Cost of Living Comparison Between Ubud, Bali and Santa Rosa Cost of Living Comparison Between Ubud, Bali and Santa Rosa

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $962 in Santa Rosa.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,567 in Santa Rosa.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,172 in Santa Rosa.

Living in Ubud, Bali is roughly 46% more expensive than in Santa Rosa, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Santa Rosa is 28% below.

Currency
🍽 Eating Out
Ubud, Bali
Santa Rosa
Difference
Meal at Budget Restaurant
$3.45 Rp 62.0K
$10.47 ARS 15.5K
-67.05%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 580.1K
$34.34 ARS 50.8K
-5.82%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 86.9K
$9.32 ARS 13.8K
-48.07%
Cappuccino
$2.75 Rp 49.3K
$2.74 ARS 4,056
0.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.8K
$1.65 ARS 2,442
-16.36%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.50 ARS 2,212
-50.00%
Local Beer (0.5 liter draught)
$2.99 Rp 53.7K
$2.15 ARS 3,180
39.07%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.1K
$3.05 ARS 4,511
26.23%
🛒 Groceries & Markets
Ubud, Bali
Santa Rosa
Difference
Milk (1 liter)
$1.74 Rp 31.1K
$1.24 ARS 1,840
40.32%
White Bread (500g)
$2.46 Rp 44.1K
$1.59 ARS 2,349
54.72%
Rice (white) (1kg)
$1.17 Rp 21.0K
$2.01 ARS 2,972
-41.79%
Eggs
$2.43 Rp 43.6K
$2.26 ARS 3,342
7.52%
Local Cheese (1kg)
$14.50 Rp 260.2K
$10.18 ARS 15.0K
42.44%
Chicken Fillets (1kg)
$4.35 Rp 78.0K
$6.22 ARS 9,195
-30.06%
Beef Round Steak (1kg)
$11.98 Rp 214.9K
$9.39 ARS 13.9K
27.58%
Apples (1kg)
$3.72 Rp 66.7K
$1.94 ARS 2,864
91.75%
Banana (1kg)
$1.63 Rp 29.2K
$2.04 ARS 3,013
-20.10%
Oranges (1kg)
$2.74 Rp 49.2K
$1.31 ARS 1,929
109.16%
Tomato (1kg)
$2.24 Rp 40.2K
$2.51 ARS 3,707
-10.76%
Potato (1kg)
$1.92 Rp 34.4K
$1.19 ARS 1,761
61.34%
Onion (1kg)
$2.28 Rp 40.8K
$1.19 ARS 1,760
91.60%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.30 ARS 1,923
-18.46%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.49 ARS 2,206
-51.68%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 58.9K
$3.11 ARS 4,604
5.79%
Wine (Bottle)
$23.19 Rp 416.1K
$5.04 ARS 7,452
360.12%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.8K
$2.07 ARS 3,053
34.30%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.0K
$3.03 ARS 4,476
-9.90%
🚌 Getting Around
Ubud, Bali
Santa Rosa
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,778
$0.79 ARS 1,161
-65.82%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.4K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,659
$1.54 ARS 2,271
-68.83%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,532
$0.87 ARS 1,290
-51.72%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.6K
$5.94 ARS 8,775
4.71%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.07 ARS 1,581
-24.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 477.4M
$27.7K ARS 40.9M
-3.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 577.4M
$30.8K ARS 45.5M
4.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Rosa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$65.7 ARS 97.1K
19.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.0K
$17.41 ARS 25.7K
-76.62%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 436.4K
$22.91 ARS 33.9K
6.20%
🎉 Sport & Entertainment
Ubud, Bali
Santa Rosa
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$25.68 ARS 38.0K
284.00%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.7K
$13.57 ARS 20.1K
-53.28%
Cinema Ticket
$3.99 Rp 71.5K
$6.08 ARS 8,984
-34.38%
🧸 Childcare & Education
Ubud, Bali
Santa Rosa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$223 ARS 330.0K
36.61%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.2M
$2,666 ARS 3.9M
149.19%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Rosa
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 971.2K
$74.2 ARS 109.7K
-27.04%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 678.2K
$70.5 ARS 104.1K
-46.34%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$116 ARS 171.6K
-25.19%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$110 ARS 162.7K
-30.63%
🏠 Accommodation & Living
Ubud, Bali
Santa Rosa
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$333 ARS 491.4K
198.31%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$236 ARS 348.7K
185.16%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.5M
$679 ARS 1.0M
397.40%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$542 ARS 801.7K
277.98%
Buy Apartment in City Center (m2)
$2,805 Rp 50.3M
$2,492 ARS 3.7M
12.52%
Buy Apartment Outside City Center (m2)
$2,227 Rp 39.9M
$1,387 ARS 2.1M
60.54%
💵 Salaries & Financials
Ubud, Bali
Santa Rosa
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
58.5
-77.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Santa Rosa: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $333 in Santa Rosa. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $34.00 in Santa Rosa. Groceries flip the comparison at $297 vs $230, with Santa Rosa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Santa Rosa?
Santa Rosa wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Rosa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Santa Rosa?
You'd need roughly $2,112 in Ubud, Bali and $1,443 in Santa Rosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Santa Rosa?
Rent for a central apartment: $992 in Ubud, Bali versus $333 in Santa Rosa. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Santa Rosa?
Childcare runs $305 in Ubud, Bali versus $223 in Santa Rosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Santa Rosa?
Dining out is cheaper in Santa Rosa – a meal for two runs $34.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Santa Rosa?
At $962 in Santa Rosa versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Santa Rosa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Rosa the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Santa Rosa?
Both work as nomad bases, but Santa Rosa delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Rosa hard to pass up.
How safe is Ubud, Bali compared to Santa Rosa?
Safety-wise, Ubud, Bali and Santa Rosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Santa Rosa gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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