Cost of Living Comparison Between Santa Rosa and Ubud, Bali Cost of Living Comparison Between Santa Rosa and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $962 in Santa Rosa versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,567 in Santa Rosa versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,172 in Santa Rosa versus $3,763 in Ubud, Bali.

Living in Santa Rosa costs roughly 32% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Santa Rosa is 28% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Santa Rosa
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.47 ARS 15.5K
$3.45 Rp 62.0K
203.48%
Three-Course Dinner for Two, Mid-Range
$34.34 ARS 50.8K
$32.34 Rp 580.1K
6.18%
Fast Food Meal (McDonalds, etc)
$9.32 ARS 13.8K
$4.84 Rp 86.9K
92.56%
Cappuccino
$2.74 ARS 4,056
$2.75 Rp 49.3K
-0.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.65 ARS 2,442
$1.38 Rp 24.8K
19.57%
Water (0.33 liter bottle)
$1.50 ARS 2,212
$0.75 Rp 13.5K
100.00%
Local Beer (0.5 liter draught)
$2.15 ARS 3,180
$2.99 Rp 53.7K
-28.09%
Imported Beer (0.33 liter bottle)
$3.05 ARS 4,511
$3.85 Rp 69.1K
-20.78%
🛒 Groceries & Markets
Santa Rosa
Ubud, Bali
Difference
Milk (1 liter)
$1.24 ARS 1,840
$1.74 Rp 31.1K
-28.74%
White Bread (500g)
$1.59 ARS 2,349
$2.46 Rp 44.1K
-35.37%
Rice (white) (1kg)
$2.01 ARS 2,972
$1.17 Rp 21.0K
71.79%
Eggs
$2.26 ARS 3,342
$2.43 Rp 43.6K
-7.00%
Local Cheese (1kg)
$10.18 ARS 15.0K
$14.50 Rp 260.2K
-29.79%
Chicken Fillets (1kg)
$6.22 ARS 9,195
$4.35 Rp 78.0K
42.99%
Beef Round Steak (1kg)
$9.39 ARS 13.9K
$11.98 Rp 214.9K
-21.62%
Apples (1kg)
$1.94 ARS 2,864
$3.72 Rp 66.7K
-47.85%
Banana (1kg)
$2.04 ARS 3,013
$1.63 Rp 29.2K
25.15%
Oranges (1kg)
$1.31 ARS 1,929
$2.74 Rp 49.2K
-52.19%
Tomato (1kg)
$2.51 ARS 3,707
$2.24 Rp 40.2K
12.05%
Potato (1kg)
$1.19 ARS 1,761
$1.92 Rp 34.4K
-38.02%
Onion (1kg)
$1.19 ARS 1,760
$2.28 Rp 40.8K
-47.81%
Lettuce (1 head)
$1.30 ARS 1,923
$1.06 Rp 19.1K
22.64%
Water (1.5 liter bottle)
$1.49 ARS 2,206
$0.72 Rp 12.9K
106.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.11 ARS 4,604
$3.29 Rp 58.9K
-5.47%
Wine (Bottle)
$5.04 ARS 7,452
$23.19 Rp 416.1K
-78.27%
Local Beer (0.5 liter bottle)
$2.07 ARS 3,053
$2.78 Rp 49.8K
-25.54%
Imported Beer (0.33 liter bottle)
$3.03 ARS 4,476
$2.73 Rp 49.0K
10.99%
🚌 Getting Around
Santa Rosa
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.79 ARS 1,161
$0.27 Rp 4,778
192.59%
Public Transport Monthly Pass (Regular Price)
-
$8.11 Rp 145.4K
-
Taxi Start (Normal Tariff)
$1.54 ARS 2,271
$0.48 Rp 8,659
220.83%
Taxi (Normal Tariff) (1km)
$0.87 ARS 1,290
$0.42 Rp 7,532
107.14%
Taxi 1hour Waiting (Normal Tariff)
$5.94 ARS 8,775
$6.22 Rp 111.6K
-4.50%
Gasoline (1 liter)
$1.07 ARS 1,581
$0.81 Rp 14.6K
32.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K ARS 40.9M
$26.6K Rp 477.4M
4.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.8K ARS 45.5M
$32.2K Rp 577.4M
-4.26%
🧾 Monthly Utilities & Internet
Santa Rosa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.7 ARS 97.1K
$78.4 Rp 1.4M
-16.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.41 ARS 25.7K
$4.07 Rp 73.0K
327.76%
Internet (50+ Mbps, Unlimited Data)
$22.91 ARS 33.9K
$24.33 Rp 436.4K
-5.84%
🎉 Sport & Entertainment
