Cost of Living Comparison Between Ubud, Bali and Santa Rosa Cost of Living Comparison Between Ubud, Bali and Santa Rosa

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,162 in Santa Rosa.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,964 in Santa Rosa.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,766 in Santa Rosa.

Living in Ubud, Bali is roughly 19% more expensive than in Santa Rosa, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Santa Rosa is 16% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$15.51 ARS 23.4K

-78.53%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$53.4 ARS 80.5K

-32.88%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$12.94 ARS 19.5K

-56.49%

Cappuccino

$2.82 Rp 49.7K

$3.93 ARS 5,930

-28.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.16 ARS 3,264

-18.98%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.71 ARS 2,583

-53.22%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.60 ARS 5,425

-15.56%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.66 ARS 5,521

17.49%

Milk (1 liter)

$1.61 Rp 28.3K

$1.39 ARS 2,101

15.83%

White Bread (500g)

$2.27 Rp 39.9K

$2.19 ARS 3,305

3.65%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.58 ARS 2,385

-25.95%

Eggs

$2.17 Rp 38.2K

$2.35 ARS 3,544

-7.66%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.14 ARS 15.3K

73.87%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.58 ARS 9,924

-38.45%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$11.72 ARS 17.7K

3.92%

Apples (1kg)

$3.62 Rp 63.7K

$2.31 ARS 3,481

56.71%

Banana (1kg)

$1.64 Rp 28.8K

$2.24 ARS 3,382

-26.79%

Oranges (1kg)

$2.31 Rp 40.6K

$1.37 ARS 2,062

68.61%

Tomato (1kg)

$1.96 Rp 34.5K

$2.12 ARS 3,203

-7.55%

Potato (1kg)

$1.84 Rp 32.5K

$1.09 ARS 1,645

68.81%

Onion (1kg)

$2.37 Rp 41.7K

$0.99 ARS 1,488

139.39%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.56 ARS 2,359

-32.69%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.68 ARS 2,533

-67.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.22 ARS 4,861

-28.57%

Wine (Bottle)

$23.08 Rp 406.4K

$4.98 ARS 7,509

363.45%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.05 ARS 3,087

14.15%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.84 ARS 4,282

8.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.99 ARS 1,488

-74.75%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.63 ARS 2,456

-69.94%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.01 ARS 1,528

-53.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$7.52 ARS 11.3K

-25.53%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.16 ARS 1,747

-30.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$28.0K ARS 42.3M

-10.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$33.2K ARS 50.1M

-6.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$84.8 ARS 128.0K

-2.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$16.82 ARS 25.4K

-61.41%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.16 ARS 41.0K

-30.82%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$30.03 ARS 45.3K

83.95%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$8.40 ARS 12.7K

-48.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$304 ARS 458.1K

62.72%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,259 ARS 6.4M

38.94%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$107 ARS 162.1K

-56.94%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$76.8 ARS 115.9K

-52.56%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$116 ARS 175.2K

-30.53%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$126 ARS 190.6K

-37.65%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$486 ARS 732.8K

129.32%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$307 ARS 463.2K

125.78%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,005 ARS 1.5M

262.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$766 ARS 1.2M

123.66%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,372 ARS 3.6M

16.40%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

56.56

-75.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Santa Rosa: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $486 in Santa Rosa. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $53.0 in Santa Rosa. Groceries flip the comparison at $294 vs $249, with Santa Rosa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions

Santa Rosa wins on cost – living expenses run 19% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Rosa the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $1,743 in Santa Rosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $486 in Santa Rosa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $304 in Santa Rosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Santa Rosa – a meal for two runs $53.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,162 in Santa Rosa versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Santa Rosa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Rosa the clear choice for anyone on this budget.

Both work as nomad bases, but Santa Rosa delivers better value – similar infrastructure at $1,162 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Rosa hard to pass up.

Safety-wise, Ubud, Bali and Santa Rosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Rosa gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.