Last update: Oct 2026

Cost of Living Comparison Between Santander and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,641 in Santander, rent and utilities included – about $3,500 less a year. The total is higher in Santander despite lower rent and utilities.

79

Cost of Living Index in Santander
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Santander Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santander

🇪🇸 Spain

$1,641

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santander and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santander and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,641 per month in Santander vs $1,349 in Ubud, Bali, rent included.

Santander $1,641
Ubud, Bali $1,349

A couple spends around $2,599 per month in Santander vs $2,305 in Ubud, Bali, rent included.

Santander $2,599
Ubud, Bali $2,305

A family of three spends $3,557 per month in Santander vs $3,261 in Ubud, Bali, rent included.

Santander $3,557
Ubud, Bali $3,261

Santander costs about 22% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.55 €14.87

$3.32 Rp 60.4K

398.49%

Three-Course Dinner for Two, Mid-Range

$56.5 €50.8

$35.64 Rp 647.8K

58.56%

Fast Food Meal (McDonalds, etc)

$11.34 €10.18

$5.53 Rp 100.6K

105.06%

Cappuccino

$2.51 €2.25

$2.72 Rp 49.4K

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 €2.28

$1.70 Rp 30.9K

49.41%

Water (0.33 liter bottle)

$1.79 €1.61

$0.76 Rp 13.8K

135.53%

Local Beer (0.5 liter draught)

$3.32 €2.99

$2.65 Rp 48.2K

25.28%

Imported Beer (0.33 liter bottle)

$3.90 €3.50

$4.38 Rp 79.6K

-10.96%

Milk (1 liter)

$1.26 €1.13

$1.49 Rp 27.1K

-15.44%

White Bread (500g)

$2.74 €2.46

$2.28 Rp 41.4K

20.18%

Rice (white) (1kg)

$2.45 €2.20

$1.19 Rp 21.6K

105.88%

Eggs

$3.85 €3.46

$2.04 Rp 37.0K

88.73%

Local Cheese (1kg)

$22.56 €20.27

$17.70 Rp 321.7K

27.46%

Chicken Fillets (1kg)

$7.97 €7.16

$3.96 Rp 72.0K

101.26%

Beef Round Steak (1kg)

$13.64 €12.25

$12.19 Rp 221.6K

11.89%

Apples (1kg)

$2.48 €2.23

$3.66 Rp 66.4K

-32.24%

Banana (1kg)

$2.21 €1.98

$1.52 Rp 27.6K

45.39%

Oranges (1kg)

$2.88 €2.59

$2.23 Rp 40.5K

29.15%

Tomato (1kg)

$3.61 €3.25

$1.97 Rp 35.9K

83.25%

Potato (1kg)

$1.89 €1.70

$1.85 Rp 33.6K

2.16%

Onion (1kg)

$2.53 €2.28

$2.42 Rp 44.1K

4.55%

Lettuce (1 head)

$1.45 €1.31

$0.99 Rp 18.0K

46.46%

Water (1.5 liter bottle)

$0.83 €0.75

$0.51 Rp 9,332

62.75%

Cigarettes 20 Pack (Marlboro, Camel)

$7.60 €6.83

$2.22 Rp 40.4K

242.34%

Wine (Bottle)

$5.57 €5.00

$22.24 Rp 404.2K

-74.96%

Local Beer (0.5 liter bottle)

$1.24 €1.11

$2.26 Rp 41.1K

-45.13%

Imported Beer (0.33 liter bottle)

$2.28 €2.05

$2.97 Rp 54.0K

-23.23%

One-way Ticket (Public Transport)

$1.56 €1.40

$0.25 Rp 4,562

524.00%

Public Transport Monthly Pass (Regular Price)

$17.79 €15.98

$7.82 Rp 142.2K

127.49%

Taxi Start (Normal Tariff)

$5.61 €5.04

$0.44 Rp 7,989

1175.00%

Taxi (Normal Tariff) (1km)