Santa Rosa
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.68 ARS 38.0K
$98.6 Rp 1.8M
-73.96%
Tennis Court (1 Hour on Weekend)
$13.57 ARS 20.1K
$6.34 Rp 113.7K
114.04%
Cinema Ticket
$6.08 ARS 8,984
$3.99 Rp 71.5K
52.38%
🧸 Childcare & Education
Santa Rosa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$223 ARS 330.0K
$305 Rp 5.5M
-26.80%
International Primary School, 1 Child (Yearly)
$2,666 ARS 3.9M
$6,642 Rp 119.2M
-59.87%
👕👟 Clothing & Footwear
Santa Rosa
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$74.2 ARS 109.7K
$54.1 Rp 971.2K
37.07%
Summer Dress (H&M, Zara, etc)
$70.5 ARS 104.1K
$37.81 Rp 678.2K
86.35%
Sport Shoes (Adidas, Nike)
$116 ARS 171.6K
$86.8 Rp 1.6M
33.67%
Men's Leather Business Shoes
$110 ARS 162.7K
$76.4 Rp 1.4M
44.15%
🏠 Accommodation & Living
Santa Rosa
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$333 ARS 491.4K
$992 Rp 17.8M
-66.48%
1-bedroom Apartment, Outside City Center (Monthly)
$236 ARS 348.7K
$673 Rp 12.1M
-64.93%
3-bedroom Apartment, City Center (Monthly)
$679 ARS 1.0M
$3,375 Rp 60.5M
-79.90%
3-bedroom Apartment, Outside City Center (Monthly)
$542 ARS 801.7K
$2,050 Rp 36.8M
-73.54%
Buy Apartment in City Center (m2)
$2,492 ARS 3.7M
$2,805 Rp 50.3M
-11.13%
Buy Apartment Outside City Center (m2)
$1,387 ARS 2.1M
$2,227 Rp 39.9M
-37.71%
💵 Salaries & Financials
Santa Rosa
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
58.5
13.28
340.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Rosa: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $333 in Santa Rosa and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Santa Rosa vs $32.00 in Ubud, Bali. Groceries flip the comparison at $230 vs $297, with Santa Rosa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Rosa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santa Rosa or Ubud, Bali?
Santa Rosa wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Santa Rosa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Santa Rosa and in Ubud, Bali?
You'd need roughly $1,443 in Santa Rosa and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Santa Rosa compared to Ubud, Bali?
Rent for a central apartment: $333 in Santa Rosa versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Santa Rosa and in Ubud, Bali?
Childcare runs $223 in Santa Rosa versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Santa Rosa and in Ubud, Bali?
Dining out is cheaper in Santa Rosa – a meal for two runs $34.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Santa Rosa or in Ubud, Bali?
At $962 in Santa Rosa versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Santa Rosa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Santa Rosa the clear choice for anyone on this budget.
Which city is better for digital nomads, Santa Rosa or Ubud, Bali?
Both work as nomad bases, but Santa Rosa delivers better value – similar infrastructure at $962 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Santa Rosa hard to pass up.
How safe is Santa Rosa compared to Ubud, Bali?
Safety-wise, Santa Rosa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Santa Rosa gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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