Cost of Living Comparison Between Ubud, Bali and Santa Rosa Cost of Living Comparison Between Ubud, Bali and Santa Rosa

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $976 in Santa Rosa.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,564 in Santa Rosa.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,151 in Santa Rosa.

Living in Ubud, Bali is roughly 45% more expensive than Santa Rosa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Santa Rosa is 27% below.

Currency
🍽 Eating Out
Ubud, Bali
Santa Rosa
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$10.71 ARS 15.4K
-66.76%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$34.35 ARS 49.4K
-4.72%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$9.13 ARS 13.1K
-45.78%
Cappuccino
$2.71 Rp 48.6K
$2.75 ARS 3,961
-1.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$1.72 ARS 2,475
-22.09%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$1.55 ARS 2,232
-54.84%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
$2.05 ARS 2,953
42.44%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
$2.98 ARS 4,286
32.89%
🛒 Groceries & Markets
Ubud, Bali
Santa Rosa
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$1.25 ARS 1,799
44.80%
White Bread (500g)
$2.52 Rp 45.1K
$1.64 ARS 2,358
53.66%
Rice (white) (1kg)
$1.16 Rp 20.8K
$1.93 ARS 2,777
-39.90%
Eggs
$2.46 Rp 44.1K
$2.16 ARS 3,112
13.89%
Local Cheese (1kg)
$14.71 Rp 263.7K
$9.98 ARS 14.4K
47.39%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$6.29 ARS 9,054
-31.32%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$9.13 ARS 13.1K
32.97%
Apples (1kg)
$3.84 Rp 68.8K
$2.02 ARS 2,906
90.10%
Banana (1kg)
$1.56 Rp 27.9K
$2.04 ARS 2,939
-23.53%
Oranges (1kg)
$2.83 Rp 50.8K
$1.27 ARS 1,825
122.83%
Tomato (1kg)
$2.33 Rp 41.7K
$2.63 ARS 3,784
-11.41%
Potato (1kg)
$1.91 Rp 34.3K
$1.19 ARS 1,709
60.50%
Onion (1kg)
$2.20 Rp 39.5K
$1.25 ARS 1,793
76.00%
Lettuce (1 head)
$1.01 Rp 18.2K
$1.28 ARS 1,836
-21.09%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$1.43 ARS 2,052
-45.45%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$3.17 ARS 4,554
4.73%
Wine (Bottle)
$23.74 Rp 425.5K
$5.23 ARS 7,522
353.92%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
$2.09 ARS 3,007
33.49%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
$3.14 ARS 4,519
-8.92%
🚌 Getting Around
Ubud, Bali
Santa Rosa
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$0.82 ARS 1,178
-67.07%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$1.53 ARS 2,203
-69.93%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$0.91 ARS 1,305
-50.55%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$5.98 ARS 8,603
2.01%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.06 ARS 1,519
-25.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$27.2K ARS 39.1M
-3.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$30.1K ARS 43.3M
6.78%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Rosa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$65.9 ARS 94.7K
21.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$17.10 ARS 24.6K
-76.26%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$22.81 ARS 32.8K
3.11%
🎉 Sport & Entertainment
Ubud, Bali
Santa Rosa
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$26.13 ARS 37.6K
277.73%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
$14.02 ARS 20.2K
-52.71%
Cinema Ticket
$4.15 Rp 74.3K
$6.31 ARS 9,083
-34.23%
🧸 Childcare & Education
Ubud, Bali
Santa Rosa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$218 ARS 314.0K
39.27%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$2,745 ARS 3.9M
140.89%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Rosa
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$73.7 ARS 106.0K
-24.66%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$70.8 ARS 101.8K
-45.87%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$116 ARS 166.2K
-23.33%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$112 ARS 161.6K
-30.69%
🏠 Accommodation & Living
Ubud, Bali
Santa Rosa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$340 ARS 488.6K
196.29%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$241 ARS 346.9K
180.03%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$689 ARS 991.6K
399.32%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$532 ARS 765.3K
283.35%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
$2,026 ARS 2.9M
40.24%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Rosa
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
58.5
-77.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Santa Rosa: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $340 in Santa Rosa. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $34.00 in Santa Rosa. Groceries flip the comparison at $302 vs $230, with Santa Rosa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Santa Rosa?
Santa Rosa wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Rosa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Santa Rosa?
You'd need roughly $2,129 in Ubud, Bali and $1,464 in Santa Rosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Santa Rosa?
Rent for a central apartment: $1,006 in Ubud, Bali versus $340 in Santa Rosa. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Santa Rosa?
Childcare runs $304 in Ubud, Bali versus $218 in Santa Rosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Santa Rosa?
Dining out is cheaper in Santa Rosa – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Santa Rosa?
At $976 in Santa Rosa versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Santa Rosa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Rosa the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Santa Rosa?
Both work as nomad bases, but Santa Rosa delivers better value – similar infrastructure at $976 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Rosa hard to pass up.
How safe is Ubud, Bali compared to Santa Rosa?
Safety-wise, Ubud, Bali and Santa Rosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Santa Rosa gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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