Cost of Living Comparison Between Sarajevo and Ubud, Bali Cost of Living Comparison Between Sarajevo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,241 in Sarajevo versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,920 in Sarajevo versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,598 in Sarajevo versus $3,275 in Ubud, Bali.

Living in Sarajevo costs roughly 10% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Sarajevo is 10% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Sarajevo
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.74 BAM 14.73
$3.33 Rp 58.7K
162.46%
Three-Course Dinner for Two, Mid-Range
$40.93 BAM 69.0
$35.82 Rp 630.7K
14.27%
Fast Food Meal (McDonalds, etc)
$8.77 BAM 14.77
$5.63 Rp 99.1K
55.77%
Cappuccino
$2.36 BAM 3.98
$2.82 Rp 49.7K
-16.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 BAM 3.79
$1.75 Rp 30.8K
28.57%
Water (0.33 liter bottle)
$1.53 BAM 2.58
$0.80 Rp 14.0K
91.25%
Local Beer (0.5 liter draught)
$2.98 BAM 5.03
$3.04 Rp 53.6K
-1.97%
Imported Beer (0.33 liter bottle)
$2.93 BAM 4.93
$4.30 Rp 75.7K
-31.86%
🛒 Groceries & Markets
Sarajevo
Ubud, Bali
Difference
Milk (1 liter)
$1.22 BAM 2.05
$1.61 Rp 28.3K
-24.22%
White Bread (500g)
$1.23 BAM 2.08
$2.27 Rp 39.9K
-45.81%
Rice (white) (1kg)
$2.29 BAM 3.86
$1.17 Rp 20.6K
95.73%
Eggs
$3.28 BAM 5.53
$2.17 Rp 38.2K
51.15%
Local Cheese (1kg)
$11.06 BAM 18.64
$17.63 Rp 310.5K
-37.27%
Chicken Fillets (1kg)
$7.97 BAM 13.42
$4.05 Rp 71.4K
96.79%
Beef Round Steak (1kg)
$15.17 BAM 25.56
$12.18 Rp 214.5K
24.55%
Apples (1kg)
$1.57 BAM 2.64
$3.62 Rp 63.7K
-56.63%
Banana (1kg)
$1.76 BAM 2.97
$1.64 Rp 28.8K
7.32%
Oranges (1kg)
$1.85 BAM 3.12
$2.31 Rp 40.6K
-19.91%
Tomato (1kg)
$2.11 BAM 3.55
$1.96 Rp 34.5K
7.65%
Potato (1kg)
$1.00 BAM 1.68
$1.84 Rp 32.5K
-45.65%
Onion (1kg)
$1.23 BAM 2.06
$2.37 Rp 41.7K
-48.10%
Lettuce (1 head)
$1.15 BAM 1.94
$1.05 Rp 18.5K
9.52%
Water (1.5 liter bottle)
$0.71 BAM 1.20
$0.54 Rp 9,560
31.48%
Cigarettes 20 Pack (Marlboro, Camel)
$4.06 BAM 6.83
$2.30 Rp 40.6K
76.52%
Wine (Bottle)
$8.39 BAM 14.14
$23.08 Rp 406.4K
-63.65%
Local Beer (0.5 liter bottle)
$0.92 BAM 1.55
$2.34 Rp 41.2K
-60.68%
Imported Beer (0.33 liter bottle)
$1.55 BAM 2.61
$3.07 Rp 54.0K
-49.51%
🚌 Getting Around
Sarajevo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.28 BAM 2.16
$0.25 Rp 4,365
412.00%
Public Transport Monthly Pass (Regular Price)
$36.13 BAM 60.9
$9.42 Rp 165.9K
283.55%
Taxi Start (Normal Tariff)
$1.46 BAM 2.46
$0.49 Rp 8,631
197.96%
Taxi (Normal Tariff) (1km)
$1.21 BAM 2.04
$0.47 Rp 8,349
157.45%
Taxi 1hour Waiting (Normal Tariff)
$9.17 BAM 15.44
$5.60 Rp 98.6K
63.75%
Gasoline (1 liter)
$1.71 BAM 2.88
$0.81 Rp 14.2K
111.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.1K BAM 52.4K
$25.0K Rp 440.3M
24.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K BAM 41.3K
$31.1K Rp 547.0M
-21.18%
🧾 Monthly Utilities & Internet
Sarajevo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$226 BAM 381
$82.7 Rp 1.5M
173.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.70 BAM 24.77
$6.49 Rp 114.2K
126.50%
Internet (50+ Mbps, Unlimited Data)
$28.66 BAM 48.29
$18.79 Rp 330.8K
52.53%
🎉 Sport & Entertainment
Sarajevo
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.96 BAM 70.7
