😐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $962 in Santa Rosa.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,567 in Santa Rosa.
😐Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,172 in Santa Rosa.
🌍Living in Ubud, Bali is roughly 46% more expensive than in Santa Rosa, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Santa Rosa is 28% below.
Currency
🍽 Eating Out
Ubud, Bali
Santa Rosa
Difference
Meal at Budget Restaurant
$3.45Rp 62.0K
$10.47ARS 15.5K
-67.05%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 580.1K
$34.34ARS 50.8K
-5.82%
Fast Food Meal(McDonalds, etc)
$4.84Rp 86.9K
$9.32ARS 13.8K
-48.07%
Cappuccino
$2.75Rp 49.3K
$2.74ARS 4,056
0.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.8K
$1.65ARS 2,442
-16.36%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$1.50ARS 2,212
-50.00%
Local Beer(0.5 liter draught)
$2.99Rp 53.7K
$2.15ARS 3,180
39.07%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.1K
$3.05ARS 4,511
26.23%
🛒 Groceries & Markets
Ubud, Bali
Santa Rosa
Difference
Milk(1 liter)
$1.74Rp 31.1K
$1.24ARS 1,840
40.32%
White Bread(500g)
$2.46Rp 44.1K
$1.59ARS 2,349
54.72%
Rice(white)(1kg)
$1.17Rp 21.0K
$2.01ARS 2,972
-41.79%
Eggs
$2.43Rp 43.6K
$2.26ARS 3,342
7.52%
Local Cheese(1kg)
$14.50Rp 260.2K
$10.18ARS 15.0K
42.44%
Chicken Fillets(1kg)
$4.35Rp 78.0K
$6.22ARS 9,195
-30.06%
Beef Round Steak(1kg)
$11.98Rp 214.9K
$9.39ARS 13.9K
27.58%
Apples(1kg)
$3.72Rp 66.7K
$1.94ARS 2,864
91.75%
Banana(1kg)
$1.63Rp 29.2K
$2.04ARS 3,013
-20.10%
Oranges(1kg)
$2.74Rp 49.2K
$1.31ARS 1,929
109.16%
Tomato(1kg)
$2.24Rp 40.2K
$2.51ARS 3,707
-10.76%
Potato(1kg)
$1.92Rp 34.4K
$1.19ARS 1,761
61.34%
Onion(1kg)
$2.28Rp 40.8K
$1.19ARS 1,760
91.60%
Lettuce(1 head)
$1.06Rp 19.1K
$1.30ARS 1,923
-18.46%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$1.49ARS 2,206
-51.68%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 58.9K
$3.11ARS 4,604
5.79%
Wine(Bottle)
$23.19Rp 416.1K
$5.04ARS 7,452
360.12%
Local Beer(0.5 liter bottle)
$2.78Rp 49.8K
$2.07ARS 3,053
34.30%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.0K
$3.03ARS 4,476
-9.90%
🚌 Getting Around
Ubud, Bali
Santa Rosa
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,778
$0.79ARS 1,161
-65.82%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.4K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,659
$1.54ARS 2,271
-68.83%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,532
$0.87ARS 1,290
-51.72%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.6K
$5.94ARS 8,775
4.71%
Gasoline(1 liter)
$0.81Rp 14.6K
$1.07ARS 1,581
-24.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 477.4M
$27.7KARS 40.9M
-3.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 577.4M
$30.8KARS 45.5M
4.45%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Rosa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$65.7ARS 97.1K
19.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.0K
$17.41ARS 25.7K
-76.62%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 436.4K
$22.91ARS 33.9K
6.20%
🎉 Sport & Entertainment
Ubud, Bali
Santa Rosa
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$25.68ARS 38.0K
284.00%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.7K
$13.57ARS 20.1K
-53.28%
Cinema Ticket
$3.99Rp 71.5K
$6.08ARS 8,984
-34.38%
🧸 Childcare & Education
Ubud, Bali
Santa Rosa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$223ARS 330.0K
36.61%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.2M
$2,666ARS 3.9M
149.19%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Rosa
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 971.2K
$74.2ARS 109.7K
-27.04%
Summer Dress(H&M, Zara, etc)
$37.81Rp 678.2K
$70.5ARS 104.1K
-46.34%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$116ARS 171.6K
-25.19%
Men's Leather Business Shoes
$76.4Rp 1.4M
$110ARS 162.7K
-30.63%
🏠 Accommodation & Living
Ubud, Bali
Santa Rosa
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$333ARS 491.4K
198.31%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$236ARS 348.7K
185.16%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.5M
$679ARS 1.0M
397.40%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$542ARS 801.7K
277.98%
Buy Apartment in City Center(m2)
$2,805Rp 50.3M
$2,492ARS 3.7M
12.52%
Buy Apartment Outside City Center(m2)
$2,227Rp 39.9M
$1,387ARS 2.1M
60.54%
💵 Salaries & Financials
Ubud, Bali
Santa Rosa
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
58.5
-77.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Santa Rosa: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $992 in Ubud, Bali and $333 in Santa Rosa. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $32.00 in Ubud, Bali vs $34.00 in Santa Rosa. Groceries flip the comparison at $297 vs $230, with Santa Rosa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Santa Rosa?
Santa Rosa wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Rosa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Santa Rosa?
You'd need roughly $2,112 in Ubud, Bali and $1,443 in Santa Rosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Santa Rosa?
Rent for a central apartment: $992 in Ubud, Bali versus $333 in Santa Rosa. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Santa Rosa?
Childcare runs $305 in Ubud, Bali versus $223 in Santa Rosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Santa Rosa?
Dining out is cheaper in Santa Rosa – a meal for two runs $34.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Santa Rosa?
At $962 in Santa Rosa versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Santa Rosa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Rosa the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Santa Rosa?
Both work as nomad bases, but Santa Rosa delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Rosa hard to pass up.
How safe is Ubud, Bali compared to Santa Rosa?
Safety-wise, Ubud, Bali and Santa Rosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Santa Rosa gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared