Last update: Oct 2026

Cost of Living Comparison Between Santarem and Ubud, Bali

For one person, living is cheaper in Santarem: $1,303 a month against $1,349 in Ubud, Bali, rent and utilities included – about $550 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

63

Cost of Living Index in Santarem
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Santarem Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santarem

🇵🇹 Portugal

$1,303

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santarem and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santarem and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,303 in Santarem versus $1,349 in Ubud, Bali.

Santarem $1,303
Ubud, Bali $1,349

Estimated couple costs with rent: $2,010 in Santarem versus $2,305 in Ubud, Bali.

Santarem $2,010
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,717 in Santarem versus $3,261 in Ubud, Bali.

Santarem $2,717
Ubud, Bali $3,261

Living in Santarem costs roughly 3% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$12.18 €10.94

$3.32 Rp 60.4K

266.87%

Three-Course Dinner for Two, Mid-Range

$38.63 €34.70

$35.64 Rp 647.8K

8.39%

Fast Food Meal (McDonalds, etc)

$8.97 €8.06

$5.53 Rp 100.6K

62.21%

Cappuccino

$1.77 €1.59

$2.72 Rp 49.4K

-34.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 €1.54

$1.70 Rp 30.9K

0.59%

Water (0.33 liter bottle)

$1.11 €1.00

$0.76 Rp 13.8K

46.05%

Local Beer (0.5 liter draught)

$2.17 €1.95

$2.65 Rp 48.2K

-18.11%

Imported Beer (0.33 liter bottle)

$3.28 €2.95

$4.38 Rp 79.6K

-25.11%

Milk (1 liter)

$1.12 €1.01

$1.49 Rp 27.1K

-24.83%

White Bread (500g)

$0.47 €0.42

$2.28 Rp 41.4K

-79.39%

Rice (white) (1kg)

$1.10 €0.98

$1.19 Rp 21.6K

-7.56%

Eggs

$3.29 €2.95

$2.04 Rp 37.0K

61.27%

Local Cheese (1kg)

$10.84 €9.74

$17.70 Rp 321.7K

-38.76%

Chicken Fillets (1kg)

$7.01 €6.30

$3.96 Rp 72.0K

77.02%

Beef Round Steak (1kg)

$13.56 €12.18

$12.19 Rp 221.6K

11.24%

Apples (1kg)

$2.74 €2.46

$3.66 Rp 66.4K

-25.14%

Banana (1kg)

$1.33 €1.19

$1.52 Rp 27.6K

-12.50%

Oranges (1kg)

$2.54 €2.28

$2.23 Rp 40.5K

13.90%

Tomato (1kg)

$2.14 €1.93

$1.97 Rp 35.9K

8.63%

Potato (1kg)

$1.43 €1.28

$1.85 Rp 33.6K

-22.70%

Onion (1kg)

$1.58 €1.42

$2.42 Rp 44.1K

-34.71%

Lettuce (1 head)

$1.15 €1.03

$0.99 Rp 18.0K

16.16%

Water (1.5 liter bottle)

$0.29 €0.26

$0.51 Rp 9,332

-43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.68 €5.10

$2.22 Rp 40.4K

155.86%

Wine (Bottle)

$5.71 €5.13

$22.24 Rp 404.2K

-74.33%

Local Beer (0.5 liter bottle)

$1.22 €1.10

$2.26 Rp 41.1K

-46.02%

Imported Beer (0.33 liter bottle)

$3.57 €3.21

$2.97 Rp 54.0K

20.20%

One-way Ticket (Public Transport)

$2.22 €1.99

$0.25 Rp 4,562

788.00%

Public Transport Monthly Pass (Regular Price)

$56.2 €50.5

$7.82 Rp 142.2K

618.29%

Taxi Start (Normal Tariff)

$3.70 €3.32

$0.44 Rp 7,989

740.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$2.10 €1.89

$0.82 Rp 15.0K

156.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.9K

$23.8K Rp 433.3M

39.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.4K

$31.7K Rp 577.0M

20.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 €114

$79.1 Rp 1.4M

60.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.29 €18.23

$6.45 Rp 117.2K

214.57%

Internet (50+ Mbps, Unlimited Data)

$56.5 €50.7

$18.58 Rp 337.7K

203.88%

Gym Membership (Monthly)

$37.18 €33.40

$49.48 Rp 899.4K

-24.86%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$6.79 €6.10

$4.27 Rp 77.7K

59.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$425 €382

$491 Rp 8.9M

-13.39%

International Primary School, 1 Child (Yearly)

$19.0K €17.0K

$5,674 Rp 103.1M

234.22%

Jeans (Levis 501 Or Similar)

$78.8 €70.8

$44.64 Rp 811.4K

76.59%

Summer Dress (H&M, Zara, etc)

$37.35 €33.55

$34.95 Rp 635.3K

6.87%

Sport Shoes (Adidas, Nike)

$107 €96.4

$79.9 Rp 1.5M

34.32%

Men's Leather Business Shoes

$135 €121

$79.4 Rp 1.4M

70.23%

1-bedroom Apartment, City Center (Monthly)

$653 €587

$1,125 Rp 20.4M

-41.92%

1-bedroom Apartment, Outside City Center (Monthly)

$419 €377

$671 Rp 12.2M

-37.55%

3-bedroom Apartment, City Center (Monthly)

$1,027 €922

$3,565 Rp 64.8M

-71.20%

3-bedroom Apartment, Outside City Center (Monthly)

$808 €725

$1,723 Rp 31.3M

-53.14%

Buy Apartment in City Center (m2)

$2,173 €1,952

$2,732 Rp 49.6M

-20.47%

Buy Apartment Outside City Center (m2)

$1,099 €987

$2,284 Rp 41.5M

-51.89%

Average Monthly Net Salary (After Tax)

$1,080 €970

$164 Rp 3.0M

559.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.76

13.78

-65.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santarem: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santarem

$419 32.2%

Ubud, Bali

$672 49.8% 60.1% $252

Groceries & Markets

Santarem

$224 17.2%

Ubud, Bali

$288 21.4% 28.5% $64

Monthly Utilities & Internet

Santarem

$204 15.7%

Ubud, Bali

$104 7.7% 48.9% $100

Eating Out

Santarem

$174 13.4%

Ubud, Bali

$108 8% 38.2% $67

Clothing & Footwear

Santarem

$161 12.4%

Ubud, Bali

$108 8% 33.4% $54

Getting Around

Santarem

$69 * 5.3%

Ubud, Bali

$11 0.9% 83.4% $57

Sport & Entertainment

Santarem

$51 3.9%

Ubud, Bali

$58 4.3% 14.3% $7.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $653 in Santarem and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santarem pays about 6.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39 in Santarem vs $36 in Ubud, Bali. Groceries flip the comparison at $224 vs $288, with Santarem cheaper for home cooking.

Good to know

🇵🇹 Santarem

🇮🇩 Ubud, Bali

🕒 Local time

21:35 9:35 PM

05:35 5:35 AM

8 h ahead of Santarem

🌤 Weather

👥 Population

58,671

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Santarem Ubud, Bali 13,500 km ≈ 17 h nonstop flight

From you

Santarem
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santarem vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santarem wins on cost – living expenses run 3% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Santarem the obvious pick if budget is a priority.

Average pay in Santarem is about 6.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $653 in Santarem versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Santarem. The price difference matters if you commute daily and watch your budget.

Childcare runs $425 in Santarem versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Santarem is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santarem and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.