$2.25 €2.02

$0.43 Rp 7,817

423.26%

Taxi 1hour Waiting (Normal Tariff)

$39.74 €35.69

$5.41 Rp 98.3K

634.57%

Gasoline (1 liter)

$1.74 €1.57

$0.82 Rp 15.0K

112.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.2K

$23.8K Rp 433.3M

55.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K €26.4K

$31.7K Rp 577.0M

-7.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 €151

$79.1 Rp 1.4M

112.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.29 €31.70

$6.45 Rp 117.2K

447.13%

Internet (50+ Mbps, Unlimited Data)

$38.13 €34.25

$18.58 Rp 337.7K

105.22%

Gym Membership (Monthly)

$45.76 €41.11

$49.48 Rp 899.4K

-7.52%

Tennis Court (1 Hour on Weekend)

$19.81 €17.80

$17.65 Rp 320.8K

12.24%

Cinema Ticket

$8.74 €7.85

$4.27 Rp 77.7K

104.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$483 €434

$491 Rp 8.9M

-1.61%

International Primary School, 1 Child (Yearly)

$8,906 €8,000

$5,674 Rp 103.1M

56.96%

Jeans (Levis 501 Or Similar)

$127 €114

$44.64 Rp 811.4K

183.56%

Summer Dress (H&M, Zara, etc)

$66.6 €59.8

$34.95 Rp 635.3K

90.44%

Sport Shoes (Adidas, Nike)

$89.6 €80.5

$79.9 Rp 1.5M

12.18%

Men's Leather Business Shoes

$112 €101

$79.4 Rp 1.4M

41.14%

1-bedroom Apartment, City Center (Monthly)

$822 €738

$1,125 Rp 20.4M

-26.95%

1-bedroom Apartment, Outside City Center (Monthly)

$562 €505

$671 Rp 12.2M

-16.36%

3-bedroom Apartment, City Center (Monthly)

$1,506 €1,353

$3,565 Rp 64.8M

-57.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,139 €1,023

$1,723 Rp 31.3M

-33.91%

Buy Apartment in City Center (m2)

$3,220 €2,893

$2,732 Rp 49.6M

17.88%

Buy Apartment Outside City Center (m2)

$2,658 €2,387

$2,284 Rp 41.5M

16.35%

Average Monthly Net Salary (After Tax)

$1,866 €1,677

$164 Rp 3.0M

1039.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santander: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santander

$562 34.3%

Ubud, Bali

$672 49.8% 19.6% $110

Groceries & Markets

Santander

$317 19.3%

Ubud, Bali

$288 21.4% 9.1% $29

Monthly Utilities & Internet

Santander

$242 14.7%

Ubud, Bali

$104 7.7% 56.9% $138

Eating Out

Santander

$238 14.5%

Ubud, Bali

$108 8% 54.8% $131

Clothing & Footwear

Santander

$178 10.8%

Ubud, Bali

$108 8% 39.5% $70

Sport & Entertainment

Santander

$63 3.9%

Ubud, Bali

$58 4.3% 8.2% $5.2

Getting Around

Santander

$41 2.5%

Ubud, Bali

$11 0.9% 72.1% $29

Cost Breakdown

A central one-bedroom costs $822 in Santander versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Santander are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57 in Santander versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $317 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇪🇸 Santander

🇮🇩 Ubud, Bali

🕒 Local time

22:52 10:52 PM

05:52 5:52 AM

7 h ahead of Santander

🌤 Weather

👥 Population

172,726

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Santander Ubud, Bali 12,990 km ≈ 17 h nonstop flight

From you

Santander
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santander vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Santander costs about 22% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,461 per month in Santander and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santander, especially for central apartments: a one-bedroom in the center costs $822 there versus $1,125 in Ubud, Bali.

Kindergarten costs $483 per month in Santander and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 10% more in Santander, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,641 in Santander and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,641 in Santander. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Santander makes more sense. Both are solid long-term options with distinct trade-offs.