM 154
$46.28Rp 814.8K
98.12%
Summer Dress(H&M, Zara, etc)
$38.97BAM 65.7
$36.44Rp 641.6K
6.94%
Sport Shoes(Adidas, Nike)
$95.0BAM 160
$80.7Rp 1.4M
17.74%
Men's Leather Business Shoes
$104BAM 175
$78.8Rp 1.4M
31.56%
🏠 Accommodation & Living
Sarajevo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$467BAM 787
$1,114Rp 19.6M
-58.07%
1-bedroom Apartment, Outside City Center(Monthly)
$328BAM 553
$693Rp 12.2M
-52.70%
3-bedroom Apartment, City Center(Monthly)
$1,083BAM 1,825
$3,639Rp 64.1M
-70.24%
3-bedroom Apartment, Outside City Center(Monthly)
$600BAM 1,011
$1,712Rp 30.1M
-64.96%
Buy Apartment in City Center(m2)
$3,438BAM 5,793
$2,761Rp 48.6M
24.54%
Buy Apartment Outside City Center(m2)
$2,422BAM 4,081
$2,293Rp 40.4M
5.64%
💵 Salaries & Financials
Sarajevo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,085BAM 1,829
$167Rp 2.9M
549.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.08
13.78
-70.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sarajevo: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $467 in Sarajevo and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Sarajevo pays 549% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $41.00 in Sarajevo vs $36.00 in Ubud, Bali. Groceries flip the comparison at $245 vs $294, with Sarajevo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sarajevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sarajevo or Ubud, Bali?
Sarajevo wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sarajevo the obvious pick if budget is a priority.
Are salaries higher in Sarajevo or in Ubud, Bali?
Average pay runs 549% higher in Sarajevo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Sarajevo compared to Ubud, Bali?
Rent for a central apartment: $467 in Sarajevo versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Sarajevo compared to Ubud, Bali?
A monthly transit pass in Sarajevo runs roughly 284% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Sarajevo and in Ubud, Bali?
Childcare runs $218 in Sarajevo versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Sarajevo or in Ubud, Bali?
At $1,241 in Sarajevo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Sarajevo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sarajevo the clear choice for anyone on this budget.
Which city is better for digital nomads, Sarajevo or Ubud, Bali?
Both work as nomad bases, but Sarajevo delivers better value – similar infrastructure at $1,241 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sarajevo hard to pass up.
How safe is Sarajevo compared to Ubud, Bali?
Safety-wise, Sarajevo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sarajevo gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.