$55.2 Rp 972.6K
-24.04%
Tennis Court (1 Hour on Weekend)
$20.15 BAM 33.96
$18.21 Rp 320.6K
10.65%
Cinema Ticket
$6.92 BAM 11.66
$4.30 Rp 75.7K
60.93%
🧸 Childcare & Education
Sarajevo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$218 BAM 368
$494 Rp 8.7M
-55.80%
International Primary School, 1 Child (Yearly)
$4,055 BAM 6,833
$5,917 Rp 104.2M
-31.47%
👕👟 Clothing & Footwear
Sarajevo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$91.7 BAM 154
$46.28 Rp 814.8K
98.12%
Summer Dress (H&M, Zara, etc)
$38.97 BAM 65.7
$36.44 Rp 641.6K
6.94%
Sport Shoes (Adidas, Nike)
$95.0 BAM 160
$80.7 Rp 1.4M
17.74%
Men's Leather Business Shoes
$104 BAM 175
$78.8 Rp 1.4M
31.56%
🏠 Accommodation & Living
Sarajevo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$467 BAM 787
$1,114 Rp 19.6M
-58.07%
1-bedroom Apartment, Outside City Center (Monthly)
$328 BAM 553
$693 Rp 12.2M
-52.70%
3-bedroom Apartment, City Center (Monthly)
$1,083 BAM 1,825
$3,639 Rp 64.1M
-70.24%
3-bedroom Apartment, Outside City Center (Monthly)
$600 BAM 1,011
$1,712 Rp 30.1M
-64.96%
Buy Apartment in City Center (m2)
$3,438 BAM 5,793
$2,761 Rp 48.6M
24.54%
Buy Apartment Outside City Center (m2)
$2,422 BAM 4,081
$2,293 Rp 40.4M
5.64%
💵 Salaries & Financials
Sarajevo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,085 BAM 1,829
$167 Rp 2.9M
549.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.08
13.78
-70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sarajevo: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $467 in Sarajevo and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sarajevo pays 549% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $41.00 in Sarajevo vs $36.00 in Ubud, Bali. Groceries flip the comparison at $245 vs $294, with Sarajevo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sarajevo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sarajevo or Ubud, Bali?
Sarajevo wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Sarajevo the obvious pick if budget is a priority.
Are salaries higher in Sarajevo or in Ubud, Bali?
Average pay runs 549% higher in Sarajevo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Sarajevo compared to Ubud, Bali?
Rent for a central apartment: $467 in Sarajevo versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Sarajevo compared to Ubud, Bali?
A monthly transit pass in Sarajevo runs roughly 284% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Sarajevo and in Ubud, Bali?
Childcare runs $218 in Sarajevo versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Sarajevo or in Ubud, Bali?
At $1,241 in Sarajevo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Sarajevo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sarajevo the clear choice for anyone on this budget.
Which city is better for digital nomads, Sarajevo or Ubud, Bali?
Both work as nomad bases, but Sarajevo delivers better value – similar infrastructure at $1,241 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sarajevo hard to pass up.
How safe is Sarajevo compared to Ubud, Bali?
Safety-wise, Sarajevo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Sarajevo gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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