😐Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $976 in Santa Rosa.
😐Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,564 in Santa Rosa.
😐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,151 in Santa Rosa.
😐Living in Ubud, Bali is roughly 45% more expensive than Santa Rosa, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 6% above, Santa Rosa is 27% below.
Currency
🍽 Eating Out
Ubud, Bali
Santa Rosa
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$10.71ARS 15.4K
-66.76%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$34.35ARS 49.4K
-4.72%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$9.13ARS 13.1K
-45.78%
Cappuccino
$2.71Rp 48.6K
$2.75ARS 3,961
-1.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$1.72ARS 2,475
-22.09%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$1.55ARS 2,232
-54.84%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$2.05ARS 2,953
42.44%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$2.98ARS 4,286
32.89%
🛒 Groceries & Markets
Ubud, Bali
Santa Rosa
Difference
Milk(1 liter)
$1.81Rp 32.4K
$1.25ARS 1,799
44.80%
White Bread(500g)
$2.52Rp 45.1K
$1.64ARS 2,358
53.66%
Rice(white)(1kg)
$1.16Rp 20.8K
$1.93ARS 2,777
-39.90%
Eggs
$2.46Rp 44.1K
$2.16ARS 3,112
13.89%
Local Cheese(1kg)
$14.71Rp 263.7K
$9.98ARS 14.4K
47.39%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$6.29ARS 9,054
-31.32%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$9.13ARS 13.1K
32.97%
Apples(1kg)
$3.84Rp 68.8K
$2.02ARS 2,906
90.10%
Banana(1kg)
$1.56Rp 27.9K
$2.04ARS 2,939
-23.53%
Oranges(1kg)
$2.83Rp 50.8K
$1.27ARS 1,825
122.83%
Tomato(1kg)
$2.33Rp 41.7K
$2.63ARS 3,784
-11.41%
Potato(1kg)
$1.91Rp 34.3K
$1.19ARS 1,709
60.50%
Onion(1kg)
$2.20Rp 39.5K
$1.25ARS 1,793
76.00%
Lettuce(1 head)
$1.01Rp 18.2K
$1.28ARS 1,836
-21.09%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$1.43ARS 2,052
-45.45%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$3.17ARS 4,554
4.73%
Wine(Bottle)
$23.74Rp 425.5K
$5.23ARS 7,522
353.92%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$2.09ARS 3,007
33.49%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$3.14ARS 4,519
-8.92%
🚌 Getting Around
Ubud, Bali
Santa Rosa
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$0.82ARS 1,178
-67.07%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
-
-
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$1.53ARS 2,203
-69.93%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$0.91ARS 1,305
-50.55%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$5.98ARS 8,603
2.01%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.06ARS 1,519
-25.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$27.2KARS 39.1M
-3.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$30.1KARS 43.3M
6.78%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Rosa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$65.9ARS 94.7K
21.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$17.10ARS 24.6K
-76.26%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$22.81ARS 32.8K
3.11%
🎉 Sport & Entertainment
Ubud, Bali
Santa Rosa
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$26.13ARS 37.6K
277.73%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$14.02ARS 20.2K
-52.71%
Cinema Ticket
$4.15Rp 74.3K
$6.31ARS 9,083
-34.23%
🧸 Childcare & Education
Ubud, Bali
Santa Rosa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$218ARS 314.0K
39.27%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$2,745ARS 3.9M
140.89%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Rosa
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$73.7ARS 106.0K
-24.66%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$70.8ARS 101.8K
-45.87%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$116ARS 166.2K
-23.33%
Men's Leather Business Shoes
$77.9Rp 1.4M
$112ARS 161.6K
-30.69%
🏠 Accommodation & Living
Ubud, Bali
Santa Rosa
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$340ARS 488.6K
196.29%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$241ARS 346.9K
180.03%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$689ARS 991.6K
399.32%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$532ARS 765.3K
283.35%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
$2,026ARS 2.9M
40.24%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Rosa
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
58.5
-77.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Santa Rosa: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $340 in Santa Rosa. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $34.00 in Santa Rosa. Groceries flip the comparison at $302 vs $230, with Santa Rosa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Santa Rosa?
Santa Rosa wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Rosa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Santa Rosa?
You'd need roughly $2,129 in Ubud, Bali and $1,464 in Santa Rosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Santa Rosa?
Rent for a central apartment: $1,006 in Ubud, Bali versus $340 in Santa Rosa. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Santa Rosa?
Childcare runs $304 in Ubud, Bali versus $218 in Santa Rosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Santa Rosa?
Dining out is cheaper in Santa Rosa – a meal for two runs $34.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Santa Rosa?
At $976 in Santa Rosa versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Santa Rosa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Rosa the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Santa Rosa?
Both work as nomad bases, but Santa Rosa delivers better value – similar infrastructure at $976 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Rosa hard to pass up.
How safe is Ubud, Bali compared to Santa Rosa?
Safety-wise, Ubud, Bali and Santa Rosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Santa Rosa gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared