Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santarem

For one person, living is cheaper in Santarem: $1,303 a month against $1,349 in Ubud, Bali, rent and utilities included – about $550 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
63

Cost of Living Index in Santarem
Learn more

Santarem Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santarem

🇵🇹 Portugal

$1,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santarem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santarem actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,303 in Santarem.

Ubud, Bali $1,349
Santarem $1,303

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,010 in Santarem.

Ubud, Bali $2,305
Santarem $2,010

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,717 in Santarem.

Ubud, Bali $3,261
Santarem $2,717

Living in Ubud, Bali is roughly 4% more expensive than in Santarem, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$12.18 €10.91

-72.74%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$38.63 €34.60

-7.74%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.97 €8.03

-38.35%

Cappuccino

$2.72 Rp 49.3K

$1.77 €1.58

53.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.71 €1.53

-0.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.11 €0.99

-31.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.17 €1.95

22.12%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.28 €2.94

33.54%

Milk (1 liter)

$1.49 Rp 27.0K

$1.12 €1.01

33.04%

White Bread (500g)

$2.28 Rp 41.2K

$0.47 €0.42

385.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.10 €0.98

8.18%

Eggs

$2.04 Rp 36.9K

$3.29 €2.94

-37.99%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.84 €9.71

63.28%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.01 €6.28

-43.51%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$13.56 €12.15

-10.10%

Apples (1kg)

$3.66 Rp 66.2K

$2.74 €2.46

33.58%

Banana (1kg)

$1.52 Rp 27.5K

$1.33 €1.19

14.29%

Oranges (1kg)

$2.23 Rp 40.4K

$2.54 €2.27

-12.20%

Tomato (1kg)

$1.97 Rp 35.7K

$2.14 €1.92

-7.94%

Potato (1kg)

$1.85 Rp 33.5K

$1.43 €1.28

29.37%

Onion (1kg)

$2.42 Rp 43.9K

$1.58 €1.41

53.16%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.15 €1.03

-13.91%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.29 €0.26

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.68 €5.09

-60.92%

Wine (Bottle)

$22.24 Rp 403.0K

$5.71 €5.11

289.49%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.22 €1.09

85.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.57 €3.20

-16.81%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$2.22 €1.99

-88.74%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$56.2 €50.3

-86.08%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.70 €3.31

-88.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.10 €1.88

-60.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$33.3K €29.8K

-28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$38.3K €34.3K

-17.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$127 €114

-37.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$20.29 €18.17

-68.21%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$56.5 €50.6

-67.09%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$37.18 €33.30

33.08%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$6.79 €6.08

-37.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$425 €380

15.46%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$19.0K €17.0K

-70.08%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$78.8 €70.6

-43.37%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$37.35 €33.45

-6.43%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$107 €96.1

-25.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$135 €121

-41.26%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$653 €585

72.17%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$419 €376

60.12%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,027 €919

247.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$808 €723

113.41%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,173 €1,946

25.73%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,099 €984

107.86%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,080 €967

-84.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.76

189.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santarem: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santarem

$419 32.2% 37.5% $252

Groceries & Markets

Ubud, Bali

$288 21.4%

Santarem

$224 17.2% 22.2% $64

Eating Out

Ubud, Bali

$108 8%

Santarem

$174 13.4% 61.8% $67

Clothing & Footwear

Ubud, Bali

$108 8%

Santarem

$161 12.4% 50.1% $54

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santarem

$204 15.7% 95.8% $100

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santarem

$51 3.9% 12.5% $7.3

Getting Around

Ubud, Bali

$11 0.9%

Santarem

$69 * 5.3% 502% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $653 in Santarem. Housing cost is often the main lever when comparing two cities.

Santarem pays about 6.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $39 in Santarem. Groceries flip the comparison at $288 vs $224, with Santarem cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Santarem

🕒 Local time

04:04 4:04 AM

20:04 8:04 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

58,671

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santarem 13,500 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Santarem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santarem: Cost of Living - Frequently Asked Questions

Santarem wins on cost – living expenses run 3% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Santarem the obvious pick if budget is a priority.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $653 in Santarem. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Santarem. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $425 in Santarem. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Santarem is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Santarem are both considered safe, so it’s unlikely to be the deciding factor between them.