Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santander

Name: Santander
Address: Santander, ES

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,641 in Santander, rent and utilities included – about $3,500 less a year. The total is higher in Santander despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
79

Cost of Living Index in Santander
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Santander Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santander

🇪🇸 Spain

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santander

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santander actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,641 in Santander, rent included.

Ubud, Bali $1,349
Santander $1,641

A couple spends around $2,305 per month in Ubud, Bali vs $2,599 in Santander, rent included.

Ubud, Bali $2,305
Santander $2,599

A family of three spends $3,261 per month in Ubud, Bali vs $3,557 in Santander, rent included.

Ubud, Bali $3,261
Santander $3,557

Ubud, Bali is about 18% cheaper than Santander, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$16.55 €14.85

-79.94%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$56.5 €50.7

-36.93%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.34 €10.17

-51.23%

Cappuccino

$2.72 Rp 49.3K

$2.51 €2.25

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.54 €2.28

-33.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.79 €1.61

-57.54%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.32 €2.98

-20.18%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.90 €3.50

12.31%

Milk (1 liter)

$1.49 Rp 27.0K

$1.26 €1.13

18.25%

White Bread (500g)

$2.28 Rp 41.3K

$2.74 €2.46

-16.79%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.45 €2.20

-51.43%

Eggs

$2.04 Rp 36.9K

$3.85 €3.45

-47.01%

Local Cheese (1kg)

$17.70 Rp 320.8K

$22.56 €20.25

-21.54%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.97 €7.15

-50.31%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$13.64 €12.24

-10.63%

Apples (1kg)

$3.66 Rp 66.3K

$2.48 €2.22

47.58%

Banana (1kg)

$1.52 Rp 27.5K

$2.21 €1.98

-31.22%

Oranges (1kg)

$2.23 Rp 40.4K

$2.88 €2.58

-22.57%

Tomato (1kg)

$1.97 Rp 35.8K

$3.61 €3.24

-45.43%

Potato (1kg)

$1.85 Rp 33.5K

$1.89 €1.69

-2.12%

Onion (1kg)

$2.42 Rp 43.9K

$2.53 €2.27

-4.35%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.45 €1.30

-31.72%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$0.83 €0.75

-38.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$7.60 €6.82

-70.79%

Wine (Bottle)

$22.24 Rp 403.1K

$5.57 €5.00

299.28%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.24 €1.11

82.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.28 €2.04

30.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$1.56 €1.40

-83.97%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$17.79 €15.96

-56.04%

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$5.61 €5.03

-92.16%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

$2.25 €2.02

-80.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$39.74 €35.66

-86.39%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.74 €1.56

-52.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$37.0K €33.2K

-35.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$29.4K €26.3K

8.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$168 €151

-52.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$35.29 €31.66

-81.72%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$38.13 €34.21

-51.27%

Gym Membership (Monthly)

$49.48 Rp 896.9K

$45.76 €41.06

8.13%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$19.81 €17.78

-10.90%

Cinema Ticket

$4.27 Rp 77.5K

$8.74 €7.84

-51.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$483 €433

1.64%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$8,906 €7,991

-36.29%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$127 €114

-64.73%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$66.6 €59.7

-47.49%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$89.6 €80.4

-10.86%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$112 €101

-29.15%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$822 €737

36.90%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$562 €504

19.56%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,506 €1,351

136.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,139 €1,022

51.32%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,220 €2,889

-15.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,658 €2,385

-14.05%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,866 €1,675

-91.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santander: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santander

$562 34.3% 16.4% $110

Groceries & Markets

Ubud, Bali

$288 21.4%

Santander

$317 19.3% 10% $29

Eating Out

Ubud, Bali

$108 8%

Santander

$238 14.5% 121% $131

Clothing & Footwear

Ubud, Bali

$108 8%

Santander

$178 10.8% 65.3% $70

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santander

$242 14.7% 132% $138

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santander

$63 3.9% 9% $5.2

Getting Around

Ubud, Bali

$11 0.9%

Santander

$41 2.5% 258% $29

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $822 in Santander. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Santander are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $57 in Santander. Monthly groceries follow the same trend: $288 vs $317 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Santander

🕒 Local time

21:04 9:04 PM

14:04 2:04 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

172,726

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Santander 12,990 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Santander

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santander: Cost of Living - Frequently Asked Questions

Santander costs about 22% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,461 in Santander. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santander, especially for central apartments: a one-bedroom in the center costs $822 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $483 in Santander. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 10% more in Santander, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,641 in Santander. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,641 in Santander. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Santander makes more sense. Both are solid long-term options with distinct trade-offs.